MarketCap
Facebook
X
Telegram
Visa Long-Term Debt | V
Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.
Main characteristics:- Term exceeds 12 months
- Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
- Repaid through regular payments (interest and/or principal) over several years
- Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital. - Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks. - Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.
A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.
If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.
It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.
Examples of long-term debt:- Mortgage loans for property purchases
- Corporate bonds issued by a company to raise capital
- Project financing — long-term loans for building or expanding production facilities
- Leasing obligations for equipment or transport
Annual Long-Term Debt Visa
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 19.6 B | 20.8 B | 20.5 B | 20.2 B | 20 B | 21.1 B | 16.7 B | 16.6 B | 16.6 B | 15.9 B | - | - | - | - | - | 32 M | 44 M | 55 M | - | - |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 21.1 B | 32 M | 14.5 B |
Quarterly Long-Term Debt Visa
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q3 | 2010-Q2 | 2010-Q1 | 2009-Q3 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 22.4 B | 19.6 B | 19.6 B | 16.8 B | 16.7 B | 20.6 B | 20.6 B | 20.7 B | 20.6 B | 20.6 B | 20.5 B | 20.5 B | 20.2 B | - | 17.5 B | 17.7 B | 20 B | 21 B | 20 B | 21.1 B | 21.1 B | 21.1 B | 21.1 B | 13.7 B | 16.7 B | 16.7 B | 16.7 B | 16.6 B | 16.6 B | 16.6 B | 16.6 B | 16.6 B | 16.6 B | 16.6 B | 16.6 B | 14.1 B | 15.9 B | 15.9 B | 15.9 B | 15.9 B | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22 M | 25 M | 35 M | 38 M | 41 M | 46 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 22.4 B | 22 M | 15.9 B |
Long-Term Debt of other stocks in the Payment services industry
| Issuer | Long-Term Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Security National Financial Corporation
SNFCA
|
216 M | $ 8.77 | 1.69 % | $ 217 M |  USA |
 |
PayPal Holdings
PYPL
|
9.99 B | $ 53.18 | 3.93 % | $ 51 B | USA |
 |
Upstart Holdings
UPST
|
34 M | $ 26.98 | 1.24 % | $ 2.59 B | USA |
 |
World Acceptance Corporation
WRLD
|
587 M | $ 192.0 | 0.77 % | $ 949 M | USA |
 |
Yiren Digital Ltd.
YRD
|
192 M | $ 0.96 | 0.49 % | $ 167 M |  China |
 |
CURO Group Holdings Corp.
CURO
|
2.61 B | - | -6.4 % | $ 7.82 M | USA |
 |
Discover Financial Services
DFS
|
16.3 B | - | -0.21 % | $ 50.2 B | USA |
 |
MoneyGram International
MGI
|
785 M | - | - | $ 1.07 B | USA |
 |
Green Dot Corporation
GDOT
|
1.6 M | $ 13.25 | 0.15 % | $ 730 M | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
19.5 B | $ 226.09 | 0.3 % | $ 2.47 B | USA |
 |
Synchrony Financial
SYF
|
15.2 B | $ 78.62 | 0.09 % | $ 29.1 B | USA |
 |
Qiwi plc
QIWI
|
8 M | - | - | - |  Cyprus |
 |
Ally Financial
ALLY
|
14.4 B | $ 42.28 | 0.32 % | $ 13.1 B | USA |
 |
Atlanticus Holdings Corporation
ATLC
|
777 M | $ 93.81 | 0.73 % | $ 1.42 B | USA |
 |
American Express Company
AXP
|
56.4 B | $ 326.1 | 0.16 % | $ 227 B | USA |
 |
Elevate Credit
ELVT
|
505 M | - | - | $ 58.8 M | USA |
 |
Pintec Technology Holdings Limited
PT
|
1.2 M | - | - | $ 671 M | China |
 |
Jianpu Technology
JT
|
232 K | - | 7.78 % | $ 331 M | - |
 |
Alliance Data Systems Corporation
ADS
|
6.56 B | - | -1.74 % | $ 2.84 B | USA |
 |
Xiaobai Maimai Inc.
HX
|
20 M | - | -10.24 % | $ 37.1 M | China |
 |
Marlin Business Services Corp.
MRLN
|
30.7 M | - | -0.17 % | $ 276 M | USA |
 |
Credit Acceptance Corporation
CACC
|
4.54 B | $ 593.78 | 0.52 % | $ 6.8 B | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
41.1 B | - | 1.44 % | $ 13 B | USA |
 |
Capital One Financial Corporation
COF
|
49.9 B | $ 213.96 | 0.1 % | $ 116 B | USA |
 |
Consumer Portfolio Services
CPSS
|
2.15 B | $ 9.07 | 0.11 % | $ 199 M | USA |
 |
ORIX Corporation
IX
|
5.97 T | $ 39.21 | 3.18 % | $ 43.8 B |  Japan |
 |
Enova International
ENVA
|
4.5 B | $ 225.79 | 1.02 % | $ 5.68 B | USA |
 |
EZCORP
EZPW
|
518 M | $ 33.09 | 0.15 % | $ 1.9 B | USA |
 |
FirstCash
FCFS
|
2.21 B | $ 225.42 | 0.89 % | $ 9.99 B | USA |
 |
Qudian
QD
|
655 K | - | - | $ 634 M | China |
 |
Goldman Sachs BDC, Inc.
GSBD
|
770 M | $ 9.68 | 0.81 % | $ 391 M | USA |
 |
Barings BDC, Inc.
BBDC
|
570 M | $ 8.86 | 0.33 % | $ 425 M | USA |
 |
360 DigiTech
QFIN
|
14.3 M | $ 8.84 | 3.9 % | $ 2.36 B | China |
 |
FlexShopper
FPAY
|
1.32 M | - | 2.7 % | $ 4.12 M | USA |
 |
LexinFintech Holdings Ltd.
LX
|
566 M | $ 0.85 | 3.52 % | $ 288 M | China |
 |
Mastercard Inc.
MA
|
18.3 B | $ 570.89 | 1.21 % | $ 517 B | USA |
 |
Medallion Financial Corp.
MFIN
|
216 M | $ 12.09 | 1.75 % | $ 275 M | USA |
 |
PRA Group
PRAA
|
1.08 B | $ 19.11 | 0.47 % | $ 749 M | USA |
 |
FinVolution Group
FINV
|
89.6 M | $ 3.4 | 0.29 % | $ 4.28 B | USA |
 |
Navient Corporation
NAVI
|
40.6 B | $ 9.47 | 3.33 % | $ 938 M | USA |
 |
Nelnet
NNI
|
7.78 B | $ 125.14 | 0.03 % | $ 4.55 B | USA |
 |
Oaktree Specialty Lending Corporation
OCSL
|
466 M | $ 12.77 | 0.19 % | $ 1.8 B | USA |
 |
OneMain Holdings
OMF
|
22.7 B | $ 63.31 | 0.08 % | $ 7.51 B | USA |
 |
Lufax Holding Ltd
LU
|
27.9 B | $ 1.23 | 1.63 % | $ 1.72 B | China |
 |
Regional Management Corp.
RM
|
1.64 B | $ 33.02 | 0.09 % | $ 311 M | USA |
|
Oportun Financial Corporation
OPRT
|
1.17 B | $ 7.99 | 1.52 % | $ 371 M | USA |
 |
SLM Corporation
SLM
|
5.36 B | $ 26.28 | 2.73 % | $ 5.44 B | USA |