FS Bancorp EBITDA | FSBW

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA FS Bancorp

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
2.8 M	2.5 M	2.6 M	2.5 M	2.7 M	2.8 M	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
2.8 M	2.5 M	2.65 M

Quarterly EBITDA FS Bancorp

2026-Q2	2026-Q1	2025-Q4	2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
809 K	2.28 M	-	787 K	809 K	2.34 M	-	897 K	919 K	2.84 M	-	1 M	1.02 M	3.36 M	-	173 K	172 K	4.29 M	-	11.7 M	8.82 M	5.16 M	-	9.34 M	6.78 M	2.18 M	-	9.27 M	4.3 M	2.32 M	-	4.54 M	2.64 M	1.14 M	-	2.58 M	1.51 M	1.25 M	-	3.78 M	2.41 M	734 K	-	1.6 M	957 K	468 K	-	2.56 M	1.68 M	548 K	-	1.29 M	513 K	496 K	-	688 K	756 K	404 K	-	638 K	403 K	269 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
11.7 M	172 K	2.45 M

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
California BanCorp CALB	10.6 M	-	1.05 %	$ 210 M	USA
Flagstar Bancorp FBC	84 M	-	-0.08 %	$ 2.02 B	USA
BankFinancial Corporation BFIN	163 K	-	-	$ 151 M	USA
Provident Bancorp PVBC	912 K	-	-	$ 226 M	USA
Comerica Incorporated CMA	96 M	-	-	$ 11.8 B	USA
Middlefield Banc Corp. MBCN	-78 K	-	-	$ 273 M	USA
Amerant Bancorp AMTB	6.69 M	$ 30.07	0.03 %	$ 1.25 B	USA
AmeriServ Financial ASRV	1.7 M	$ 4.66	-2.31 %	$ 77 M	USA
Meta Financial Group CASH	59.7 M	$ 78.22	0.93 %	$ 1.83 B	USA
Cathay General Bancorp CATY	6.6 M	$ 64.7	0.62 %	$ 4.48 B	USA
Capital Bancorp CBNK	1.05 M	$ 41.63	0.82 %	$ 690 M	USA
Central Pacific Financial Corp. CPF	7.1 M	$ 37.66	-0.08 %	$ 1.01 B	USA
ICICI Bank Limited IBN	10.5 T	$ 29.32	-0.48 %	$ 94.7 B	India
First Western Financial MYFW	2.64 M	$ 30.36	1.25 %	$ 295 M	USA
NBT Bancorp NBTB	11.9 M	$ 53.14	0.51 %	$ 2.69 B	USA
Park National Corporation PRK	11.2 M	$ 182.97	-0.01 %	$ 2.95 B	USA
TowneBank TOWN	107 M	$ 36.75	0.38 %	$ 2.65 B	USA
Landmark Bancorp LARK	1.28 M	$ 31.94	-2.13 %	$ 194 B	USA
MVB Financial Corp. MVBF	2.6 M	$ 30.06	0.2 %	$ 384 M	USA
Silvergate Capital Corporation SI	1 M	$ 19.15	-2.7 %	$ 490 M	USA
Union Bankshares UNB	1.63 M	$ 23.24	0.89 %	$ 106 M	USA
Sierra Bancorp BSRR	-206 K	$ 42.31	1.37 %	$ 571 M	USA
Eagle Bancorp Montana EBMT	5.32 M	$ 21.43	0.52 %	$ 167 M	USA
Enterprise Financial Services Corp EFSC	6.8 M	$ 62.3	1.55 %	$ 2.3 B	USA
Banco Bradesco S.A. BBD	571 M	$ 2.93	-28.13 %	$ 31.1 B	Brasil
KB Financial Group KB	8.05 T	$ 113.14	-1.39 %	$ 42.9 B	South-korea
FB Financial Corporation FBK	12.1 M	$ 53.65	0.36 %	$ 2.67 B	USA
First Community Corporation FCCO	1.7 M	$ 32.98	-0.36 %	$ 253 M	USA
First Financial Bancorp. FFBC	31.8 M	$ 32.7	0.18 %	$ 3.12 B	USA
First Hawaiian FHB	16.1 M	$ 25.36	0.08 %	$ 3.16 B	USA
First Interstate BancSystem FIBK	50.8 M	$ 37.69	2.46 %	$ 3.87 B	USA
First Mid Bancshares FMBH	19.8 M	$ 51.13	0.76 %	$ 1.22 B	USA
Fulton Financial Corporation FULT	28.3 M	$ 23.7	0.11 %	$ 4.3 B	USA
First US Bancshares FUSB	1.7 M	$ 16.6	-0.6 %	$ 96.6 M	USA
Hanmi Financial Corporation HAFC	79.4 M	$ 32.19	0.11 %	$ 961 M	USA
Huntington Bancshares Incorporated HBAN	762 M	$ 15.74	0.03 %	$ 23.3 B	USA
Auburn National Bancorporation AUBN	2.11 M	$ 26.86	1.36 %	$ 93.8 M	USA
Hancock Whitney Corporation HWC	27.3 M	$ 72.99	-0.71 %	$ 6.2 B	USA
Independent Bank Corporation IBCP	9.91 M	$ 37.03	0.14 %	$ 769 M	USA
Independent Bank Corp. INDB	42.1 M	$ 83.68	-0.04 %	$ 3.86 B	USA
Banc of California BANC	49.3 M	$ 18.01	0.47 %	$ 2.88 B	USA
Banner Corporation BANR	89.3 M	$ 70.46	0.26 %	$ 2.43 B	USA
Bank of Marin Bancorp BMRC	1.3 M	$ 27.7	2.18 %	$ 442 M	USA
LCNB Corp. LCNB	668 K	$ 19.61	-0.61 %	$ 276 M	USA
Banco Bradesco S.A. BBDO	571 M	$ 2.75	-25.07 %	$ 31 B	Brasil
Live Oak Bancshares LOB	30.4 M	$ 35.16	0.03 %	$ 1.61 B	USA
BCB Bancorp BCBP	29.9 M	$ 8.61	-0.23 %	$ 148 M	USA
MetroCity Bankshares MCBS	3.51 M	$ 36.46	2.0 %	$ 938 M	USA
Magyar Bancorp MGYR	937 K	$ 21.01	5.58 %	$ 131 M	USA
MainStreet Bancshares MNSB	1.1 M	$ 21.3	-12.81 %	$ 163 M	USA