Grupo Financiero Galicia S.A. Retained Earnings 2011-2026 | GGAL

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.

Possible uses include

reinvestment in development (R&D, equipment, marketing)
debt repayment
acquisition of other companies
creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings Grupo Financiero Galicia S.A.

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-	-	-	-	-	-57.3 B	-14.9 B	-	6.02 B	4.34 B	3.34 B	1.82 B	1.34 B	1.11 B

All numbers in ARS currency

Indicator range from annual reports

Maximum	Minimum	Average
6.02 B	-57.3 B	-6.78 B

Quarterly Retained Earnings Grupo Financiero Galicia S.A.

2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-	-89 B	-	-	-	-154 B	-	-	-	-78 B	-	-	-	-23 B	-	-	-	-9.6 B	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in ARS currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
-9.6 B	-154 B	-70.8 B

Retained Earnings of other stocks in the Banks regional industry

Issuer	Retained Earnings	Price	% 24h	Market Cap	Country
Business First Bancshares BFST	327 M	$ 27.65	0.73 %	$ 813 M	USA
Signature Bank SBNY	3.55 B	-	-	$ 4.41 B	USA
Banco BBVA Argentina S.A. BBAR	-29.4 B	$ 15.62	8.17 %	$ 450 B	Argentina
First Midwest Bancorp, Inc. FMBI	1.39 B	-	-1.2 %	$ 2.26 B	USA
Atlantic Capital Bancshares ACBI	114 M	-	-1.48 %	$ 566 M	USA
First Busey Corporation BUSE	337 M	$ 26.73	0.62 %	$ 2.25 B	USA
Deutsche Bank Aktiengesellschaft DB	10 B	$ 32.02	4.5 %	$ 22.4 B	Germany
Fidelity D & D Bancorp FDBC	159 M	$ 45.25	-0.96 %	$ 261 M	USA
American National Bankshares AMNB	233 M	-	-	$ 508 M	USA
First Northwest Bancorp FNWB	91.7 M	$ 10.0	0.5 %	$ 87.9 M	USA
Cadence Bancorporation CADE	260 M	-	-	$ 5.43 B	USA
Arrow Financial Corporation AROW	102 M	$ 36.97	-0.27 %	$ 610 M	USA
Auburn National Bancorporation AUBN	119 M	$ 23.55	0.08 %	$ 82.3 M	USA
Banco Bradesco S.A. BBDO	-234 M	$ 3.49	-0.47 %	$ 13.1 M	Brasil
1895 Bancorp of Wisconsin BCOW	33.9 M	-	-6.47 %	$ 52 M	USA
Spirit of Texas Bancshares, Inc. STXB	76.7 M	-	-0.23 %	$ 446 M	USA
BankFinancial Corporation BFIN	74.4 M	-	-	$ 151 M	USA
People's United Financial, Inc. PBCT	1.36 B	-	-	$ 8.34 B	USA
Cambridge Bancorp CATC	250 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	22.4 M	-	0.52 %	$ 61.6 M	USA
Popular BPOP	5.21 B	-	-	$ 10.1 B	USA
Financial Institutions FISI	437 M	$ 35.35	1.52 %	$ 710 M	USA
Brookline Bancorp BRKL	265 M	-	-	$ 974 M	USA
Camden National Corporation CAC	545 M	$ 49.11	0.57 %	$ 830 M	USA
California BanCorp CALB	84.2 M	-	1.05 %	$ 210 M	USA
CBTX CBTX	566 M	-	1.49 %	$ 1.51 B	USA
CNB Financial Corporation CCNE	425 M	$ 30.94	0.49 %	$ 761 M	USA
Equity Bancshares EQBK	205 M	$ 45.86	-0.46 %	$ 839 M	USA
American River Bankshares AMRB	56 M	-	2.00 %	$ 125 M	USA
C&F Financial Corporation CFFI	269 M	-	-	$ 240 M	USA
CrossFirst Bankshares CFB	272 M	-	-	$ 784 M	USA
Bank of Commerce Holdings BOCH	111 M	-	-1.56 %	$ 254 M	USA
Axos Financial AX	2.62 B	$ 88.03	1.02 %	$ 5.01 B	USA
HMN Financial HMNF	142 M	-	-2.13 %	$ 122 M	USA
First Internet Bancorp INBK	193 M	$ 25.17	-0.44 %	$ 220 M	USA
CIT Group Inc. CIT	1.43 B	-	-1.4 %	$ 4.74 B	USA
Citizens Holding Company CIZN	99.4 M	-	-5.65 %	$ 49.5 M	USA
Columbia Financial CLBK	934 M	$ 19.29	0.36 %	$ 1.96 B	USA
First Financial Corporation THFF	742 M	$ 67.39	0.27 %	$ 799 M	USA
First Horizon Corporation FHN	4.38 B	$ 25.07	1.17 %	$ 13.5 B	USA
Comerica Incorporated CMA	12 B	-	-	$ 11.8 B	USA
Itaú Unibanco Holding S.A. ITUB	42.5 B	$ 8.45	-1.4 %	$ 460 B	Brasil
Cincinnati Bancorp CNNB	21.8 M	-	-4.28 %	$ 43.3 M	USA
ConnectOne Bancorp CNOB	674 M	-	-	$ 1.36 B	USA
Capstar Financial Holdings CSTR	159 M	-	-	$ 425 M	USA
Customers Bancorp CUBI	1.54 B	-	-	$ 2.53 B	USA
CVB Financial Corp. CVBF	1.3 B	$ 20.63	0.44 %	$ 2.82 B	USA
Codorus Valley Bancorp CVLY	68.6 M	-	-	$ 231 M	USA
Bryn Mawr Bank Corporation BMTC	297 M	-	-1.52 %	$ 888 M	USA