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Guidewire Software GWRE
$ 163.23 7.28%
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Quarterly report 2026-Q4
added 09-11-2026

Guidewire Software Financial Ratios 2026-2009 | GWRE

Brief overview of Guidewire Software's financial ratios

The review covers five available annual periods spanning 2015 to 2025.

Market valuation is represented by P/E 304.13x (median 304.13x), EV/EBITDA 336.21x (median 268.84x), P/S 17.65x (median 12.77x). On average, this basket is 25.1% above its own five-year medians. The market is pricing in elevated future expectations.

The inverse P/E implies an earnings yield of 0.3%. This is not a dividend yield, but current earnings relative to market price.

Capital efficiency is characterized by ROE 4.8%, ROA 2.6%, ROCE 2.8%. Low capital returns limit the ability to compound value internally.

The cash conversion cycle remains near its former level at 24.4 days after 27.6 days.

Valuation takeaway

Guidewire Software's profile looks stretched: price anticipates improvement that current quality ratios do not yet confirm.

Annual Financial Ratios Guidewire Software

2026 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009

P/E

85.2 304.1 -2329.5 -68.4 -28.5 -142.7 -389.9 377.9 -393.3 264.9 299.3 381.8 203.4 168.3 64.3 - - -

P/S

8.0 17.7 14.5 8.5 6.3 12.8 14.3 10.9 11.7 10.9 10.6 9.9 8.6 8.6 4.2 - - -

EPS

1.6 0.8 -0.1 -1.4 -2.2 -0.8 -0.3 0.2 -0.3 0.2 0.2 0.1 0.2 0.4 0.4 0.8 0.3 -

EV (Enterprise Value)

12.9 B 21.8 B 14.6 B 8.08 B 5.35 B 9.88 B 10.9 B 8.17 B 7.85 B 5.54 B 4.39 B 3.67 B 2.95 B 2.59 B 871 M 48.8 M -37.4 M -27.6 M

EBITDA per Share

2.11 0.77 -0.37 -1.52 -1.99 -0.82 0.23 0.509 0.364 0.613 0.351 0.342 0.383 0.385 0.763 - 1.43 -

EV/EBITDA

72.4 336.2 -480.8 -64.8 -32.2 -143.3 493.2 190.6 268.8 118.2 168.5 148.6 113.1 115.8 29.1 - -1.9 -

PEG

-4.7 -2.11 24.89 0.97 0.39 1.63 -90.52 1.87 2.11 6.95 6.12 -10.64 -10.99 -24.4 -0.95 - - -

P/B

9.9 14.6 10.6 6.4 3.5 6.1 6.4 5.0 5.4 6.3 5.7 5.5 4.6 11.3 5.3 - - -

P/CF

30.4 70.6 72.6 199.4 -135.5 85.0 93.8 116.5 60.2 43.1 48.3 65.8 42.5 111.0 85.1 - - -

ROE %

11.67 4.79 -0.45 -9.33 -12.43 -4.30 -1.64 1.32 -1.38 2.38 1.91 1.43 2.26 6.73 8.26 - -61.72 -

ROA %

5.40 2.57 -0.27 -5.52 -7.96 -2.86 -1.15 0.96 -0.99 1.97 1.63 1.24 1.94 4.93 5.35 - - -

ROCE %

12.56 2.82 -3.92 -12.46 -13.74 -6.83 -1.44 0.08 -0.42 2.91 2.06 2.37 2.78 7.09 12.35 - -71.64 -

Current Ratio

1.9 2.2 2.5 2.4 2.8 3.0 3.3 5.7 5.4 4.2 5.9 6.3 5.4 2.8 2.8 - - -

DSO

41.4 42.2 53.7 59.4 55.7 53.6 62.1 88.9 68.9 56.4 54.0 59.5 51.9 49.6 50.8 - - -

DPO

23.1 17.8 22.9 30.6 28.6 26.0 30.7 38.5 37.7 25.6 23.9 21.9 17.2 18.1 39.1 - - -

Operating Cycle

41.4 42.2 53.7 59.4 55.7 53.6 62.1 88.9 68.9 56.4 54.0 59.5 51.9 49.6 50.8 - - -

Cash Conversion Cycle

18.2 24.4 30.8 28.8 27.1 27.6 31.4 50.3 31.2 30.8 30.1 37.7 34.7 31.6 11.8 - - -

All numbers in USD currency

Quarterly Financial Ratios Guidewire Software

2026-Q4 2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

-0.28 0.55 0.71 0.37 - 0.55 -0.45 0.11 - -0.07 0.12 -0.33 - -0.56 -0.11 -0.83 -0.49 - - -0.69 -0.1 -0.62 -0.34 -0.44 -0.24 -0.24 -0.42 -0.24 - -0.18 0.08 -0.18 -0.67 0.08 0.73 0.07 0.05 -0.04 0.32 -0.12 0.01 -0.11 -0.01 -0.11 0.06 -0.02 0.01 -0.02 0.05 -0.04 -0.05 -0.04 0.1 -0.11 0.11 -0.18 0.07 0.01 0.17 0.01 0.12 0.1 0.15 0.73

EBITDA per Share

46.4 0.05 0.61 0.29 - 0.26 0.28 0.01 - - -0.02 -0.35 - -0.46 -0.11 -0.8 -0.43 - - -0.7 -0.28 -0.68 -0.45 -0.52 -0.17 -0.25 -0.25 -0.25 -0.05 -0.17 0.19 -0.17 -0.03 0.15 0.85 0.13 0.13 -0.32 0.58 -0.35 0.13 -0.21 0.03 -0.21 0.07 -0.1 0.05 -0.1 0.09 -0.03 -0.08 -0.03 0.09 -0.19 0.13 -0.28 0.29 0.02 0.9 0.02 0.39 0.61 0.56 0.33

ROE %

6.19 10.08 6.46 3.20 1.16 0.73 -1.87 -1.18 -1.90 -5.71 -6.04 -12.66 -10.41 -13.16 -13.31 -13.09 -10.66 -7.91 -7.91 -11.33 -10.79 -11.52 -9.31 -7.11 -4.90 -3.65 -3.38 -3.11 -2.84 -7.60 -6.23 -1.33 -0.02 5.23 4.53 3.25 1.98 1.62 0.91 -1.86 -1.96 -1.48 -0.72 -0.49 0.28 0.20 -0.02 -0.65 -0.87 1.26 0.67 3.83 -0.35 -0.69 0.59 2.61 7.48 31.67 74.38 0.23 - 26.51 42.94 -

ROA %

3.53 5.60 3.80 1.92 0.73 0.47 -0.90 -0.85 -1.20 -3.58 -3.77 -7.80 -6.39 -8.26 -8.54 -8.45 -7.25 -5.39 -5.39 -7.60 -7.14 -7.67 -6.18 -4.82 -3.47 -2.57 -2.39 -2.23 -2.07 -6.09 -5.08 -1.43 -0.46 3.98 3.42 2.66 1.56 1.25 0.62 -1.66 -1.70 -1.27 -0.61 -0.41 0.24 0.18 -0.03 -0.56 -0.75 0.69 0.17 2.52 -0.48 -0.88 0.22 1.27 4.83 7.13 12.75 0.17 - 3.80 5.79 -

ROCE %

-1.26 4.41 5.00 2.08 0.88 -0.42 -1.74 -5.46 -5.09 -9.93 -10.53 -15.83 -13.03 -15.70 -15.16 -14.91 -12.98 -10.31 -10.31 -14.23 -13.05 -12.54 -10.08 -8.73 -7.51 -6.79 -6.44 -4.12 -3.76 -3.71 -1.99 1.48 3.11 4.48 1.18 2.04 -1.35 -1.28 -0.46 -4.71 -3.73 -4.29 -3.26 -3.15 -2.11 -1.91 -1.19 -2.40 -1.66 0.08 -1.40 2.11 -5.27 -4.35 -2.34 2.85 10.76 52.19 94.59 -0.03 - 44.80 42.37 -

Current Ratio

2.1 2.1 2.3 2.4 2.5 2.2 2.0 1.9 2.5 2.7 2.7 2.7 2.8 2.7 2.6 2.5 3.1 - - 3.0 3.4 3.2 3.0 3.0 3.5 3.4 3.3 3.3 4.0 3.6 3.7 3.7 6.5 4.1 3.5 3.6 7.1 7.1 5.7 5.8 8.1 8.3 6.9 6.9 8.3 9.4 7.2 7.2 8.2 9.1 7.1 7.1 3.5 9.2 3.6 3.7 2.8 3.6 2.8 3.6 - 1.2 1.2 -

DSO

95.3 47.2 32.7 31.8 - 42.0 34.8 43.1 - 44.1 41.9 52.1 - 56.4 42.4 46.7 24.9 - - 41.2 43.8 50.7 27.1 57.1 47.2 51.7 31.5 62.9 53.7 63.3 36.2 66.8 52.7 53.3 47.4 60.8 56.4 65.3 41.1 58.5 51.2 57.2 31.1 60.4 59.2 64.5 33.5 65.7 52.8 51.5 30.3 52.4 56.2 60.3 27.5 51.8 60.2 50.8 29.9 27.5 25.1 40.5 13.8 -

DPO

36.8 23.8 22.4 18.1 - 22.2 23.3 28.8 - 21.1 19.1 28.6 - 30.9 33.3 24.6 10.4 - - 20.4 25.3 24.4 13.9 26.7 26.1 22.3 12.6 21.9 26.7 33.8 19.4 29.8 27.9 29.8 30.9 23.4 25.2 20.0 21.4 15.0 23.3 22.2 12.9 18.4 17.3 19.1 11.5 18.9 16.2 18.0 8.7 17.1 19.4 16.2 10.1 14.2 27.3 27.0 18.5 10.8 12.0 20.2 6.2 -

Operating Cycle

- - - - - - - - - - - - - - - - 24.9 - - 41.2 43.8 50.7 27.1 57.1 47.2 51.7 31.5 62.9 53.7 63.3 36.2 66.8 52.7 53.3 47.4 60.8 56.4 65.3 41.1 58.5 51.2 57.2 31.1 60.4 59.2 64.5 33.5 65.7 52.8 51.5 30.3 52.4 56.2 60.3 27.5 51.8 60.2 50.8 29.9 27.5 25.1 40.5 13.8 -

Cash Conversion Cycle

- - - - - - - - - - - - - - - - 14.5 - - 20.8 18.5 26.3 13.2 30.4 21.1 29.4 19.0 41.0 27.0 29.5 16.8 37.0 24.8 23.4 16.5 37.4 31.3 45.4 19.7 43.5 27.9 34.9 18.1 42.0 41.9 45.4 21.9 46.9 36.6 33.4 21.6 35.3 36.8 44.1 17.4 37.6 32.9 23.8 11.4 16.7 13.1 20.3 7.6 -

All numbers in USD currency

Multiples are an important financial analysis tool for the company Guidewire Software, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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