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Kingstone Companies KINS
$ 15.93 1.53%

Quarterly report 2025-Q3
added 11-12-2025

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Kingstone Companies Balance Sheet 2011-2025 | KINS

Annual Balance Sheet Kingstone Companies

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

16.3 M 13.4 M 6.33 M 10.2 M 165 M 177 M 115 M -12 M -13.6 M -9.91 M -19.9 M -1.04 M 874 K

Long Term Debt

25.2 M 25.2 M 29.8 M 29.6 M 29.5 M 29.3 M 29.1 M - - - - 747 K 747 K

Long Term Debt Current

47.7 K 225 K 795 K 949 K - - - - - - - - -

Total Non Current Liabilities

- - - 29.6 M 29.5 M 169 M 150 M 105 M 97.1 M 88.5 M 75.3 M 71.9 M 700 K

Total Liabilities

283 M 284 M 256 M 225 M 233 M 178 M 160 M 113 M 104 M 94.5 M 81.1 M 77.2 M 54.4 M

Deferred Revenue

- - - 93.5 K - - - - - - - - -

Retained Earnings

-23.1 M -16.9 M 6.86 M 15.9 M 16.9 M 26.4 M 27.2 M 20.6 M 13.6 M 8.2 M 4.19 M 2.79 M 2.55 M

Total Assets

318 M 320 M 331 M 318 M 321 M 267 M 255 M 169 M 149 M 135 M 117 M 93.5 M 69.7 M

Cash and Cash Equivalents

8.98 M 12 M 24.3 M 19.5 M 32.4 M 21.1 M 48.4 M 12 M 13.6 M 9.91 M 19.9 M 2.24 M 173 K

Book Value

34.5 M 36.2 M 75.7 M 92.8 M 88.2 M 88.7 M 94.6 M 56.7 M 45.3 M 40.5 M 35.7 M 16.3 M 15.3 M

Total Shareholders Equity

34.5 M 36.2 M 75.7 M 92.8 M 88.2 M 88.7 M 94.6 M 56.7 M 45.3 M 40.5 M 35.7 M 16.3 M 15.3 M

All numbers in USD currency

Quarterly Balance Sheet Kingstone Companies

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

3.47 M 3.8 M 4.12 M 4.32 M 16.4 M 25.3 M 25.3 M 5.66 M 25.2 M 25.2 M 25.2 M 25.2 M 30 M 29.9 M 29.9 M 29.8 M 29.8 M 29.7 M 29.7 M 29.6 M 29.6 M 29.6 M 29.6 M 29.5 M 29.5 M 29.5 M 29.5 M 29.3 M 29.3 M 29.3 M 29.3 M 29.1 M 29.1 M 29.1 M 29.1 M - - - - - - - - - - - - - - - - - - - - - - - -

Total Liabilities

321 M 299 M 303 M 308 M 287 M 279 M 283 M 283 M 290 M 279 M 297 M 284 M 277 M 260 M 249 M 256 M 242 M 223 M 218 M 225 M 225 M 225 M 225 M 233 M 233 M 233 M 233 M 178 M 178 M 178 M 178 M 160 M 160 M 160 M 160 M 113 M 113 M 113 M 113 M 104 M 104 M 104 M 104 M 94.5 M 94.5 M 94.5 M 94.5 M 81.1 M 81.1 M 81.1 M 81.1 M 77.2 M 77.2 M 77.2 M 77.2 M 54.4 M 54.4 M 54.4 M 54.4 M

Retained Earnings

20.5 M 10.4 M -873 K -4.76 M -10.2 M -17.2 M -21.7 M -23.1 M -26.1 M -22.5 M -22 M -16.9 M -13 M -8.57 M -2.77 M 6.86 M 5.05 M 16.1 M 15.2 M 15.9 M 15.9 M 15.9 M 15.9 M 16.9 M 16.9 M 16.9 M 16.9 M 26.4 M 26.4 M 26.4 M 26.4 M 27.2 M 27.2 M 27.2 M 27.2 M 20.6 M 20.6 M 20.6 M 20.6 M 13.6 M 13.6 M 13.6 M 13.6 M 8.2 M 8.2 M 8.2 M 8.2 M 4.19 M 4.19 M 4.19 M 4.19 M 2.79 M 2.79 M 2.79 M 2.79 M 2.55 M 2.55 M 2.55 M 2.55 M

Total Assets

429 M 393 M 385 M 375 M 347 M 320 M 318 M 318 M 317 M 311 M 330 M 320 M 316 M 307 M 308 M 331 M 320 M 313 M 307 M 318 M 318 M 318 M 318 M 321 M 321 M 321 M 321 M 267 M 267 M 267 M 267 M 255 M 255 M 255 M 255 M 169 M 169 M 169 M 169 M 149 M 149 M 149 M 149 M 135 M 135 M 135 M 135 M 117 M 117 M 117 M 117 M 93.5 M 93.5 M 93.5 M 93.5 M 69.7 M 69.7 M 69.7 M 69.7 M

Cash and Cash Equivalents

26.8 M 33.7 M 37.5 M 28.7 M 33.8 M 12.2 M 3.2 M 8.98 M 15.1 M 12.3 M 10.5 M 12 M 15.1 M 13.2 M 5.83 M 24.3 M 36.1 M 43.1 M 22.2 M 19.5 M 19.5 M 19.5 M 19.5 M 32.4 M 32.4 M 32.4 M 32.4 M 21.1 M 21.1 M 21.1 M 21.1 M 48.4 M 48.4 M 48.4 M 48.4 M 12 M 12 M 12 M 12 M 13.6 M 13.6 M 13.6 M 13.6 M 9.91 M 9.91 M 9.91 M 9.91 M 19.9 M 19.9 M 19.9 M 19.9 M 2.24 M 2.24 M 2.24 M 2.24 M 173 K 173 K 173 K 173 K

Book Value

108 M 94.9 M 82.2 M 66.7 M 59.7 M 40.8 M 35.7 M 34.5 M 26.5 M 32.1 M 33.3 M 36.2 M 38.9 M 47.1 M 58.5 M 75.7 M 77.8 M 90 M 89 M 92.8 M 92.8 M 92.8 M 92.8 M 88.2 M 88.2 M 88.2 M 88.2 M 88.7 M 88.7 M 88.7 M 88.7 M 94.6 M 94.6 M 94.6 M 94.6 M 56.7 M 56.7 M 56.7 M 56.7 M 45.3 M 45.3 M 45.3 M 45.3 M 40.5 M 40.5 M 40.5 M 40.5 M 35.7 M 35.7 M 35.7 M 35.7 M 16.3 M 16.3 M 16.3 M 16.3 M 15.3 M 15.3 M 15.3 M 15.3 M

Total Shareholders Equity

108 M 94.9 M 82.2 M 66.7 M 59.7 M 40.8 M 35.7 M 34.5 M 26.5 M 32.1 M 33.3 M 36.2 M 38.9 M 47.1 M 58.5 M 75.7 M 77.8 M 90 M 89 M 92.8 M 92.8 M 92.8 M 92.8 M 88.2 M 88.2 M 88.2 M 88.2 M 88.7 M 88.7 M 88.7 M 88.7 M 94.6 M 94.6 M 94.6 M 94.6 M 56.7 M 56.7 M 56.7 M 56.7 M 45.3 M 45.3 M 45.3 M 45.3 M 40.5 M 40.5 M 40.5 M 40.5 M 35.7 M 35.7 M 35.7 M 35.7 M 16.3 M 16.3 M 16.3 M 16.3 M 15.3 M 15.3 M 15.3 M 15.3 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of Kingstone Companies, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Insurance property

Issuer Price % 24h Market Cap Country
Hallmark Financial Services Hallmark Financial Services
HALL
- -11.93 % $ 1.49 M usaUSA
XL Fleet Corp. XL Fleet Corp.
XL
- 20.97 % $ 161 M usaUSA
Chubb Limited Chubb Limited
CB
$ 308.32 1.09 % $ 125 B schweizSchweiz
Conifer Holdings Conifer Holdings
CNFR
- 24.38 % $ 18.1 M usaUSA
Protective Insurance Corporation Protective Insurance Corporation
PTVCA
- -0.13 % $ 330 M usaUSA
State Auto Financial Corporation State Auto Financial Corporation
STFC
- 0.19 % $ 2.3 B usaUSA
Argo Group International Holdings, Ltd. Argo Group International Holdings, Ltd.
ARGO
- - $ 1.05 B bermudaBermuda
The National Security Group The National Security Group
NSEC
- - $ 41 M usaUSA
Cincinnati Financial Corporation Cincinnati Financial Corporation
CINF
$ 165.6 0.35 % $ 25.9 B usaUSA
Donegal Group  Class B Donegal Group Class B
DGICB
$ 16.06 -0.8 % $ 723 M usaUSA
Kemper Corporation Kemper Corporation
KMPR
$ 41.28 1.04 % $ 2.65 B usaUSA
Global Indemnity Group, LLC Global Indemnity Group, LLC
GBLI
$ 28.61 3.12 % $ 388 M irlandaIrlanda
AXIS Capital Holdings Limited AXIS Capital Holdings Limited
AXS
$ 103.99 0.34 % $ 8.75 B bermudaBermuda
The Allstate Corporation The Allstate Corporation
ALL
$ 207.03 0.1 % $ 54.7 B usaUSA
Alleghany Corporation Alleghany Corporation
Y
- - $ 11.4 B usaUSA
The Progressive Corporation The Progressive Corporation
PGR
$ 234.66 1.83 % $ 137 B usaUSA
Palomar Holdings Palomar Holdings
PLMR
$ 126.57 3.5 % $ 3.23 B usaUSA
ProAssurance Corporation ProAssurance Corporation
PRA
$ 24.26 0.41 % $ 1.24 B usaUSA
Loews Corporation Loews Corporation
L
$ 104.26 -0.37 % $ 23 B usaUSA
Kinsale Capital Group Kinsale Capital Group
KNSL
$ 388.84 0.18 % $ 9 B usaUSA
Horace Mann Educators Corporation Horace Mann Educators Corporation
HMN
$ 45.99 -0.52 % $ 1.9 B usaUSA
American Financial Group American Financial Group
AFG
$ 137.14 0.79 % $ 11.5 B usaUSA
RLI Corp. RLI Corp.
RLI
$ 64.39 1.19 % $ 5.89 B usaUSA
Safety Insurance Group Safety Insurance Group
SAFT
$ 78.48 0.28 % $ 1.15 B usaUSA
Markel Corporation Markel Corporation
MKL
$ 2 162.01 1.7 % $ 28.1 B usaUSA
CNA Financial Corporation CNA Financial Corporation
CNA
$ 46.67 0.63 % $ 12.7 B usaUSA
Mercury General Corporation Mercury General Corporation
MCY
$ 93.95 3.07 % $ 5.2 B usaUSA
Donegal Group  Class A Donegal Group Class A
DGICA
$ 20.34 0.49 % $ 723 M usaUSA
Lemonade Lemonade
LMND
$ 78.28 -4.55 % $ 5.56 B usaUSA
FedNat Holding Company FedNat Holding Company
FNHC
- -6.45 % $ 5.11 M usaUSA
NMI Holdings NMI Holdings
NMIH
$ 39.6 0.19 % $ 3.16 B usaUSA
NI Holdings NI Holdings
NODK
$ 13.89 0.51 % $ 291 M usaUSA
HCI Group HCI Group
HCI
$ 186.23 2.2 % $ 1.86 B usaUSA
Heritage Insurance Holdings Heritage Insurance Holdings
HRTG
$ 29.31 1.81 % $ 768 M usaUSA
Stewart Information Services Corporation Stewart Information Services Corporation
STC
$ 73.4 1.38 % $ 2.03 B usaUSA
The Travelers Companies The Travelers Companies
TRV
$ 284.54 0.59 % $ 64.9 B usaUSA
Selective Insurance Group Selective Insurance Group
SIGI
$ 82.63 1.76 % $ 5.03 B usaUSA
Sirius International Insurance Group, Ltd. Sirius International Insurance Group, Ltd.
SG
- 2.85 % $ 1.34 B bermudaBermuda
The Hanover Insurance Group The Hanover Insurance Group
THG
$ 185.25 0.72 % $ 6.61 B usaUSA
United Fire Group United Fire Group
UFCS
$ 36.55 0.14 % $ 925 M usaUSA
United Insurance Holdings Corp. United Insurance Holdings Corp.
UIHC
- 1.28 % $ 341 M usaUSA
Universal Insurance Holdings Universal Insurance Holdings
UVE
$ 33.08 0.96 % $ 943 M usaUSA
Unico American Corporation Unico American Corporation
UNAM
- 9.09 % $ 6.37 M usaUSA
W. R. Berkley Corporation W. R. Berkley Corporation
WRB
$ 69.26 -0.12 % $ 27.7 M usaUSA
White Mountains Insurance Group, Ltd. White Mountains Insurance Group, Ltd.
WTM
$ 2 050.69 0.28 % $ 5.19 B usaUSA