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Selective Insurance Group SIGI
$ 82.63 1.76%

Quarterly report 2025-Q3
added 10-24-2025

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Selective Insurance Group Balance Sheet 2011-2025 | SIGI

Annual Balance Sheet Selective Insurance Group

2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

508 M 504 M 479 M 461 M 535 M 542 M 6.04 B 5.95 B 5.6 B 387 M 355 M 392 M 307 M 307 M

Long Term Debt

508 M 504 M 505 M 506 M 550 M 550 M 440 M 439 M 439 M 328 M 334 M 334 M 249 M -

Total Non Current Liabilities

- - - - - - 440 M 439 M 439 M 388 M 373 M 392 M 307 M 307 M

Total Liabilities

10.4 B 8.85 B 8.27 B 7.48 B 6.95 B 6.6 B 6.16 B 5.97 B 5.82 B 5.51 B 5.31 B 5.12 B 5.7 B 4.63 B

Retained Earnings

3.14 B 3.03 B 2.75 B 2.6 B 2.27 B 2.08 B 1.86 B 1.7 B 1.57 B 1.45 B 1.31 B 1.2 B 1.13 B 1.17 B

Total Assets

13.5 B 11.8 B 10.8 B 10.5 B 9.69 B 8.8 B 7.95 B 7.69 B 7.36 B 6.9 B 6.58 B 6.27 B 6.79 B 5.74 B

Cash and Cash Equivalents

91 K 180 K 25.2 M 45.1 M 15.2 M 7.98 M 505 K 534 K 458 K 898 K 24 M 193 K 210 K 762 K

Book Value

3.12 B 2.95 B 2.53 B 2.98 B 2.74 B 2.19 B 1.79 B 1.71 B 1.53 B 1.4 B 1.28 B 1.15 B 1.09 B 1.11 B

Total Shareholders Equity

3.12 B 2.95 B 2.53 B 2.98 B 2.74 B 2.19 B 1.79 B 1.71 B 1.53 B 1.4 B 1.28 B 1.15 B 1.09 B 1.06 B

All numbers in USD currency

Quarterly Balance Sheet Selective Insurance Group

2025-Q3 2025-Q2 2025-Q1 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

- - - 508 M 509 M 503 M 504 M 505 M 504 M 504 M 505 M 505 M - 506 M 506 M 501 M 551 M 551 M 551 M 551 M 551 M 551 M 551 M - 551 M 550 M 440 M 440 M 440 M 440 M 439 M 439 M 439 M 439 M 439 M 439 M 439 M 439 M 328 M 328 M 328 M 328 M 373 M 379 M 379 M 379 M 392 M 392 M 392 M 392 M 307 M 307 M 307 M 307 M 307 M 307 M 307 M 307 M

Total Liabilities

11.5 B 11.1 B 10.9 B 10.3 B 9.64 B 9.05 B 8.85 B 8.78 B 8.55 B 8.35 B 8.27 B 8.09 B - 7.53 B 7.48 B 7.52 B 7.28 B 7.1 B 6.95 B 6.95 B 6.95 B 6.95 B 6.6 B 6.6 B 6.6 B 6.6 B 6.16 B 6.16 B 6.16 B 6.16 B 5.97 B 5.97 B 5.97 B 5.97 B 5.82 B 5.82 B 5.82 B 5.82 B 5.51 B 5.51 B 5.51 B 5.51 B 5.3 B 5.31 B 5.31 B 5.31 B 5.12 B 5.12 B 5.12 B 5.12 B 5.7 B 5.7 B 5.7 B 5.7 B 4.63 B 4.63 B 4.63 B 4.63 B

Retained Earnings

3.37 B 3.28 B 3.22 B 3.07 B 3 B 3.09 B 3.03 B 2.93 B 2.86 B 2.82 B 2.75 B 2.68 B - 2.64 B 2.6 B 2.52 B 2.47 B 2.36 B 2.27 B 2.27 B 2.27 B 2.27 B 2.08 B 2.08 B 2.08 B 2.08 B 1.86 B 1.86 B 1.86 B 1.86 B 1.7 B 1.7 B 1.7 B 1.7 B 1.57 B 1.57 B 1.57 B 1.57 B 1.45 B 1.45 B 1.45 B 1.45 B 1.31 B 1.31 B 1.31 B 1.31 B 1.2 B 1.2 B 1.2 B 1.2 B 1.13 B 1.13 B 1.13 B 1.13 B 1.12 B 1.12 B 1.12 B 1.12 B

Total Assets

15 B 14.5 B 14.2 B 13.5 B 12.6 B 12.1 B 11.8 B 11.4 B 11.2 B 11 B 10.8 B 10.5 B - 10.3 B 10.5 B 10.4 B 10.2 B 9.85 B 9.69 B 9.69 B 9.69 B 9.69 B 8.8 B 8.8 B 8.8 B 8.8 B 7.95 B 7.95 B 7.95 B 7.95 B 7.69 B 7.69 B 7.69 B 7.69 B 7.36 B 7.36 B 7.36 B 7.36 B 6.9 B 6.9 B 6.9 B 6.9 B 6.57 B 6.58 B 6.58 B 6.58 B 6.27 B 6.27 B 6.27 B 6.27 B 6.79 B 6.79 B 6.79 B 6.79 B 5.69 B 5.69 B 5.69 B 5.69 B

Cash and Cash Equivalents

430 K 357 K 124 K 12.7 M 10.9 M 11.8 M 180 K 13.3 M 21.3 M 35.7 M 25.2 M 9.03 M 7.57 M 17.9 M 45.1 M 34.8 M 450 K 488 K 15.2 M 394 K 394 K 394 K 300 K 300 K 300 K 300 K 505 K 505 K 505 K 505 K 534 K 534 K 534 K 534 K 458 K 458 K 458 K 458 K 898 K 898 K 898 K 898 K 24 M 24 M 24 M 24 M 193 K 193 K 193 K 193 K 210 K 210 K 210 K 210 K 762 K 762 K 762 K 762 K

Book Value

3.49 B 3.37 B 3.26 B 3.17 B 2.92 B 3.01 B 2.95 B 2.64 B 2.67 B 2.67 B 2.53 B 2.43 B - 2.78 B 2.98 B 2.92 B 2.89 B 2.74 B 2.74 B 2.74 B 2.74 B 2.74 B 2.19 B 2.19 B 2.19 B 2.19 B 1.79 B 1.79 B 1.79 B 1.79 B 1.71 B 1.71 B 1.71 B 1.71 B 1.53 B 1.53 B 1.53 B 1.53 B 1.4 B 1.4 B 1.4 B 1.4 B 1.28 B 1.28 B 1.28 B 1.28 B 1.15 B 1.15 B 1.15 B 1.15 B 1.09 B 1.09 B 1.09 B 1.09 B 1.06 B 1.06 B 1.06 B 1.06 B

Total Shareholders Equity

3.49 B 3.37 B 3.26 B 3.17 B 2.92 B 3.01 B 2.95 B 2.64 B 2.67 B 2.67 B 2.53 B 2.43 B 2.59 B 2.78 B 2.98 B 2.92 B 2.89 B 2.74 B 2.74 B 2.74 B 2.74 B 2.74 B 2.19 B 2.19 B 2.19 B 2.19 B 1.79 B 1.79 B 1.79 B 1.79 B 1.71 B 1.71 B 1.71 B 1.71 B 1.53 B 1.53 B 1.53 B 1.53 B 1.4 B 1.4 B 1.4 B 1.4 B 1.28 B 1.28 B 1.28 B 1.28 B 1.15 B 1.15 B 1.15 B 1.15 B 1.09 B 1.09 B 1.09 B 1.09 B 1.06 B 1.06 B 1.06 B 1.06 B

All numbers in USD currency

Balance Sheet is a fundamental financial report of Selective Insurance Group, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Insurance property

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DGICB
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AXIS Capital Holdings Limited AXIS Capital Holdings Limited
AXS
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Horace Mann Educators Corporation Horace Mann Educators Corporation
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ALL
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Palomar Holdings Palomar Holdings
PLMR
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Loews Corporation Loews Corporation
L
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Kingstone Companies Kingstone Companies
KINS
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American Financial Group American Financial Group
AFG
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Kemper Corporation Kemper Corporation
KMPR
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Kinsale Capital Group Kinsale Capital Group
KNSL
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RLI Corp. RLI Corp.
RLI
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MKL
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CNA Financial Corporation CNA Financial Corporation
CNA
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MCY
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Lemonade Lemonade
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NMIH
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FNHC
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NSEC
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NODK
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HCI
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PGR
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