
Nicholas Financial NICK
Quarterly report 2025-Q3
added 11-14-2025
Nicholas Financial Cost of Revenue 2011-2026 | NICK
Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.What is included in the cost of revenue
| Cost Category | Examples |
|---|---|
| Production Costs | Materials, wages of production staff, depreciation of equipment |
| Service and Support | Customer service, user support, technical assistance |
| Delivery and Logistics | Packaging, delivery of goods to customers |
| Hosting and Infrastructure | Servers, cloud platforms (especially for IT and SaaS companies) |
| Content and Licenses | License purchases, production royalties (e.g., in streaming services) |
Importance of the Metric
- Helps to understand how costly the revenue-generating process is.
- A high cost of revenue may indicate:
Poor cost control
Low operational efficiency - A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.
Annual Cost of Revenue Nicholas Financial
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | 19.1 M | 18.8 M | 19 M | 19.9 M | 21.4 M | 22.3 M | 20.8 M | 8.6 K | 11.6 K | 12.2 K | 12.9 K |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 22.3 M | 8.6 K | 12.9 M |
Quarterly Cost of Revenue Nicholas Financial
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | - | - | - | - | - | - | - | 5.16 M | - | 5.23 M | 14.7 M | 4.84 M | - | 4.39 M | 4.39 M | 4.8 M | 4.15 M | 4.63 M | 4.63 M | 4.72 M | 4.82 M | 4.58 M | 4.58 M | 4.34 M | - | 4.83 M | 4.85 M | 5.16 M | - | 5.04 M | 16.4 M | 11.3 M | - | 5.54 M | 16.6 M | 11.1 M | - | 5.1 M | 15.4 M | 10.3 M | - | 2.12 K | 2.54 K | 2.3 K | - | 3.9 K | 9.07 K | 5.17 K | - | 4.05 K | 9.65 K | 5.6 K | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 16.6 M | 2.12 K | 5.33 M |
Cost of Revenue of other stocks in the Payment services industry
| Issuer | Cost of Revenue | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Qiwi plc
QIWI
|
16.5 B | - | - | - | ||
|
Jianpu Technology
JT
|
638 M | - | 7.78 % | $ 331 M | - | |
|
American Express Company
AXP
|
9.02 B | $ 302.0 | 0.02 % | $ 210 B | ||
|
Pintec Technology Holdings Limited
PT
|
12.8 M | - | - | $ 671 M | ||
|
Discover Financial Services
DFS
|
2.82 B | - | -0.21 % | $ 50.2 B | ||
|
Ally Financial
ALLY
|
1.86 B | $ 39.52 | 0.74 % | $ 12.3 B | ||
|
CURO Group Holdings Corp.
CURO
|
493 M | - | -6.4 % | $ 7.82 M | ||
|
Oportun Financial Corporation
OPRT
|
122 M | $ 4.59 | -0.43 % | $ 169 M | ||
|
Medallion Financial Corp.
MFIN
|
41.7 M | $ 8.47 | -3.09 % | $ 193 M | ||
|
Capital One Financial Corporation
COF
|
12.5 B | $ 184.64 | 0.36 % | $ 99.8 B | ||
|
Navient Corporation
NAVI
|
316 M | $ 8.14 | -1.21 % | $ 887 M | ||
|
OneMain Holdings
OMF
|
923 M | $ 53.26 | 1.14 % | $ 6.32 B | ||
|
Senmiao Technology Limited
AIHS
|
2.54 M | $ 1.48 | -1.99 % | $ 15.6 M | ||
|
Credit Acceptance Corporation
CACC
|
337 M | $ 439.77 | 0.35 % | $ 5.04 B | ||
|
PRA Group
PRAA
|
297 M | $ 17.81 | -3.1 % | $ 698 M | ||
|
Atlanticus Holdings Corporation
ATLC
|
161 M | $ 55.97 | -0.6 % | $ 846 M | ||
|
EZCORP
EZPW
|
296 M | $ 26.22 | 1.16 % | $ 1.51 B | ||
|
LexinFintech Holdings Ltd.
LX
|
9.18 B | $ 2.33 | -2.92 % | $ 772 M | ||
|
Regional Management Corp.
RM
|
160 M | $ 32.44 | -0.4 % | $ 306 M | ||
|
Nelnet
NNI
|
226 M | $ 129.6 | 0.56 % | $ 4.71 B | ||
|
Elevate Credit
ELVT
|
241 M | - | - | $ 58.8 M | ||
|
FlexShopper
FPAY
|
12.5 M | - | 2.7 % | $ 4.12 M | ||
|
Enova International
ENVA
|
603 M | $ 137.38 | 0.03 % | $ 3.46 B | ||
|
FirstCash
FCFS
|
1.82 B | $ 196.33 | 1.4 % | $ 8.7 B | ||
|
Green Dot Corporation
GDOT
|
254 M | $ 11.17 | -0.89 % | $ 615 M | ||
|
360 DigiTech
QFIN
|
2.25 B | $ 13.14 | -2.81 % | $ 3.92 B | ||
|
SLM Corporation
SLM
|
346 M | $ 20.18 | 0.3 % | $ 4.18 B | ||
|
MoneyGram International
MGI
|
690 M | - | - | $ 1.07 B | ||
|
Security National Financial Corporation
SNFCA
|
4.66 M | $ 9.24 | -0.96 % | $ 228 M | ||
|
Qudian
QD
|
299 M | - | - | $ 634 M | ||
|
Synchrony Financial
SYF
|
2.09 B | $ 67.27 | 1.08 % | $ 24.9 B | ||
|
X Financial
XYF
|
1.74 B | $ 4.5 | -2.81 % | $ 1.3 B | - | |
|
ORIX Corporation
IX
|
484 B | $ 29.82 | 0.03 % | $ 36.9 B | ||
|
LendingClub Corporation
LC
|
242 M | $ 14.61 | -0.51 % | $ 1.67 B |