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TelegramQuarterly report 2025-Q1
added 04-30-2025
Discover Financial Services Cost of Revenue 2011-2026 | DFS
Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.What is included in the cost of revenue
| Cost Category | Examples |
|---|---|
| Production Costs | Materials, wages of production staff, depreciation of equipment |
| Service and Support | Customer service, user support, technical assistance |
| Delivery and Logistics | Packaging, delivery of goods to customers |
| Hosting and Infrastructure | Servers, cloud platforms (especially for IT and SaaS companies) |
| Content and Licenses | License purchases, production royalties (e.g., in streaming services) |
Importance of the Metric
- Helps to understand how costly the revenue-generating process is.
- A high cost of revenue may indicate:
Poor cost control
Low operational efficiency - A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.
Annual Cost of Revenue Discover Financial Services
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2.82 B | 2.43 B | 2.14 B | 1.99 B | 1.89 B | 1.74 B | 1.63 B | 1.51 B | 1.38 B | 1.33 B | 1.24 B | 1.16 B | 1.05 B | 914 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 2.82 B | 914 M | 1.66 B |
Quarterly Cost of Revenue Discover Financial Services
| 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 735 M | 703 M | 658 M | 671 M | 575 M | 588 M | 625 M | - | 551 M | 515 M | 500 M | - | 483 M | 498 M | 506 M | - | 471 M | 452 M | 467 M | - | 439 M | 427 M | 425 M | - | 408 M | 400 M | 405 M | - | 371 M | 367 M | 363 M | - | 342 M | 340 M | 345 M | - | 337 M | 326 M | 331 M | - | 320 M | 301 M | 307 M | - | 292 M | 285 M | 290 M | - | 275 M | 253 M | 87 M | - | 242 M | 230 M | 213 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 735 M | 87 M | 412 M |
Cost of Revenue of other stocks in the Payment services industry
| Issuer | Cost of Revenue | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
16.5 B | - | - | - |  Cyprus |
 |
Jianpu Technology
JT
|
638 M | - | 7.78 % | $ 331 M | - |
 |
Pintec Technology Holdings Limited
PT
|
12.8 M | - | - | $ 671 M |  China |
 |
CURO Group Holdings Corp.
CURO
|
493 M | - | -6.4 % | $ 7.82 M |  USA |
 |
Elevate Credit
ELVT
|
241 M | - | - | $ 58.8 M | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
71.3 M | $ 159.83 | 0.38 % | $ 1.74 B | USA |
 |
FlexShopper
FPAY
|
12.5 M | - | 2.7 % | $ 4.12 M | USA |
 |
Senmiao Technology Limited
AIHS
|
2.54 M | $ 1.37 | 7.87 % | $ 14.4 M | China |
 |
Capital One Financial Corporation
COF
|
12.5 B | $ 196.36 | 1.36 % | $ 106 B | USA |
 |
American Express Company
AXP
|
9.02 B | $ 310.77 | 0.96 % | $ 216 B | USA |
 |
MoneyGram International
MGI
|
690 M | - | - | $ 1.07 B | USA |
 |
Ally Financial
ALLY
|
1.86 B | $ 40.15 | 0.68 % | $ 12.4 B | USA |
 |
Navient Corporation
NAVI
|
316 M | $ 8.68 | 0.93 % | $ 946 M | USA |
 |
Nelnet
NNI
|
226 M | $ 135.68 | 0.21 % | $ 4.93 B | USA |
 |
Oportun Financial Corporation
OPRT
|
122 M | $ 5.41 | -0.92 % | $ 199 M | USA |
 |
EZCORP
EZPW
|
296 M | $ 26.35 | -0.94 % | $ 1.51 B | USA |
 |
Credit Acceptance Corporation
CACC
|
337 M | $ 480.29 | -0.2 % | $ 5.5 B | USA |
 |
Atlanticus Holdings Corporation
ATLC
|
101 M | $ 56.85 | 5.32 % | $ 825 M | USA |
 |
Regional Management Corp.
RM
|
160 M | $ 33.95 | 4.65 % | $ 320 M | USA |
 |
ORIX Corporation
IX
|
484 B | $ 32.66 | 0.59 % | $ 40.4 B |  Japan |
 |
FirstCash
FCFS
|
1.82 B | $ 193.5 | -0.89 % | $ 8.57 B | USA |
 |
LexinFintech Holdings Ltd.
LX
|
9.18 B | $ 2.78 | 0.54 % | $ 921 M | China |
 |
SLM Corporation
SLM
|
346 M | $ 19.31 | 0.63 % | $ 4 B | USA |
 |
Security National Financial Corporation
SNFCA
|
4.8 M | $ 9.35 | -0.11 % | $ 218 M | USA |
 |
Medallion Financial Corp.
MFIN
|
37.6 M | $ 10.22 | 0.59 % | $ 230 M | USA |
 |
Enova International
ENVA
|
603 M | $ 144.15 | 2.01 % | $ 3.63 B | USA |
 |
OneMain Holdings
OMF
|
923 M | $ 54.7 | -0.37 % | $ 6.49 B | USA |
 |
PRA Group
PRAA
|
297 M | $ 16.95 | -0.06 % | $ 664 M | USA |
 |
Green Dot Corporation
GDOT
|
239 M | $ 11.86 | 1.11 % | $ 620 M | USA |
 |
360 DigiTech
QFIN
|
2.25 B | $ 14.99 | 3.02 % | $ 4.47 B | China |
 |
Synchrony Financial
SYF
|
2.09 B | $ 69.14 | 0.69 % | $ 25.6 B | USA |
 |
LendingClub Corporation
LC
|
242 M | $ 15.54 | 4.58 % | $ 1.78 B | USA |
 |
Qudian
QD
|
299 M | - | - | $ 634 M | China |
 |
Nicholas Financial
NICK
|
19.1 M | - | -0.16 % | $ 45.1 M | USA |