
Oconee Federal Financial Corp. Financial Ratios 2022-2010 | OFED
Brief overview of Oconee Federal Financial Corp.'s financial ratios
This overview follows the five latest available observations from 2018 through 2022.
Key multiples at the end of the period are P/E 35.93x (median 36.55x), P/B 1.96x (median 1.6x), P/CF 25.8x (median 25.8x). Ratios sit near their own comparison base, with an average deviation of 0% from five-year medians.
The 1/P/E calculation produces a 2.8% earnings yield. It does not capture future growth or capital structure.
Capital efficiency is characterized by ROE 5.4%, ROA 0.8%. Low capital returns limit the ability to compound value internally.
The PEG ratio is 6.63x; investors pay a high price per unit of expected growth.
Banks and insurers require sector-specific reading: the value and return on capital matter more than standard industrial multiples.
What the ratios show
Oconee Federal Financial Corp.'s profile looks neutral, with price and fundamental efficiency broadly aligned.
Annual Financial Ratios Oconee Federal Financial Corp.
| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
35.9 | 30.4 | 36.5 | 38.6 | 44.4 | 27.7 | 23.6 | 21.1 | 27.3 | 22.6 | 18.5 | 12.1 | - |
P/S |
- | - | 8.5 | 8.6 | 8.1 | 8.5 | 6.5 | 5.8 | 8.2 | 7.5 | 6.0 | 2.7 | - |
EPS |
0.7 | 0.7 | 0.7 | 0.7 | 0.5 | 1.0 | 0.9 | 0.8 | 0.6 | 0.7 | 0.7 | 0.8 | - |
EV (Enterprise Value) |
607 M | 549 M | 534 M | 546 M | 528 M | 528 M | 497 M | 464 M | 371 M | 347 M | 322 M | 261 M | - |
EBITDA per Share |
0.29 | 0.34 | 0.23 | 0.2 | 0.23 | 0.25 | 0.22 | 0.19 | 0.16 | 0.19 | 0.1 | 0.11 | - |
EV/EBITDA |
369.0 | 286.8 | 409.1 | 475.9 | 400.8 | 371.7 | 391.3 | 431.3 | 408.9 | 300.8 | 555.3 | 805.5 | - |
PEG |
6.63 | 2.74 | 7.81 | 7.11 | 9.09 | 1.13 | 1.19 | 1.12 | -7.16 | 11.22 | -1.12 | 0.14 | - |
P/B |
2.0 | 1.4 | 1.6 | 1.6 | 1.6 | 1.8 | 1.5 | 1.2 | 1.3 | 1.2 | 0.9 | 0.3 | - |
P/CF |
25.8 | 25.1 | 27.7 | 26.4 | 21.1 | 25.0 | 13.9 | 19.2 | 22.5 | 15.6 | 15.4 | 7.8 | - |
ROE % |
5.45 | 4.61 | 4.38 | 4.21 | 3.58 | 6.43 | 6.14 | 5.58 | 4.73 | 5.30 | 4.84 | 2.87 | - |
ROA % |
0.75 | 0.75 | 0.75 | 0.70 | 0.62 | 1.15 | 1.08 | 0.95 | 1.01 | 1.09 | 1.06 | 0.61 | - |
Current Ratio |
1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.3 | 1.3 | 1.3 | - |
DSO |
- | - | 24.3 | 22.9 | 20.9 | 19.9 | 19.9 | 21.0 | 25.2 | 27.1 | 27.6 | 16.4 | - |
Operating Cycle |
- | - | 24.3 | 22.9 | 20.9 | 19.9 | 19.9 | 21.0 | 25.2 | 27.1 | 27.6 | 16.4 | - |
Cash Conversion Cycle |
- | - | 24.3 | 22.9 | 20.9 | 19.9 | 19.9 | 21.0 | 25.2 | 27.1 | 27.6 | 16.4 | - |
All numbers in USD currency
Quarterly Financial Ratios Oconee Federal Financial Corp.
| 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.11 | 0.2 | 0.24 | 0.2 | 0.24 | 0.43 | 0.19 | 0.22 | 0.19 | 0.22 | 0.14 | 0.19 | 0.17 | 0.19 | 0.16 | 0.19 | 0.17 | 0.17 | 0.16 | 0.16 | 0.23 | -0.01 | 0.15 | -0.01 | 0.24 | 0.23 | 0.22 | 0.23 | 0.24 | 0.17 | 0.25 | 0.17 | 0.21 | 0.18 | 0.18 | 0.18 | 0.15 | 0.18 | 0.16 | 0.18 | 0.14 | 0.18 | 0.16 | 0.18 | 0.16 | 0.15 | 0.16 | 0.15 | 0.16 | 0.15 | 0.16 |
EBITDA per Share |
0.13 | 0.09 | 0.05 | - | 0.05 | 0.08 | - | - | 0.24 | 0.18 | - | - | 0.17 | 0.11 | 0.05 | - | 0.15 | 0.11 | 0.05 | - | 0.17 | 0.12 | 0.06 | - | 0.19 | 0.13 | 0.06 | - | 0.19 | 0.1 | 0.06 | - | 0.14 | 0.08 | 0.04 | - | 0.12 | 0.09 | 0.05 | - | 0.15 | 0.09 | 0.05 | - | 0.05 | 0.05 | 0.01 | - | 0.01 | 0.05 | 0.01 |
ROE % |
5.84 | 6.92 | 8.63 | 8.00 | 7.88 | 7.25 | 5.43 | 5.01 | 4.79 | 4.55 | 4.36 | 4.54 | 4.57 | 4.61 | 4.48 | 4.47 | 4.31 | 4.77 | 3.59 | 3.54 | 2.40 | 2.49 | 4.13 | 4.63 | 6.27 | 6.29 | 5.87 | 6.12 | 5.70 | 5.53 | 5.71 | 5.30 | 5.47 | 5.11 | 5.14 | 5.01 | 5.03 | 4.98 | 4.99 | 4.98 | 4.99 | 5.07 | 4.82 | 4.81 | 4.56 | 4.61 | 4.61 | 4.61 | 1.20 | 1.10 | 1.20 |
ROA % |
0.74 | 0.88 | 1.13 | 1.08 | 1.11 | 1.06 | 0.85 | 0.80 | 0.77 | 0.76 | 0.75 | 0.79 | 0.80 | 0.80 | 0.77 | 0.76 | 0.73 | 0.81 | 0.62 | 0.62 | 0.43 | 0.44 | 0.73 | 0.81 | 1.10 | 1.10 | 1.02 | 1.07 | 0.99 | 0.95 | 0.97 | 0.95 | 0.97 | 0.96 | 1.03 | 0.98 | 1.05 | 1.04 | 1.05 | 1.07 | 1.09 | 1.11 | 1.05 | 1.05 | 0.99 | 1.00 | 1.00 | 1.00 | 0.26 | 0.24 | 0.26 |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.2 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | 1.3 | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Oconee Federal Financial Corp., allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
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Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
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Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
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