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OFG Bancorp OFG
$ 38.95 -0.64%

Annual report 2025
added 02-25-2026

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OFG Bancorp Financial Ratios 2011-2026 | OFG

Annual Financial Ratios OFG Bancorp

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

9.1 9.9 9.3 8.6 9.8 13.1 19.4 10.5 8.5 9.6 - - - 24.6 16.1

P/S

- - - - - 2.0 2.8 2.5 1.3 1.6 - - - 3.0 2.9

EPS

4.6 4.2 3.9 3.5 2.9 1.3 0.9 1.6 0.9 1.0 -0.4 1.6 1.9 0.3 0.7

EV (Enterprise Value)

11.9 B 11.6 B 11.1 B 9.66 B 8.24 B 7.56 B 8.45 B 6.02 B 5.21 B 5.64 B 6.51 B 7.15 B 7.95 B 8.07 B 5.96 B

EBITDA per Share

0.46 0.45 0.43 0.33 0.28 0.25 - - - - - - - - -

EV/EBITDA

584.0 -9.8 - - - - - - - - -

PEG

- 0.21 -0.47 0.13 -0.25 0.0 - - - -2.06 0.07

P/B

1.3 1.6 1.4 1.4 1.3 0.9 1.0 0.9 0.5 0.6 0.7 0.9 0.8 0.7 0.8

P/CF

8.6 7.7 5.7 8.7 14.3 27.8 10.8 7.3 3.1 7.8 - - - 12.5 -14.8

ROE %

14.76 15.80 15.24 15.95 13.67 6.84 5.15 8.44 5.57 6.43 - - - 2.84 4.95

ROA %

1.65 1.72 1.60 1.69 1.48 0.76 0.58 1.28 0.85 0.91 - - - 0.27 0.51

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 0.2 0.2 0.2 0.2 17.7 - 42.6 0.4 1.1

DSO

- - - - - 60.3 115.2 76.2 101.3 76.3 - - - 154.7 38.5

Operating Cycle

- - - - - 60.3 - - - - - - - - -

Cash Conversion Cycle

- - - - - 60.3 - - - - - - - - -

All numbers in USD currency

Quarterly Financial Ratios OFG Bancorp

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

EPS

1.17 1.15 1.01 - 1.01 1.09 1.06 - 0.95 0.93 0.97 - 0.88 0.84 0.77 - 0.82 0.79 0.57 - 0.5 0.39 - - 0.11 0.44 0.43 - 0.45 0.36 0.31 - - 0.3 0.27 - 0.27 0.25 0.24 - 0.03 -0.15 -0.14 - 0.36 0.4 0.45 - 0.35 0.75 0.39 - 0.36 0.34 0.23 - 0.35 0.56 0.04

EBITDA per Share

0.12 0.11 0.11 - 0.12 0.11 0.11 - 0.04 0.04 0.04 - 0.04 0.05 0.04 - 0.05 0.05 0.05 - 0.05 0.05 0.05 - 0.02 0.01 0.01 - 0.02 0.01 0.01 - 0.03 0.02 0.01 - 0.03 0.02 0.01 - 0.03 0.02 0.01 - 0.04 0.02 0.01 - 0.04 0.07 0.07 - 0.03 0.03 - - 0.03 0.03 0.03

ROE %

14.73 14.53 14.81 11.82 15.91 16.44 16.30 12.36 16.57 16.70 16.66 11.81 15.76 15.50 15.30 10.48 13.00 11.57 9.80 4.70 5.40 3.58 3.87 5.24 7.55 9.16 8.83 5.97 6.32 4.36 4.20 3.76 5.41 6.70 6.45 4.74 9.60 12.82 14.44 7.71 9.78 6.99 6.07 6.86 9.07 9.22 11.20 8.85 10.91 10.75 8.24 5.02 7.44 7.79 9.87 6.66 2.41 3.81 0.44

ROA %

1.65 1.63 1.66 1.31 1.75 1.77 1.76 1.34 1.75 1.73 1.69 1.18 1.57 1.55 1.54 1.08 1.36 1.25 1.08 0.52 0.60 0.40 0.44 0.59 0.94 1.21 1.25 0.91 0.96 0.66 0.64 0.57 0.81 0.99 0.93 0.67 1.29 1.67 1.85 0.97 1.24 0.88 0.77 0.87 1.11 1.09 1.26 0.96 1.15 1.11 0.81 0.47 0.72 0.78 1.01 0.69 0.25 0.40 0.05

Current Ratio

1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 - 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.2 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1 1.1

All numbers in USD currency

Multiples are an important financial analysis tool for the company OFG Bancorp, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

Financial Ratios of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Bar Harbor Bankshares Bar Harbor Bankshares
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Ameris Bancorp Ameris Bancorp
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Camden National Corporation Camden National Corporation
CAC
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Signature Bank Signature Bank
SBNY
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CB Financial Services CB Financial Services
CBFV
$ 33.74 -1.6 % $ 173 M usaUSA
Capital Bancorp Capital Bancorp
CBNK
$ 29.22 0.03 % $ 409 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 75.02 2.98 % $ 243 M usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
$ 25.71 0.27 % $ 1.16 B usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
ChoiceOne Financial Services ChoiceOne Financial Services
COFS
$ 27.95 -1.17 % $ 211 M usaUSA
Columbia Banking System Columbia Banking System
COLB
$ 27.11 -0.7 % $ 6.45 B usaUSA
Customers Bancorp Customers Bancorp
CUBI
$ 67.03 -0.61 % $ 2.17 B usaUSA
CVB Financial Corp. CVB Financial Corp.
CVBF
$ 19.24 1.75 % $ 2.63 B usaUSA
Community West Bancshares Community West Bancshares
CWBC
$ 22.77 -0.31 % $ 199 M usaUSA
Citizens & Northern Corporation Citizens & Northern Corporation
CZNC
$ 22.28 -0.09 % $ 355 M usaUSA
Deutsche Bank Aktiengesellschaft Deutsche Bank Aktiengesellschaft
DB
$ 31.6 1.12 % $ 22.4 B germanyGermany
Dime Community Bancshares Dime Community Bancshares
DCOM
$ 31.77 -0.59 % $ 1.37 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOMP
$ 19.21 -0.36 % $ 826 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
Business First Bancshares Business First Bancshares
BFST
$ 26.55 -0.41 % $ 780 M usaUSA
Ames National Corporation Ames National Corporation
ATLO
$ 26.67 0.13 % $ 240 M usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
Eagle Bancorp Montana Eagle Bancorp Montana
EBMT
$ 21.2 -0.91 % $ 165 M usaUSA
Enterprise Financial Services Corp Enterprise Financial Services Corp
EFSC
$ 54.03 -0.99 % $ 2 B usaUSA
Eagle Bancorp Eagle Bancorp
EGBN
$ 24.98 -1.19 % $ 753 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 24.31 -1.74 % $ 85 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
First Business Financial Services First Business Financial Services
FBIZ
$ 52.81 -0.88 % $ 431 M usaUSA
FB Financial Corporation FB Financial Corporation
FBK
$ 51.28 -0.39 % $ 2.55 B usaUSA
First Bancorp First Bancorp
FBNC
$ 55.23 -1.25 % $ 2.28 B usaUSA
First BanCorp. First BanCorp.
FBP
$ 20.39 -1.31 % $ 3.36 B puerto-ricoPuerto-rico
First Capital First Capital
FCAP
$ 49.84 -0.7 % $ 167 M usaUSA
First Community Corporation First Community Corporation
FCCO
$ 28.4 0.26 % $ 215 M usaUSA
Carver Bancorp Carver Bancorp
CARV
- - $ 7.31 M usaUSA
First Financial Bancorp. First Financial Bancorp.
FFBC
$ 27.12 -0.48 % $ 2.58 B usaUSA
Flushing Financial Corporation Flushing Financial Corporation
FFIC
$ 15.24 -0.97 % $ 517 M usaUSA
First Financial Bankshares First Financial Bankshares
FFIN
$ 30.26 0.6 % $ 4.33 B usaUSA
First Foundation First Foundation
FFWM
$ 5.76 -1.37 % $ 325 M usaUSA
First Guaranty Bancshares First Guaranty Bancshares
FGBI
$ 8.25 -4.18 % $ 92.1 M usaUSA
CBM Bancorp CBM Bancorp
CBMB
- 0.52 % $ 61.6 M usaUSA
First Hawaiian First Hawaiian
FHB
$ 24.41 -0.29 % $ 3.12 B usaUSA
First Horizon Corporation First Horizon Corporation
FHN
$ 22.83 0.09 % $ 12.3 B usaUSA
First Interstate BancSystem First Interstate BancSystem
FIBK
$ 34.02 -0.5 % $ 3.5 B usaUSA
Financial Institutions Financial Institutions
FISI
$ 30.73 -0.16 % $ 473 M usaUSA