MarketCap
Richmond Mutual Bancorporation RMBI
$ 15.9
0.0%
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Richmond Mutual Bancorporation Long-Term Debt | RMBI
Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.
Main characteristics:- Term exceeds 12 months
- Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
- Repaid through regular payments (interest and/or principal) over several years
- Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital. - Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks. - Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.
A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.
If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.
It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.
Examples of long-term debt:- Mortgage loans for property purchases
- Corporate bonds issued by a company to raise capital
- Project financing — long-term loans for building or expanding production facilities
- Leasing obligations for equipment or transport
Annual Long-Term Debt Richmond Mutual Bancorporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | 154 M | 136 M | 104 M | - | - | - | - | - | - |
Annual performance
Select metrics to display
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 154 M | 104 M | 131 M |
Long-Term Debt of other stocks in the Banks regional industry
| Issuer | Long-Term Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Union Bankshares
UNB
|
7.16 M | $ 23.24 | 0.89 % | $ 106 M |  USA |
 |
Sierra Bancorp
BSRR
|
49.5 M | $ 42.31 | 1.37 % | $ 571 M | USA |
 |
Eagle Bancorp Montana
EBMT
|
44.4 M | $ 21.43 | 0.52 % | $ 167 M | USA |
 |
Enterprise Financial Services Corp
EFSC
|
398 M | $ 62.3 | 1.55 % | $ 2.3 B | USA |
 |
Banco Bradesco S.A.
BBD
|
75.2 B | $ 2.93 | -28.13 % | $ 31.1 B |  Brasil |
 |
KB Financial Group
KB
|
89.8 T | $ 113.14 | -1.39 % | $ 42.9 B |  South-korea |
 |
FB Financial Corporation
FBK
|
213 M | $ 53.65 | 0.36 % | $ 2.67 B | USA |
 |
First Community Corporation
FCCO
|
15.2 M | $ 32.98 | -0.36 % | $ 253 M | USA |
 |
First Financial Bancorp.
FFBC
|
514 M | $ 32.7 | 0.18 % | $ 3.12 B | USA |
 |
First Hawaiian
FHB
|
200 M | $ 25.36 | 0.08 % | $ 3.16 B | USA |
 |
First Interstate BancSystem
FIBK
|
146 M | $ 37.69 | 2.46 % | $ 3.87 B | USA |
 |
First Mid Bancshares
FMBH
|
354 M | $ 51.13 | 0.76 % | $ 1.22 B | USA |
 |
Fulton Financial Corporation
FULT
|
882 M | $ 23.7 | 0.11 % | $ 4.3 B | USA |
 |
First US Bancshares
FUSB
|
10.9 M | $ 16.6 | -0.6 % | $ 96.6 M | USA |
 |
Hanmi Financial Corporation
HAFC
|
208 M | $ 32.19 | 0.11 % | $ 961 M | USA |
 |
Huntington Bancshares Incorporated
HBAN
|
17.2 B | $ 15.74 | 0.03 % | $ 23.3 B | USA |
 |
Auburn National Bancorporation
AUBN
|
3.22 M | $ 26.86 | 1.36 % | $ 93.8 M | USA |
 |
Hancock Whitney Corporation
HWC
|
199 M | $ 72.99 | -0.71 % | $ 6.2 B | USA |
 |
Independent Bank Corporation
IBCP
|
74.5 M | $ 37.03 | 0.14 % | $ 769 M | USA |
 |
Independent Bank Corp.
INDB
|
359 M | $ 83.68 | -0.04 % | $ 3.86 B | USA |
 |
Banc of California
BANC
|
2.06 B | $ 18.01 | 0.47 % | $ 2.88 B | USA |
 |
Banner Corporation
BANR
|
569 M | $ 70.46 | 0.26 % | $ 2.43 B | USA |
 |
Bank of Marin Bancorp
BMRC
|
2.84 M | $ 27.7 | 2.18 % | $ 442 M | USA |
 |
LCNB Corp.
LCNB
|
104 M | $ 19.61 | -0.61 % | $ 276 M | USA |
 |
Banco Bradesco S.A.
BBDO
|
213 B | $ 2.75 | -25.07 % | $ 31 B | Brasil |
 |
Live Oak Bancshares
LOB
|
14 K | $ 35.16 | 0.03 % | $ 1.61 B | USA |
 |
BCB Bancorp
BCBP
|
8.84 M | $ 8.61 | -0.23 % | $ 148 M | USA |
 |
MetroCity Bankshares
MCBS
|
63.1 M | $ 36.46 | 2.0 % | $ 938 M | USA |
 |
Magyar Bancorp
MGYR
|
49.1 M | $ 21.01 | 5.58 % | $ 131 M | USA |
 |
MainStreet Bancshares
MNSB
|
14.8 M | $ 21.3 | -12.81 % | $ 163 M | USA |
 |
Mid Penn Bancorp
MPB
|
60 M | $ 34.44 | 0.53 % | $ 749 M | USA |
 |
Midland States Bancorp
MSBI
|
670 M | $ 33.93 | 2.88 % | $ 741 M | USA |
 |
Penns Woods Bancorp
PWOD
|
255 M | - | - | $ 213 M | USA |
 |
M&T Bank Corporation
MTB
|
10.9 B | $ 221.99 | 0.15 % | $ 35 B | USA |
 |
National Bank Holdings Corporation
NBHC
|
54.5 M | $ 39.02 | 0.36 % | $ 1.48 B | USA |
 |
Northeast Bank
NBN
|
42.4 M | $ 131.26 | 1.95 % | $ 1.16 B | USA |
 |
Cambridge Bancorp
CATC
|
3.41 M | - | - | $ 576 M | USA |
 |
Northrim BanCorp
NRIM
|
12.8 M | $ 23.74 | -0.5 % | $ 524 M | USA |
 |
BankUnited
BKU
|
297 M | $ 43.16 | -0.94 % | $ 3.19 B | USA |
 |
Northwest Bancshares
NWBI
|
122 M | $ 15.58 | 0.61 % | $ 2.28 B | USA |
 |
Norwood Financial Corp.
NWFL
|
42.5 M | $ 34.76 | -0.03 % | $ 321 M | USA |
 |
OceanFirst Financial Corp.
OCFC
|
255 M | $ 16.59 | -0.75 % | $ 953 M | USA |
 |
OFG Bancorp
OFG
|
115 M | $ 51.43 | 0.3 % | $ 2.29 B |  Puerto-rico |
 |
The Community Financial Corporation
TCFC
|
12.2 M | - | -1.56 % | $ 154 M | USA |
 |
Old National Bancorp
ONB
|
2.06 B | $ 25.03 | -1.17 % | $ 9.1 B | USA |
 |
Orrstown Financial Services
ORRF
|
40 M | $ 44.67 | 0.86 % | $ 858 M | USA |
 |
Old Second Bancorp
OSBC
|
109 M | $ 24.77 | 1.39 % | $ 1.21 B | USA |
 |
Ohio Valley Banc Corp.
OVBC
|
36.4 M | $ 47.45 | 0.27 % | $ 224 M | USA |
 |
Bank OZK
OZK
|
1.1 B | $ 50.36 | -0.49 % | $ 6.51 B | USA |
 |
Lakeland Financial Corporation
LKFN
|
50 M | $ 61.29 | 4.96 % | $ 1.57 B | USA |