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TelegramQuarterly report 2025-Q1
added 05-13-2025
Penns Woods Bancorp Long-Term Debt 2011-2026 | PWOD
Long-term debt is a financial obligation of a company or an individual with a repayment period exceeding one year from the date it arises. In accounting, such obligations are recorded under the "long-term liabilities" section.
Main characteristics:- Term exceeds 12 months
- Can take the form of bonds, bank loans, credit lines, leasing, or loans from affiliated parties
- Repaid through regular payments (interest and/or principal) over several years
- Investment in development
Allows financing of large projects — new factories, production lines, innovative developments — without diverting working capital. - Smoothing of cash flows
A long-term payment schedule facilitates budget planning and reduces short-term financial risks. - Optimization of capital structure
A combination of equity and borrowed capital can reduce the average cost of business financing.
A high level of long-term debt may indicate that a company heavily relies on borrowed funds. This increases risks, especially in conditions of rising interest rates or declining profits. However, a moderate level of debt can signal a sound growth strategy — for example, the company takes a loan to expand its business.
If a company uses borrowed funds effectively (e.g., invests in profitable projects), this can lead to profit growth and, consequently, an increase in stock value. An investor evaluates whether the investments made using debt are paying off.
It is important to monitor whether the company can regularly pay interest and repay the principal. Payment difficulties can lead to reduced dividends, a drop in stock value, and even bankruptcy.
Examples of long-term debt:- Mortgage loans for property purchases
- Corporate bonds issued by a company to raise capital
- Project financing — long-term loans for building or expanding production facilities
- Leasing obligations for equipment or transport
Annual Long-Term Debt Penns Woods Bancorp
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 253 M | 103 M | 126 M | 153 M | 162 M | 139 M | 71 M | 85.6 M | 90.6 M | 70.8 M | 71.2 M | 76.3 M | 61.3 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 253 M | 61.3 M | 112 M |
Quarterly Long-Term Debt Penns Woods Bancorp
| 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 215 M | 255 M | 253 M | 257 M | 262 M | 253 M | 218 M | 203 M | 133 M | 103 M | 103 M | 113 M | 113 M | 126 M | 126 M | 141 M | 141 M | 153 M | 153 M | 153 M | 153 M | 162 M | 5.59 M | 5.59 M | 5.59 M | 139 M | - | - | - | 71 M | - | - | - | 86 M | - | - | - | 91 M | - | - | - | 71.2 M | - | - | - | 71.2 M | - | - | - | 76.3 M | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 262 M | 5.59 M | 138 M |
Long-Term Debt of other stocks in the Banks regional industry
| Issuer | Long-Term Debt | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Ameris Bancorp
ABCB
|
1.53 B | $ 75.01 | -0.35 % | $ 5.13 B |  USA |
 |
Signature Bank
SBNY
|
3.67 B | - | - | $ 4.41 B | USA |
 |
Allegiance Bancshares
ABTX
|
264 M | - | -0.86 % | $ 1.51 B | USA |
 |
Atlantic Capital Bancshares
ACBI
|
73.8 M | - | -1.48 % | $ 566 M | USA |
 |
First Midwest Bancorp, Inc.
FMBI
|
1.64 B | - | -1.2 % | $ 2.26 B | USA |
 |
Banco Bradesco S.A.
BBDO
|
213 B | $ 3.21 | -1.23 % | $ 13.1 M |  Brasil |
 |
Banco BBVA Argentina S.A.
BBAR
|
1.17 B | $ 13.25 | 3.39 % | $ 450 B |  Argentina |
 |
Banco Santander-Chile
BSAC
|
14.5 T | $ 31.34 | -0.54 % | $ 3.42 T |  Chile |
 |
Ames National Corporation
ATLO
|
18.4 M | $ 26.93 | -0.13 % | $ 240 M | USA |
 |
Auburn National Bancorporation
AUBN
|
3.22 M | $ 23.55 | -0.63 % | $ 82.4 M | USA |
 |
Bridgewater Bancshares
BWB
|
174 M | $ 17.18 | -0.35 % | $ 473 M | USA |
 |
Broadway Financial Corporation
BYFC
|
88.3 M | $ 7.79 | -0.32 % | $ 65.9 M | USA |
 |
Byline Bancorp
BY
|
344 M | $ 30.39 | -0.78 % | $ 1.36 B | USA |
 |
Cadence Bancorporation
CADE
|
373 M | - | - | $ 5.43 B | USA |
 |
C&F Financial Corporation
CFFI
|
69.8 M | $ 72.75 | - | $ 236 M | USA |
 |
Brookline Bancorp
BRKL
|
1.52 B | - | - | $ 974 M | USA |
 |
American National Bankshares
AMNB
|
35.5 M | - | - | $ 508 M | USA |
 |
1895 Bancorp of Wisconsin
BCOW
|
17.6 M | - | -6.47 % | $ 52 M | USA |
 |
CBM Bancorp
CBMB
|
5 M | - | 0.52 % | $ 61.6 M | USA |
 |
Berkshire Hills Bancorp
BHLB
|
788 M | - | -0.65 % | $ 1.11 B | USA |
 |
Columbia Banking System
COLB
|
989 M | $ 26.48 | 0.49 % | $ 6.3 B | USA |
 |
Customers Bancorp
CUBI
|
1.15 B | $ 66.82 | 0.6 % | $ 2.16 B | USA |
 |
Chemung Financial Corporation
CHMG
|
3.85 M | $ 53.23 | -0.13 % | $ 256 M | USA |
 |
Spirit of Texas Bancshares, Inc.
STXB
|
92.2 M | - | -0.23 % | $ 446 M | USA |
 |
People's United Financial, Inc.
PBCT
|
1.02 B | - | - | $ 8.34 B | USA |
 |
Citizens Holding Company
CIZN
|
18 M | - | -5.65 % | $ 49.5 M | USA |
 |
Columbia Financial
CLBK
|
1.18 B | $ 17.54 | 0.4 % | $ 1.79 B | USA |
 |
Bank of Marin Bancorp
BMRC
|
2.84 M | $ 23.9 | -0.58 % | $ 381 M | USA |
 |
Dime Community Bancshares
DCOM
|
1.32 B | $ 32.38 | 0.59 % | $ 1.39 B | USA |
 |
Comerica Incorporated
CMA
|
6.67 B | - | - | $ 11.8 B | USA |
 |
Bankwell Financial Group
BWFG
|
200 M | $ 46.83 | -0.43 % | $ 363 M | USA |
 |
The Bank of Princeton
BPRN
|
55.4 M | $ 33.43 | -0.24 % | $ 225 M | USA |
 |
Capital City Bank Group
CCBG
|
314 K | $ 42.09 | -1.29 % | $ 715 M | USA |
 |
American River Bankshares
AMRB
|
13.8 M | - | 2.00 % | $ 125 M | USA |
 |
Bank of Commerce Holdings
BOCH
|
25.3 M | - | -1.56 % | $ 254 M | USA |
 |
Citizens Financial Group
CFG
|
11.2 B | $ 56.96 | 1.06 % | $ 24.7 B | USA |
 |
CIT Group Inc.
CIT
|
5.84 B | - | -1.4 % | $ 4.74 B | USA |
 |
Cullen/Frost Bankers
CFR
|
235 M | $ 130.79 | -0.95 % | $ 8.38 B | USA |
 |
First Bancorp
FBNC
|
74.6 M | $ 53.23 | 0.23 % | $ 2.19 B | USA |
 |
First BanCorp.
FBP
|
562 M | $ 20.69 | 0.58 % | $ 3.4 B |  Puerto-rico |
 |
First Foundation
FFWM
|
240 M | $ 5.63 | -0.27 % | $ 465 M | USA |
 |
Eagle Bancorp Montana
EBMT
|
44.4 M | $ 20.87 | -0.48 % | $ 163 M | USA |
 |
FS Bancorp
FSBW
|
176 M | $ 38.42 | -1.47 % | $ 289 M | USA |
 |
Emclaire Financial Corp
EMCF
|
15 M | - | -4.21 % | $ 86.4 M | USA |
 |
Banco Macro S.A.
BMA
|
39.2 B | $ 66.91 | 2.41 % | $ 14.4 M | Argentina |
 |
F.N.B. Corporation
FNB
|
1.9 B | $ 16.1 | 0.44 % | $ 5.81 B | USA |
 |
Amerant Bancorp
AMTB
|
117 M | $ 20.76 | -0.67 % | $ 863 M | USA |
 |
First Bank
FRBA
|
191 M | $ 15.17 | -0.26 % | $ 302 M | USA |
 |
Bank First Corporation
BFC
|
68.4 M | $ 136.68 | 0.29 % | $ 1.35 B | USA |
 |
Grupo Financiero Galicia S.A.
GGAL
|
52.6 B | $ 41.84 | 2.4 % | $ 3.54 B | Argentina |