Salisbury Bancorp EBITDA | SAL

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA Salisbury Bancorp

2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
4.28 M	4.11 M	4.02 M	4.02 M	4.54 M	3.83 M	3.38 M	3.54 M	-	-	2.98 M	2.33 M	2.1 M	1.97 M	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
4.54 M	1.97 M	3.42 M

Quarterly EBITDA Salisbury Bancorp

2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
1.08 M	1.1 M	-	1.12 M	973 K	1.1 M	-	1.06 M	1.02 M	954 K	-	1 M	981 K	911 K	-	974 K	1 M	972 K	-	1.04 M	1.1 M	1.02 M	-	995 K	907 K	895 K	-	809 K	-	-	-	-	-	-	-	-	-	-	-	622 K	583 K	583 K	571 K	1.74 M	1.71 M	1.86 M	-	582 K	1.45 M	583 K

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
1.86 M	571 K	1.01 M

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
Ameris Bancorp ABCB	29.7 M	$ 84.66	0.05 %	$ 5.79 B	USA
Emclaire Financial Corp EMCF	1.36 M	-	-4.21 %	$ 86.4 M	USA
Atlantic Capital Bancshares ACBI	5.14 M	-	-1.48 %	$ 566 M	USA
First Financial Bancorp. FFBC	31.8 M	$ 32.5	0.43 %	$ 3.1 B	USA
Home Federal Bancorp of Louisiana HFBL	1.08 M	$ 25.0	0.32 %	$ 76.4 M	USA
American National Bankshares AMNB	3.16 M	-	-	$ 508 M	USA
Amerant Bancorp AMTB	6.69 M	$ 29.32	0.21 %	$ 1.22 B	USA
Sound Financial Bancorp SFBC	491 K	$ 48.0	0.31 %	$ 123 M	USA
TowneBank TOWN	107 M	$ 37.0	0.24 %	$ 2.67 B	USA
Grupo Supervielle S.A. SUPV	195 B	$ 8.5	0.11 %	$ 3.74 B	-
Cambridge Bancorp CATC	1.19 M	-	-	$ 576 M	USA
CBM Bancorp CBMB	145 K	-	0.52 %	$ 61.6 M	USA
CrossFirst Bankshares CFB	9.46 M	-	-	$ 784 M	USA
Citizens Holding Company CIZN	1.44 M	-	-5.65 %	$ 49.5 M	USA
ACNB Corporation ACNB	6.74 M	$ 65.19	0.26 %	$ 669 M	USA
Capstar Financial Holdings CSTR	2.82 M	-	-	$ 425 M	USA
Codorus Valley Bancorp CVLY	2.36 M	-	-	$ 231 M	USA
Flagstar Bancorp FBC	84 M	-	-0.08 %	$ 2.02 B	USA
Evans Bancorp EVBN	1.24 M	-	2.41 %	$ 218 M	USA
FFBW FFBW	293 K	-	-	$ 68.2 M	USA
The First Bancshares FBMS	10.2 M	-	-2.01 %	$ 766 M	USA
The First of Long Island Corporation FLIC	3.1 M	-	0.25 %	$ 268 M	USA
Republic First Bancorp FRBK	8.42 M	-	-55.86 %	$ 19.7 M	USA
HMN Financial HMNF	1.2 M	-	-2.13 %	$ 122 M	USA
HarborOne Bancorp HONE	3.73 M	-	-	$ 499 M	USA
Heartland Financial USA HTLF	20.4 M	-	-2.16 %	$ 2.77 B	USA
HV Bancorp HVBC	674 K	-	2.06 %	$ 77.4 M	USA
Investors Bancorp ISBC	21.6 M	-	-2.46 %	$ 3.45 B	USA
Lakeland Bancorp LBAI	5.12 M	-	1.45 %	$ 866 M	USA
Luther Burbank Corporation LBC	2.9 M	-	0.55 %	$ 466 M	USA
Macatawa Bank Corporation MCBC	316 K	-	-	$ 508 M	USA
Malvern Bancorp MLVF	627 K	-	-	$ 130 M	USA
Mid-Southern Bancorp MSVB	189 K	-	1.55 %	$ 30.4 M	USA
Oconee Federal Financial Corp. OFED	1.64 M	-	-	$ 75.8 M	USA
Old Point Financial Corporation OPOF	2.13 M	-	-	$ 213 M	USA
PCSB Financial Corporation PCSB	2.97 M	-	-0.62 %	$ 295 M	USA
Professional Holding Corp. PFHD	1.36 M	-	-0.52 %	$ 404 M	USA
Randolph Bancorp RNDB	707 K	-	-	$ 140 M	USA
Sandy Spring Bancorp SASR	26.3 M	-	1.27 %	$ 1.26 B	USA
Summit Financial Group SMMF	3.85 M	-	-	$ 365 M	USA
United Bancshares UBOH	1.61 M	-	-7.31 %	$ 64.4 M	USA
WVS Financial Corp. WVFC	71 K	-	-4.0 %	$ 27.5 M	USA
Allegiance Bancshares ABTX	7.55 M	-	-0.86 %	$ 1.51 B	USA
SVB Financial Group SIVB	222 M	-	-	$ 6.28 B	USA
Veritex Holdings VBTX	19.7 M	-	-	$ 1.65 B	USA
Cincinnati Bancorp CNNB	234 K	-	-4.28 %	$ 43.3 M	USA
ESSA Bancorp ESSA	1.11 M	-	-	$ 196 M	USA