Banco Santander, S.A. Interest Expense 2011-2026 | SAN

Interest expense is the amount of interest a company is obligated to pay to creditors for using debt financing (bank loans, bonds, leasing, etc.) during the reporting period.

Includes:

Interest on bank loans
Interest on corporate bonds
Interest on leases
Interest on credit lines and overdrafts

High interest expenses indicate a high debt burden — the company may be vulnerable to rising rates or declining revenue.

Low interest expenses with high profits are a sign of financial stability.

Annual Interest Expense Banco Santander, S.A.

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
59.4 B	65.2 B	61.1 B	32.8 B	13.1 B	13.7 B	21.5 B	20 B	21.7 B	24.1 B	24.4 B	-	-	-	-

All numbers in EUR currency

Indicator range from annual reports

Maximum	Minimum	Average
65.2 B	13.1 B	32.5 B

Quarterly Interest Expense Banco Santander, S.A.

2025-Q4	2025-Q3	2025-Q2	2024-Q4	2024-Q3	2024-Q2	2023-Q4	2023-Q3	2023-Q2	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
59.4 B	-	30.1 B	65.2 B	-	33.4 B	61.1 B	-	29 B	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in EUR currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
65.2 B	29 B	46.4 B

Interest Expense of other stocks in the Banks industry

Issuer	Interest Expense	Price	% 24h	Market Cap	Country
Foreign Trade Bank of Latin America BLX	526 M	$ 55.1	-2.27 %	$ 914 K	Panama
Credit Suisse Group AG CS	6.91 B	-	-0.03 %	$ 3.27 B	Schweiz
Generations Bancorp NY GBNY	7.58 M	-	1.23 %	$ 34.4 M	USA
Canadian Imperial Bank of Commerce CM	33 B	$ 115.49	0.55 %	$ 17.8 B	Canada
America First Multifamily Investors, L.P. ATAX	-50.4 M	-	-0.1 %	$ 424 M	USA
International Bancshares Corporation IBOC	672 M	$ 72.78	1.34 %	$ 4.52 B	USA
HDFC Bank Limited HDB	1.4 T	$ 24.74	0.45 %	$ 189 B	India
Itaú Corpbanca ITCB	2.01 T	-	1.18 %	$ 2.2 B	Chile
ING Groep N.V. ING	36.4 B	$ 30.5	-0.52 %	$ 91.2 B	Niderland
Mitsubishi UFJ Financial Group MUFG	3.09 T	$ 19.4	0.1 %	$ 226 B	Japan
Bank of the James Financial Group BOTJ	32.8 M	$ 22.75	-0.66 %	$ 103 M	USA
NatWest Group plc NWG	12.9 B	$ 15.66	-0.85 %	$ 126 B	Britain
Royal Bank of Canada RY	70.8 B	$ 189.71	0.28 %	$ 267 B	Canada
Eastern Bankshares EBC	829 M	$ 19.85	-	$ 4.03 B	USA
JPMorgan Chase & Co. JPM	95.4 B	$ 306.38	1.12 %	$ 851 B	USA
Sumitomo Mitsui Financial Group SMFG	4.2 T	$ 22.7	-1.0 %	$ 88.7 B	Japan
Bank of Montreal BMO	42 B	$ 160.93	0.75 %	$ 54.1 B	Canada
The Toronto-Dominion Bank TD	54.6 B	$ 111.87	0.68 %	$ 113 B	Canada
Banco de Chile BCH	1.61 T	$ 37.55	-0.48 %	$ 3.79 T	Chile
OptimumBank Holdings OPHC	42.6 M	-	0.21 %	$ 34.4 M	USA
East West Bancorp EWBC	2.55 B	$ 123.12	0.1 %	$ 17 B	USA
Wells Fargo & Company WFC	47.5 B	$ 76.4	0.63 %	$ 245 B	USA
Grupo Aval Acciones y Valores S.A. AVAL	20.9 T	$ 4.23	-0.7 %	$ 68.5 B	Colombia
Premier Financial Corp. PFC	52.3 M	-	-	$ 1 B	USA
The Bank of Nova Scotia BNS	36.1 B	$ 79.78	0.43 %	$ 56 B	Canada
South State Corporation SSB	2.3 B	$ 94.6	0.81 %	$ 9.56 B	USA
Lloyds Banking Group plc LYG	17.5 B	$ 5.36	-0.74 %	$ 320 B	Britain
Bank of America BAC	60.1 B	$ 51.8	0.64 %	$ 390 B	USA
Credicorp Ltd. BAP	5.75 B	$ 334.3	-2.58 %	$ 26.6 B	Peru
Banco Bilbao Vizcaya Argentaria, S.A. BBVA	32.1 B	$ 22.37	-1.5 %	$ 129 B	Spain
Barclays PLC BCS	21.7 B	$ 23.83	-0.52 %	$ 336 B	Britain
Citigroup C	-504 M	$ 125.09	-0.06 %	$ 229 B	USA
HSBC Holdings PLC HSBC	63.1 B	$ 92.02	-0.04 %	$ 1.6 T	Britain
The Bank of N.T. Butterfield & Son Limited NTB	179 M	$ 56.01	-0.16 %	$ 1.43 B	Bermuda