
Santander Consumer USA Holdings Inc. Income Statement 2020-2011 | SC
Brief overview of financial results at Santander Consumer USA Holdings Inc.
The overview follows changes across a five-year period. According to figures from Santander Consumer USA Holdings Inc., revenue changed from 6.1 billion dollars to 6.9 billion dollars over five years. Across the full period, sales moved by +13.8%; the average annual rate was 2.6%. The scale of the core business was largely unchanged.
Over the period, net income shifted from 827 million dollars to 911 million dollars (+10.1%). Profit changed without establishing a distinct trend.
Market capitalization changed from 3.7 billion dollars to 6.9 billion dollars (+84.7%). Valuation expanded much faster than the underlying results.
What the figures show
The figures do not all move in the same direction. The constructive conclusion rests on a stronger final result. The main areas of concern are limited revenue growth. The key question is whether sales can be converted into sustainable profit.
Annual Income Statement Santander Consumer USA Holdings Inc.
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
6.85 B | 9.27 B | 6.89 B | 6.65 B | 4.64 B | 3.71 B | 6.22 B | 8.92 B | - | - |
Shares |
310 M | 347 M | 360 M | 360 M | 358 M | 355 M | 349 M | 346 M | - | - |
Net Income |
911 M | 994 M | 916 M | 1.19 B | 766 M | 827 M | 766 M | 697 M | 715 M | 768 M |
Revenue |
6.9 B | 6.57 B | 6.06 B | 5.72 B | 5.82 B | 6.07 B | 5.6 B | 3.84 B | 2.87 B | 2.63 B |
EBITDA |
9.17 B | - | - | - | - | - | - | - | - | - |
Operating Expenses |
7.3 B | 6.96 B | 6.38 B | 6.32 B | 5.91 B | 5.32 B | 4.48 B | - | - | - |
General and Administrative Expenses |
2.79 B | 2.63 B | 2.28 B | 2.16 B | 1.79 B | 1.42 B | 1.42 B | 574 M | 362 M | 370 M |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Santander Consumer USA Holdings Inc. (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.