Santander Consumer USA Holdings Inc. logo
Santander Consumer USA Holdings Inc. SC

Santander Consumer USA Holdings Inc. Income Statement 2020-2011 | SC

Brief overview of financial results at Santander Consumer USA Holdings Inc.

The overview follows changes across a five-year period. According to figures from Santander Consumer USA Holdings Inc., revenue changed from 6.1 billion dollars to 6.9 billion dollars over five years. Across the full period, sales moved by +13.8%; the average annual rate was 2.6%. The scale of the core business was largely unchanged.

Over the period, net income shifted from 827 million dollars to 911 million dollars (+10.1%). Profit changed without establishing a distinct trend.

Market capitalization changed from 3.7 billion dollars to 6.9 billion dollars (+84.7%). Valuation expanded much faster than the underlying results.

What the figures show

The figures do not all move in the same direction. The constructive conclusion rests on a stronger final result. The main areas of concern are limited revenue growth. The key question is whether sales can be converted into sustainable profit.

Annual Income Statement Santander Consumer USA Holdings Inc.

2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Market Cap

6.85 B 9.27 B 6.89 B 6.65 B 4.64 B 3.71 B 6.22 B 8.92 B - -

Shares

310 M 347 M 360 M 360 M 358 M 355 M 349 M 346 M - -

Net Income

911 M 994 M 916 M 1.19 B 766 M 827 M 766 M 697 M 715 M 768 M

Revenue

6.9 B 6.57 B 6.06 B 5.72 B 5.82 B 6.07 B 5.6 B 3.84 B 2.87 B 2.63 B

EBITDA

9.17 B - - - - - - - - -

Operating Expenses

7.3 B 6.96 B 6.38 B 6.32 B 5.91 B 5.32 B 4.48 B - - -

General and Administrative Expenses

2.79 B 2.63 B 2.28 B 2.16 B 1.79 B 1.42 B 1.42 B 574 M 362 M 370 M

All numbers in USD currency

The income statement is one of the three key financial reports of a company Santander Consumer USA Holdings Inc. (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

Reports on the profits and losses of other stocks in the Payment services industry

Issuer Price % 24h Market Cap Country
Pintec Technology Holdings Limited Pintec Technology Holdings Limited
PT
- - $ 671 M chinaChina
Jianpu Technology Jianpu Technology
JT
- 7.78 % $ 331 M -
Qiwi plc Qiwi plc
QIWI
- - - cyprusCyprus
Elevate Credit Elevate Credit
ELVT
- - $ 58.8 M usaUSA
American Express Company American Express Company
AXP
$ 326.17 -4.28 % $ 227 B usaUSA
CURO Group Holdings Corp. CURO Group Holdings Corp.
CURO
- -6.4 % $ 7.82 M usaUSA
Regional Management Corp. Regional Management Corp.
RM
$ 41.65 1.31 % $ 393 M usaUSA
Alliance Data Systems Corporation Alliance Data Systems Corporation
ADS
- -1.74 % $ 2.84 B usaUSA
Xiaobai Maimai Inc. Xiaobai Maimai Inc.
HX
- -10.24 % $ 37.1 M chinaChina
Dragon Victory International Limited Dragon Victory International Limited
LYL
- -2.89 % $ 13.5 M chinaChina
Marlin Business Services Corp. Marlin Business Services Corp.
MRLN
- -0.17 % $ 276 M usaUSA
Owl Rock Capital Corporation Owl Rock Capital Corporation
ORCC
- -0.15 % $ 5.25 B usaUSA
FlexShopper FlexShopper
FPAY
- 2.7 % $ 4.12 M usaUSA
World Acceptance Corporation World Acceptance Corporation
WRLD
$ 204.67 13.03 % $ 1.01 B usaUSA
Discover Financial Services Discover Financial Services
DFS
- -0.21 % $ 50.2 B usaUSA
Nicholas Financial Nicholas Financial
NICK
- -0.16 % $ 45.1 M usaUSA
LendingClub Corporation LendingClub Corporation
LC
- - $ 2.2 B usaUSA
Consumer Portfolio Services Consumer Portfolio Services
CPSS
$ 9.45 0.21 % $ 207 M usaUSA
MoneyGram International MoneyGram International
MGI
- - $ 1.07 B usaUSA
Qudian Qudian
QD
- - $ 634 M chinaChina
Nelnet Nelnet
NNI
$ 133.36 1.34 % $ 4.85 B usaUSA
FirstCash FirstCash
FCFS
$ 195.06 -1.19 % $ 8.64 B usaUSA
Federal Agricultural Mortgage Corporation Federal Agricultural Mortgage Corporation
AGM
$ 209.51 1.97 % $ 2.29 B usaUSA
Atlanticus Holdings Corporation Atlanticus Holdings Corporation
ATLC
$ 99.48 4.04 % $ 1.5 B usaUSA
Senmiao Technology Limited Senmiao Technology Limited
AIHS
$ 1.33 -6.99 % $ 3.56 M chinaChina
Barings BDC, Inc. Barings BDC, Inc.
BBDC
$ 8.23 0.43 % $ 395 M usaUSA
Security National Financial Corporation Security National Financial Corporation
SNFCA
$ 9.48 1.61 % $ 234 M usaUSA
Credit Acceptance Corporation Credit Acceptance Corporation
CACC
$ 574.08 -3.12 % $ 6.57 B usaUSA
EZCORP EZCORP
EZPW
$ 29.54 -2.06 % $ 1.7 B usaUSA
Goldman Sachs BDC, Inc. Goldman Sachs BDC, Inc.
GSBD
$ 8.66 0.58 % $ 350 M usaUSA
Ally Financial Ally Financial
ALLY
$ 42.92 -2.39 % $ 13.3 B usaUSA
Capital One Financial Corporation Capital One Financial Corporation
COF
$ 202.84 1.45 % $ 110 B usaUSA
360 DigiTech 360 DigiTech
QFIN
$ 13.19 0.46 % $ 3.52 B chinaChina
Green Dot Corporation Green Dot Corporation
GDOT
$ 13.28 1.37 % $ 732 M usaUSA
Enova International Enova International
ENVA
$ 237.27 8.94 % $ 5.97 B usaUSA
Dunxin Financial Holdings Limited Dunxin Financial Holdings Limited
DXF
$ 0.48 -7.11 % $ 6.12 B chinaChina
FinVolution Group FinVolution Group
FINV
$ 4.75 0.64 % $ 5.98 B usaUSA
ORIX Corporation ORIX Corporation
IX
$ 40.31 0.52 % $ 45 B japanJapan
Navient Corporation Navient Corporation
NAVI
$ 8.23 -2.49 % $ 897 M usaUSA
OneMain Holdings OneMain Holdings
OMF
$ 59.74 1.63 % $ 7.09 B usaUSA
Mastercard Inc. Mastercard Inc.
MA
$ 539.66 1.77 % $ 488 B usaUSA
LexinFintech Holdings Ltd. LexinFintech Holdings Ltd.
LX
$ 1.48 1.37 % $ 502 M chinaChina
Medallion Financial Corp. Medallion Financial Corp.
MFIN
$ 9.77 2.2 % $ 223 M usaUSA
Oaktree Specialty Lending Corporation Oaktree Specialty Lending Corporation
OCSL
$ 11.68 0.52 % $ 1.65 B usaUSA
PRA Group PRA Group
PRAA
$ 16.98 5.14 % $ 665 M usaUSA
Synchrony Financial Synchrony Financial
SYF
$ 72.9 1.56 % $ 27 B usaUSA
Lufax Holding Ltd Lufax Holding Ltd
LU
$ 1.38 2.22 % $ 1.93 B chinaChina
Upstart Holdings Upstart Holdings
UPST
$ 26.93 -2.39 % $ 2.59 B usaUSA
Visa Visa
V
$ 355.74 1.18 % $ 670 B usaUSA