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Trupanion TRUP
$ 34.79 2.63%
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Quarterly report 2026-Q3
added 11-05-2026

Trupanion Financial Statements 2025-2011 | TRUP

Annual Financial Statements Trupanion

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Market Cap

1.18 B 1.43 B 1.4 B 2.44 B 5.3 B 4.29 B 1.13 B 821 M 1.04 B 456 M 230 M 198 M - - -

Shares

43 M 42.2 M 41.4 M 40.8 M 40.1 M 35.9 M 34.6 M 32 M 29.6 M 28.5 M 27.6 M 27.8 M - - -

Historical Prices

27.5 33.9 33.9 59.9 132 120 37.5 25.5 29.3 15.5 9.76 6.93 - - -

Net Income

19.4 M -9.63 M -44.7 M -44.7 M -35.5 M -5.84 M -1.81 M -927 K -1.5 M -6.9 M -17.2 M -21.2 M -8.18 M -6.41 M -3.92 M

Revenue

1.44 B 1.29 B 1.11 B 905 M 699 M 502 M 384 M 304 M 243 M 188 M 147 M 116 M 83.8 M 55.5 M 37 M

Cost of Revenue

1.21 B 1.11 B 978 M 783 M 595 M 420 M 319 M 253 M - - - - - - -

Gross Profit

231 M 179 M 131 M 122 M 104 M 81.9 M 64.9 M 51.4 M 43 M 33.3 M 25.2 M 19.9 M 15.6 M 11.2 M 8.04 M

Operating Income

13.8 M -9.51 M -40.7 M -43 M -35.2 M -4.93 M -1.92 M -1.04 M -2.64 M -6.7 M -16.8 M -15.9 M -6.99 M -5.54 M -

Interest Expense

13.8 M 14.5 M 12.1 M 4.27 M 10 K 1.38 M 1.35 M 1.2 M 533 K 218 K 325 K 6.73 M 609 K 535 K -

EBITDA

29.7 M 6.95 M -28.2 M -32.1 M -23.2 M 2.14 M 4.06 M 3.47 M 1.59 M -2.85 M -14.2 M -14.3 M -6.1 M -5.19 M -2.75 M

Operating Expenses

217 M 188 M 171 M 165 M 139 M 86.7 M 66.5 M 52.4 M 45.7 M 40 M 42 M 35.8 M 22.6 M 16.8 M 11 M

General and Administrative Expenses

76.6 M 63.7 M 60.2 M 39.4 M 31.9 M 21.8 M 21 M 18.2 M 16.8 M 15.2 M 15.6 M 14.3 M 8.65 M 6.2 M 4.29 M

All numbers in USD currency

Quarterly Income Statement Trupanion

2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

43.6 M 43.7 M 43.5 M 109 K 43.1 M 42.9 M 42.8 M 81.8 K 42.2 M 42.1 M 41.9 M 92.7 K 41.5 M 41.4 M 41.1 M 57.7 M 40.8 M 40.7 M 40.6 M 93 K 40.3 M 40.1 M 39.7 M 37.8 M 35.4 M 35.1 M 35 M 34.9 M 34.9 M 34.6 M 34.3 M 33.7 M 33.1 M 30.7 M 30.2 M 29.8 M 30 M 29.5 M 29.3 M 29 M 28.7 M 28.3 M 28 M 27.9 M 27.8 M 27.6 M 27.3 M 27.2 M 20.9 M 1.54 M 1.52 M 1.43 M 1.41 M 1.38 M 1.09 M - - - - - - - -

Net Income

9.28 M 6.83 M 4.88 M 5.63 M 5.87 M 9.41 M -1.48 M 1.66 M 1.42 M -5.86 M -6.85 M -2.16 M -4.04 M -13.7 M -24.8 M -9.28 M -12.9 M -13.6 M -8.86 M -7.04 M -6.82 M -9.22 M -12.4 M -3.5 M -2.56 M 1.35 M -1.13 M 636 K 782 K -1.93 M -1.3 M -275 K 1.2 M -377 K -1.48 M -838 K 406 K 411 K -1.48 M -1.72 M -1.64 M -964 K -2.57 M -3 M -4.64 M -4.62 M -4.94 M -4.28 M -8.51 M -3.48 M -4.91 M -3.2 M -1.22 M -1.82 M -1.93 M - - - - - - - -

Revenue

406 M 393 M 384 M 377 M 367 M 354 M 342 M 337 M 327 M 315 M 306 M 296 M 286 M 271 M 256 M 246 M 234 M 219 M 206 M 194 M 182 M 168 M 155 M 143 M 130 M 118 M 111 M 105 M 99.3 M 92.2 M 87 M 82.6 M 78.2 M 73.4 M 69.8 M 66.5 M 63.1 M 58.3 M 54.7 M 51.3 M 48.4 M 45.8 M 42.7 M 40.2 M 37.9 M 35.6 M 33.3 M 31.9 M 30.3 M 28.1 M 25.6 M 24 M 22.1 M 19.8 M 17.8 M - - - - - - - -

Cost of Revenue

336 M 328 M 323 M 312 M 307 M 299 M 291 M 284 M 278 M 275 M 270 M 256 M 251 M 241 M 230 M 212 M 204 M 191 M 176 M 164 M 154 M 144 M 134 M 119 M 110 M 98.1 M 93.4 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Gross Profit

69.5 M 65.1 M 61.5 M 65 M 60.1 M 54.8 M 51.1 M 52.9 M 49.4 M 40.3 M 36.2 M 40.1 M 35.2 M 29.4 M 26.3 M 33.6 M 30.1 M 28.6 M 29.9 M 30.5 M 28.2 M 24.5 M 21.1 M 23.6 M 20.6 M 19.9 M 17.9 M 17.7 M 17.4 M 14.7 M 15 M 14.2 M 13.7 M 12.4 M 11.1 M 11.7 M 11.8 M 10.4 M 9.16 M 9.22 M 8.5 M 8.27 M 7.3 M 7.27 M 6.59 M 5.79 M 5.58 M 5.52 M 4.44 M 5.15 M 4.76 M 4.09 M 4.12 M 3.83 M 3.61 M - - - - - - - -

Operating Income

9.54 M 6.38 M 4.78 M 7.14 M 5.86 M 2.31 M -1.47 M 348 K 1.75 M -5.47 M -6.14 M 408 K -3.49 M -13.1 M -24.5 M -9.22 M -11.9 M -12.8 M -9.11 M -5.76 M -7.19 M -9.51 M -12.7 M -3.17 M -2.26 M 1.51 M -1.01 M 633 K 843 K -2.11 M -1.28 M -198 K 906 K -257 K -1.5 M -1.16 M 457 K -588 K -1.35 M -1.65 M -1.54 M -957 K -2.54 M -2.98 M -4.61 M -4.62 M -4.56 M -4.16 M -5.41 M -3.5 M -2.88 M - -1.08 M -1.61 M - - - - - - - - -

Interest Expense

2.52 M 2.83 M 3.06 M 3.23 M 3.53 M 11.9 M 3.24 M 4.77 M 3.54 M 3.22 M 2.84 M 1.26 M 2.46 M 2.08 M 1.9 M 1.5 M 889 K 365 K 314 K -236 K 61 K 99 K 62 K 48 K 49 K 202 K 282 K 535 K 297 K 453 K 344 K 238 K 628 K 303 K 140 K 5 K 99 K 1.11 M 28 K 19 K -16 K 38 K 17 K 17 K -4 K 15 K -19 K -58 K 2.07 M 759 K 736 K - 154 K 143 K - - - - - - - - -

EBITDA

13.4 M 10 M 8.48 M -67 K 9.91 M 6.28 M 2.32 M -6.89 M 6.13 M -1.1 M -2.35 M -3.34 M -501 K -9.84 M -21.3 M -12.4 M -9.3 M -10.1 M -6.4 M -10.1 M -4.25 M -6.35 M -9.64 M -6.04 M -591 K 3.23 M 371 K -2.82 M 2.02 M -549 K 330 K -498 K -485 K 707 K -569 K -4.37 M 1.55 M 489 K -313 K -471 K -449 K -218 K -1.76 M -2.28 M -3.94 M -4.06 M -4 M -4.16 M -4.9 M -2.78 M -2.57 M - -420 K -1.19 M - - - - - - - - -

Operating Expenses

60 M 58.8 M 56.7 M 57.9 M 54.2 M 52.5 M 52.3 M 52.6 M 47.6 M 45.7 M 42.3 M 39.6 M 38.7 M 42.4 M 50.8 M 42.8 M 41.9 M 41.3 M 38.9 M 36.3 M 35.3 M 34.1 M 33.7 M 26.7 M 22.8 M 18.3 M 18.8 M 17.1 M 16.5 M 16.6 M 16.3 M 14.4 M 12.8 M 12.6 M 12.6 M 12.9 M 11.4 M 10.9 M 10.5 M 10.9 M 10 M 9.22 M 9.85 M 10.2 M 11.2 M 10.4 M 10.1 M 9.68 M 9.85 M 8.66 M 7.63 M - 5.2 M 5.44 M - - - - - - - - -

General and Administrative Expenses

19.4 M 19.5 M 19.1 M 18.3 M 18.3 M 20.1 M 19.9 M 16.8 M 17 M 15.3 M 14.7 M 13.4 M 12.7 M 13.1 M 21 M 10.5 M 10.3 M 9.23 M 9.37 M 9 M 8.25 M 7.44 M 7.22 M 6.5 M 5.41 M 5.07 M 4.86 M 2.73 M 5.02 M 5.22 M 5.42 M 3.86 M 4.17 M 4.61 M 4.46 M 4.55 M 4.02 M 4.24 M 4.01 M 4.18 M 3.81 M 3.5 M 3.72 M 3.8 M 4.07 M 4 M 3.7 M 3.85 M 4.38 M 3.29 M 2.79 M - 2.03 M 2.02 M - - - - - - - - -

All numbers in USD currency

Financial statements are the primary tool companies use to inform stakeholders about their financial position, performance, and changes in capital structure. It is a kind of "business language" understood by investors, creditors, tax authorities, and other participants in the economic environment.

Main types of financial statements Trupanion TRUP
  1. Income Statement
    Shows income, expenses, and resulting profit or loss over a specific period. Helps assess business profitability.
  2. Balance Sheet
    Reflects a company’s assets, liabilities, and equity as of a specific date. It’s a snapshot of what the company owns and owes.
    Assets — everything the company owns (cash, equipment, buildings, accounts receivable, etc.).
    Liabilities — debts and other external sources of financing.
    Equity — owners' capital and retained earnings.
  3. Cash Flow Statement
    Reveals how the company earns and spends money in three areas: operating, investing, and financing activities.
International reporting standards
  • IFRS — International Financial Reporting Standards, applicable to public and multinational companies.
  • GAAP — Generally Accepted Accounting Principles used in the United States.
  • RAS — Russian Accounting Standards, used domestically in Russia.

Financial reporting Trupanion plays a crucial role for investors as it serves as an objective source of information about a company's current state. Based on the reports, one can determine whether a company is growing, stagnating, or losing market share. This allows investors to identify both promising and problematic assets in a timely manner.

In addition, financial data provides a basis for forecasting future returns. Historical trends in revenue, profit, and cash flow help evaluate potential dividends, the likelihood of stock price growth, and overall investment risk.

Transparent and accurate reporting is also an indicator of a company’s maturity and managerial responsibility. Such openness builds investor confidence and simplifies investment decision-making, especially when comparing multiple companies.

Finally, financial statements enable high-quality comparative analysis. They allow companies to be evaluated against each other in terms of profitability, debt levels, margins, and other key metrics — which is particularly important when choosing the best investment options within an industry or market segment.

Financial statements of other stocks in the Insurance industry

Issuer Price % 24h Market Cap Country
Aegon N.V. Aegon N.V.
AEG
$ 8.46 -1.4 % $ 13.1 B niderlandNiderland
American International Group American International Group
AIG
$ 80.95 -0.93 % $ 45.7 B usaUSA
Fidelity National Financial Fidelity National Financial
FNF
$ 42.93 -0.76 % $ 11.6 B usaUSA
Investors Title Company Investors Title Company
ITIC
$ 260.86 -2.99 % $ 492 M usaUSA
James River Group Holdings, Ltd. James River Group Holdings, Ltd.
JRVR
$ 4.0 0.63 % $ 184 M bermudaBermuda
Ренессанс Страхование Ренессанс Страхование
RENI
- - - russiaRussia
АСКО-Страхование АСКО-Страхование
ACKO
- - - russiaRussia
MGIC Investment Corporation MGIC Investment Corporation
MTG
$ 29.33 0.76 % $ 6.83 B usaUSA
Principal Financial Group Principal Financial Group
PFG
$ 112.81 -3.84 % $ 25.1 B usaUSA
Росгосстрах Росгосстрах
RGSS
- - - russiaRussia
Maiden Holdings, Ltd. Maiden Holdings, Ltd.
MHLD
- 15.0 % $ 117 M bermudaBermuda
RenaissanceRe Holdings Ltd. RenaissanceRe Holdings Ltd.
RNR
$ 351.6 -0.53 % $ 16.3 B bermudaBermuda
Greenlight Capital Re, Ltd. Greenlight Capital Re, Ltd.
GLRE
$ 16.39 0.12 % $ 554 B cayman-islandsCayman-islands
Tiptree Tiptree
TIPT
$ 17.58 -2.09 % $ 660 M usaUSA
Goosehead Insurance, Inc Goosehead Insurance, Inc
GSHD
$ 56.94 1.05 % $ 1.42 B usaUSA
The Hartford Financial Services Group The Hartford Financial Services Group
HIG
$ 137.1 -0.72 % $ 38.7 B usaUSA
Watford Holdings Ltd. Watford Holdings Ltd.
WTRE
- 1.43 % - bermudaBermuda
ICC Holdings ICC Holdings
ICCH
- 0.04 % $ 69.2 M usaUSA
Enstar Group Limited Enstar Group Limited
ESGR
- - $ 4.95 B bermudaBermuda
Radian Group Radian Group
RDN
$ 37.23 1.83 % $ 5.1 B usaUSA
Assurant Assurant
AIZ
$ 305.73 -1.05 % $ 15.4 B usaUSA
Arch Capital Group Ltd. Arch Capital Group Ltd.
ACGL
$ 110.57 -0.1 % $ 40.7 B bermudaBermuda
AMERISAFE AMERISAFE
AMSF
$ 20.15 -0.93 % $ 382 M usaUSA
Assured Guaranty Ltd. Assured Guaranty Ltd.
AGO
$ 71.75 -1.12 % $ 3.45 B bermudaBermuda
International General Insurance Holdings Ltd. International General Insurance Holdings Ltd.
IGIC
$ 24.15 -0.49 % $ 1.05 B jordanJordan
Equitable Holdings Equitable Holdings
EQH
$ 52.87 -5.79 % $ 15.8 B usaUSA
MBIA MBIA
MBI
$ 4.48 -0.78 % $ 221 M usaUSA
First American Financial Corporation First American Financial Corporation
FAF
$ 68.13 0.69 % $ 7.04 B usaUSA
Root Root
ROOT
$ 46.25 -19.08 % $ 712 M usaUSA
Old Republic International Corporation Old Republic International Corporation
ORI
$ 40.39 1.06 % $ 9.88 B usaUSA
Oxbridge Re Holdings Limited Oxbridge Re Holdings Limited
OXBR
$ 0.77 -4.68 % $ 5.69 M cayman-islandsCayman-islands
Sun Life Financial Sun Life Financial
SLF
$ 73.42 -10.46 % $ 41.3 B canadaCanada
Reinsurance Group of America, Incorporated Reinsurance Group of America, Incorporated
RGA
$ 261.49 -1.95 % $ 17.2 B usaUSA
Athene Holding Ltd. Athene Holding Ltd.
ATH
- -2.43 % $ 15.5 B bermudaBermuda
American National Group, Inc. American National Group, Inc.
ANAT
- - $ 27.9 B usaUSA
ProSight Global, Inc. ProSight Global, Inc.
PROS
- - $ 563 M usaUSA
Reinsurance Group of America, Incorporated Reinsurance Group of America, Incorporated
RZA
- - $ 9.09 B usaUSA
Ambac Financial Group Ambac Financial Group
AMBC
- -0.55 % $ 424 M usaUSA
Employers Holdings Employers Holdings
EIG
$ 46.92 -1.44 % $ 1.1 B usaUSA
Everest Re Group, Ltd. Everest Re Group, Ltd.
RE
- 2.93 % $ 15.1 B bermudaBermuda
Midwest Holding Midwest Holding
MDWT
- - $ 101 M usaUSA