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added 02-10-2026
Upstart Holdings Accounts Receivables 2011-2026 | UPST
Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.Examples of accounts receivable
- Customers have not paid invoices for delivered products
- An advance has been paid to a supplier, but goods have not yet been received
- Employees have not reported on accountable amounts
- The government must refund tax overpayments
- Outstanding loans issued
- Asset quality
Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment. - Impact on cash flow
Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages. - Assessment of management efficiency
The following accounts receivable turnover ratios are commonly used:
Receivables turnover = Revenue / Average accounts receivable
(the higher — the better)
Days Sales Outstanding (DSO) = 365 / Turnover
(the fewer days — the faster customers pay)
If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.
Quarterly Accounts Receivables Upstart Holdings
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| - | - | - | - | - | - | - | - | - | - | - | 2.6 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 2.6 M | 2.6 M | 2.6 M |
Accounts Receivables of other stocks in the Payment services industry
| Issuer | Accounts Receivables | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Jianpu Technology
JT
|
240 M | - | 7.78 % | $ 331 M | - |
 |
Pintec Technology Holdings Limited
PT
|
51 M | - | - | $ 671 M |  China |
 |
American Express Company
AXP
|
56.8 B | $ 326.96 | 0.92 % | $ 227 B |  USA |
 |
Elevate Credit
ELVT
|
23.6 M | - | - | $ 58.8 M | USA |
 |
Capital One Financial Corporation
COF
|
3.49 B | $ 199.84 | 1.17 % | $ 108 B | USA |
 |
FlexShopper
FPAY
|
44.8 M | - | 2.7 % | $ 4.12 M | USA |
 |
Dragon Victory International Limited
LYL
|
138 K | - | -2.89 % | $ 13.5 M | China |
 |
LexinFintech Holdings Ltd.
LX
|
54.3 M | $ 2.25 | -1.75 % | $ 746 M | China |
 |
Federal Agricultural Mortgage Corporation
AGM
|
357 M | $ 163.08 | 1.2 % | $ 1.78 B | USA |
 |
FirstCash
FCFS
|
116 M | $ 202.84 | -0.81 % | $ 8.99 B | USA |
 |
EZCORP
EZPW
|
9.32 M | $ 29.69 | 0.27 % | $ 1.71 B | USA |
 |
Senmiao Technology Limited
AIHS
|
21.1 K | $ 1.26 | 4.56 % | $ 13.3 M | China |
 |
Medallion Financial Corp.
MFIN
|
19.4 M | $ 9.12 | 1.11 % | $ 208 M | USA |
 |
Nicholas Financial
NICK
|
109 K | - | -0.16 % | $ 45.1 M | USA |
 |
Mastercard Inc.
MA
|
4.61 B | $ 513.16 | 0.92 % | $ 464 B | USA |
 |
Green Dot Corporation
GDOT
|
197 M | $ 11.81 | 0.51 % | $ 651 M | USA |
 |
FinVolution Group
FINV
|
2.41 B | $ 5.11 | 2.61 % | $ 6.58 B | USA |
 |
Navient Corporation
NAVI
|
49 M | $ 8.28 | 1.47 % | $ 903 M | USA |
 |
Nelnet
NNI
|
193 M | $ 135.29 | 1.56 % | $ 4.92 B | USA |
 |
OneMain Holdings
OMF
|
211 M | $ 57.42 | 1.0 % | $ 6.81 B | USA |
 |
X Financial
XYF
|
11.4 M | $ 4.57 | 0.44 % | $ 1.32 B | - |
 |
Yiren Digital Ltd.
YRD
|
47.9 M | $ 1.91 | 2.14 % | $ 323 M | China |
 |
360 DigiTech
QFIN
|
20.9 M | $ 13.99 | 2.34 % | $ 4.17 B | China |
|
Oportun Financial Corporation
OPRT
|
20.9 M | $ 5.33 | 4.31 % | $ 197 M | USA |
 |
MoneyGram International
MGI
|
1.11 B | - | - | $ 1.07 B | USA |
 |
SLM Corporation
SLM
|
1.56 B | $ 22.05 | 0.46 % | $ 4.57 B | USA |
 |
Security National Financial Corporation
SNFCA
|
15.6 M | $ 9.64 | -0.41 % | $ 238 M | USA |
 |
Qudian
QD
|
111 M | - | - | $ 634 M | China |
 |
Visa
V
|
2.02 B | $ 311.37 | 0.64 % | $ 593 B | USA |
 |
The Western Union Company
WU
|
1.6 B | $ 9.16 | 0.88 % | $ 2.99 B | USA |
 |
LendingClub Corporation
LC
|
43.9 M | $ 15.85 | 1.67 % | $ 1.82 B | USA |