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WSFS Financial Corporation logo
WSFS Financial Corporation WSFS
$ 78.94 -0.32%
report update icon

Quarterly report 2026-Q3
added 11-03-2026

WSFS Financial Corporation Balance Sheet 2025-2008 | WSFS

Brief overview of WSFS Financial Corporation's financial position

The balance sheet is assessed across five available annual reports spanning 2021 to 2025.

The balance sheet expanded from $15.8 billion to $21.3 billion. Growth of +35.1% and CAGR of 7.8% look measured and sustainable.

Liabilities followed the scale of the balance sheet: +34.3% versus +35.1% for assets. Leverage did not change materially.

For this sector, the direction of capital matters more than a high liability share itself: the equity ratio is 12.8% versus 12.3%.

Accumulated earnings ended at $2.1 billion, a change of +73.3%. They remain an important part of the capital base.

Conclusion

WSFS Financial Corporation's balance sheet is broadly resilient, though selected areas require monitoring. The balance between assets, equity and liabilities remains the key issue.

Annual Balance Sheet WSFS Financial Corporation

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Net Debt

- - - - - - -277 M -78.9 M 186 M -722 M 245 M 31.5 M -462 M 26.4 M 206 M - - -

Long Term Debt

- - - - - - 294 M 542 M 910 M 100 M 806 M 540 M 22 M 527 M 674 M - - -

Total Non Current Liabilities

- - - - - - 182 M 213 M 200 M 283 M 135 M 134 M 169 M 151 M 67 M - - -

Total Liabilities

18.6 B 18.2 B 18.1 B 17.7 B 13.8 B 12.5 B 10.4 B 6.43 B 6.28 B 6.08 B 5 B 4.36 B 4.13 B 3.95 B 3.9 B 3.59 B - -

Retained Earnings

2.12 B 1.87 B 1.64 B 1.41 B 1.22 B 977 M 917 M 791 M 670 M 627 M 571 M 523 M 474 M 433 M 409 M 393 M - -

Total Assets

21.3 B 20.8 B 20.6 B 19.9 B 15.8 B 14.3 B 12.3 B 7.25 B 7 B 6.77 B 5.58 B 4.85 B 4.52 B 4.38 B 4.29 B 3.95 B - -

Cash and Cash Equivalents

1.7 B 1.15 B 1.09 B 837 M 1.53 B 1.65 B 572 M 621 M 724 M 822 M 561 M 508 M 484 M 501 M 468 M 377 M 322 M -

Book Value

2.73 B 2.58 B 2.47 B 2.2 B 1.94 B 1.79 B 1.85 B 821 M 724 M 687 M 580 M 489 M 383 M 421 M 392 M 368 M - -

Total Shareholders Equity

2.74 B 2.59 B 2.48 B 2.21 B 1.94 B 1.79 B 1.85 B 821 M 724 M 687 M 580 M 489 M 383 M 421 M 392 M 368 M 302 M 217 M

All numbers in USD currency

Quarterly Balance Sheet WSFS Financial Corporation

2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 100 M - - - - - - - - - 22 M 22 M 22 M 22 M - - - - - - - -

Total Liabilities

19.5 B 19.9 B 19.4 B 18.6 B 18.1 B 18.1 B 17.9 B 18.2 B 18.2 B 18.3 B 18.1 B 18.1 B 17.8 B 18.1 B 18 B 17.7 B 17.9 B 18.2 B 18.4 B 13.8 B 13.5 B 13.3 B 13 B 12.5 B 12 B 11.8 B 10.4 B 10.4 B 10.4 B 10.3 B 10.4 B 6.43 B 6.36 B 6.34 B 6.24 B 6.28 B 6.13 B 6.1 B 6.15 B 6.08 B 5.94 B 5.22 B 5.09 B 5 B 4.56 B 4.58 B 4.44 B 4.36 B 4.31 B 4.18 B 4.14 B 4.13 B 4.07 B 4.01 B 3.93 B 3.95 B 3.84 B 3.79 B 3.93 B 3.9 B 3.8 B 3.9 B 3.9 B

Retained Earnings

2.35 B 2.27 B 2.2 B 2.12 B 2.06 B 1.99 B 1.93 B 1.87 B 1.82 B 1.76 B 1.7 B 1.64 B 1.59 B 1.52 B 1.46 B 1.41 B 1.34 B 1.27 B 1.22 B 1.22 B 1.17 B 1.13 B 1.04 B 977 M 924 M 879 M 892 M 917 M 878 M 830 M 801 M 791 M 765 M 729 M 704 M 670 M 681 M 662 M 644 M 627 M 611 M 600 M 585 M 571 M 558 M 545 M 535 M 523 M 512 M 501 M 490 M 474 M 463 M 450 M 441 M 433 M 427 M 419 M 414 M 409 M 404 M 409 M 409 M

Total Assets

22.1 B 22.7 B 22.1 B 21.3 B 20.8 B 20.8 B 20.5 B 20.8 B 20.9 B 20.7 B 20.6 B 20.6 B 20 B 20.4 B 20.3 B 19.9 B 20 B 20.6 B 21 B 15.8 B 15.4 B 15.1 B 14.7 B 14.3 B 13.8 B 13.6 B 12.3 B 12.3 B 12.3 B 12.2 B 12.2 B 7.25 B 7.16 B 7.11 B 6.99 B 7 B 6.88 B 6.82 B 6.85 B 6.77 B 6.63 B 5.83 B 5.68 B 5.58 B 5.07 B 5.08 B 5.59 B 4.85 B 4.78 B 4.61 B 4.55 B 4.52 B 4.44 B 4.41 B 4.35 B 4.38 B 4.26 B 4.19 B 4.33 B 4.29 B 4.19 B 4.29 B 4.29 B

Cash and Cash Equivalents

1.93 B 2.57 B 2.47 B 1.7 B 1.57 B 1.33 B 1.02 B 1.15 B 991 M 1.02 B 977 M 1.09 B 611 M 1.12 B 1.1 B 837 M 1.03 B 1.68 B 2.28 B 1.53 B 2.02 B 2.42 B 2.06 B 1.65 B 1.07 B 956 M 505 M 572 M 580 M 522 M 648 M 621 M 711 M 703 M 711 M 724 M 733 M 745 M 855 M 822 M 813 M 704 M 590 M 26.4 M 529 M 534 M 506 M 54.3 M 471 M 475 M 440 M 19.3 M 502 M 538 M 531 M 62.2 M 447 M 467 M 460 M 468 M 464 M 468 M 468 M

Book Value

2.6 B 2.71 B 2.71 B 2.73 B 2.74 B 2.67 B 2.66 B 2.58 B 2.67 B 2.48 B 2.47 B 2.47 B 2.24 B 2.31 B 2.3 B 2.2 B 2.1 B 2.31 B 2.52 B 1.94 B 1.91 B 1.88 B 1.77 B 1.79 B 1.86 B 1.82 B 1.83 B 1.85 B 1.86 B 1.84 B 1.79 B 821 M 799 M 769 M 746 M 724 M 741 M 723 M 704 M 687 M 692 M 617 M 598 M 580 M 506 M 500 M 1.14 B 489 M 476 M 432 M 409 M 383 M 374 M 395 M 424 M 421 M 418 M 402 M 397 M 392 M 387 M 392 M 392 M

Total Shareholders Equity

2.6 B 2.72 B 2.72 B 2.73 B 2.75 B 2.68 B 2.67 B 2.58 B 2.67 B 2.48 B 2.47 B 2.47 B 2.24 B 2.31 B 2.3 B 2.2 B 2.1 B 2.31 B 2.52 B 1.94 B 1.91 B 1.88 B 1.77 B 1.79 B 1.86 B 1.82 B 1.83 B 1.85 B 1.86 B 1.84 B 1.79 B 821 M 799 M 769 M 746 M 724 M 741 M 723 M 704 M 687 M 692 M 617 M 598 M 580 M 506 M 500 M 505 M 489 M 476 M 432 M 409 M 383 M 374 M 395 M 424 M 421 M 418 M 402 M 397 M 392 M 387 M 392 M 392 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of WSFS Financial Corporation, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

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