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Bank of South Carolina Corporation BKSC
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Quarterly report 2023-Q2
added 05-23-2026

Bank of South Carolina Corporation Balance Sheet 2022-2008 | BKSC

Brief overview of Bank of South Carolina Corporation's assets and capital

The comparison uses five available annual reports from the 2018–2022 interval.

Total assets increased by +52.2%, from $429.1 million to $653.3 million. A CAGR near 11.1% points to substantial expansion.

The growth rates were balanced: assets changed +52.2%, while liabilities changed +60.2%.

For a financial business, a high liability share is part of the operating model, so capital is the key reference point: equity equals 5.9% of assets versus 10.6% initially.

Accumulated earnings ended at $14 million, a change of +428.3%. They remain an important part of the capital base.

What the balance sheet shows

Bank of South Carolina Corporation's balance sheet is broadly resilient, though selected areas require monitoring. The balance between assets, equity and liabilities remains the key issue.

Annual Balance Sheet Bank of South Carolina Corporation

2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Net Debt

- - - -35.9 M -31.8 M -32.5 M -26.2 M -29.2 M -3.4 M -22.1 M -31 M -52.1 M - - -

Total Non Current Liabilities

- - - 328 K 129 K 122 K 180 K 715 K -188 K -450 K - - - - -

Total Liabilities

615 M 625 M 478 M 394 M 384 M 404 M 373 M 360 M 330 M 306 M 291 M 302 M 252 M - -

Retained Earnings

14 M 11.1 M 8.69 M 5.88 M 2.65 M 8.85 M 6.64 M 4.06 M 8.64 M 7.01 M 5.16 M 3.49 M 2.17 M - -

Total Assets

653 M 679 M 532 M 445 M 429 M 447 M 414 M 399 M 367 M 341 M 325 M 334 M 281 M - -

Cash and Cash Equivalents

27.8 M 140 M 48.3 M 49.1 M 31.8 M 32.5 M 26.2 M 29.2 M 10.4 M 22.1 M 31 M 52.1 M 24.4 M 9.58 M 20.2 M

Book Value

38.8 M 53.9 M 55 M 51.2 M 45.5 M 42.8 M 40.6 M 39.2 M 36.8 M 34.7 M 33.9 M 32 M 28.7 M - -

Total Shareholders Equity

38.8 M 53.9 M 55 M 51.2 M 45.5 M 42.8 M 40.6 M 39.2 M 36.8 M 34.7 M 33.9 M 32 M 28.7 M 27.6 M 26.8 M

All numbers in USD currency

Quarterly Balance Sheet Bank of South Carolina Corporation

2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

606 M 604 M 615 M 594 M 614 M 620 M 625 M 637 M 527 M 501 M 478 M 475 M 489 M 447 M 394 M 403 M 393 M 384 M 384 M 385 M 384 M 392 M 404 M 388 M 387 M 387 M 373 M 368 M 383 M 363 M 360 M 346 M 332 M 339 M 330 M 341 M 323 M 301 M 306 M 300 M 306 M 294 M 291 M 274 M 278 M 311 M 306 M 342 M 269 M 302 M

Retained Earnings

15 M 14.6 M 14 M 13.1 M 12.2 M 11.6 M 11.1 M 10.5 M 9.74 M 9.01 M 8.69 M 7.9 M 7.13 M 6.52 M 5.88 M 4.99 M 4.41 M 3.46 M 2.65 M 1.3 M 895 K 8.47 M 8.85 M 8.56 M 7.87 M 7.17 M 6.64 M 6.02 M 5.29 M 4.62 M 4.06 M 3.48 M 9.94 M 9.27 M 8.64 M 8.03 M 7.91 M 7.38 M 7.01 M 6.62 M 6.13 M 5.62 M 5.16 M 4.7 M 4.29 M 3.89 M 6.13 M 3.15 M 2.7 M 3.49 M

Total Assets

648 M 647 M 653 M 630 M 655 M 665 M 679 M 692 M 582 M 554 M 532 M 529 M 543 M 500 M 445 M 453 M 442 M 432 M 429 M 428 M 427 M 435 M 447 M 431 M 430 M 429 M 414 M 410 M 425 M 404 M 399 M 385 M 370 M 377 M 367 M 377 M 359 M 337 M 341 M 334 M 341 M 329 M 325 M 307 M 311 M 344 M 341 M 373 M 299 M 334 M

Cash and Cash Equivalents

25.4 M 22 M 27.8 M 9.05 M 42.6 M 69.4 M 140 M 164 M 78.6 M 59.4 M 48.3 M 44.5 M 96.2 M 107 M 49.1 M 58.4 M 45.1 M 27.3 M 31.8 M 29.8 M 22.3 M 34.4 M 32.5 M 30.2 M 32.6 M 38.3 M 26.2 M 21.8 M 41.7 M 38.1 M 29.2 M 19 M 18 M 25.8 M 10.4 M 32 M 28.7 M 11.2 M 22.1 M 31.9 M 43.1 M 43.1 M 31 M 20.4 M 37.2 M 62.9 M 52.1 M 101 M 27.5 M 52.1 M

Book Value

42.6 M 43.5 M 38.8 M 36 M 41.6 M 45 M 53.9 M 54.4 M 54.5 M 53 M 55 M 54.5 M 54 M 52.4 M 51.2 M 50.3 M 49.4 M 47.3 M 45.5 M 43.3 M 43.2 M 42.6 M 42.8 M 43.7 M 43.1 M 41.6 M 40.6 M 42.1 M 41.5 M 40.3 M 39.2 M 39 M 37.9 M 38 M 36.8 M 35.9 M 35.9 M 35.3 M 34.7 M 34.4 M 34.4 M 34.3 M 33.9 M 33.7 M 33.1 M 32.3 M 34.4 M 31.4 M 30.2 M 32 M

Total Shareholders Equity

42.6 M 43.5 M 38.8 M 36 M 41.6 M 45 M 53.9 M 54.4 M 54.5 M 53 M 55 M 54.5 M 54 M 52.4 M 51.2 M 50.3 M 49.4 M 47.3 M 45.5 M 43.3 M 43.2 M 42.6 M 42.8 M 43.7 M 43.1 M 41.6 M 40.6 M 42.1 M 41.5 M 40.3 M 39.2 M 39 M 37.9 M 38 M 36.8 M 35.9 M 35.9 M 35.3 M 34.7 M 34.4 M 34.4 M 34.3 M 33.9 M 33.7 M 33.1 M 32.3 M 32 M 31.4 M 30.2 M 32 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of Bank of South Carolina Corporation, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

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Signature Bank Signature Bank
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CBU
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Pinnacle Financial Partners Pinnacle Financial Partners
PNFP
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Columbia Banking System Columbia Banking System
COLB
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First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
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Dime Community Bancshares Dime Community Bancshares
DCOMP
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Banco Santander (Brasil) S.A. Banco Santander (Brasil) S.A.
BSBR
$ 5.77 0.78 % $ 113 B brasilBrasil
Provident Bancorp Provident Bancorp
PVBC
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Bank First Corporation Bank First Corporation
BFC
$ 158.0 0.06 % $ 1.56 B usaUSA
BankUnited BankUnited
BKU
$ 48.34 1.07 % $ 3.57 B usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
Equity Bancshares Equity Bancshares
EQBK
$ 51.64 0.12 % $ 945 M usaUSA
Blue Ridge Bankshares Blue Ridge Bankshares
BRBS
$ 3.69 0.03 % $ 324 M usaUSA
Carter Bankshares Carter Bankshares
CARE
$ 32.68 0.11 % $ 734 M usaUSA
Bank7 Corp. Bank7 Corp.
BSVN
$ 52.29 0.06 % $ 494 M usaUSA
CF Bankshares CF Bankshares
CFBK
$ 36.05 0.17 % $ 227 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 88.39 0.31 % $ 286 M usaUSA
First Bancorp First Bancorp
FBNC
$ 66.34 0.32 % $ 2.73 B usaUSA
Auburn National Bancorporation Auburn National Bancorporation
AUBN
$ 26.25 1.74 % $ 91.7 M usaUSA
First Financial Bancorp. First Financial Bancorp.
FFBC
$ 34.38 0.12 % $ 3.28 B usaUSA
First Hawaiian First Hawaiian
FHB
$ 27.66 0.05 % $ 3.45 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Popular Popular
BPOP
$ 177.87 0.47 % $ 12 B usaUSA
Bogota Financial Corp. Bogota Financial Corp.
BSBK
$ 9.08 0.33 % $ 115 M usaUSA
Cullen/Frost Bankers Cullen/Frost Bankers
CFR
$ 170.08 0.88 % $ 10.9 B usaUSA
City Holding Company City Holding Company
CHCO
$ 147.28 0.02 % $ 2.13 B usaUSA
Columbia Financial Columbia Financial
CLBK
$ 11.79 0.68 % $ 1.2 B usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
Berkshire Hills Bancorp Berkshire Hills Bancorp
BHLB
- -0.65 % $ 1.11 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
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First National Corporation First National Corporation
FXNC
$ 31.88 0.91 % $ 287 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
Great Southern Bancorp Great Southern Bancorp
GSBC
$ 81.59 0.13 % $ 930 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
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CVB Financial Corp. CVB Financial Corp.
CVBF
$ 23.25 0.39 % $ 3.18 B usaUSA
Community West Bancshares Community West Bancshares
CWBC
$ 26.11 0.27 % $ 231 M usaUSA
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Huntington Bancshares Incorporated Huntington Bancshares Incorporated
HBAN
$ 17.91 0.79 % $ 26.5 B usaUSA
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
Hingham Institution for Savings Hingham Institution for Savings
HIFS
$ 309.33 0.01 % $ 660 M usaUSA
Customers Bancorp Customers Bancorp
CUBI
$ 83.58 0.28 % $ 2.71 B usaUSA
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BXS
- -1.07 % $ 3.12 B usaUSA
Home Bancshares (Conway, AR) Home Bancshares (Conway, AR)
HOMB
$ 31.39 0.13 % $ 6.2 B usaUSA
Hilltop Holdings Hilltop Holdings
HTH
$ 39.6 0.08 % $ 2.48 B usaUSA
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
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