Zions Bancorporation, National Association Cost of Revenue 2011-2026 | ZION

Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.

What is included in the cost of revenue

Cost Category	Examples
Production Costs	Materials, wages of production staff, depreciation of equipment
Service and Support	Customer service, user support, technical assistance
Delivery and Logistics	Packaging, delivery of goods to customers
Hosting and Infrastructure	Servers, cloud platforms (especially for IT and SaaS companies)
Content and Licenses	License purchases, production royalties (e.g., in streaming services)

Importance of the Metric

Helps to understand how costly the revenue-generating process is.
A high cost of revenue may indicate:
Poor cost control
Low operational efficiency
A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.

Annual Cost of Revenue Zions Bancorporation, National Association

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
1.35 B	1.29 B	1.28 B	1.24 B	1.13 B	1.09 B	1.14 B	1.07 B	1.01 B	978 M	973 M	956 M	913 M	886 M	874 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
1.35 B	874 M	1.08 B

Quarterly Cost of Revenue Zions Bancorporation, National Association

2025-Q3	2025-Q2	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
337 M	336 M	-	317 M	318 M	331 M	-	311 M	324 M	339 M	-	312 M	307 M	312 M	-	285 M	272 M	288 M	-	269 M	267 M	274 M	-	273 M	274 M	287 M	-	264 M	266 M	269 M	-	251 M	240 M	261 M	-	242 M	241 M	258 M	-	242 M	251 M	244 M	-	246 M	239 M	233 M	-	229 M	227 M	230 M	-	220 M	221 M	225 M	-	217 M	222 M	215 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
339 M	215 M	268 M

Cost of Revenue of other stocks in the Banks regional industry

Issuer	Cost of Revenue	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	34.2 M	-	-1.48 %	$ 566 M	USA
Allegiance Bancshares ABTX	90.2 M	-	-0.86 %	$ 1.51 B	USA
Brookline Bancorp BRKL	144 M	-	-	$ 974 M	USA
Byline Bancorp BY	150 M	$ 31.13	0.16 %	$ 1.39 B	USA
CF Bankshares CFBK	15.1 M	$ 28.01	-0.92 %	$ 179 M	USA
Citizens Holding Company CIZN	18.6 M	-	-5.65 %	$ 49.5 M	USA
BankFinancial Corporation BFIN	22.2 M	-	-	$ 151 M	USA
Equity Bancshares EQBK	84.8 M	$ 43.85	0.34 %	$ 802 M	USA
Bank of South Carolina Corporation BKSC	7.55 M	-	-0.41 %	$ 66.6 M	USA
FFBW FFBW	5.21 M	-	-	$ 68.2 M	USA
First Interstate BancSystem FIBK	271 M	$ 33.5	-0.39 %	$ 3.45 B	USA
Bogota Financial Corp. BSBK	8.75 M	$ 8.3	-0.84 %	$ 106 M	USA
The First of Long Island Corporation FLIC	37.4 M	-	0.25 %	$ 268 M	USA
First Mid Bancshares FMBH	124 M	$ 40.6	0.1 %	$ 966 M	USA
FNCB Bancorp FNCB	20.2 M	-	-	$ 133 M	USA
Greene County Bancorp GCBC	24.4 M	$ 22.45	1.22 %	$ 382 M	USA
CBTX CBTX	169 M	-	1.49 %	$ 1.51 B	USA
Community Bank System CBU	314 M	$ 57.91	0.52 %	$ 3.05 B	USA
Coastal Financial Corporation CCB	66.5 M	$ 74.86	-1.69 %	$ 1.13 B	USA
Horizon Bancorp HBNC	89.7 M	$ 16.34	0.68 %	$ 760 M	USA
CrossFirst Bankshares CFB	89.2 M	-	-	$ 784 M	USA
First Capital FCAP	15.5 M	$ 48.5	1.06 %	$ 162 M	USA
Home Federal Bancorp of Louisiana HFBL	8.94 M	$ 17.44	5.31 %	$ 53.3 M	USA
C&F Financial Corporation CFFI	56.8 M	$ 73.77	1.05 %	$ 239 M	USA
HomeStreet HMST	107 M	-	1.84 %	$ 262 M	USA
Home Bancshares (Conway, AR) HOMB	241 M	$ 26.73	0.41 %	$ 5.34 B	USA
Capitol Federal Financial CFFN	60.4 M	$ 7.1	-0.42 %	$ 923 M	USA
Heritage Commerce Corp HTBK	66.5 M	$ 12.39	0.16 %	$ 761 M	USA
ESSA Bancorp ESSA	26.9 M	-	-	$ 196 M	USA
First Business Financial Services FBIZ	67.9 M	$ 53.44	0.26 %	$ 436 M	USA
Flushing Financial Corporation FFIC	96.4 M	$ 14.92	-0.73 %	$ 506 M	USA
First Financial Bankshares FFIN	175 M	$ 29.53	0.48 %	$ 4.22 B	USA
First Financial Northwest FFNW	20.4 M	-	-1.23 %	$ 206 M	USA
Customers Bancorp CUBI	189 M	$ 68.97	-0.58 %	$ 2.23 B	USA
First Guaranty Bancshares FGBI	40.4 M	$ 8.26	-0.72 %	$ 92.2 M	USA
Investors Bancorp ISBC	245 M	-	-2.46 %	$ 3.45 B	USA
Columbia Financial CLBK	119 M	$ 17.34	-0.23 %	$ 1.77 B	USA
Glen Burnie Bancorp GLBZ	6.58 M	-	-	$ 12.5 M	USA