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Flushing Financial Corporation FFIC
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Quarterly report 2026-Q1
added 05-11-2026

Flushing Financial Corporation Balance Sheet 2025-2008 | FFIC

Brief balance sheet overview of Flushing Financial Corporation

Balance sheet changes are traced across five available annual reports between 2021 and 2025.

Across five periods, assets reached $8.7 billion versus $8 billion initially. Growth of +8% reflects gradual development.

Liabilities followed the scale of the balance sheet: +8.4% versus +8% for assets. Leverage did not change materially.

For this sector, the direction of capital matters more than a high liability share itself: the equity ratio is 8.1% versus 8.4%.

Retained earnings reached $480.4 million, changing -3.5% over the period. A positive accumulated result supports equity.

Conclusion

Flushing Financial Corporation's balance sheet profile is moderate. It should be considered alongside profitability, cash flow and liability maturities.

Annual Balance Sheet Flushing Financial Corporation

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Net Debt

- - - - - - 1.44 B 1.4 B 1.49 B 1.58 B 1.44 B 1.17 B 1.08 B 952 M 444 M - - -

Long Term Debt

- - - - - - 1.24 B 1.25 B 1.31 B 1.27 B 1.16 B 940 M 857 M 763 M 500 M - - -

Total Non Current Liabilities

- - - - - - 119 M 116 M 111 M 107 M 29 M 28.8 M 29.6 M 23.9 M 26.3 M - - -

Total Liabilities

7.99 B 8.31 B 7.87 B 7.75 B 7.37 B 7.36 B 6.44 B 6.28 B 5.77 B 5.54 B 5.23 B 4.62 B 4.29 B 4.01 B 3.87 B 3.93 B - -

Retained Earnings

480 M 492 M 550 M 548 M 498 M 443 M 434 M 414 M 381 M 361 M 317 M 290 M 264 M 242 M 224 M 204 M - -

Total Assets

8.69 B 9.04 B 8.54 B 8.42 B 8.05 B 7.98 B 7.02 B 6.83 B 6.3 B 6.06 B 5.7 B 5.08 B 4.72 B 4.45 B 4.29 B 4.32 B - -

Cash and Cash Equivalents

126 M 153 M 172 M 152 M 81.7 M 157 M 49.8 M 119 M 51.5 M 35.9 M 42.4 M 34.3 M 33.5 M 40.4 M 55.7 M 47.8 M 28.4 M 30.4 M

Book Value

708 M 725 M 670 M 677 M 680 M 619 M 580 M 549 M 533 M 514 M 473 M 456 M 433 M 442 M 417 M 390 M - -

Total Shareholders Equity

708 M 725 M 670 M 677 M 680 M 619 M 580 M 549 M 533 M 514 M 473 M 456 M 433 M 442 M 417 M 390 M 360 M -

All numbers in USD currency

Quarterly Balance Sheet Flushing Financial Corporation

2026-Q1 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Total Liabilities

8.17 B 8.16 B 8.07 B 8.31 B 8.31 B 8.61 B 8.43 B 8.14 B 7.87 B 7.91 B 7.8 B 7.81 B 7.75 B 7.89 B - 7.49 B 7.37 B 7.41 B 7.5 B 7.52 B 7.36 B 7.36 B 7.36 B 7.36 B 6.44 B 6.44 B 6.44 B 6.44 B 6.28 B 6.28 B 6.28 B 6.28 B 5.77 B 5.77 B 5.77 B 5.77 B 5.54 B 5.54 B 5.48 B 5.54 B 5.23 B 5.23 B 5.23 B 5.23 B 4.62 B 4.62 B 4.62 B 4.62 B 4.29 B 4.29 B 4.29 B 4.29 B 4.01 B 4.01 B 4.01 B 4.01 B 3.87 B 3.87 B 3.87 B 3.87 B

Retained Earnings

471 M 484 M 481 M 474 M 492 M 548 M 545 M 547 M 550 M 551 M 548 M 546 M 548 M 544 M - 509 M 498 M 486 M 468 M 455 M 443 M 443 M 443 M 443 M 434 M 434 M 434 M 434 M 414 M 414 M 414 M 414 M 381 M 381 M 381 M 381 M 361 M 361 M 346 M 361 M 317 M 317 M 317 M 317 M 290 M 290 M 290 M 290 M 264 M 264 M 264 M 264 M 242 M 242 M 242 M 242 M 224 M 224 M 224 M 224 M

Total Assets

8.86 B 8.87 B 8.78 B 9.01 B 9.04 B 9.28 B 9.1 B 8.81 B 8.54 B 8.58 B 8.47 B 8.48 B 8.42 B 8.56 B - 8.17 B 8.05 B 8.08 B 8.16 B 8.16 B 7.98 B 7.98 B 7.98 B 7.98 B 7.02 B 7.02 B 7.02 B 7.02 B 6.83 B 6.83 B 6.83 B 6.83 B 6.3 B 6.3 B 6.3 B 6.3 B 6.06 B 6.06 B 5.99 B 6.06 B 5.7 B 5.7 B 5.7 B 5.7 B 5.08 B 5.08 B 5.08 B 5.08 B 4.72 B 4.72 B 4.72 B 4.72 B 4.45 B 4.45 B 4.45 B 4.45 B 4.29 B 4.29 B 4.29 B 4.29 B

Cash and Cash Equivalents

159 M 143 M 150 M 272 M 153 M 268 M 157 M 211 M 172 M 201 M 160 M 177 M 152 M 165 M 137 M 186 M 81.7 M 179 M 146 M 174 M 157 M 75.6 M 84.8 M 157 M 49.8 M 49.8 M 49.8 M 49.8 M 119 M 119 M 119 M 119 M 51.5 M 51.5 M 51.5 M 51.5 M 35.9 M 35.9 M 50.2 M 35.9 M 42.4 M 42.4 M 42.4 M 42.4 M 34.3 M 34.3 M 34.3 M 34.3 M 33.5 M 33.5 M 33.5 M 33.5 M 40.4 M 40.4 M 40.4 M 40.4 M 55.7 M 55.7 M 55.7 M 55.7 M

Book Value

697 M 711 M 706 M 703 M 725 M 667 M 665 M 670 M 670 M 669 M 671 M 673 M 677 M 671 M - 676 M 680 M 668 M 655 M 639 M 619 M 619 M 619 M 619 M 580 M 580 M 580 M 580 M 549 M 549 M 549 M 549 M 533 M 533 M 533 M 533 M 514 M 514 M 509 M 514 M 473 M 473 M 473 M 473 M 456 M 456 M 456 M 456 M 433 M 433 M 433 M 433 M 442 M 442 M 442 M 442 M 417 M 417 M 417 M 417 M

Total Shareholders Equity

697 M 711 M 706 M 703 M 725 M 667 M 665 M 670 M 670 M 669 M 671 M 673 M 677 M 671 M 671 M 676 M 680 M 668 M 655 M 639 M 619 M 619 M 619 M 619 M 580 M 580 M 580 M 580 M 549 M 549 M 549 M 549 M 533 M 533 M 533 M 533 M 514 M 514 M 509 M 514 M 473 M 473 M 473 M 473 M 456 M 456 M 456 M 456 M 433 M 433 M 433 M 433 M 442 M 442 M 442 M 442 M 417 M 417 M 417 M 417 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of Flushing Financial Corporation, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

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