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Citizens Financial Group (CFG)
The export includes the complete available history of financial statements and ratios. Numbers are provided in full, without million or billion abbreviations, in their original reporting units.
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Citizens Financial Group Income Statement 2025-2011 | CFG
Brief overview of financial performance at Citizens Financial Group
The overview follows changes across a five-year period. Revenue at Citizens Financial Group moved from 6.9 billion dollars in 2020 to 8.2 billion dollars in 2025. Overall revenue changed by +19.4%, equal to an annualized rate of about 3.6%. The revenue trend is close to stagnation.
The net result moved from $1.1 billion to $1.8 billion, or +73.2%. Revenue converted into net income more efficiently.
The five-year change in capitalization reached +58.1%: from $17.8 billion to $28.1 billion. Investors assigned a higher value to the business over time.
Overall conclusion
Positive developments coexist with areas of weakness. The constructive conclusion rests on improving net profitability. The weaker side of the profile includes limited revenue growth. Future reports should be judged by revenue momentum, margins, and the conversion of sales into net income.
Annual Income Statement Citizens Financial Group
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
28.1 B | 20.7 B | 15.1 B | 20.6 B | 22.1 B | 17.8 B | 17 B | 16.6 B | 23.2 B | 19.1 B | 11.4 B | 13.3 B | - | - | - |
Shares |
433 M | 451 M | 475 M | 476 M | 426 M | 427 M | 450 M | 479 M | 502 M | 522 M | 536 M | 557 M | - | - | - |
Historical Prices |
64.8 | 46 | 31.7 | 43.2 | 52 | 41.6 | 28.6 | 32.1 | 36.9 | 31.2 | 15.7 | 20 | - | - | - |
Net Income |
1.83 B | 1.51 B | 1.61 B | 2.07 B | 2.32 B | 1.06 B | 1.79 B | 1.72 B | 1.65 B | 1.04 B | 840 M | 865 M | -3.43 B | 643 M | 506 M |
Revenue |
8.25 B | 7.81 B | 8.22 B | 8.02 B | 6.65 B | 6.9 B | 5.99 B | 5.68 B | 5.3 B | 4.88 B | 4.45 B | 4.56 B | 4.33 B | 4.56 B | 4.69 B |
Cost of Revenue |
2.8 B | 2.66 B | 2.6 B | 2.55 B | 2.13 B | 2.12 B | 2.03 B | 1.88 B | 1.77 B | 1.71 B | 1.64 B | 1.68 B | 1.65 B | 1.74 B | - |
Interest Expense |
5.85 B | 5.63 B | 3.96 B | 1.05 B | 339 M | 771 M | 1.58 B | 1.23 B | 747 M | 508 M | 452 M | 363 M | 443 M | 619 M | - |
EBITDA |
478 M | 498 M | 478 M | 565 M | 625 M | 578 M | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | - | 5.82 B | 5.17 B | 4.54 B | 4.23 B | 4.01 B | 4.07 B | 8.6 B | 4.49 B | 5.14 B |
General and Administrative Expenses |
- | - | - | - | - | - | 2.09 B | 2.03 B | 1.95 B | 1.89 B | 1.84 B | 1.91 B | 1.85 B | 2.1 B | 1.83 B |
All numbers in USD currency
Quarterly Income Statement Citizens Financial Group
| 2026-Q2 | 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
423 M | 425 M | 431 M | 434 M | 438 M | 441 M | 447 M | 454 M | 461 M | 466 M | 469 M | 479 M | 485 M | 492 M | 496 M | 491 M | 422 M | 422 M | 426 M | 426 M | 426 M | 427 M | 427 M | 427 M | 428 M | 433 M | 446 M | 458 M | 461 M | 466 M | 476 M | 485 M | 488 M | 491 M | 501 M | 506 M | 509 M | 512 M | 519 M | 529 M | 528 M | 528 M | 531 M | 538 M | 546 M | 546 M | 560 M | 560 M | 560 M | 560 M | 560 M | - | - | - | - | - | - | - | - | - | - |
Net Income |
587 M | 517 M | 494 M | 436 M | 373 M | - | 382 M | 392 M | 334 M | - | 430 M | 478 M | 511 M | - | 636 M | 364 M | 420 M | - | 530 M | 648 M | 611 M | - | 314 M | 253 M | 34 M | - | 449 M | 453 M | 439 M | - | 443 M | 425 M | 388 M | - | 348 M | 318 M | 320 M | - | 297 M | 243 M | 223 M | - | 220 M | 190 M | 209 M | - | 189 M | 313 M | 166 M | - | 144 M | - | - | - | - | - | - | - | - | - | - |
Revenue |
2.28 B | 2.17 B | 2.12 B | 2.04 B | 1.94 B | - | 1.9 B | 1.96 B | 1.96 B | - | 2.01 B | 2.09 B | 2.13 B | - | 2.18 B | 2 B | 1.64 B | - | 1.66 B | 1.61 B | 1.66 B | - | 1.79 B | 1.75 B | 1.66 B | - | 1.64 B | 1.63 B | 1.59 B | - | 1.56 B | 1.51 B | 1.46 B | - | 1.44 B | 1.4 B | 1.38 B | - | 1.38 B | 141 M | 145 M | - | 154 M | 155 M | 159 M | - | 155 M | 154 M | 149 M | - | 120 M | - | - | - | - | - | - | - | - | - | - |
Cost of Revenue |
745 M | 758 M | 705 M | 681 M | 696 M | - | 647 M | 645 M | 691 M | - | 659 M | 615 M | 658 M | - | 639 M | 683 M | 594 M | - | 509 M | 524 M | 548 M | - | 524 M | 513 M | 549 M | - | 508 M | 507 M | 509 M | - | 474 M | 453 M | 470 M | - | 438 M | 432 M | 446 M | - | 432 M | 432 M | 425 M | - | 404 M | 411 M | 419 M | - | 409 M | 467 M | 405 M | - | 403 M | - | - | - | - | - | - | - | - | - | - |
Interest Expense |
1.63 B | 1.56 B | 1.49 B | 1.44 B | 1.39 B | - | 1.37 B | 1.41 B | 1.44 B | - | 1.52 B | 1.59 B | 759 M | - | 304 M | 121 M | 66 M | - | 77 M | 87 M | 99 M | - | 143 M | 190 M | 318 M | - | 393 M | 414 M | 410 M | - | 329 M | 290 M | 237 M | - | 202 M | 179 M | 155 M | - | 134 M | 123 M | 115 M | - | 118 M | 112 M | 106 M | - | 93 M | 84 M | 85 M | - | 103 M | - | - | - | - | - | - | - | - | - | - |
EBITDA |
212 M | 113 M | - | - | 123 M | - | - | - | 102 M | - | - | - | 118 M | - | 448 M | - | 67 M | - | 453 M | - | 152 M | - | 419 M | 316 M | 204 M | - | 432 M | 270 M | 132 M | - | 357 M | 243 M | 122 M | - | 371 M | 258 M | 124 M | - | 387 M | 245 M | 112 M | - | 350 M | 234 M | 113 M | - | 313 M | 196 M | 96 M | - | 304 M | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Citizens Financial Group (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.