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FNCB Bancorp FNCB
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Quarterly report 2024-Q1
added 07-04-2026

FNCB Bancorp Income Statement 2023-2008 | FNCB

Brief overview of financial results at FNCB Bancorp

The overview follows changes across a five-year period. The revenue attributed to FNCB Bancorp moved from $48.3 million to $4.5 million between the two endpoints. Across the full period, sales moved by −90.6%; the average annual rate was −37.7%. The decline points to a contraction in the scale of the business.

Net income changed from $13.3 million to $13 million (−2.7%). Net profitability strengthened faster than the top line.

Market value was $171 million at the start and $117 million at the end. The negative valuation trend points to increased investor caution.

What the figures show

The financial profile remains mixed, with strengths and risks moving in different directions. The constructive conclusion rests on stable net income. The main areas of concern are a weaker market valuation and a softer top-line trend. Investors should continue to monitor margins, costs, and earnings quality.

Annual Income Statement FNCB Bancorp

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Market Cap

117 M 138 M 186 M 126 M 158 M 131 M 110 M 89.1 M 76.1 M 86.8 M 126 M 43.8 M 36.1 M - - -

Shares

19.7 M 19.7 M 20.1 M 20.2 M 19.8 M 16.8 M 16.7 M 16.6 M 16.5 M 16.5 M 16.5 M 16.4 M 16.4 M 16.4 M 16.2 M -

Historical Prices

5.92 6.98 9.24 6.25 7.99 7.78 6.6 5.38 4.61 5.27 7.64 2.66 2.2 - - -

Net Income

13 M 20.4 M 21.4 M 15.3 M 11.1 M 13.3 M 147 K 1.52 M 35.8 M 13.4 M 6.38 M -13.7 M -335 K -31.7 M -44.3 M -

Revenue

4.54 M 4.42 M 3.88 M 3.25 M 3.04 M 2.88 M 2.9 M 36.8 M 35 M 38.7 M 35.1 M 32.1 M 42.8 M - - -

Cost of Revenue

20.2 M 19.3 M 16.7 M 15.2 M 15.5 M 14.8 M 14.2 M 14.3 M 13.8 M 13.1 M 13.2 M 14.7 M 14.1 M 13.1 M 12.2 M -

Gross Profit

- - - 46.3 M - - - - - - - - - - - -

Interest Expense

34.1 M 6.73 M 2.7 M 6.16 M 2.17 M 2.58 M 1.32 M 1.06 M 4.8 M 6.15 M 7.18 M 2.1 M 2.81 M 21.9 M 25.2 M -

EBITDA

1.29 M 1.56 M 1.57 M 1.63 M 1.4 M 2.97 M 2.52 M 2.6 M 1.7 M 1.47 M 1.26 M 1.4 M 1.3 M 1.4 M - -

Operating Expenses

- - - 4.74 M 40 M 40 M 34 M 33 M 32 M 34 M 36 M 55 M 56 M - - -

General and Administrative Expenses

- - - 18.2 M 18.9 M 19 M 17.4 M 17.6 M 17.4 M 18 M 19 M 20 M 19.7 M - - -

All numbers in USD currency

Quarterly Income Statement FNCB Bancorp

2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

19.8 M 19.8 M 19.8 M 19.7 M 19.7 M 19.7 M 19.7 M 19.7 M 19.9 M 20 M 20 M 20.2 M 20.2 M 20.2 M 20.2 M 20.2 M 20.2 M 20.2 M 20.2 M 20.1 M 18.7 M 16.8 M 16.8 M 16.8 M 16.8 M 16.8 M 16.8 M 16.7 M 16.7 M 16.6 M 16.6 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.5 M 16.4 M 16.4 M 16.4 M 16.4 M 16.4 M 16.4 M 16.4 M

Net Income

3.53 M - 4.16 M 2.8 M 2.66 M - 5.44 M 5.74 M 4.35 M - 6.35 M 5.23 M 5.83 M 5.16 M 4.11 M 4.02 M 2.06 M 3.49 M 2.4 M 2.55 M 2.64 M 7.07 M 1.85 M 2.41 M 2.02 M -6.11 M 2.27 M 1.79 M 2.2 M 1.52 M 2.02 M 1.62 M 1.14 M 29.2 M 2.34 M 819 K 3.48 M -31 K 3.36 M 6.58 M 3.51 M 2.04 M 1.89 M 720 K 1.73 M -5.06 M -6.52 M -967 K -1.16 M 436 K -434 K 189 K -526 K

Revenue

1.07 M - 1.13 M 1.12 M 1.06 M - 1.13 M 1.06 M 1.05 M - 1.01 M 956 K 874 K - 844 K 708 K 825 K - 797 K 721 K 685 K - 9 K 6 K 3 K - 7 K 4 K 2 K - 5 K 4 K 2 K - 5 K 3 K 1 K - 4 K 3 K 1 K - 5 K 3 K 1 K - 3 K 2 K 1 K - 3 K 1 K 1 K

Cost of Revenue

5.19 M - 4.94 M 4.53 M 5.4 M - 4.58 M 4.52 M 4.66 M - 4.02 M 4.04 M 3.74 M - 3.84 M 3.5 M 3.93 M - 3.91 M 3.82 M 3.9 M - 3.58 M 3.48 M 3.67 M - 3.25 M 3.3 M 3.52 M - 3.26 M 3.59 M 3.51 M - 3.24 M 3.2 M 3.14 M - 3.32 M 3.09 M 3.4 M - 3.22 M 3.24 M 3.32 M - 3.73 M 3.62 M 3.64 M - 3.56 M 3.46 M 3.4 M

Interest Expense

9.66 M - 9.11 M 8.31 M 7.09 M - 1.84 M 658 K 406 K - 629 K 766 K 846 K 1.13 M 1.46 M 1.61 M 1.97 M 2.17 M 2.46 M 2.51 M 2.66 M 2.58 M 2.44 M 2 M 1.56 M 1.32 M 1.28 M 1.14 M 1.06 M 1.06 M 1.08 M 1.05 M 1.01 M 991 K 1.02 M 1.38 M 6.28 M 1.52 M 6.81 M 6.67 M 1.57 M 1.69 M 1.81 M 1.82 M 1.86 M 2.1 M 2.21 M 2.34 M 2.57 M 2.81 M 3.06 M 3.87 M 4.13 M

EBITDA

294 K - 988 K 681 K 352 K - 1.16 M 778 K 389 K - 1.17 M 778 K 389 K - 1.67 M 1.04 M 744 K - 2.29 M 1.54 M 802 K - 2.13 M 1.34 M 674 K - 1.98 M 1.32 M 681 K - 1.97 M 1.34 M 652 K - 1.17 M 786 K 360 K - 1.07 M 721 K - - - - - - - - - - - - -

All numbers in USD currency

The income statement is one of the three key financial reports of a company FNCB Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

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