MarketCap
Facebook
X
Telegram
Discover Financial Services Income Statement 2024-2006 | DFS
Brief overview of revenue and earnings at Discover Financial Services
The figures are compared over a five-year interval. According to figures from Discover Financial Services, revenue changed from $11.5 billion to $2.8 billion over five years. The five-year change reached −75.6%, while CAGR stood at −24.6%. Sales followed a declining trajectory over the five years.
Net profit was 3 billion dollars at the start and 4.5 billion dollars at the end. Revenue converted into net income more efficiently.
Market capitalization changed from 24.4 billion dollars to 50.1 billion dollars (+105.2%). The share-price trend was broadly consistent with improving results.
Summary assessment
Positive developments coexist with areas of weakness. The financial profile benefits from a stronger final result. Caution is warranted because of weak sales momentum. Investors should continue to monitor margins, costs, and earnings quality.
Annual Income Statement Discover Financial Services
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
50.1 B | 31 B | 30.7 B | 36.9 B | 28.3 B | 24.4 B | 23.3 B | 29.8 B | 28.2 B | 20 B | 25.1 B | 26.6 B | 19.7 B | 13 B | - | - | - | - | - |
Shares |
251 M | 254 M | 277 M | 300 M | 307 M | 320 M | 344 M | 374 M | 405 M | 437 M | 462 M | 485 M | 519 M | 542 M | 544 M | 505 M | 479 M | - | - |
Historical Prices |
200 | 122 | 111 | 123 | 92.2 | 62.3 | 66.5 | 71.8 | 63.5 | 40.5 | 52.2 | 48.2 | 31.9 | 24.5 | |||||
Net Income |
4.54 B | 2.8 B | 4.32 B | 5.39 B | 1.14 B | 2.96 B | 2.74 B | 2.1 B | 2.39 B | 2.3 B | 2.32 B | 2.47 B | 2.34 B | 2.23 B | 765 M | 1.28 B | 928 M | 589 M | - |
Revenue |
2.8 B | 1.94 B | 1.8 B | - | - | 11.5 B | 10.7 B | 9.9 B | 9.1 B | 8.74 B | 8.48 B | 8.22 B | 7.65 B | 7.07 B | - | - | - | - | - |
Cost of Revenue |
2.82 B | 2.43 B | 2.14 B | 1.99 B | 1.89 B | 1.74 B | 1.63 B | 1.51 B | 1.38 B | 1.33 B | 1.24 B | 1.16 B | 1.05 B | 914 M | 803 M | 828 M | 845 M | 850 M | - |
Interest Expense |
14.3 B | 13.1 B | 11 B | 1.13 B | 1.86 B | 2.53 B | 2.14 B | 1.65 B | 1.4 B | 1.26 B | 1.13 B | 1.15 B | 1.33 B | 1.48 B | 1.58 B | 1.25 B | 1.29 B | 1.22 B | - |
EBITDA |
71 M | 74 M | 80 M | 86 M | 98 M | - | - | - | - | - | - | - | - | - | 89 M | 97.9 M | 75.8 M | - | - |
Operating Expenses |
- | - | - | - | - | 10.2 B | 9.25 B | 8.01 B | 6.84 B | 6.39 B | 5.92 B | 5.43 B | 5.23 B | 5.04 B | - | - | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | 2.36 B | 2.2 B | 2 B | 1.88 B | 1.84 B | 1.76 B | 1.69 B | 1.52 B | 914 M | - | - | - | - | - |
All numbers in USD currency
Quarterly Income Statement Discover Financial Services
| 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q3 | 2010-Q2 | 2010-Q1 | 2009-Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
252 M | 251 M | 251 M | 250 M | 250 M | 253 M | 262 M | - | 273 M | 279 M | 285 M | - | 298 M | 304 M | 307 M | - | 306 M | 306 M | 308 M | - | 317 M | 322 M | 328 M | - | 341 M | 348 M | 355 M | - | 371 M | 379 M | 386 M | - | 402 M | 410 M | 417 M | - | 433 M | 441 M | 448 M | - | 460 M | 466 M | 471 M | - | 482 M | 489 M | 496 M | - | 510 M | 523 M | 498 M | - | 544 M | 546 M | 545 M | - | - | - | - |
Net Income |
1.1 B | 870 M | 1.53 B | 851 M | 586 M | 901 M | 968 M | - | 1.01 B | 1.1 B | 1.24 B | - | 1.09 B | 1.7 B | 1.59 B | 799 M | 771 M | -368 M | -61 M | 708 M | 770 M | 753 M | 726 M | 687 M | 720 M | 669 M | 666 M | 387 M | 602 M | 546 M | 564 M | 563 M | 639 M | 616 M | 575 M | 500 M | 612 M | 599 M | 586 M | 404 M | 644 M | 644 M | 631 M | 602 M | 593 M | 602 M | 673 M | 551 M | 637 M | 525 M | 170 M | 513 M | 649 M | 600 M | 465 M | 261 M | 258 M | -104 M | 577 M |
Revenue |
489 M | 584 M | - | 473 M | 505 M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -7 M | - | -13 M | -8 M | -4 M | - | -8 M | -5 M | -1 M | - | - | - | - | - | - | - | - |
Cost of Revenue |
735 M | 703 M | 658 M | 671 M | 575 M | 588 M | 625 M | - | 551 M | 515 M | 500 M | - | 483 M | 498 M | 506 M | - | 471 M | 452 M | 467 M | - | 439 M | 427 M | 425 M | - | 408 M | 400 M | 405 M | - | 371 M | 367 M | 363 M | - | 342 M | 340 M | 345 M | - | 337 M | 326 M | 331 M | - | 320 M | 301 M | 307 M | - | 292 M | 285 M | 290 M | - | 275 M | 253 M | 87 M | - | 242 M | 230 M | 213 M | 204 M | 203 M | 196 M | 209 M |
Interest Expense |
3.56 B | 3.66 B | 1.45 B | 3.49 B | 3.32 B | 1.11 B | 945 M | - | 514 M | 305 M | 257 M | - | 269 M | 290 M | 316 M | 383 M | 416 M | 482 M | 584 M | 615 M | 638 M | 645 M | 632 M | 605 M | 558 M | 507 M | 469 M | 436 M | 426 M | 400 M | 386 M | 366 M | 359 M | 339 M | 334 M | 329 M | 323 M | 311 M | 300 M | 302 M | 288 M | 274 M | 270 M | 273 M | 278 M | 297 M | 298 M | 312 M | 321 M | 332 M | 103 M | 360 M | 362 M | 380 M | 383 M | 389 M | 405 M | 414 M | 304 M |
EBITDA |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 29 M | - | 83 M | 56 M | 25 M | - | 72 M | 47 M | 9 M | - | 66.3 M | 44 M | 22 M | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Discover Financial Services (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.
China
Cyprus
USA
Japan
