
Annual report 2025
added 02-09-2026
FirstCash Retained Earnings 2011-2026 | FCFS
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings FirstCash
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.67 B | 1.41 B | 1.22 B | 1.06 B | 867 M | 789 M | 727 M | 607 M | 494 M | 387 M | 644 M | 583 M | 498 M | 414 M | 334 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.67 B | 334 M | 780 M |
Quarterly Retained Earnings FirstCash
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.58 B | 1.52 B | 1.48 B | 1.34 B | 1.3 B | 1.26 B | 1.16 B | 1.12 B | 1.09 B | 1.06 B | 996 M | 952 M | 880 M | 867 M | 849 M | 828 M | 812 M | 789 M | 789 M | 789 M | 789 M | 727 M | 727 M | 727 M | 727 M | 607 M | 607 M | 607 M | 607 M | 494 M | 494 M | 494 M | 494 M | 387 M | 387 M | 387 M | 387 M | 644 M | 644 M | 644 M | 644 M | 583 M | 583 M | 583 M | 583 M | 498 M | 498 M | 498 M | 498 M | 414 M | 414 M | 414 M | 414 M | 334 M | 334 M | 334 M | 334 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 1.58 B | 334 M | 720 M |
Retained Earnings of other stocks in the Payment services industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Qiwi plc
QIWI
|
14.6 B | - | - | - | ||
|
Jianpu Technology
JT
|
-1.34 B | - | 7.78 % | $ 331 M | - | |
|
Pintec Technology Holdings Limited
PT
|
-2.53 B | - | - | $ 671 M | ||
|
American Express Company
AXP
|
25.5 B | $ 301.91 | 2.35 % | $ 210 B | ||
|
Ally Financial
ALLY
|
633 M | $ 39.22 | 2.06 % | $ 12.2 B | ||
|
CURO Group Holdings Corp.
CURO
|
203 M | - | -6.4 % | $ 7.82 M | ||
|
Discover Financial Services
DFS
|
33.6 B | - | -0.21 % | $ 50.2 B | ||
|
Oaktree Specialty Lending Corporation
OCSL
|
-574 M | $ 11.34 | 2.44 % | $ 1.6 B | ||
|
Enova International
ENVA
|
2.01 B | $ 137.34 | 1.74 % | $ 3.46 B | ||
|
OneMain Holdings
OMF
|
2.58 B | $ 52.66 | 2.27 % | $ 6.25 B | ||
|
Alliance Data Systems Corporation
ADS
|
4.83 B | - | -1.74 % | $ 2.84 B | ||
|
Capital One Financial Corporation
COF
|
65.2 B | $ 184.0 | 1.5 % | $ 99.5 B | ||
|
Xiaobai Maimai Inc.
HX
|
-1.43 M | - | -10.24 % | $ 37.1 M | ||
|
Dragon Victory International Limited
LYL
|
-5.9 M | - | -2.89 % | $ 13.5 M | ||
|
Marlin Business Services Corp.
MRLN
|
120 M | - | -0.17 % | $ 276 M | ||
|
Owl Rock Capital Corporation
ORCC
|
-198 M | - | -0.15 % | $ 5.25 B | ||
|
Santander Consumer USA Holdings Inc.
SC
|
5.28 B | - | 1.44 % | $ 13 B | ||
|
ORIX Corporation
IX
|
2.74 T | $ 29.81 | 1.12 % | $ 36.9 B | ||
|
Goldman Sachs BDC, Inc.
GSBD
|
-5.35 M | $ 9.24 | 1.87 % | $ 373 M | ||
|
Barings BDC, Inc.
BBDC
|
-310 M | $ 8.31 | 2.21 % | $ 399 M | ||
|
Senmiao Technology Limited
AIHS
|
-45.1 M | $ 1.51 | - | $ 15.9 M | ||
|
Credit Acceptance Corporation
CACC
|
1.12 B | $ 438.24 | 1.64 % | $ 5.02 B | ||
|
Atlanticus Holdings Corporation
ATLC
|
506 M | $ 56.31 | 3.0 % | $ 851 M | ||
|
EZCORP
EZPW
|
613 M | $ 25.92 | 1.89 % | $ 1.49 B | ||
|
LendingClub Corporation
LC
|
-202 M | $ 14.69 | 5.08 % | $ 1.68 B | ||
|
Medallion Financial Corp.
MFIN
|
162 M | $ 8.74 | 4.42 % | $ 199 M | ||
|
Lufax Holding Ltd
LU
|
40.9 B | $ 1.88 | -8.29 % | $ 1.55 T | ||
|
PRA Group
PRAA
|
1.26 B | $ 18.38 | 5.27 % | $ 720 M | ||
|
Navient Corporation
NAVI
|
4.7 B | $ 8.24 | 2.49 % | $ 898 M | ||
|
LexinFintech Holdings Ltd.
LX
|
6.6 B | $ 2.4 | 1.27 % | $ 795 M | ||
|
Nicholas Financial
NICK
|
93.9 M | - | -0.16 % | $ 45.1 M | ||
|
Nelnet
NNI
|
3.68 B | $ 128.76 | 0.6 % | $ 4.68 B | ||
|
Consumer Portfolio Services
CPSS
|
286 M | $ 7.72 | -1.91 % | $ 169 M | ||
|
Elevate Credit
ELVT
|
-55.2 M | - | - | $ 58.8 M | ||
|
Oportun Financial Corporation
OPRT
|
-174 M | $ 4.61 | 3.6 % | $ 170 M | ||
|
FinVolution Group
FINV
|
10.2 B | $ 5.1 | -6.93 % | $ 6.57 B | ||
|
Green Dot Corporation
GDOT
|
645 M | $ 11.27 | 2.08 % | $ 621 M | ||
|
FlexShopper
FPAY
|
-35.8 M | - | 2.7 % | $ 4.12 M | ||
|
PayPal Holdings
PYPL
|
32.5 B | $ 45.49 | 3.36 % | $ 43.6 B | ||
|
360 DigiTech
QFIN
|
21 B | $ 13.52 | 1.73 % | $ 4.03 B | ||
|
Regional Management Corp.
RM
|
411 M | $ 32.57 | 3.69 % | $ 307 M | ||
|
Mastercard Inc.
MA
|
85 B | $ 500.38 | 0.73 % | $ 453 B | ||
|
MoneyGram International
MGI
|
-1.48 B | - | - | $ 1.07 B | ||
|
SLM Corporation
SLM
|
4.73 B | $ 20.12 | 1.98 % | $ 4.17 B | ||
|
Qudian
QD
|
8.32 B | - | - | $ 634 M | ||
|
Security National Financial Corporation
SNFCA
|
249 M | $ 9.33 | -1.58 % | $ 231 M | ||
|
X Financial
XYF
|
4.17 B | $ 4.63 | 4.75 % | $ 1.34 B | - | |
|
Synchrony Financial
SYF
|
24.6 B | $ 66.55 | 0.54 % | $ 24.6 B | ||
|
Yiren Digital Ltd.
YRD
|
-38.9 M | $ 1.83 | -7.11 % | $ 309 M |