
Annual report 2025
added 02-09-2026
FirstCash Retained Earnings 2011-2026 | FCFS
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings FirstCash
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.67 B | 1.41 B | 1.22 B | 1.06 B | 867 M | 789 M | 727 M | 607 M | 494 M | 387 M | 644 M | 583 M | 498 M | 414 M | 334 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.67 B | 334 M | 780 M |
Quarterly Retained Earnings FirstCash
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.58 B | 1.52 B | 1.48 B | 1.34 B | 1.3 B | 1.26 B | 1.16 B | 1.12 B | 1.09 B | 1.06 B | 996 M | 952 M | 880 M | 867 M | 849 M | 828 M | 812 M | 789 M | 789 M | 789 M | 789 M | 727 M | 727 M | 727 M | 727 M | 607 M | 607 M | 607 M | 607 M | 494 M | 494 M | 494 M | 494 M | 387 M | 387 M | 387 M | 387 M | 644 M | 644 M | 644 M | 644 M | 583 M | 583 M | 583 M | 583 M | 498 M | 498 M | 498 M | 498 M | 414 M | 414 M | 414 M | 414 M | 334 M | 334 M | 334 M | 334 M |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 1.58 B | 334 M | 720 M |
Retained Earnings of other stocks in the Payment services industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Qiwi plc
QIWI
|
14.6 B | - | - | - | ||
|
Barings BDC, Inc.
BBDC
|
-310 M | $ 8.33 | -0.42 % | $ 400 M | ||
|
Jianpu Technology
JT
|
-1.34 B | - | 7.78 % | $ 331 M | - | |
|
Pintec Technology Holdings Limited
PT
|
-2.53 B | - | - | $ 671 M | ||
|
American Express Company
AXP
|
25.5 B | $ 312.43 | -0.35 % | $ 217 B | ||
|
Dunxin Financial Holdings Limited
DXF
|
-54.3 M | $ 0.75 | 1.88 % | $ 722 M | ||
|
CURO Group Holdings Corp.
CURO
|
203 M | - | -6.4 % | $ 7.82 M | ||
|
Goldman Sachs BDC, Inc.
GSBD
|
-5.35 M | $ 8.91 | -0.67 % | $ 360 M | ||
|
Elevate Credit
ELVT
|
-55.2 M | - | - | $ 58.8 M | ||
|
Capital One Financial Corporation
COF
|
65.2 B | $ 190.93 | -1.05 % | $ 103 B | ||
|
FlexShopper
FPAY
|
-35.8 M | - | 2.7 % | $ 4.12 M | ||
|
Alliance Data Systems Corporation
ADS
|
4.83 B | - | -1.74 % | $ 2.84 B | ||
|
Xiaobai Maimai Inc.
HX
|
-1.43 M | - | -10.24 % | $ 37.1 M | ||
|
Dragon Victory International Limited
LYL
|
-5.9 M | - | -2.89 % | $ 13.5 M | ||
|
Marlin Business Services Corp.
MRLN
|
120 M | - | -0.17 % | $ 276 M | ||
|
Owl Rock Capital Corporation
ORCC
|
-198 M | - | -0.15 % | $ 5.25 B | ||
|
Santander Consumer USA Holdings Inc.
SC
|
5.28 B | - | 1.44 % | $ 13 B | ||
|
LexinFintech Holdings Ltd.
LX
|
6.6 B | $ 2.17 | -1.58 % | $ 719 M | ||
|
Medallion Financial Corp.
MFIN
|
162 M | $ 8.83 | - | $ 201 M | ||
|
Atlanticus Holdings Corporation
ATLC
|
506 M | $ 63.5 | 0.17 % | $ 960 M | ||
|
Federal Agricultural Mortgage Corporation
AGM
|
1.05 B | $ 158.16 | -0.1 % | $ 1.73 B | ||
|
Nicholas Financial
NICK
|
93.9 M | - | -0.16 % | $ 45.1 M | ||
|
EZCORP
EZPW
|
613 M | $ 28.86 | 0.59 % | $ 1.66 B | ||
|
Oaktree Specialty Lending Corporation
OCSL
|
-574 M | $ 11.85 | -1.0 % | $ 1.67 B | ||
|
Senmiao Technology Limited
AIHS
|
-45.1 M | $ 1.2 | -3.58 % | $ 12.6 M | ||
|
Regional Management Corp.
RM
|
411 M | $ 36.36 | -0.55 % | $ 343 M | ||
|
ORIX Corporation
IX
|
2.74 T | $ 30.48 | -1.61 % | $ 37.7 B | ||
|
Consumer Portfolio Services
CPSS
|
286 M | $ 8.31 | 0.85 % | $ 182 M | ||
|
Discover Financial Services
DFS
|
33.6 B | - | -0.21 % | $ 50.2 B | ||
|
Mastercard Inc.
MA
|
85 B | $ 497.95 | -0.15 % | $ 451 B | ||
|
Green Dot Corporation
GDOT
|
645 M | $ 11.49 | -0.43 % | $ 633 M | ||
|
FinVolution Group
FINV
|
10.2 B | $ 4.84 | -2.42 % | $ 6.23 B | ||
|
OneMain Holdings
OMF
|
2.58 B | $ 55.26 | -1.29 % | $ 6.56 B | ||
|
Navient Corporation
NAVI
|
4.7 B | $ 7.84 | -1.26 % | $ 855 M | ||
|
Nelnet
NNI
|
3.68 B | $ 131.59 | -0.48 % | $ 4.78 B | ||
|
Synchrony Financial
SYF
|
24.6 B | $ 71.67 | -1.08 % | $ 26.5 B | ||
|
Visa
V
|
16.1 B | $ 303.19 | -0.43 % | $ 578 B | ||
|
World Acceptance Corporation
WRLD
|
173 M | $ 147.35 | -0.97 % | $ 799 M | ||
|
The Western Union Company
WU
|
-11.5 M | $ 8.84 | -0.45 % | $ 2.89 B | ||
|
360 DigiTech
QFIN
|
21 B | $ 13.39 | -1.4 % | $ 3.99 B | ||
|
X Financial
XYF
|
4.17 B | $ 4.2 | -2.55 % | $ 1.21 B | - | |
|
Yiren Digital Ltd.
YRD
|
-38.9 M | $ 1.75 | -2.51 % | $ 296 M | ||
|
Oportun Financial Corporation
OPRT
|
-174 M | $ 4.89 | -0.37 % | $ 180 M | ||
|
MoneyGram International
MGI
|
-1.48 B | - | - | $ 1.07 B | ||
|
SLM Corporation
SLM
|
4.73 B | $ 21.3 | -0.79 % | $ 4.41 B | ||
|
Security National Financial Corporation
SNFCA
|
249 M | $ 9.6 | 0.52 % | $ 237 M | ||
|
Qudian
QD
|
8.32 B | - | - | $ 634 M | ||
|
Upstart Holdings
UPST
|
-358 M | $ 26.58 | -2.49 % | $ 2.55 B | ||
|
LendingClub Corporation
LC
|
-202 M | $ 14.6 | -1.08 % | $ 1.67 B |