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TelegramQuarterly report 2025-Q1
added 04-30-2025
Discover Financial Services Retained Earnings 2011-2026 | DFS
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Discover Financial Services
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 33.6 B | 29.9 B | 27.8 B | 24.8 B | 20 B | 21.3 B | 18.9 B | 16.7 B | 15.1 B | 13.2 B | 11.5 B | 9.61 B | 7.37 B | 5.24 B |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 33.6 B | 5.24 B | 18.2 B |
Quarterly Retained Earnings Discover Financial Services
| 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 34.5 B | 32.5 B | 31.9 B | 30.5 B | 30.2 B | 29.8 B | 29 B | 28.2 B | 27.6 B | - | 25.8 B | 24.8 B | 23.8 B | 22.9 B | 21.4 B | 20 B | 20 B | 20 B | 20 B | 21.3 B | 21.3 B | 21.3 B | 21.3 B | 18.9 B | 18.9 B | 18.9 B | 18.9 B | 16.7 B | 16.7 B | 16.7 B | 16.7 B | 15.1 B | 15.1 B | 15.1 B | 15.1 B | 13.2 B | 13.2 B | 13.2 B | 13.2 B | 11.5 B | 11.5 B | 11.5 B | 11.5 B | 9.61 B | 9.61 B | 9.61 B | 9.61 B | 7.47 B | 7.47 B | 7.47 B | 7.47 B | 5.24 B | 5.24 B | 5.24 B | 5.24 B |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 34.5 B | 5.24 B | 17.6 B |
Retained Earnings of other stocks in the Payment services industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
14.6 B | - | - | - |  Cyprus |
 |
Barings BDC, Inc.
BBDC
|
-310 M | $ 9.01 | 0.78 % | $ 432 M |  USA |
 |
Jianpu Technology
JT
|
-1.34 B | - | 7.78 % | $ 331 M | - |
 |
Dunxin Financial Holdings Limited
DXF
|
-54.3 M | $ 0.75 | -0.91 % | $ 722 M |  China |
 |
Pintec Technology Holdings Limited
PT
|
-2.53 B | - | - | $ 671 M | China |
 |
American Express Company
AXP
|
25.5 B | $ 329.87 | -0.56 % | $ 229 B | USA |
 |
CURO Group Holdings Corp.
CURO
|
203 M | - | -6.4 % | $ 7.82 M | USA |
 |
Elevate Credit
ELVT
|
-55.2 M | - | - | $ 58.8 M | USA |
 |
Goldman Sachs BDC, Inc.
GSBD
|
-5.35 M | $ 9.77 | -0.2 % | $ 395 M | USA |
 |
FlexShopper
FPAY
|
-35.8 M | - | 2.7 % | $ 4.12 M | USA |
 |
Capital One Financial Corporation
COF
|
65.2 B | $ 205.71 | -0.39 % | $ 111 B | USA |
 |
Alliance Data Systems Corporation
ADS
|
4.83 B | - | -1.74 % | $ 2.84 B | USA |
 |
LexinFintech Holdings Ltd.
LX
|
6.6 B | $ 2.32 | -1.28 % | $ 769 M | China |
 |
Xiaobai Maimai Inc.
HX
|
-1.43 M | - | -10.24 % | $ 37.1 M | China |
 |
Dragon Victory International Limited
LYL
|
-5.9 M | - | -2.89 % | $ 13.5 M | China |
 |
Marlin Business Services Corp.
MRLN
|
120 M | - | -0.17 % | $ 276 M | USA |
 |
Owl Rock Capital Corporation
ORCC
|
-198 M | - | -0.15 % | $ 5.25 B | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
5.28 B | - | 1.44 % | $ 13 B | USA |
 |
Atlanticus Holdings Corporation
ATLC
|
506 M | $ 72.98 | 2.85 % | $ 1.1 B | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
1.05 B | $ 174.78 | 1.46 % | $ 1.91 B | USA |
 |
FirstCash
FCFS
|
1.67 B | $ 204.94 | -0.89 % | $ 9.08 B | USA |
 |
Oaktree Specialty Lending Corporation
OCSL
|
-574 M | $ 13.02 | -0.76 % | $ 1.84 B | USA |
 |
EZCORP
EZPW
|
613 M | $ 30.71 | 0.56 % | $ 1.76 B | USA |
 |
Senmiao Technology Limited
AIHS
|
-45.1 M | $ 1.31 | -8.39 % | $ 13.8 M | China |
 |
ORIX Corporation
IX
|
2.74 T | $ 31.87 | -1.12 % | $ 39.4 B |  Japan |
 |
Medallion Financial Corp.
MFIN
|
162 M | $ 9.45 | -0.94 % | $ 215 M | USA |
 |
Consumer Portfolio Services
CPSS
|
286 M | $ 8.78 | 1.5 % | $ 192 M | USA |
 |
Mastercard Inc.
MA
|
85 B | $ 516.65 | -0.89 % | $ 468 B | USA |
 |
Nicholas Financial
NICK
|
93.9 M | - | -0.16 % | $ 45.1 M | USA |
 |
Green Dot Corporation
GDOT
|
645 M | $ 12.47 | 0.56 % | $ 687 M | USA |
 |
FinVolution Group
FINV
|
10.2 B | $ 4.7 | -2.08 % | $ 6.05 B | USA |
 |
Navient Corporation
NAVI
|
4.7 B | $ 9.01 | 1.58 % | $ 982 M | USA |
 |
Nelnet
NNI
|
3.68 B | $ 138.72 | -0.5 % | $ 5.04 B | USA |
 |
OneMain Holdings
OMF
|
2.58 B | $ 59.92 | 1.11 % | $ 7.11 B | USA |
 |
Yiren Digital Ltd.
YRD
|
-38.9 M | $ 2.18 | -1.36 % | $ 368 M | China |
 |
X Financial
XYF
|
4.17 B | $ 4.77 | 0.85 % | $ 1.38 B | - |
 |
Regional Management Corp.
RM
|
411 M | $ 39.76 | -0.58 % | $ 375 M | USA |
 |
360 DigiTech
QFIN
|
21 B | $ 14.01 | -0.85 % | $ 4.18 B | China |
 |
Synchrony Financial
SYF
|
24.6 B | $ 78.58 | 0.31 % | $ 29.1 B | USA |
|
Oportun Financial Corporation
OPRT
|
-174 M | $ 5.82 | -1.02 % | $ 215 M | USA |
 |
MoneyGram International
MGI
|
-1.48 B | - | - | $ 1.07 B | USA |
 |
SLM Corporation
SLM
|
4.73 B | $ 23.11 | 2.08 % | $ 4.79 B | USA |
 |
Security National Financial Corporation
SNFCA
|
249 M | $ 9.87 | 0.1 % | $ 244 M | USA |
 |
Qudian
QD
|
8.32 B | - | - | $ 634 M | China |
 |
Visa
V
|
16.1 B | $ 313.94 | -0.97 % | $ 598 B | USA |
 |
Upstart Holdings
UPST
|
-358 M | $ 34.86 | 0.84 % | $ 3.35 B | USA |
 |
World Acceptance Corporation
WRLD
|
173 M | $ 149.3 | 5.6 % | $ 810 M | USA |
 |
The Western Union Company
WU
|
-11.5 M | $ 9.52 | 0.42 % | $ 3.11 B | USA |
 |
LendingClub Corporation
LC
|
-202 M | $ 17.92 | 2.75 % | $ 2.05 B | USA |