
Quarterly report 2025-Q2
added 07-30-2025
Navient Corporation Retained Earnings 2011-2026 | NAVI
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Navient Corporation
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.7 B | 4.64 B | 4.49 B | 3.94 B | 3.33 B | 3.66 B | 3.22 B | 3 B | 2.89 B | 2.48 B | 1.72 B | 2.58 B | - | - |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 4.7 B | 1.72 B | 3.39 B |
Quarterly Retained Earnings Navient Corporation
| 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4.67 B | 4.68 B | 4.69 B | 4.71 B | 4.69 B | 4.68 B | 4.62 B | 4.58 B | 4.49 B | 4.41 B | - | 4.17 B | 3.94 B | 3.98 B | 3.83 B | 3.67 B | 3.33 B | 3.33 B | 3.33 B | 3.33 B | 3.66 B | 3.66 B | 3.66 B | 3.66 B | 3.22 B | 3.22 B | 3.22 B | 3.22 B | 3 B | 3 B | 3 B | 3 B | 2.89 B | 2.89 B | 2.89 B | 2.89 B | 2.41 B | 2.48 B | 2.48 B | 2.48 B | 1.72 B | 1.72 B | 1.72 B | 1.72 B | 2.58 B | 2.58 B | 2.58 B | 2.58 B | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 4.71 B | 1.72 B | 3.35 B |
Retained Earnings of other stocks in the Payment services industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
|
Qiwi plc
QIWI
|
14.6 B | - | - | - | ||
|
Jianpu Technology
JT
|
-1.34 B | - | 7.78 % | $ 331 M | - | |
|
Pintec Technology Holdings Limited
PT
|
-2.53 B | - | - | $ 671 M | ||
|
Yiren Digital Ltd.
YRD
|
-38.9 M | $ 1.68 | -1.18 % | $ 284 M | ||
|
FlexShopper
FPAY
|
-35.8 M | - | 2.7 % | $ 4.12 M | ||
|
Lufax Holding Ltd
LU
|
40.9 B | $ 1.82 | -3.7 % | $ 1.55 T | ||
|
360 DigiTech
QFIN
|
21 B | $ 12.77 | -0.7 % | $ 3.81 B | ||
|
Ally Financial
ALLY
|
633 M | $ 37.79 | -3.45 % | $ 11.7 B | ||
|
FinVolution Group
FINV
|
10.2 B | $ 4.66 | 0.87 % | $ 6 B | ||
|
American Express Company
AXP
|
25.5 B | $ 292.27 | -2.38 % | $ 203 B | ||
|
Alliance Data Systems Corporation
ADS
|
4.83 B | - | -1.74 % | $ 2.84 B | ||
|
Capital One Financial Corporation
COF
|
65.2 B | $ 176.1 | -3.31 % | $ 95.2 B | ||
|
Xiaobai Maimai Inc.
HX
|
-1.43 M | - | -10.24 % | $ 37.1 M | ||
|
Dragon Victory International Limited
LYL
|
-5.9 M | - | -2.89 % | $ 13.5 M | ||
|
Marlin Business Services Corp.
MRLN
|
120 M | - | -0.17 % | $ 276 M | ||
|
Owl Rock Capital Corporation
ORCC
|
-198 M | - | -0.15 % | $ 5.25 B | ||
|
CURO Group Holdings Corp.
CURO
|
203 M | - | -6.4 % | $ 7.82 M | ||
|
Santander Consumer USA Holdings Inc.
SC
|
5.28 B | - | 1.44 % | $ 13 B | ||
|
Discover Financial Services
DFS
|
33.6 B | - | -0.21 % | $ 50.2 B | ||
|
Barings BDC, Inc.
BBDC
|
-310 M | $ 7.99 | -1.84 % | $ 383 M | ||
|
FirstCash
FCFS
|
1.67 B | $ 190.88 | -0.58 % | $ 8.46 B | ||
|
Medallion Financial Corp.
MFIN
|
162 M | $ 8.01 | -4.98 % | $ 182 M | ||
|
Senmiao Technology Limited
AIHS
|
-45.1 M | $ 1.46 | -11.52 % | $ 15.4 M | ||
|
Atlanticus Holdings Corporation
ATLC
|
506 M | $ 52.7 | -0.83 % | $ 796 M | ||
|
EZCORP
EZPW
|
613 M | $ 25.21 | -0.28 % | $ 1.45 B | ||
|
Mastercard Inc.
MA
|
85 B | $ 484.24 | -3.3 % | $ 438 B | ||
|
Nicholas Financial
NICK
|
93.9 M | - | -0.16 % | $ 45.1 M | ||
|
Regional Management Corp.
RM
|
411 M | $ 31.36 | -3.3 % | $ 296 M | ||
|
Nelnet
NNI
|
3.68 B | $ 126.55 | -1.59 % | $ 4.6 B | ||
|
Elevate Credit
ELVT
|
-55.2 M | - | - | $ 58.8 M | ||
|
PRA Group
PRAA
|
1.26 B | $ 16.85 | -4.32 % | $ 660 M | ||
|
PayPal Holdings
PYPL
|
32.5 B | $ 43.59 | -3.56 % | $ 41.8 B | ||
|
SLM Corporation
SLM
|
4.73 B | $ 20.36 | -1.36 % | $ 4.22 B | ||
|
ORIX Corporation
IX
|
2.74 T | $ 29.27 | -1.21 % | $ 36.2 B | ||
|
Security National Financial Corporation
SNFCA
|
249 M | $ 9.24 | 0.33 % | $ 228 M | ||
|
Credit Acceptance Corporation
CACC
|
1.12 B | $ 419.49 | -5.27 % | $ 4.8 B | ||
|
Consumer Portfolio Services
CPSS
|
286 M | $ 7.6 | -2.19 % | $ 166 M | ||
|
MoneyGram International
MGI
|
-1.48 B | - | - | $ 1.07 B | ||
|
Green Dot Corporation
GDOT
|
645 M | $ 10.83 | -0.73 % | $ 597 M | ||
|
Qudian
QD
|
8.32 B | - | - | $ 634 M | ||
|
Synchrony Financial
SYF
|
24.6 B | $ 65.36 | -2.16 % | $ 24.2 B | ||
|
X Financial
XYF
|
4.17 B | $ 3.64 | 6.74 % | $ 1.05 B | - | |
|
OneMain Holdings
OMF
|
2.58 B | $ 51.55 | -2.83 % | $ 6.12 B | ||
|
Upstart Holdings
UPST
|
-358 M | $ 24.77 | -2.21 % | $ 2.38 B | ||
|
Visa
V
|
16.1 B | $ 295.52 | -3.28 % | $ 563 B | ||
|
Goldman Sachs BDC, Inc.
GSBD
|
-5.35 M | $ 8.99 | -1.21 % | $ 363 M | ||
|
World Acceptance Corporation
WRLD
|
173 M | $ 130.5 | -0.13 % | $ 708 M | ||
|
The Western Union Company
WU
|
-11.5 M | $ 8.73 | -2.68 % | $ 2.85 B | ||
|
LendingClub Corporation
LC
|
-202 M | $ 13.87 | -3.61 % | $ 1.59 B | ||
|
LexinFintech Holdings Ltd.
LX
|
6.6 B | $ 2.07 | -2.82 % | $ 686 M |