
Fair Isaac Corporation Financial Ratios 2025-2007 | FICO
Brief overview of Fair Isaac Corporation's market valuation
This overview follows the five latest available observations from 2021 through 2025.
The latest available valuation ratios are P/E 64.43x (median 54.57x), EV/EBITDA 26.22x (median 28.42x), P/S 21.1x (median 15.48x). The current ratio basket stands about 18.1% above the five-year base, increasing sensitivity to weak reports.
At the current P/E, inverse earnings yield is 1.6%, a useful bridge between price and business earnings.
The latest available business-quality ratios are ROE -37.3%, ROA 34.9%, ROCE -53%. Losses and negative capital returns make ordinary P/E-like references unstable or inapplicable.
Price, earnings and growth produce a PEG of 2.2x. A high value reduces the cushion if growth slows.
A shorter cycle, from 78.2 days to 66.7 days, indicates faster release of cash from operations.
Conclusion
Fair Isaac Corporation's multiples are demanding relative to current business quality. Material improvement is needed to justify them.
Annual Financial Ratios Fair Isaac Corporation
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
64.4 | 100.4 | 54.6 | 31.2 | 31.8 | 62.8 | 45.6 | 39.4 | 34.6 | 33.9 | 33.5 | 21.9 | 22.2 | 17.3 | 15.5 | 54.4 | 49.4 | 14.2 | - |
P/S |
21.1 | 30.0 | 15.5 | 8.5 | 9.5 | 11.5 | 7.6 | 5.4 | 4.8 | 4.2 | 3.5 | 2.6 | 2.7 | 2.4 | 1.8 | - | - | - | - |
EPS |
26.9 | 20.8 | 17.2 | 14.3 | 13.7 | 8.1 | 6.6 | 4.3 | 4.3 | 3.5 | 2.8 | 2.8 | 2.5 | 2.6 | 1.8 | 0.4 | 0.4 | 1.7 | - |
EV (Enterprise Value) |
45.5 B | 54 B | 25.6 B | 13.8 B | 13.9 B | 16 B | 9.8 B | 6.52 B | 5.16 B | 4.41 B | 3.6 B | 2.71 B | 2.54 B | 2.2 B | 1.64 B | 1.37 B | 1.4 B | 1.06 B | -95.3 M |
EBITDA per Share |
38.8 | 30.3 | 26.3 | 21.6 | 18.5 | 11.2 | 8.96 | 7.17 | 6.3 | 5.9 | 5.4 | 5.26 | 5.06 | 5.17 | 3.75 | 3.61 | 3.26 | 3.31 | - |
EV/EBITDA |
48.4 | 72.3 | 38.9 | 24.5 | 26.2 | 34.8 | 35.7 | 28.4 | 24.7 | 22.5 | 19.6 | 13.2 | 13.2 | 11.1 | 10.7 | 9.5 | 9.0 | 6.5 | - |
PEG |
2.2 | 3.49 | 1.78 | 1.07 | 1.17 | 3.91 | 1.19 | 2.6 | 1.9 | 1.21 | -18.76 | 2.23 | -6.5 | 0.38 | 0.59 | - | - | - | - |
P/B |
-24.1 | -53.5 | -34.1 | -14.5 | -112.3 | 44.9 | 30.2 | 21.3 | 10.4 | 8.3 | 6.6 | 4.6 | 3.8 | 3.4 | 2.4 | 1.8 | 1.5 | - | - |
P/CF |
53.9 | 81.3 | 50.0 | 22.9 | 29.4 | 40.7 | 37.1 | 29.3 | 21.6 | 22.7 | 26.8 | 12.8 | 17.8 | 15.3 | 9.1 | 8.2 | 5.8 | 7.5 | - |
ROE % |
-37.34 | -53.27 | -62.41 | -46.58 | -353.41 | 71.41 | 66.30 | 54.00 | 30.07 | 24.49 | 19.79 | 20.87 | 16.98 | 19.39 | 15.37 | 3.37 | 2.95 | 14.94 | - |
ROA % |
34.90 | 29.85 | 27.26 | 25.90 | 25.01 | 14.72 | 13.40 | 11.35 | 10.21 | 8.96 | 7.03 | 7.96 | 7.76 | 7.94 | 6.34 | 1.42 | 1.36 | - | - |
ROCE % |
-52.98 | -76.21 | -93.44 | -67.64 | -455.63 | 89.39 | 26.90 | 24.79 | 19.56 | 17.39 | 15.79 | 19.53 | 16.58 | 18.28 | 14.21 | 23.87 | 19.45 | 21.76 | - |
Current Ratio |
0.5 | 0.6 | 0.7 | 0.6 | 0.9 | 1.3 | 0.9 | 0.8 | 1.0 | 1.1 | 1.2 | 0.8 | 1.5 | 1.2 | 2.5 | 1.7 | 1.9 | - | - |
DSO |
94.9 | 95.9 | 96.2 | 94.6 | 102.3 | 101.5 | 93.6 | 73.8 | 66.0 | 69.5 | 69.1 | 71.8 | 70.6 | 76.9 | 61.8 | - | - | - | - |
DPO |
28.3 | 21.7 | 21.3 | 23.0 | 24.0 | 23.3 | 25.1 | 23.8 | 24.8 | 31.6 | 26.8 | 32.2 | 30.6 | 35.0 | 21.8 | 69.2 | 36.9 | - | - |
Operating Cycle |
94.9 | 95.9 | 96.2 | 94.6 | 102.3 | 101.5 | 93.6 | 73.8 | 66.0 | 69.5 | 69.1 | 71.8 | 70.6 | 76.9 | 61.8 | - | - | - | - |
Cash Conversion Cycle |
66.7 | 74.2 | 75.0 | 71.7 | 78.2 | 78.2 | 68.5 | 50.0 | 41.2 | 37.9 | 42.3 | 39.6 | 40.0 | 42.0 | 40.0 | -69.2 | -36.9 | - | - |
All numbers in USD currency
Quarterly Financial Ratios Fair Isaac Corporation
| 2026-Q3 | 2026-Q2 | 2026-Q1 | 2025-Q4 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | 2010-Q3 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
10.46 | 11.19 | 11.19 | 6.68 | - | 7.49 | 6.67 | 6.26 | - | 5.12 | 5.23 | 4.89 | - | 5.16 | 4.04 | 3.9 | - | 3.65 | 3.99 | 3.13 | - | 5.27 | 2.36 | 2.97 | 2.04 | 2.21 | 2.97 | 1.89 | 1.89 | 2.21 | 1.89 | 1.38 | 1.13 | 1 | 1.38 | 1.09 | 1.31 | 0.82 | 0.91 | 1.22 | 1.04 | 1.12 | 1.22 | 0.62 | 1.07 | 0.64 | 0.62 | 0.45 | 1.14 | 0.6 | 0.45 | 0.49 | 0.81 | 0.55 | 0.49 | 0.67 | 0.62 | 0.61 | 0.67 | 0.83 | 0.65 | 0.59 | 0.83 | 0.4 |
EBITDA per Share |
16.5 | 17.4 | 17.1 | 10 | - | 10.9 | 10.2 | 7.51 | - | 7.83 | 7.94 | 6.23 | - | 7.18 | 6.48 | 5.77 | - | 5.63 | 5.97 | 4.45 | - | 7.25 | 3.66 | 3.49 | 8.06 | 3.39 | 3.49 | 2.06 | 7.16 | 3.5 | 2.06 | 1.97 | 5.16 | 2.01 | 1.97 | 1.48 | 4.71 | 1.93 | 1.58 | 1.42 | 4.78 | 2.26 | 1.42 | 1.23 | 3.92 | 1.74 | 1.23 | 1.03 | 4.19 | 1.53 | 1.03 | 1.25 | 3.89 | 1.45 | 1.25 | 1.45 | 4.14 | 1.39 | 1.45 | 1.6 | 2.75 | 1.27 | 1.6 | 1.23 |
ROE % |
-39.71 | -46.93 | -48.82 | -49.64 | -40.88 | -56.10 | -60.74 | -62.95 | -49.55 | -67.84 | -65.79 | -60.32 | -43.64 | -54.67 | -52.12 | -54.72 | -42.55 | 78.57 | 76.84 | 119.26 | 135.04 | 152.90 | 51.56 | 91.00 | 87.11 | 88.08 | 94.94 | 91.05 | 85.81 | 78.35 | 64.77 | 59.53 | 49.61 | 46.82 | 39.69 | 29.21 | 30.57 | 28.65 | 30.56 | 31.97 | 27.54 | 28.49 | 25.22 | 21.14 | 20.16 | 20.58 | 20.55 | 19.31 | 18.89 | 16.22 | 15.40 | 15.43 | 16.88 | 15.98 | 16.66 | 18.39 | 20.28 | 21.09 | 21.70 | 23.20 | 20.25 | 4.98 | 6.44 | 3.54 |
ROA % |
46.01 | 44.13 | 40.07 | 36.10 | 27.56 | 34.95 | 32.81 | 31.54 | 22.61 | 30.73 | 30.10 | 29.18 | 21.58 | 28.60 | 26.28 | 29.04 | 22.34 | 22.34 | 26.72 | 25.19 | 19.38 | 23.06 | 17.54 | 18.54 | 16.61 | 16.74 | 17.22 | 15.67 | 15.18 | 13.83 | 11.59 | 10.76 | 10.35 | 11.08 | 10.86 | 10.02 | 10.47 | 9.91 | 10.77 | 11.70 | 10.18 | 10.26 | 9.01 | 7.47 | 7.12 | 7.49 | 7.59 | 7.24 | 7.46 | 6.85 | 6.81 | 7.07 | 7.60 | 6.98 | 7.08 | 7.64 | 8.31 | 8.66 | 8.92 | 9.55 | 8.43 | 2.05 | 2.66 | 1.54 |
ROCE % |
-60.09 | -70.03 | -72.73 | -69.36 | -56.41 | -79.35 | -87.05 | -86.05 | -70.28 | -95.43 | -93.21 | -84.23 | -63.37 | -79.96 | -77.74 | -78.48 | -60.99 | 94.72 | 92.52 | 144.66 | 166.13 | 229.71 | 99.57 | 147.59 | 139.90 | 139.57 | 149.57 | 141.88 | 141.85 | 123.07 | 107.04 | 107.01 | 94.05 | 74.56 | 64.73 | 53.58 | 53.31 | 54.24 | 56.91 | 54.38 | 53.40 | 49.55 | 45.64 | 44.88 | 43.75 | 46.00 | 45.53 | 43.94 | 44.31 | 41.02 | 39.64 | 40.81 | 42.73 | 48.59 | 49.79 | 52.21 | 55.02 | 46.69 | 46.89 | 49.01 | 43.88 | 8.04 | 11.19 | 6.13 |
Current Ratio |
0.3 | 0.5 | 0.5 | 0.5 | 0.5 | 0.6 | 0.6 | 0.6 | 0.6 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.7 | 0.6 | - | 0.7 | 0.7 | 0.9 | 1.1 | 0.9 | 1.3 | 1.3 | 1.3 | 1.3 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.3 | 1.3 | 1.3 | 1.4 | 1.5 | 1.5 | 1.5 | 1.5 | 1.6 | 1.6 | 1.6 | 1.5 | 1.6 | 1.6 | 1.6 | 1.5 | 1.6 | 1.6 | 1.6 | 1.9 | 1.8 | 1.8 | 1.8 | 1.8 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 | 1.8 |
DSO |
85.6 | 85.5 | 77.5 | 97.4 | - | 87.4 | 85.1 | 90.3 | - | 100.5 | 96.5 | 100.8 | - | 92.7 | 87.9 | 95.1 | - | 41.4 | 77.6 | 90.6 | - | 90.6 | 97.9 | 109.5 | 94.6 | 112.9 | 104.6 | 99.3 | 99.2 | 96.3 | 95.0 | 89.5 | 94.9 | 93.8 | 76.3 | 64.6 | 60.8 | 66.6 | 64.8 | 67.2 | 64.9 | 64.1 | 63.8 | 67.9 | 62.2 | 69.2 | 69.8 | 72.8 | 64.0 | 71.7 | 71.3 | 70.5 | 68.9 | 71.4 | 69.8 | 67.4 | 69.9 | 81.1 | 62.4 | 59.5 | 59.8 | 63.6 | 57.0 | - |
DPO |
33.1 | 36.4 | 31.5 | 30.8 | - | 27.8 | 24.6 | 23.9 | - | 21.4 | 19.6 | 20.6 | - | 19.5 | 17.6 | 20.3 | - | 9.8 | 23.7 | 27.1 | - | 22.4 | 21.9 | 22.8 | 22.4 | 23.7 | 28.3 | 27.9 | 24.0 | 24.2 | 21.9 | 24.4 | 23.1 | 23.4 | 23.7 | 23.7 | 23.7 | 25.5 | 25.7 | 29.6 | 28.2 | 31.6 | 29.0 | 30.4 | 27.0 | 27.4 | 33.3 | 32.7 | 28.3 | 32.0 | 29.6 | 32.0 | 30.9 | 30.4 | 32.4 | 32.9 | 31.3 | 36.2 | 27.0 | 25.2 | 20.8 | 23.4 | 19.5 | - |
Operating Cycle |
- | - | 77.5 | 97.4 | - | 87.4 | 85.1 | 90.3 | - | 100.5 | 96.5 | 100.8 | - | 92.7 | 87.9 | 95.1 | - | 41.4 | 77.6 | 90.6 | - | 90.6 | 97.9 | 109.5 | 94.6 | 112.9 | 104.6 | 99.3 | 99.2 | 96.3 | 95.0 | 89.5 | 94.9 | 93.8 | 76.3 | 64.6 | 60.8 | 66.6 | 64.8 | 67.2 | 64.9 | 64.1 | 63.8 | 67.9 | 62.2 | 69.2 | 69.8 | 72.8 | 64.0 | 71.7 | 71.3 | 70.5 | 68.9 | 71.4 | 69.8 | 67.4 | 69.9 | 81.1 | 62.4 | 59.5 | 59.8 | 63.6 | - | - |
Cash Conversion Cycle |
- | - | 46.0 | 66.6 | - | 59.6 | 60.5 | 66.5 | - | 79.1 | 76.8 | 80.2 | - | 73.2 | 70.3 | 74.8 | - | 31.7 | 53.9 | 63.4 | - | 68.2 | 75.9 | 86.6 | 72.2 | 89.2 | 76.3 | 71.3 | 75.2 | 72.2 | 73.1 | 65.1 | 71.8 | 70.4 | 52.7 | 40.9 | 37.1 | 41.1 | 39.1 | 37.6 | 36.7 | 32.6 | 34.7 | 37.5 | 35.2 | 41.8 | 36.5 | 40.1 | 35.7 | 39.7 | 41.8 | 38.5 | 38.0 | 41.0 | 37.4 | 34.5 | 38.7 | 44.9 | 35.4 | 34.4 | 38.9 | 40.1 | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Fair Isaac Corporation, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.