First Merchants Corporation Accounts Receivables 2011-2026 | FRME

Accounts receivable — is the amount of money owed to a company by other organizations, individuals, or the government. It arises when a company has already delivered goods, performed work, or provided services, but has not yet received payment for them.

Examples of accounts receivable

Customers have not paid invoices for delivered products
An advance has been paid to a supplier, but goods have not yet been received
Employees have not reported on accountable amounts
The government must refund tax overpayments
Outstanding loans issued

Importance of accounts receivable in company analysis

Asset quality
Accounts receivable are part of current assets. But they are not cash — they are promises. Investors assess how realistic these promises are to be collected. The higher the share of overdue or doubtful receivables, the greater the risk of asset impairment.
Impact on cash flow
Even if a company shows a profit, the money can be "tied up" in receivables. This means profit does not turn into actual cash, and the company may face liquidity shortages.
Assessment of management efficiency
The following accounts receivable turnover ratios are commonly used:
Receivables turnover = Revenue / Average accounts receivable
(the higher — the better)

Days Sales Outstanding (DSO) = 365 / Turnover
(the fewer days — the faster customers pay)

If the DSO is constantly increasing — this is a red flag — customers are delaying payments, and money gets stuck in settlements.

Annual Accounts Receivables First Merchants Corporation

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
93.4 M	91.8 M	97.7 M	85.1 M	57.2 M	53.9 M	48.9 M	40.9 M	37.1 M	26.2 M	24.4 M	20 M	18.7 M	16.4 M	17.7 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
97.7 M	16.4 M	48.6 M

Quarterly Accounts Receivables First Merchants Corporation

2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
93.3 M	88.4 M	91.8 M	92.1 M	97.5 M	92.6 M	97.7 M	90 M	89.8 M	85.5 M	85.1 M	71.6 M	68.7 M	56.1 M	57.2 M	53.1 M	54.2 M	54.7 M	53.9 M	53.9 M	53.9 M	53.9 M	48.9 M	48.9 M	48.9 M	48.9 M	40.9 M	40.9 M	40.9 M	40.9 M	37.1 M	37.1 M	37.1 M	37.1 M	26.2 M	26.2 M	26.2 M	26.2 M	24.4 M	24.4 M	24.4 M	24.4 M	20 M	20 M	20 M	20 M	18.7 M	18.7 M	18.7 M	18.7 M	16.4 M	16.4 M	16.4 M	16.4 M	17.7 M	17.7 M	17.7 M	17.7 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
97.7 M	16.4 M	45.4 M

Accounts Receivables of other stocks in the Banks regional industry

Issuer	Accounts Receivables	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	2.1 M	-	-1.48 %	$ 566 M	USA
Ameris Bancorp ABCB	12.3 M	$ 75.18	-0.17 %	$ 5.15 B	USA
Allegiance Bancshares ABTX	33.4 M	-	-0.86 %	$ 1.51 B	USA
Intercorp Financial Services IFS	1.88 M	$ 44.78	0.09 %	$ 2.7 B	-
Ames National Corporation ATLO	14.1 M	$ 26.65	0.04 %	$ 237 M	USA
Columbia Financial CLBK	41.5 M	$ 17.48	0.29 %	$ 1.78 B	USA
Chemung Financial Corporation CHMG	4.13 M	$ 53.6	-0.67 %	$ 254 M	USA
Bridgewater Bancshares BWB	18.9 M	$ 17.08	-0.7 %	$ 470 M	USA
Byline Bancorp BY	39.8 M	$ 30.5	0.03 %	$ 1.37 B	USA
Broadway Financial Corporation BYFC	5 M	$ 7.82	-	$ 66.2 M	USA
CBM Bancorp CBMB	605 K	-	0.52 %	$ 61.6 M	USA
1895 Bancorp of Wisconsin BCOW	1.55 M	-	-6.47 %	$ 52 M	USA
Dime Community Bancshares DCOM	55.6 M	$ 31.88	-0.38 %	$ 1.37 B	USA
C&F Financial Corporation CFFI	11.7 M	$ 71.5	1.1 %	$ 231 M	USA
Berkshire Hills Bancorp BHLB	46.9 M	-	-0.65 %	$ 1.11 B	USA
Eagle Bancorp Montana EBMT	1.37 M	$ 20.79	-1.0 %	$ 162 M	USA
Hanmi Financial Corporation HAFC	22.9 M	$ 25.39	0.47 %	$ 762 M	USA
Comerica Incorporated CMA	38 M	-	-	$ 11.8 B	USA
First Bancorp FBNC	39.2 M	$ 53.19	-0.95 %	$ 2.19 B	USA
First BanCorp. FBP	71.9 M	$ 20.55	-1.39 %	$ 3.38 B	Puerto-rico
Columbia Banking System COLB	46.8 M	$ 26.23	-0.72 %	$ 6.24 B	USA
Bankwell Financial Group BWFG	16.1 M	$ 46.83	-0.21 %	$ 363 M	USA
First Guaranty Bancshares FGBI	15.7 M	$ 8.32	0.6 %	$ 92.9 M	USA
Capital City Bank Group CCBG	10.1 M	$ 42.24	-0.21 %	$ 718 M	USA
Customers Bancorp CUBI	104 M	$ 64.72	-2.68 %	$ 2.1 B	USA
F.N.B. Corporation FNB	35.5 M	$ 15.84	-1.43 %	$ 5.72 B	USA
First Northwest Bancorp FNWB	6.5 M	$ 8.9	-1.33 %	$ 78.2 M	USA
Citizens Financial Group CFG	825 M	$ 55.64	-2.28 %	$ 24.1 B	USA
HMN Financial HMNF	3.55 M	-	-2.13 %	$ 122 M	USA
Greene County Bancorp GCBC	16.4 M	$ 21.9	-0.54 %	$ 373 M	USA
FB Financial Corporation FBK	58.6 M	$ 51.17	0.08 %	$ 2.55 B	USA
Citizens Holding Company CIZN	5.23 M	-	-5.65 %	$ 49.5 M	USA