Kentucky First Federal Bancorp Retained Earnings 2011-2026 | KFFB

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.

Possible uses include

reinvestment in development (R&D, equipment, marketing)
debt repayment
acquisition of other companies
creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings Kentucky First Federal Bancorp

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
17.5 M	17.3 M	20.1 M	20.6 M	20.4 M	19.9 M	33.9 M	34 M	34.2 M	34.7 M	34.7 M	34 M	33.6 M	32 M	31.9 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
34.7 M	17.3 M	27.9 M

Quarterly Retained Earnings Kentucky First Federal Bancorp

2025-Q4	2025-Q3	2025-Q1	2024-Q4	2024-Q3	2024-Q1	2023-Q4	2023-Q3	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
18.2 M	17.8 M	17.3 M	17.3 M	17.3 M	18.4 M	18.5 M	19.2 M	20.4 M	20.6 M	20.6 M	20.6 M	20.7 M	20.7 M	20.6 M	20.4 M	20.4 M	19.9 M	19.9 M	19.9 M	33.6 M	33.7 M	33.8 M	33.9 M	33.9 M	34.1 M	34.3 M	34 M	34 M	34.6 M	34.1 M	34.2 M	34.2 M	34.5 M	34.7 M	34.7 M	34.7 M	34.9 M	34.9 M	34.7 M	34.7 M	34.3 M	34.1 M	34 M	34 M	33.9 M	33.7 M	33.6 M	33.6 M	32.9 M	32.2 M	32 M	32 M	32.1 M	32 M	31.9 M	31.9 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
34.9 M	17.3 M	28.7 M

Retained Earnings of other stocks in the Banks regional industry

Issuer	Retained Earnings	Price	% 24h	Market Cap	Country
BOK Financial Corporation BOKF	6.02 B	$ 129.89	1.02 %	$ 8.13 B	USA
Camden National Corporation CAC	545 M	$ 49.0	1.6 %	$ 828 M	USA
Signature Bank SBNY	3.55 B	-	-	$ 4.41 B	USA
Atlantic Capital Bancshares ACBI	114 M	-	-1.48 %	$ 566 M	USA
Allegiance Bancshares ABTX	267 M	-	-0.86 %	$ 1.51 B	USA
First Midwest Bancorp, Inc. FMBI	1.39 B	-	-1.2 %	$ 2.26 B	USA
Customers Bancorp CUBI	1.54 B	$ 71.7	1.83 %	$ 2.32 B	USA
CVB Financial Corp. CVBF	1.3 B	$ 19.74	0.41 %	$ 2.7 B	USA
Community West Bancshares CWBC	67.7 M	$ 23.32	0.65 %	$ 203 M	USA
American National Bankshares AMNB	233 M	-	-	$ 508 M	USA
Bancolombia S.A. CIB	18 T	$ 72.78	0.85 %	$ 13.9 B	Colombia
Deutsche Bank Aktiengesellschaft DB	10 B	$ 30.06	0.97 %	$ 22.4 B	Germany
Dime Community Bancshares DCOM	854 M	$ 34.41	0.56 %	$ 1.48 B	USA
Dime Community Bancshares DCOMP	854 M	$ 18.51	-	$ 796 M	USA
Popular BPOP	5.21 B	$ 139.9	2.26 %	$ 9.46 B	USA
Eagle Bancorp Montana EBMT	112 M	$ 21.35	2.1 %	$ 167 M	USA
Cadence Bancorporation CADE	260 M	-	-	$ 5.43 B	USA
Equity Bancshares EQBK	205 M	$ 44.93	0.51 %	$ 822 M	USA
BankFinancial Corporation BFIN	74.4 M	-	-	$ 151 M	USA
Auburn National Bancorporation AUBN	119 M	$ 23.41	0.96 %	$ 81.8 M	USA
Esquire Financial Holdings ESQ	198 M	$ 109.39	0.4 %	$ 882 M	USA
Bank of South Carolina Corporation BKSC	14 M	-	-0.41 %	$ 66.6 M	USA
Banco BBVA Argentina S.A. BBAR	-29.4 B	$ 15.9	-0.69 %	$ 450 B	Argentina
First Business Financial Services FBIZ	306 M	$ 55.96	1.4 %	$ 457 M	USA
FB Financial Corporation FBK	847 M	$ 53.67	0.49 %	$ 2.67 B	USA
First Bancorp FBNC	830 M	$ 56.28	0.73 %	$ 2.32 B	USA
First BanCorp. FBP	2.04 B	$ 22.03	1.33 %	$ 3.63 B	Puerto-rico
First Capital FCAP	118 M	$ 50.22	0.32 %	$ 168 M	USA
Fidelity D & D Bancorp FDBC	159 M	$ 43.7	0.09 %	$ 252 M	USA
First Financial Bancorp. FFBC	1.44 B	$ 28.59	1.82 %	$ 2.72 B	USA
Flushing Financial Corporation FFIC	480 M	$ 15.77	1.22 %	$ 535 M	USA
First Financial Bankshares FFIN	1.49 B	$ 30.39	1.37 %	$ 4.35 B	USA
First Guaranty Bancshares FGBI	14.1 M	$ 9.6	6.57 %	$ 134 M	USA
First Hawaiian FHB	934 M	$ 25.51	1.84 %	$ 3.26 B	USA
First Horizon Corporation FHN	4.38 B	$ 23.28	0.43 %	$ 12.6 B	USA
Financial Institutions FISI	437 M	$ 32.77	1.71 %	$ 659 M	USA
F.N.B. Corporation FNB	2.34 B	$ 17.08	1.3 %	$ 6.16 B	USA
Banco Bradesco S.A. BBDO	-234 M	$ 3.38	0.1 %	$ 13.1 M	Brasil
Franklin Financial Services Corporation FRAF	155 M	$ 53.04	2.65 %	$ 237 M	USA
First Bank FRBA	63.4 M	$ 16.37	1.17 %	$ 326 M	USA
Citizens Holding Company CIZN	99.4 M	-	-5.65 %	$ 49.5 M	USA
First Merchants Corporation FRME	1.41 B	$ 39.98	1.39 %	$ 2.3 B	USA
First Seacoast Bancorp FSEA	36.2 M	$ 12.7	0.59 %	$ 73.2 M	USA
Spirit of Texas Bancshares, Inc. STXB	76.7 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	1.36 B	-	-	$ 8.34 B	USA
Fulton Financial Corporation FULT	2.02 B	$ 20.77	1.17 %	$ 3.77 B	USA
First United Corporation FUNC	207 M	$ 37.38	0.97 %	$ 243 M	USA
First US Bancshares FUSB	110 M	$ 15.52	0.78 %	$ 92.6 M	USA
Brookline Bancorp BRKL	265 M	-	-	$ 974 M	USA
FVCBankcorp FVCB	151 M	$ 15.27	0.39 %	$ 277 M	USA