Merchants Bancorp Retained Earnings 2011-2026 | MBIN

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.

Possible uses include

reinvestment in development (R&D, equipment, marketing)
debt repayment
acquisition of other companies
creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings Merchants Bancorp

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
1.33 B	1.06 B	833 M	657 M	462 M	305 M	245 M	192 M	145 M	118 M	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
1.33 B	118 M	535 M

Quarterly Retained Earnings Merchants Bancorp

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
1.43 B	1.39 B	1.37 B	1.33 B	1.25 B	1.2 B	-	1.06 B	998 M	929 M	876 M	833 M	788 M	738 M	695 M	657 M	610 M	560 M	517 M	462 M	462 M	359 M	462 M	305 M	305 M	305 M	305 M	245 M	245 M	245 M	245 M	192 M	192 M	192 M	192 M	145 M	145 M	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
1.43 B	145 M	618 M

Retained Earnings of other stocks in the Banks regional industry

Issuer	Retained Earnings	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	114 M	-	-1.48 %	$ 566 M	USA
Westamerica Bancorporation WABC	585 M	$ 51.17	-0.58 %	$ 1.31 B	USA
Washington Federal WAFD	2.11 B	$ 31.05	-1.71 %	$ 2.49 B	USA
Signature Bank SBNY	3.55 B	-	-	$ 4.41 B	USA
American National Bankshares AMNB	233 M	-	-	$ 508 M	USA
Western Alliance Bancorporation WAL	4.83 B	$ 67.8	-3.36 %	$ 7.36 B	USA
Webster Financial Corporation WBS	4.48 B	$ 68.07	-0.56 %	$ 11.2 B	USA
Woori Financial Group WF	19.3 T	$ 65.73	0.74 %	$ 18.2 B	South-korea
Allegiance Bancshares ABTX	267 M	-	-0.86 %	$ 1.51 B	USA
First Midwest Bancorp, Inc. FMBI	1.39 B	-	-1.2 %	$ 2.26 B	USA
Brookline Bancorp BRKL	265 M	-	-	$ 974 M	USA
Western New England Bancorp WNEB	152 M	$ 12.82	-0.23 %	$ 259 M	USA
Peoples Bancorp of North Carolina PEBK	136 M	$ 38.49	-0.26 %	$ 204 M	USA
WesBanco WSBC	1.25 B	$ 33.37	-1.53 %	$ 3.03 B	USA
Waterstone Financial WSBF	277 M	$ 18.12	-0.98 %	$ 336 M	USA
WSFS Financial Corporation WSFS	1.87 B	$ 63.46	-2.67 %	$ 3.78 B	USA
West Bancorporation WTBA	294 M	$ 23.42	-1.97 %	$ 396 M	USA
Citizens Holding Company CIZN	99.4 M	-	-5.65 %	$ 49.5 M	USA
Southern Missouri Bancorp SMBC	120 M	$ 62.44	-1.14 %	$ 701 M	USA
Zions Bancorporation, National Association ZION	7.33 B	$ 55.4	-3.23 %	$ 8.15 B	USA
BankFinancial Corporation BFIN	74.4 M	-	-	$ 151 M	USA
Atlantic Union Bankshares Corporation AUB	1.18 B	$ 34.79	-2.06 %	$ 4.48 B	USA
Bank of South Carolina Corporation BKSC	14 M	-	-0.41 %	$ 66.6 M	USA
Cadence Bancorporation CADE	260 M	-	-	$ 5.43 B	USA
FFBW FFBW	40.4 M	-	-	$ 68.2 M	USA
The First of Long Island Corporation FLIC	356 M	-	0.25 %	$ 268 M	USA
FNCB Bancorp FNCB	71.8 M	-	-	$ 133 M	USA
Banco BBVA Argentina S.A. BBAR	-29.4 B	$ 14.02	-3.51 %	$ 450 B	Argentina
CBTX CBTX	566 M	-	1.49 %	$ 1.51 B	USA
CrossFirst Bankshares CFB	272 M	-	-	$ 784 M	USA
First Capital FCAP	105 M	$ 49.37	1.79 %	$ 165 M	USA
Spirit of Texas Bancshares, Inc. STXB	76.7 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	1.36 B	-	-	$ 8.34 B	USA
HomeStreet HMST	251 M	-	1.84 %	$ 262 M	USA
ESSA Bancorp ESSA	163 M	-	-	$ 196 M	USA
American River Bankshares AMRB	56 M	-	2.00 %	$ 125 M	USA
Bank of Commerce Holdings BOCH	111 M	-	-1.56 %	$ 254 M	USA
First Financial Northwest FFNW	96.2 M	-	-1.23 %	$ 206 M	USA
C&F Financial Corporation CFFI	269 M	$ 71.89	-2.55 %	$ 233 M	USA
Timberland Bancorp TSBK	216 M	$ 38.91	-0.77 %	$ 313 M	USA
Investors Bancorp ISBC	1.51 B	-	-2.46 %	$ 3.45 B	USA
CIT Group Inc. CIT	1.43 B	-	-1.4 %	$ 4.74 B	USA
Community Bank System CBU	1.39 B	$ 56.8	-1.92 %	$ 2.99 B	USA
Glen Burnie Bancorp GLBZ	22.9 M	-	-	$ 12.5 M	USA
Capitol Federal Financial CFFN	-87.3 M	$ 6.92	-2.54 %	$ 900 M	USA
ACNB Corporation ACNB	213 M	$ 47.25	-0.42 %	$ 402 M	USA
ConnectOne Bancorp CNOB	674 M	$ 26.03	-1.74 %	$ 1.18 B	USA
Columbia Financial CLBK	934 M	$ 17.23	-0.63 %	$ 1.75 B	USA
Emclaire Financial Corp EMCF	48.9 M	-	-4.21 %	$ 86.4 M	USA
Axos Financial AX	2.62 B	$ 82.97	-2.33 %	$ 4.72 B	USA