MarketCap
Facebook
X
Telegram
MetroCity Bankshares Financial Ratios 2025-2011 | MCBS
Brief overview of MetroCity Bankshares's valuation and returns
The review covers five available annual periods spanning 2021 to 2025.
The valuation comparison uses P/E 10.74x (median 10.74x), P/B 1.35x (median 1.59x), P/CF 19.51x (median 9.5x). The combined ratio level is close to the company's five-year norm at a 0% deviation. No clear premium or discount is visible.
At the current P/E, inverse earnings yield is 9.3%, a useful bridge between price and business earnings.
Returns on assets and capital are represented by ROE 12.6%, ROA 1.4%, ROCE 32.4%. Capital returns look adequate and support overall financial resilience.
The PEG ratio is 1.51x, reflecting a relatively balanced link between valuation and growth.
Banks and insurers require sector-specific reading: the value and return on capital matter more than standard industrial multiples.
Overall picture
MetroCity Bankshares's profile looks neutral, with price and fundamental efficiency broadly aligned.
Annual Financial Ratios MetroCity Bankshares
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
10.7 | 11.2 | 11.7 | 7.1 | 10.1 | 9.9 | 9.4 | 8.4 | 7.9 | 7.5 | - | - | - | - | - |
P/S |
- | - | - | - | - | - | 4.2 | 3.1 | 2.7 | 2.4 | - | - | - | - | - |
EPS |
2.7 | 2.5 | 2.0 | 2.5 | 2.4 | 1.4 | 1.8 | 1.7 | 1.3 | - | - | - | - | - | - |
EV (Enterprise Value) |
4.58 B | 3.65 B | 3.58 B | 3.35 B | 3 B | 1.86 B | 1.56 B | 1.47 B | 1.31 B | 1.14 B | 582 M | - | - | - | - |
EBITDA per Share |
0.14 | 0.12 | 0.11 | 0.15 | 0.11 | 0.11 | - | - | - | - | - | - | - | - | - |
EV/EBITDA |
1303.4 | 1231.6 | 1333.1 | 863.3 | 1063.8 | - | - | 4.9 | 4.3 | 4.1 | - | - | - | - | - |
PEG |
1.51 | - | - | - | - | -0.52 | 1.46 | 5.15 | 4.86 | 4.6 | - | - | - | - | - |
P/B |
1.4 | 1.7 | 1.6 | 1.3 | 2.1 | 1.5 | 1.9 | 2.1 | 1.9 | 1.4 | - | - | - | - | - |
P/CF |
19.5 | 11.4 | 7.4 | 3.3 | 9.5 | 2.5 | 13.5 | -2.1 | 1.7 | -1.1 | - | - | - | - | - |
ROE % |
12.59 | 15.31 | 13.53 | 17.92 | 21.26 | 14.86 | 20.63 | 24.51 | 23.61 | 18.85 | - | - | - | - | - |
ROA % |
1.44 | 1.79 | 1.47 | 1.83 | 1.99 | 1.92 | 2.74 | 2.89 | 2.47 | 1.84 | - | - | - | - | - |
ROCE % |
- | - | - | - | - | - | - | 32.40 | 35.71 | 28.79 | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 0.2 | - | - | - | - | - | - | - | - |
DSO |
- | - | - | - | - | - | 18.5 | - | - | - | - | - | - | - | - |
DPO |
- | - | - | - | - | - | - | 31.1 | 17.0 | 24.8 | - | - | - | - | - |
Cash Conversion Cycle |
- | - | - | - | - | - | - | -31.1 | -17.0 | -24.8 | - | - | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios MetroCity Bankshares
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.78 | 0.68 | 0.66 | 0.64 | - | 0.66 | 0.67 | 0.58 | - | 0.45 | 0.52 | 0.63 | - | 0.66 | 0.63 | 0.76 | - | 0.66 | 0.56 | 0.51 | - | 0.37 | 0.3 | 0.38 | - | 0.51 | 0.54 | 0.36 | - | 0.41 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA per Share |
0.02 | - | - | 0.03 | - | - | - | 0.03 | - | - | - | 0.03 | - | 0.1 | - | 0.03 | - | 0.09 | - | 0.03 | - | 0.09 | 0.06 | 0.03 | - | 0.08 | 0.06 | 0.02 | - | 0.03 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROE % |
15.57 | 15.64 | 15.93 | 15.76 | 11.95 | 14.92 | 14.33 | 14.63 | 10.94 | 15.78 | 17.79 | 20.54 | 16.08 | 22.20 | 22.80 | 22.90 | 16.64 | 20.48 | 17.52 | 16.09 | 11.00 | 16.70 | 18.85 | 19.72 | 15.71 | 21.55 | 5.98 | 4.03 | - | 5.84 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROA % |
1.86 | 1.85 | 1.85 | 1.78 | 1.34 | 1.66 | 1.57 | 1.56 | 1.16 | 1.67 | 1.96 | 2.20 | 1.74 | 2.31 | 1.80 | 2.41 | 1.79 | 2.28 | 2.08 | 2.02 | 1.42 | 2.18 | 2.48 | 2.60 | 2.09 | 2.77 | 0.79 | 0.54 | - | 0.69 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
DSO |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3 | 42.6 | - | 53.7 | 51.0 | 35.0 | - | 21.2 | 22.4 | 23.1 | - | 12.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Cycle |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3 | 42.6 | - | 53.7 | 51.0 | 35.0 | - | 21.2 | 22.4 | 23.1 | - | 12.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Cash Conversion Cycle |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 37.3 | 42.6 | - | 53.7 | 51.0 | 35.0 | - | 21.2 | 22.4 | 23.1 | - | 12.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company MetroCity Bankshares, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.
USA
Mexico