
MainStreet Bancshares Financial Ratios 2025-2011 | MNSB
Brief overview of MainStreet Bancshares's financial ratios
This overview follows the five latest available observations from 2020 through 2025.
The valuation comparison uses P/E 10.49x (median 8.54x), P/B 0.75x (median 0.78x), P/CF 11.06x (median 6.5x). Valuation is 22.9% above five-year reference levels. The premium requires support from earnings and returns.
The inverse P/E implies an earnings yield of 9.5%. This is not a dividend yield, but current earnings relative to market price.
Capital efficiency is characterized by ROE 7.1%, ROA 0.7%. Low capital returns limit the ability to compound value internally.
On PEG (0.93x), the market prices growth without an obvious discount or excessive premium.
For this sector, valuation ratios are useful only alongside capital adequacy, reserves and credit-portfolio quality.
Valuation takeaway
MainStreet Bancshares's valuation is above historical references while efficiency remains restrained, increasing sensitivity to weak reports.
Annual Financial Ratios MainStreet Bancshares
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
10.5 | -13.4 | 5.6 | 6.7 | 8.5 | 8.8 | 13.5 | 14.3 | 22.2 | 18.7 | 23.6 | 13.9 | 21.3 | 4.8 | -57.0 |
P/S |
1.2 | 1.2 | 1.1 | 2.0 | 78.0 | 2.6 | 4.3 | 3.8 | 3.6 | 3.6 | 3.0 | 1.8 | 1.9 | 1.0 | 1.1 |
EPS |
1.8 | -1.6 | 3.2 | 3.3 | 2.6 | 1.9 | 1.7 | 1.4 | - | - | - | - | - | - | - |
EV (Enterprise Value) |
2.16 B | 2.18 B | 1.95 B | 1.91 B | 1.65 B | 1.51 B | 1.26 B | 1.05 B | 825 M | 602 M | 487 M | 330 M | 274 M | 9.45 M | 8.55 M |
EBITDA per Share |
0.14 | 0.2 | 0.17 | 0.17 | 0.16 | - | - | - | - | - | - | - | - | - | - |
EV/EBITDA |
1961.7 | 1455.3 | 1500.9 | 1465.9 | 1295.3 | - | - | - | - | - | - | - | - | 4.2 | 9.0 |
PEG |
- | - | - | - | - | 0.93 | 0.6 | 0.2 | -3.37 | 0.24 | -1.16 | 0.2 | 0.24 | 0.89 | -10.58 |
P/B |
0.7 | 0.8 | 0.6 | 1.2 | 1.0 | 0.8 | 1.4 | 1.1 | 1.3 | 1.6 | 1.2 | 0.6 | 0.9 | 0.4 | 0.4 |
P/CF |
11.1 | 11.0 | 4.3 | 5.3 | 6.5 | 8.8 | 12.0 | 11.7 | 20.3 | 13.6 | 14.7 | 12.8 | 8.3 | 3.9 | 2.7 |
ROE % |
7.14 | -5.83 | 11.03 | 13.45 | 11.74 | 9.37 | 10.18 | 7.59 | 5.64 | 8.35 | 5.15 | 4.41 | 4.01 | 8.11 | -0.68 |
ROA % |
0.71 | -0.54 | 1.20 | 1.42 | 1.35 | 0.96 | 1.09 | 0.84 | 0.48 | 0.67 | 0.45 | 0.51 | 0.37 | 1.08 | -0.07 |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 45.1 | 0.1 | - | - | - | - | - | - | - | - |
DSO |
- | - | - | - | - | 65.6 | 44.7 | 54.6 | 59.3 | 41.2 | 40.6 | 31.6 | 29.0 | - | - |
All numbers in USD currency
Quarterly Financial Ratios MainStreet Bancshares
| 2026-Q1 | 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.48 | 0.52 | 0.53 | 0.25 | - | -0.04 | 0.27 | 0.36 | - | 0.77 | 0.85 | 1.01 | - | 0.97 | 0.71 | 0.64 | - | 0.56 | 0.87 | 0.65 | - | 0.63 | -0.08 | 0.42 | - | 0.45 | 0.42 | 0.39 | - | 0.35 | 0.26 | 0.29 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
EBITDA per Share |
0.13 | - | - | 0.14 | - | - | - | 0.1 | - | - | - | 0.07 | - | 0.22 | 0.14 | 0.07 | - | 0.18 | 0.12 | 0.06 | - | 0.16 | 0.1 | 0.05 | - | 0.15 | 0.09 | 0.05 | - | 0.19 | 0.14 | 0.07 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROE % |
7.30 | 5.51 | 4.60 | 3.93 | 2.76 | 5.73 | 8.91 | 11.72 | 10.24 | 14.32 | 14.50 | 14.07 | 10.10 | 12.69 | 12.59 | 12.60 | 9.73 | 12.82 | 9.84 | 7.94 | 4.78 | 7.48 | 6.90 | 9.65 | 7.58 | 9.52 | 8.05 | 6.94 | 4.57 | 1.94 | 1.24 | 1.39 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
ROA % |
0.72 | 0.55 | 0.46 | 0.41 | 0.30 | 0.61 | 0.95 | 1.23 | 1.07 | 1.48 | 1.50 | 1.45 | 1.05 | 1.34 | 1.34 | 1.33 | 1.02 | 1.33 | 1.01 | 0.80 | 0.49 | 0.78 | 0.73 | 1.02 | 0.81 | 1.03 | 0.87 | 0.76 | 0.50 | 0.21 | 0.14 | 0.15 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company MainStreet Bancshares, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
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Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
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