OFG Bancorp Cost of Revenue 2011-2026 | OFG

Cost of Revenue is a financial metric that reflects all direct costs associated with the production of goods or the provision of services that directly led to revenue during the reporting period. It is the total amount of expenses incurred by the company to deliver its products or services, including both production costs and related expenses necessary for delivery or customer support.

What is included in the cost of revenue

Cost Category	Examples
Production Costs	Materials, wages of production staff, depreciation of equipment
Service and Support	Customer service, user support, technical assistance
Delivery and Logistics	Packaging, delivery of goods to customers
Hosting and Infrastructure	Servers, cloud platforms (especially for IT and SaaS companies)
Content and Licenses	License purchases, production royalties (e.g., in streaming services)

Importance of the Metric

Helps to understand how costly the revenue-generating process is.
A high cost of revenue may indicate:
Poor cost control
Low operational efficiency
A low cost of revenue combined with high revenue indicates high profitability and business competitiveness.

Annual Cost of Revenue OFG Bancorp

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
162 M	160 M	156 M	143 M	133 M	133 M	82.5 M	76.5 M	79.8 M	76.8 M	79 M	85.3 M	92 M	45.8 M	45.6 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
162 M	45.6 M	103 M

Quarterly Cost of Revenue OFG Bancorp

2025-Q3	2025-Q2	2025-Q1	2024-Q4	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
39.8 M	39.6 M	39.9 M	-	38.5 M	38.5 M	39.8 M	-	38.1 M	37.8 M	38.5 M	-	35.3 M	34.7 M	34.8 M	-	33.7 M	32.9 M	32.6 M	-	32 M	34.5 M	35.5 M	-	20.5 M	19.9 M	20.3 M	-	18.5 M	18.1 M	20.6 M	-	19.9 M	19.3 M	20.3 M	-	19.2 M	18.4 M	20.3 M	-	21 M	19.3 M	20.2 M	-	18.6 M	20.7 M	21.8 M	-	22.6 M	24.1 M	23.2 M	-	11.3 M	11.2 M	10.4 M	-	11.6 M	11.2 M	11.7 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
39.9 M	10.4 M	25.6 M

Cost of Revenue of other stocks in the Banks regional industry

Issuer	Cost of Revenue	Price	% 24h	Market Cap	Country
Atlantic Capital Bancshares ACBI	34.2 M	-	-1.48 %	$ 566 M	USA
Allegiance Bancshares ABTX	90.2 M	-	-0.86 %	$ 1.51 B	USA
BankFinancial Corporation BFIN	22.2 M	-	-	$ 151 M	USA
Atlantic Union Bankshares Corporation AUB	402 M	$ 36.09	0.28 %	$ 4.65 B	USA
Bank of South Carolina Corporation BKSC	7.55 M	-	-0.41 %	$ 66.6 M	USA
Chemung Financial Corporation CHMG	39 M	$ 53.57	-0.19 %	$ 257 M	USA
Citizens Financial Group CFG	2.8 B	$ 60.99	0.69 %	$ 26.4 B	USA
Citizens Holding Company CIZN	18.6 M	-	-5.65 %	$ 49.5 M	USA
Brookline Bancorp BRKL	144 M	-	-	$ 974 M	USA
Cincinnati Bancorp CNNB	137 K	-	-4.28 %	$ 43.3 M	USA
Carver Bancorp CARV	36 K	-	-	$ 7.31 M	USA
C&F Financial Corporation CFFI	56.8 M	$ 72.1	-0.72 %	$ 233 M	USA
Fulton Financial Corporation FULT	444 M	$ 20.53	-0.24 %	$ 3.73 B	USA
Capstar Financial Holdings CSTR	40.3 M	-	-	$ 425 M	USA
ConnectOne Bancorp CNOB	111 M	$ 27.03	0.37 %	$ 1.22 B	USA
Community Bank System CBU	314 M	$ 59.44	0.08 %	$ 3.13 B	USA
Central Pacific Financial Corp. CPF	85.9 M	$ 32.11	-0.53 %	$ 869 M	USA
ACNB Corporation ACNB	40.9 M	$ 48.0	-0.1 %	$ 408 M	USA
FFBW FFBW	5.21 M	-	-	$ 68.2 M	USA
Columbia Financial CLBK	119 M	$ 17.66	0.46 %	$ 1.8 B	USA
Axos Financial AX	298 M	$ 85.36	-0.71 %	$ 4.85 B	USA
HarborOne Bancorp HONE	74 M	-	-	$ 499 M	USA
Emclaire Financial Corp EMCF	11.3 M	-	-4.21 %	$ 86.4 M	USA
CBTX CBTX	169 M	-	1.49 %	$ 1.51 B	USA
Arrow Financial Corporation AROW	56.3 M	$ 34.13	0.38 %	$ 563 M	USA
CrossFirst Bankshares CFB	89.2 M	-	-	$ 784 M	USA