Peoples Bancorp of North Carolina logo
Peoples Bancorp of North Carolina PEBK
$ 38.49 -0.26%

Annual report 2025
added 03-11-2026

report update icon

Peoples Bancorp of North Carolina Income Statement 2011-2026 | PEBK

Annual Income Statement Peoples Bancorp of North Carolina

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Market Cap

198 M 198 M 150 M 180 M 151 M 125 M 167 M 155 M 192 M 145 M 107 M 101 M 85.5 M 55.1 M 34.1 M

Shares

5.31 M 5.3 M 5.42 M 5.48 M 5.58 M 5.66 M 5.94 M 6 M 6 M 6.01 M 6.13 M 6.18 M 6.15 M 6.12 M 6.1 M

Historical Prices

37.3 37.3 27.6 32.9 27.1 22.1 30.4 22.1 27.3 19.9 15.1 13.9 10.8 6.82 4.04

Net Income

19.8 M 16.4 M 3.44 M 4.15 M 15.1 M 11.4 M 14.1 M 13.4 M 10.3 M 9.18 M 9.63 M 9.39 M 6.69 M 5.79 M 5.16 M

Revenue

- - - - - - 59.5 M 55.4 M 51.2 M 49.4 M 47.5 M 46.3 M 44 M 44.1 M 49 M

Cost of Revenue

- - 26.6 M 26.1 M 24.5 M 23.5 M 23.2 M 21.5 M 20.1 M 19.3 M 18.3 M 17.5 M 16.9 M 16.4 M 14.8 M

Interest Expense

24.6 M 26.7 M 17.1 M 3.32 M 3.2 M 3.84 M 3.76 M 2.15 M 2.38 M 3.27 M 3.48 M 4.29 M 5.35 M 7.7 M 10.9 M

EBITDA

2.74 M 2.89 M 3.13 M 6.03 M 5.57 M 4.18 M - - - - - - - - -

Operating Expenses

- - - - - - 50 M 46 M 43 M 44 M 39 M 39 M 41 M 44 M 53 M

General and Administrative Expenses

- - - - - - 25.7 M 23.9 M 20.4 M 19.8 M 19 M 17.5 M 16.9 M 16.4 M 14.8 M

All numbers in USD currency

Quarterly Income Statement Peoples Bancorp of North Carolina

2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

5.31 M 5.3 M 5.3 M 5.46 M 5.3 M 5.29 M 5.32 B 5.53 M 5.4 M 5.45 M 5.48 B 5.64 M 5.47 B 5.48 B 5.5 B 5.66 M 5.54 B 5.63 B 5.63 B 5.79 M 5.63 B 5.64 B 5.72 M 5.91 M 5.92 M 5.94 M 6 M 6 M 6 M 6 M 6 M 6 M 6 M 5.99 M 5.97 M 5.42 M 5.47 M 5.51 M 5.51 M 5.51 M 5.53 M 5.57 M 5.61 M 5.61 M 5.62 M 5.62 M 5.61 M 5.61 M 5.61 M 5.61 M 5.61 M 5.61 M 5.56 M 5.54 M 5.54 M 5.54 M 5.54 M 5.54 M 5.54 M

Net Income

3.69 M 5.16 M 4.34 M - 3.96 M 4.89 M 3.95 M - 4.13 M 4.81 M 3.17 M - 5.31 M 3.22 M 3.45 M 3.01 M 3.39 M 4.62 M 4.12 M 1.92 M 4.51 M 2.56 M 2.37 M 2.97 M 3.62 M 3.81 M 3.67 M 3.44 M 3.47 M 3.18 M 3.3 M 2.01 M 3.24 M 2.81 M 2.2 M 1.3 M 2.46 M 2.96 M 2.45 M 2.19 M 2.49 M 2.62 M 2.33 M 1.82 M 2.44 M 2.55 M 2.58 M - 1.92 M 1.63 M 1.76 M - 1.41 M 1.51 M 1.66 M - 1.39 M 629 K 1.36 M

Revenue

- - - - - - - - - - - - - - - - - - - - - 4.7 M - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Cost of Revenue

7.09 M 7.17 M 6.79 M - 6.6 M 6.83 M 6.98 M - 6.72 M 6.29 M 6.5 M - 6.18 M 6.44 M 5.85 M - 6.05 M 5.67 M 6.18 M - 5.74 M 5.54 M 5.72 M - 5.7 M 5.72 M 5.65 M - 5.52 M 5.38 M 4.96 M - 4.93 M 4.87 M 5.23 M - 4.83 M 4.7 M 4.58 M - 4.6 M 4.29 M 4.8 M - 4.3 M 4.21 M 4.28 M - 4.18 M 4.24 M 4.19 M - 4.19 M 3.93 M 3.84 M - 3.49 M 3.67 M 3.67 M

Interest Expense

6.29 M 6.12 M 6.03 M - 6.92 M 6.65 M 6.51 M - 4.97 M 3.83 M 2.46 M - 818 K 644 K 663 K 687 K 861 K 842 K 815 K 941 K 942 K 912 K 1.04 M 1.22 M 994 K 781 K 757 K 609 K 557 K 513 K 467 K 507 K 650 K 622 K 598 K 821 K 828 K 813 K 809 K 850 K 874 K 875 K 884 K 1.02 M 1.08 M 1.08 M 1.11 M - 1.28 M 1.37 M 1.46 M - 1.84 M 1.99 M 2.22 M - 2.67 M 2.81 M 3.04 M

EBITDA

- - 678 K - - - 671 K - - - 903 K - 4.91 M - 1.62 M - 3.99 M - 1.2 M - 3.08 M 2.02 M 1.04 M - 2.95 M 1.93 M 942 K - 3.51 M 2.42 M 1.23 M - 3.76 M 2.51 M 1.23 M - 4.18 M 2.86 M 1.48 M - 4.52 M 3 M 1.47 M - 5.25 M 3.26 M 1.71 M - 6.1 M 4.44 M 2.21 M - 6.65 M 4.41 M 2.2 M - 3.92 M 2.85 M 1.54 M

All numbers in USD currency

The income statement is one of the three key financial reports of a company Peoples Bancorp of North Carolina (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

Reports on the profits and losses of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Westamerica Bancorporation Westamerica Bancorporation
WABC
$ 51.17 -0.58 % $ 1.31 B usaUSA
Washington Federal Washington Federal
WAFD
$ 31.05 -1.71 % $ 2.49 B usaUSA
Signature Bank Signature Bank
SBNY
- - $ 4.41 B usaUSA
American National Bankshares American National Bankshares
AMNB
- - $ 508 M usaUSA
Western Alliance Bancorporation Western Alliance Bancorporation
WAL
$ 67.8 -3.36 % $ 7.36 B usaUSA
Webster Financial Corporation Webster Financial Corporation
WBS
$ 68.07 -0.56 % $ 11.2 B usaUSA
Woori Financial Group Woori Financial Group
WF
$ 65.73 0.74 % $ 18.2 B south-koreaSouth-korea
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
- -1.2 % $ 2.26 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
- - $ 974 M usaUSA
Western New England Bancorp Western New England Bancorp
WNEB
$ 12.82 -0.23 % $ 259 M usaUSA
WesBanco WesBanco
WSBC
$ 33.37 -1.53 % $ 3.03 B usaUSA
Waterstone Financial Waterstone Financial
WSBF
$ 18.12 -0.98 % $ 336 M usaUSA
WSFS Financial Corporation WSFS Financial Corporation
WSFS
$ 63.46 -2.67 % $ 3.78 B usaUSA
West Bancorporation West Bancorporation
WTBA
$ 23.42 -1.97 % $ 396 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
- -5.65 % $ 49.5 M usaUSA
Southern Missouri Bancorp Southern Missouri Bancorp
SMBC
$ 62.44 -1.14 % $ 701 M usaUSA
Zions Bancorporation, National Association Zions Bancorporation, National Association
ZION
$ 55.4 -3.23 % $ 8.15 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Atlantic Union Bankshares Corporation Atlantic Union Bankshares Corporation
AUB
$ 34.79 -2.06 % $ 4.48 B usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
- -0.41 % $ 66.6 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
- - $ 5.43 B usaUSA
FFBW FFBW
FFBW
- - $ 68.2 M usaUSA
The First of Long Island Corporation The First of Long Island Corporation
FLIC
- 0.25 % $ 268 M usaUSA
FNCB Bancorp FNCB Bancorp
FNCB
- - $ 133 M usaUSA
Banco BBVA Argentina S.A. Banco BBVA Argentina S.A.
BBAR
$ 14.02 -3.51 % $ 450 B argentinaArgentina
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
- - $ 784 M usaUSA
First Capital First Capital
FCAP
$ 49.37 1.79 % $ 165 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
- -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
- - $ 8.34 B usaUSA
HomeStreet HomeStreet
HMST
- 1.84 % $ 262 M usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
- - $ 196 M usaUSA
American River Bankshares American River Bankshares
AMRB
- 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
- -1.56 % $ 254 M usaUSA
First Financial Northwest First Financial Northwest
FFNW
- -1.23 % $ 206 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 71.89 -2.55 % $ 233 M usaUSA
Timberland Bancorp Timberland Bancorp
TSBK
$ 38.91 -0.77 % $ 313 M usaUSA
Investors Bancorp Investors Bancorp
ISBC
- -2.46 % $ 3.45 B usaUSA
CIT Group Inc. CIT Group Inc.
CIT
- -1.4 % $ 4.74 B usaUSA
Community Bank System Community Bank System
CBU
$ 56.8 -1.92 % $ 2.99 B usaUSA
Glen Burnie Bancorp Glen Burnie Bancorp
GLBZ
- - $ 12.5 M usaUSA
Capitol Federal Financial Capitol Federal Financial
CFFN
$ 6.92 -2.54 % $ 900 M usaUSA
ACNB Corporation ACNB Corporation
ACNB
$ 47.25 -0.42 % $ 402 M usaUSA
ConnectOne Bancorp ConnectOne Bancorp
CNOB
$ 26.03 -1.74 % $ 1.18 B usaUSA
Columbia Financial Columbia Financial
CLBK
$ 17.23 -0.63 % $ 1.75 B usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
Axos Financial Axos Financial
AX
$ 82.97 -2.33 % $ 4.72 B usaUSA