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American National Bankshares AMNB
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Quarterly report 2023-Q3
added 05-30-2026

American National Bankshares Income Statement 2023-2008 | AMNB

Brief overview of profit and loss at American National Bankshares

The figures are compared over a five-year interval. Revenue at American National Bankshares moved from $52.9 million in 2014 to $92.5 million in 2019. Across the full period, sales moved by +74.9%; the average annual rate was 11.8%. Revenue followed a strong upward trend without signs of stagnation.

The net result moved from $12.7 million to $20.9 million, or +64.1%. There was no meaningful strengthening in net profitability.

Over the period, capitalization shifted from $151 million to $379 million (+150.3%). Valuation expanded much faster than the underlying results.

Financial takeaway

The key indicators are moving favorably, but the picture is not uniformly strong. The strongest signals are net-income growth and sales growth. Future reports should be judged by revenue momentum, margins, and the conversion of sales into net income.

Annual Income Statement American National Bankshares

2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Market Cap

483 M 326 M 400 M 272 M 379 M 225 M 285 M 251 M 180 M 151 M 154 M 113 M 93 M - - -

Shares

10.6 M 10.7 M 10.9 M 11 M 10.5 M 8.7 M 8.64 M 8.61 M 8.68 M 7.87 M 7.87 M 7.83 M 6.98 M 6.12 M 6.1 M -

Historical Prices

45.5 30.5 36.8 24.8 36 25.9 33 29.2 20.7 19.3 19.6 14.4 13.3 - - -

Net Income

26.2 M 34.4 M 43.5 M 30 M 20.9 M 22.6 M 15.2 M 16.3 M 15 M 12.7 M 15.7 M 16 M 11.6 M 8.28 M 6.81 M -

Revenue

- - - - 92.5 M 71.7 M 69.4 M 62.9 M 61.6 M 52.9 M 57.2 M 61.1 M 49.7 M - - -

Interest Expense

35.6 M 5.77 M 5.4 M 12 M 15.7 M 9.67 M 7.29 M 6.32 M 5.9 M 5.73 M 6.58 M 8.14 M 8.78 M 8.72 M 10.8 M -

EBITDA

3.16 M 3.51 M 3.71 M 3.82 M 3.46 M 2.04 M 2.4 M 2.86 M 3.03 M 2.8 M 3.24 M 3.7 M 2.67 M 1.63 M 377 K -

Operating Expenses

- - - - 70 M 53 M 51 M 46 M 45 M 40 M 42 M 47 M 40 M - - -

General and Administrative Expenses

- - - - 34 M 28.4 M 28 M 25.4 M 24.5 M 20.8 M 20.7 M 20.1 M 16.5 M - - -

All numbers in USD currency

Quarterly Income Statement American National Bankshares

2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

10.6 B 10.6 B 10.6 M 10.6 M 10.6 M 10.7 M 10.8 M 10.8 M 10.8 M 10.9 M 11 M 11 M 11 M 11 M 11 M 11.1 M 11.1 M 11.1 M 8.75 M 8.72 M 8.71 M 8.69 M 8.67 M 8.65 M 8.64 M 8.64 M 8.63 M 8.62 M 8.61 M 8.61 M 8.61 M 8.62 M 8.67 M 8.71 M 8.72 M 7.87 M 7.84 M 7.87 M 7.9 M 7.89 M 7.88 M 7.87 M 7.86 M 7.85 M 7.84 M 7.83 M 7.82 B 7.81 M 7.8 M 6.15 M 6.14 B

Net Income

5.79 M 7.14 M 9.16 M - 9.26 M 8.14 M 9 M - 10.2 M 10.8 M 11.3 M - 7.23 M 5.48 M 8.54 M - 8.69 M -1.23 M 6 M - 5.78 M 5.98 M 5.81 M - 4.79 M 4.28 M 4.06 M - 3.96 M 4.09 M 4.13 M - 4.04 M 2.88 M 3.52 M - 3.17 M 3.23 M 3.45 M - 4.24 M 4.21 M 4.15 M - 3.64 M 4.27 M 4.18 M - 4.13 M 1.01 M 1.78 M

Interest Expense

10.4 M 8.28 M 5.08 M - 1.14 M 1.04 M 954 K - 1.18 M 1.4 M 1.78 M - 2.68 M 3.04 M 3.95 M - 4.34 M 4.22 M 3.03 M - 2.47 M 2.2 M 2.12 M - 1.94 M 1.69 M 1.55 M - 1.6 M 1.61 M 1.59 M - 1.48 M 1.46 M 1.46 M - 1.39 M 1.43 M 1.5 M - 1.61 M 1.65 M 1.73 M - 2.05 M 2.07 M 2.17 M - 2.44 M 1.97 M 2.06 M

EBITDA

785 K 744 K 877 K - 877 K 893 K 877 K - 932 K 932 K 961 K - 955 K 941 K 948 K - 994 K 1.01 M 460 K - 489 K 544 K 543 K - 561 K 672 K 609 K - 673 K 762 K 763 K - 775 K 742 K 741 K - 644 K 753 K 765 K - 760 K 851 K 844 K - 871 K 989 K 547 K - 545 K 95 K 94 K

All numbers in USD currency

The income statement is one of the three key financial reports of a company American National Bankshares (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

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