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First Business Financial Services FBIZ
$ 72.04 0.26%
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Quarterly report 2026-Q2
added 07-31-2026

First Business Financial Services Income Statement 2025-2009 | FBIZ

Brief overview of revenue and earnings at First Business Financial Services

This overview is based on financial performance over the past five years. According to figures from First Business Financial Services, revenue changed from $56.2 million to $89.2 million over five years. Overall revenue changed by +58.6%, equal to an annualized rate of about 9.7%. Revenue advanced gradually over the five-year period.

Net income changed from $14.1 million to $23.3 million (+65%). Net income reached a five-year high at the end of the interval.

Market capitalization changed from $172 million to $225 million (+30.5%). Market value supported the favorable financial trajectory.

Overall conclusion

Financial performance is improving but still needs confirmation. The strongest signals are net-income growth and sales growth. Future reports should be judged by revenue momentum, margins, and the conversion of sales into net income.

Annual Income Statement First Business Financial Services

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009

Market Cap

458 M 423 M 280 M 295 M 280 M 159 M 225 M 179 M 209 M 211 M 196 M 172 M 154 M 93.8 M 41.3 M 13 M -

Shares

8.16 M 8.15 M 8.13 M 8.23 M 8.31 M 8.38 M 8.52 M 8.64 M 8.61 M 8.57 M 8.55 M 7.86 M 7.85 M 7.83 M 5.02 M 2.6 M -

Historical Prices

56.1 52 34.4 35.9 33.7 19 23.8 19 22 21.3 19.7 18.5 17.1 9.84 6.66 5.01 5.51

Net Income

13.3 M 14.4 M 37 M 40.9 M 35.8 M 17 M 23.3 M 16.3 M 11.9 M 14.9 M 16.5 M 14.1 M 13.7 M 8.93 M 8.42 M 941 K -

Revenue

- - - - - - 89.2 M 83.4 M 74.5 M 77.6 M 75.7 M 56.2 M 50.5 M 46.6 M 42.5 M - -

Cost of Revenue

67.9 M 63.1 M 61.1 M 57.7 M 51.7 M 45.8 M 42 M 37.4 M 31.7 M 31.5 M 28.5 M 21.5 M 18.3 M 17 M 14.9 M 13.3 M -

Interest Expense

34.8 M 33.1 M 25.2 M 10.9 M 11.3 M 17.1 M 32.2 M 23.9 M 15.2 M 14.8 M 13.8 M 11.6 M 11.7 M 16.9 M 20.8 M 24.7 M -

EBITDA

3.77 M 3.74 M 3.64 M 4.07 M 3.55 M 3.46 M - - - - - - - - - 1.59 M -

Operating Expenses

- - - - - - 101 M 92 M 78 M 79 M 65 M 47 M 41 M 50 M 51 M - -

General and Administrative Expenses

- - - - - - 45.2 M 44.7 M 39 M 38.4 M 34.4 M 25.3 M 22.8 M 20.1 M 19.4 M - -

All numbers in USD currency

Quarterly Income Statement First Business Financial Services

2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

8.21 M 8.19 M 8.33 M 8.17 M 8.14 M 8.13 M 8.29 M 8.11 M 8.11 M 8.13 M 8.31 M 8.11 M 8.06 M 8.15 M 8.36 M 8.23 M 8.23 M 8.23 M 8.46 M 8.34 M 8.39 M 8.43 M 8.57 M 8.4 M 8.39 M 8.39 M 8.57 M 8.49 M 8.57 M 8.62 M 8.79 M 8.65 M 8.63 M 8.63 M 8.76 M 8.62 M 8.6 M 8.6 M 8.72 M 8.58 M 8.57 M 8.57 M 8.7 M 8.55 M 8.52 M 8.53 M 8.67 M 7.74 M 3.86 M 3.86 M 3.94 M 3.83 M 3.83 M 3.82 M 3.92 M 2.54 M 2.53 M 2.53 M 2.63 M 2.51 M 2.5 M 2.63 M

Net Income

15.6 M 12.2 M - 14.4 M 11.4 M 11.2 M - 10.5 M 10.5 M 8.85 M - 9.94 M 8.34 M 8.98 M - 10.8 M 11.2 M 8.67 M 8.59 M 9.2 M 8.24 M 9.73 M 6.08 M 4.29 M 3.32 M 3.28 M 5.77 M 5.08 M 6.57 M 5.9 M 4.06 M 5.3 M 3.29 M 3.65 M 4.04 M 2.58 M 1.89 M 3.4 M 3.97 M 2.66 M 3.72 M 4.55 M 4.08 M 4.38 M 3.86 M 4.19 M 3.74 M 3.55 M 3.5 M 3.34 M 3.76 M 3.61 M 3.13 M 3.24 M 2.53 M 2.62 M 1.56 M 2.21 M 2.38 M 2.18 M 2.51 M 1.35 M

Revenue

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 112 K - 708 K 379 K 274 K - 460 K - - - - - - - - - - - - - - - - - -

Cost of Revenue

18.5 M 18.5 M - 17.4 M 16.5 M 16.7 M - 15.2 M 16.2 M 16.2 M - 15.6 M 15.1 M 15.9 M - 14.8 M 14 M 13.6 M - 13.4 M 13.3 M 12.7 M - 11.9 M 10.8 M 11.1 M - 10.3 M 10.5 M 10.2 M - 9.82 M 9.12 M 9.07 M - 7.64 M 8.38 M 8.68 M - 7.64 M 8.45 M 8.37 M - 7.32 M 6.92 M 7.35 M - 5.19 M 4.74 M 5.06 M - 4.59 M 4.51 M 4.73 M - 4.22 M 4.23 M 4 M - 3.84 M 3.84 M 3.74 M

Interest Expense

38.1 M 35.5 M - 34.9 M 33.8 M 33.3 M - 31 M 30.5 M 29.5 M - 28.6 M 19.4 M 15.4 M - 5.9 M 3.37 M 2.81 M 2.65 M 2.79 M 2.95 M 2.94 M 3.26 M 3.66 M 3.87 M 6.32 M 7.14 M 8.66 M 8.46 M 7.92 M 7.41 M 6.47 M 5.54 M 4.52 M 4.15 M 3.75 M 3.75 M 3.56 M 3.57 M 3.6 M 3.81 M 3.8 M 3.69 M 3.52 M 3.33 M 3.29 M 3.27 M 2.94 M 2.77 M 2.6 M 2.78 M 2.89 M 2.95 M 3.09 M 3.73 M 4.12 M 4.33 M 4.71 M 4.95 M 5.02 M 5.2 M 5.59 M

EBITDA

1.9 M 929 K - - - 871 K - - - 791 K - - - 912 K - 3.09 M - 1.06 M - 2.7 M - 956 K - 2.51 M 1.64 M 806 K - 2.25 M 1.44 M 651 K - 1.1 M 727 K 362 K - 1.15 M 731 K 384 K - 1.1 M 650 K 243 K - -379 K -604 K -660 K - 1.32 M 870 K 433 K - 1.86 M 1.32 M 691 K - 2.32 M 1.55 M 781 K - 1.64 M 1.02 M 463 K

All numbers in USD currency

The income statement is one of the three key financial reports of a company First Business Financial Services (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:

  • How much revenue the company earned
  • How much it spent on production, personnel, marketing, taxes, etc.
  • What profit remained in the end

Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.

Features
  • The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
  • Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
  • A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.

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