
Penns Woods Bancorp Income Statement 2024-2008 | PWOD
Brief overview of financial results at Penns Woods Bancorp
The comparison covers a five-year financial horizon. According to figures from Penns Woods Bancorp, revenue changed from 55.2 million dollars to 61.3 million dollars over five years. The five-year change reached +11.1%, while CAGR stood at 2.1%. Revenue was effectively stagnant over the period.
Net profit was $14.6 million at the start and $15.7 million at the end. Net income reached a five-year high at the end of the interval.
Over the period, capitalization shifted from 214 million dollars to 225 million dollars (+5.2%). Investor perception of value changed only slightly.
Conclusion
Positive developments coexist with areas of weakness. The constructive conclusion rests on a stronger final result. The weaker side of the profile includes weak sales momentum. The next reporting periods will show whether revenue, margins, and final profitability can strengthen.
Annual Income Statement Penns Woods Bancorp
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Market Cap |
- | 135 M | 166 M | 174 M | 162 M | 225 M | 168 M | 202 M | 218 M | 188 M | 214 M | 204 M | 156 M | 153 M | - | - | - |
Shares |
7.54 M | 7.11 M | 7.06 M | 7.06 M | 7.04 M | 7.04 M | 7.04 M | 7.06 M | 7.1 M | 7.16 M | 7.22 M | 6.62 M | 5.76 M | 5.75 M | 3.83 M | 3.83 M | - |
Historical Prices |
- | 19 | 23.5 | 24.7 | 23 | 27.7 | 25.7 | 22.9 | 25.6 | 20 | 22.9 | 21.8 | 18.3 | 16.7 | - | - | - |
Net Income |
17.7 M | 16.6 M | 17.4 M | 16 M | 15.2 M | 15.7 M | 14.7 M | 9.77 M | 12.5 M | 13.9 M | 14.6 M | 14.1 M | 13.8 M | 12.4 M | 10.9 M | 6.09 M | - |
Revenue |
- | - | - | - | - | 61.3 M | 57.3 M | 54.2 M | 53.4 M | 53.7 M | 55.2 M | 50.1 M | 41 M | 36.9 M | - | - | - |
Cost of Revenue |
26.3 M | 25.1 M | 24.3 M | 23 M | 21.6 M | 21.8 M | 21.1 M | 19 M | 17.8 M | 17 M | 17.3 M | 15.4 M | 11.8 M | 10.5 M | 10.2 M | 10.2 M | - |
Interest Expense |
58.9 M | 55 M | 57.8 M | 8.7 M | 14.4 M | 16 M | 10.9 M | 5.9 M | 5.57 M | 5.22 M | 4.96 M | 5.26 M | 6.21 M | 7.66 M | 9.87 M | 12.4 M | - |
EBITDA |
1.89 M | 1.99 M | 2.11 M | 2.44 M | 2.1 M | - | - | - | - | - | - | - | - | - | - | - | - |
Operating Expenses |
- | - | - | - | - | 58 M | 51 M | 43 M | 42 M | 41 M | 42 M | 38 M | 31 M | 30 M | - | - | - |
General and Administrative Expenses |
- | - | - | - | - | 22.4 M | 22 M | 19.7 M | 18.6 M | 17.9 M | 18 M | 16 M | 12.2 M | 11 M | - | - | - |
All numbers in USD currency
Quarterly Income Statement Penns Woods Bancorp
| 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Shares |
7.59 M | 7.56 M | 7.54 M | 7.53 M | 7.51 M | 7.51 M | 7.07 M | 7.06 M | 7.06 M | 7.06 M | 7.05 M | 7.06 M | 7.07 M | 7.07 M | 7.06 M | 7.06 M | 7.06 M | 7.05 M | 7.05 M | 7.04 M | 7.04 M | 7.04 M | 7.04 M | 7.04 M | 7.04 M | 7.04 M | 7.04 M | 4.69 M | 4.69 M | 4.69 M | 4.69 M | 4.71 M | 4.73 M | 4.73 M | 5.01 M | 4.73 M | 4.74 M | - | 4.76 M | 4.78 M | 4.8 M | - | 4.82 M | 4.82 M | 4.82 M | - | 4.82 M | 4.15 M | 3.84 M | - | 3.84 M | 3.84 M | 3.84 M | - | 3.84 M | 3.84 M | 3.84 M |
Net Income |
7.37 M | - | 4.8 M | 5.39 M | 3.81 M | - | 2.22 M | 4.17 M | 4.66 M | - | 5.25 M | 4.23 M | 3.43 M | 4.88 M | 4.12 M | 3.59 M | 3.44 M | 3.91 M | 4.47 M | 3.76 M | 3.07 M | 2.84 M | 4.65 M | 4.24 M | 3.94 M | 4.2 M | 3.83 M | 3.48 M | 3.21 M | 717 K | 3.28 M | 3.09 M | 2.69 M | 2.95 M | 3.06 M | 3.39 M | 3.08 M | 3.75 M | 3.36 M | 3.43 M | 3.36 M | 2.88 M | 4.79 M | 3.46 M | 3.47 M | 3.5 M | 3.25 M | 3.66 M | 3.68 M | 3.1 M | 3.67 M | 3.4 M | 3.69 M | 3.4 M | 3.15 M | 2.96 M | 2.85 M |
Revenue |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 359 K | - | - | - | 328 K | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.8 M | 12 M | 10 M | 9.54 M | 9.28 M | 9.27 M | 9.28 M | 9.28 M | 9.34 M | 9.17 M | 8.88 M | 8.98 M |
Cost of Revenue |
6.48 M | - | 6.4 M | 6.4 M | 6.42 M | - | 6.29 M | 6.31 M | 6.18 M | - | 6.02 M | 6.14 M | 6.26 M | - | 5.84 M | 5.67 M | 5.6 M | - | 5.46 M | 5.23 M | 5.67 M | - | 5.49 M | 5.52 M | 5.5 M | - | 5.42 M | 4.92 M | 5.05 M | - | 4.74 M | 4.61 M | 4.77 M | - | 4.51 M | 4.35 M | 4.58 M | - | 4.3 M | 4.3 M | 4.47 M | - | 4.13 M | 4.17 M | 4.5 M | - | 4.52 M | 3.44 M | 3.07 M | - | 2.94 M | 2.85 M | 3.02 M | - | 2.62 M | 2.48 M | 2.63 M |
Interest Expense |
16.1 M | - | 15.1 M | 14.5 M | 13.7 M | - | 13.3 M | 13.4 M | 5.57 M | - | 1.33 M | 1.34 M | 1.42 M | 1.78 M | 2.08 M | 2.31 M | 2.52 M | 3.08 M | 3.54 M | 3.79 M | 4 M | 4.09 M | 4.18 M | 3.93 M | 3.76 M | 3.54 M | 2.94 M | 2.41 M | 2.05 M | 1.67 M | 1.5 M | 1.38 M | 1.35 M | 1.42 M | 1.41 M | 1.38 M | 1.35 M | 1.34 M | 1.29 M | 1.31 M | 1.29 M | 1.25 M | 1.24 M | 1.23 M | 1.24 M | 1.32 M | 1.35 M | 1.26 M | 1.34 M | 1.44 M | 1.58 M | 1.58 M | 1.62 M | 1.74 M | 1.96 M | 1.97 M | 1.98 M |
EBITDA |
25 K | - | 26 K | 25 K | 26 K | - | 25 K | 32 K | 35 K | - | 34 K | 41 K | 43 K | - | 44 K | 50 K | 53 K | - | 53 K | 59 K | 62 K | - | 62 K | 69 K | 71 K | - | 71 K | 78 K | 80 K | - | 81 K | 86 K | 90 K | - | 90 K | 100 K | 87 K | - | 73 K | 80 K | 82 K | - | 82 K | 88 K | 92 K | - | 91 K | 31 K | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
The income statement is one of the three key financial reports of a company Penns Woods Bancorp (alongside the balance sheet and the cash flow statement). It shows how the company makes money and what its expenses are:
- How much revenue the company earned
- How much it spent on production, personnel, marketing, taxes, etc.
- What profit remained in the end
Analyzing the income statement helps an investor understand whether the business generates stable and growing profits, how effectively the company controls its expenses, and whether it is capable of generating income in the future. Additionally, this analysis shows how the company copes with crises and economic cycles, and allows assessing the potential for stock price growth and dividend payments.
Features- The income statement may include both recurring and one-time items (for example, profit from the sale of assets). It is necessary to separate core metrics from one-off events for accurate analysis.
- Companies often publish interim reports (e.g., quarterly), which allows for more timely tracking of trends.
- A combined analysis of the income statement with the balance sheet and cash flow statement provides a comprehensive view of the company’s financial health.