Росбанк ROSB

Annual report 2021
added 09-06-2026

Росбанк Financial Statements 2023-2004 | ROSB

Key Metrics Росбанк

	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004
Operating Cash Flow Per Share	-	-	-	36.2	15.8	45.8	81.9	-28.1	-7.8	12.4	-7.71	-13.9	-9.15	-119	8.05	21.5	42.3	1.72	11.6	25.8
Free Cash Flow Per Share	-	-	-	30.2	11.8	42.6	80.1	-30.2	-9.78	10.5	-8.79	-16.1	-10.4	-121	6.41	19.4	40.5	0.448	10.2	23.2
Cash Per Share	176	193	303	203	134	129	124	70.7	121	116	73	70.2	70.2	131	231	182	187	-	-	-
Price To Sales Ratio	1.82	3.22	1.81	1.71	1.99	1.59	1.59	1.92	1.49	1.13	1.15	2.98	2.61	2.72	2.63	2.27	4.71	3.66	2.86	3.29
Dividend Yield	0.028	0.027	-	-	-	-	-	-	-	-	-	-	-	-	0.126	-	-	-	0.026	0.004
Payout Ratio	0.16	0.93	-	-	-	-	-	-	-	-	-	-	-	-	-0.689	-	-	-	0.721	0.129
Revenue Per Share	56.1	33.6	42	45.6	39.1	37.3	34.4	31.8	30.7	38.4	39.7	37	37.1	41.5	40.8	41.4	38.1	52.2	70.6	61.4
Net Income Per Share	16.2	1.89	12.6	10	7.06	7.61	6.7	2	-5.98	2.05	8.99	5.28	5.97	0.632	-19.7	0.829	8.46	5.2	7.42	6.5
Book Value Per Share	127	595	939	120	111	98.5	85.5	79.6	77.7	83.6	83	76.5	74.1	110	45.2	57.5	56.1	39.4	56.1	45.9
Tangible Book Value Per Share	127	590	932	115	107	96.1	83.8	78.3	76.3	82.7	82.1	76.5	74.1	110	45.2	57.5	56.1	39.4	56.1	45.9
Shareholders Equity Per Share	127	79.3	132	120	111	98.5	85.5	79.6	77.7	83.6	83	76.5	74.1	110	44.5	57.1	56	39.3	55.6	45.6
Interest Debt Per Share	73.5	51.2	25.3	24.4	29.2	27.1	28.2	30.8	177	151	23.7	99.7	158	90.5	81.9	70.6	67.9	79.7	93.9	82.3
Market Cap	181 B	278 B	118 B	121 B	120 B	91.8 B	84.7 B	94.5 B	71.1 B	67.3 B	70.8 B	171 B	137 B	86.4 B	79.1 B	71 B	131 B	137 B	82.1 B	72.3 B
Enterprise Value	-98.1 B	-152 B	-237 B	-58.5 B	43.4 B	22.1 B	73.5 B	183 B	101 B	80.3 B	106 B	183 B	301 B	61.4 B	-4.63 B	-36.8 B	45.4 B	194 B	120 B	102 B
P/E Ratio	6.3	57.1	6.01	7.77	11	7.78	8.15	30.4	-7.66	21.2	5.08	20.8	16.3	179	-5.45	113	21.3	36.7	27.2	31.1
P/OCF Ratio	-	-	-	2.15	4.93	1.29	0.666	-2.17	-5.87	3.5	-5.92	-7.92	-10.6	-0.947	13.3	4.37	4.24	111	17.4	7.84
P/FCF Ratio	-	-	-	2.57	6.58	1.39	0.681	-2.02	-4.68	4.15	-5.19	-6.84	-9.32	-0.931	16.7	4.85	4.43	427	19.8	8.72
P/B Ratio	0.802	1.36	0.575	0.648	0.7	0.601	0.639	0.765	0.59	0.519	0.55	1.44	1.31	1.03	2.41	1.65	3.21	4.86	3.63	4.43
EV/Sales	-0.983	-1.76	-3.63	-0.827	0.717	0.382	1.38	3.71	2.13	1.35	1.73	3.2	5.73	1.93	-0.154	-1.18	1.63	5.19	4.19	4.63
EV/EBITDA	-	-	-	-2.38	2.32	-	-	-	-	-	-	-	-	-	-	-191 K	5.2	32.7	28.1	31
EV/OCF	-	-	-	-1.04	1.78	0.311	0.578	-4.19	-8.37	4.18	-8.88	-8.51	-23.3	-0.673	-0.779	-2.26	1.47	158	25.5	11
Earnings Yield	0.159	0.017	0.166	0.129	0.091	0.129	0.123	0.033	-0.131	0.047	0.197	0.048	0.062	0.006	-0.184	0.009	0.047	0.027	0.037	0.032
Free Cash Flow Yield	-	-	-	0.389	0.152	0.72	1.47	-0.496	-0.213	0.241	-0.193	-0.146	-0.107	-1.07	0.06	0.206	0.225	0.002	0.05	0.115
Debt To Equity	0.149	0.322	-	-	-	-	-	-	1.81	1.48	-	1.02	1.88	0.565	0.854	0.696	0.873	2.03	1.69	1.8
Debt To Assets	0.016	0.041	-	-	-	-	-	-	0.216	0.169	-	0.152	0.263	0.104	0.061	0.059	0.087	0.194	0.179	0.196
Net Debt To EBITDA	-	-	-	-7.29	-4.11	-	-	-	-	-	-	-	-	-	-	-559 K	-9.82	9.63	8.93	8.98
Current Ratio	-	-	-	1.03 K	321	761	726	416	351	36.5	27.8	-	0.276	0.346	0.506	-	-	0.478	0.351	0.649
Interest Coverage	-	1.08	0.605	0.484	0.303	1.36	1.32	1.09	0.836	1.12	1.5	1.35	1.4	1	0.486	1.11	1.59	-	-	-
Income Quality	-	-	-	3.61	2.23	6.02	12.2	-14.1	1.3	6.04	-0.858	-1.87	-1.18	-452	-0.36	6.32	3.75	0.335	1.58	3.96
Sales General And Administrative To Revenue	0.025	0.026	-	0.031	0.038	0.026	0.032	0.018	0.03	0.056	-	-	0.042	0.035	0.028	-	-	-	-	-
Intangibles To Total Assets	-	0.008	0.007	0.006	0.005	0.003	0.002	0.002	0.002	0.001	0.002	-	-	-	-	-	-	-	-	-
Capex To Operating Cash Flow	-	-	-	0.164	0.252	0.069	0.022	-0.074	-0.253	0.155	-0.141	-0.158	-0.138	-0.017	0.203	0.1	0.043	0.739	0.123	0.101
Capex To Revenue	-	-	-	0.13	0.101	0.084	0.053	0.065	0.064	0.05	0.027	0.059	0.034	0.049	0.04	0.052	0.048	0.024	0.02	0.042
Capex To Depreciation	-	-	-	1.47	1.23	2.13	1.32	1.35	1.21	1.36	0.772	1.81	1.39	2.25	1.78	2.8	2.7	-	-	-
Stock Based Compensation To Revenue	-	-	-	0.001	0.002	0.002	0.002	0.002	0.001	-	-	-	-	-	-	-	-	-	-	-
Graham Number	215	58.1	194	164	133	130	114	59.9	102	62.1	130	95.3	99.7	39.5	140	32.6	103	67.8	96.3	81.7
Return On Invested Capital, ROIC	-	0.239	0.096	0.083	0.064	0.291	0.323	0.312	0.14	0.091	0.327	0.133	0.098	0.515	0.225	0.086	0.217	0.042	0.05	0.051
Return On Tangible Assets, ROTA	0.014	0.003	0.013	0.011	0.009	0.01	0.01	0.004	-0.009	0.003	0.016	0.01	0.011	0.001	-0.031	0.001	0.015	0.013	0.014	0.016
Graham Net Net	-878	167	229	-665	-613	-511	-525	-453	-488	-531	-399	-366	-384	-353	-349	-430	-317	-372	-468	-373
Working Capital	313 B	495 B	470 B	325 B	217 B	209 B	201 B	120 B	196 B	180 B	113 B	114 B	-260 B	-189 B	-166 B	138 B	136 B	-42.7 B	-39.7 B	-15.9 B
Tangible Asset Value	226 B	1.52 T	1.45 T	178 B	166 B	149 B	130 B	122 B	118 B	128 B	127 B	119 B	105 B	84.6 B	33.4 B	43.5 B	40.9 B	28.2 B	22.8 B	16.4 B
Net Current Asset Value, NCAV	-1.56 T	430 B	355 B	-852 B	-830 B	-790 B	-707 B	-637 B	-695 B	-822 B	-618 B	-566 B	-542 B	-270 B	-258 B	-325 B	-231 B	-227 B	-169 B	-104 B
Invested Capital	335 B	529 B	505 B	360 B	247 B	232 B	222 B	141 B	218 B	205 B	139 B	139 B	-236 B	-169 B	-154 B	150 B	146 B	-31.4 B	-32.6 B	-8.92 B
Average Receivables	-	-	-	-	4.31 B	4.31 B	-	-	2.7 B	4.91 B	4.51 B	2.3 B	-	-	-	-	-	-	-	-
Average Payables	-	-	158 M	496 M	476 M	276 M	282 M	423 M	627 M	348 M	-	2.09 B	146 B	312 B	324 B	156 B	-	-	-	-
Average Inventory	-	-	-170 B	-283 B	-113 B	-97.7 B	-154 B	-110 B	-53.6 B	-	-	-	-	-	-	-	-	-	-	-
Days Sales Outstanding	-	-	-	-	-	54.4	-	-	-	33.1	26.1	29.3	-	-	-	-	-	-	-	-
Receivables Turnover	-	-	-	-	-	6.71	-	-	-	11	14	12.4	-	-	-	-	-	-	-	-
Return On Equity, ROE	0.127	0.024	0.096	0.083	0.064	0.077	0.078	0.025	-0.077	0.025	0.108	0.069	0.081	0.006	-0.442	0.015	0.151	0.132	0.134	0.142
Capex Per Share	-	-	-	5.93	3.97	3.14	1.81	2.07	1.98	1.93	1.08	2.2	1.26	2.05	1.64	2.15	1.81	1.27	1.42	2.61

All numbers in RUB currency

Quarterly Key Metrics Росбанк

	2024-Q3	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2012-Q4
Operating Cash Flow Per Share	-	-	-	-	-	-	-	-	-	-	-26.2	0.34	27.6	14	-40.6	44.8	18.1	14.3	-22.4	15.5	8.47	54	24.5	-27	-5.68	24.6	9.41	48.6	-0.604	1.77	14.4	-31.8	-12.4	1.99	-26.2	24.8	15.8	15.8	-15.9	-15.9	4.53	4.53	-22	-
Free Cash Flow Per Share	-	-	-	-	-	-	-	-	-	-	-27.3	-0.371	25.7	12.2	-41.7	43.3	16.5	13	-23.1	14.6	7.33	52.7	24	-27.8	-6.32	23.9	9	48.3	-1.07	1.06	13.7	-32.2	-12.7	1.67	-26.8	24.4	15.2	15.2	-16.3	-16.3	4.25	4.25	-22.2	-
Cash Per Share	-	144	-	176	192	337	222	-	-	303	169	177	186	203	194	247	152	134	156	145	126	129	61	56.7	103	124	104	101	57.4	70.7	76.8	70.2	96.2	121	119	-	116	111	65	62.4	73	64.6	67.5	70.2
Price To Sales Ratio	-	7.72	12.3	9.19	6.52	5.16	9.57	-	-	6.95	7.48	7.77	7.68	7.53	5.92	8.28	4.57	8.15	5.98	5.53	6.15	5.76	6.05	6.17	7.05	5.49	6.82	6.18	8.13	7.56	6.41	5.5	6.01	5.19	6.33	6.98	6.76	7.32	5.38	5.68	5.33	6.15	10.4	-
Revenue Per Share	-	13.8	10.1	11.1	15.5	19.1	12.3	-	-	10.9	10.6	10.1	10.4	10.3	13.1	8.5	13.7	9.52	9.9	10.3	9.33	10.3	9.58	9.16	8.23	9.95	8.51	8.35	7.57	8.06	7.75	8	7.97	8.82	7.19	6.79	6.42	6.42	6.87	6.87	8.56	8.56	7.59	-
Net Income Per Share	-	1.67	2.33	-0.105	5.76	6.62	4.57	-	-	2.69	3.5	3.19	3.27	1.39	3.94	-0.377	5.06	1.3	1.89	2.44	1.42	1.93	2.23	2.52	0.94	2.18	2.03	1.62	0.871	1.83	0.467	0.068	-0.365	-1.02	-1.93	-2.19	0.17	0.17	0.856	0.856	2.24	2.24	2.25	-
Book Value Per Share	-	151	108	127	1.01 K	1.17 K	822	-	-	938	838	825	816	120	809	803	809	111	686	710	675	98.5	586	548	540	85.5	504	487	428	79.6	458	442	473	77.7	488	-	609	83.6	467	467	461	83	447	436
Tangible Book Value Per Share	-	142	108	127	1.01 K	1.17 K	822	-	-	931	832	819	810	115	804	799	805	107	683	707	672	96.1	584	546	539	83.8	503	485	427	78.3	457	441	472	76.3	488	-	608	82.7	467	467	460	82.1	446	436
Shareholders Equity Per Share	-	151	108	127	127	143	111	-	-	132	129	126	123	120	119	115	116	111	109	107	105	98.5	96.3	93.8	90.8	85.5	84.4	82.3	80.6	79.6	77.7	77.2	76.9	77.7	79.9	83.6	83.6	83.6	84.3	84.3	83	83	79.6	76.5
Interest Debt Per Share	-	13.7	-	40	14.3	12.6	7.88	-	-	82.3	6.37	5.29	5.22	64.6	5.86	6.25	6.81	71.2	95.8	89.1	91.5	68.4	6.48	109	7.31	91.9	7.05	7.1	6.93	7.07	7.62	7.99	8.1	8.29	9.41	10.3	-	85.4	-	109	-	64.8	-	-
Market Cap	-	-	184 B	158 B	157 B	150 B	224 B	-	-	118 B	123 B	122 B	124 B	121 B	120 B	109 B	96.8 B	120 B	91.8 B	88.4 B	89.1 B	91.8 B	90 B	87.7 B	90 B	84.7 B	90 B	80.1 B	95.4 B	94.5 B	77.1 B	68.3 B	74.3 B	71.1 B	70.6 B	73.5 B	67.3 B	72.8 B	57.4 B	60.5 B	70.8 B	81.7 B	123 B	171 B
Enterprise Value	-247 B	-237 B	-65.2 B	-157 B	-105 B	-308 B	-148 B	-	-	-237 B	-13.3 B	-44.8 B	-34 B	-58.5 B	-64.1 B	-156 B	-23.8 B	43.4 B	-12.3 B	-10.5 B	23.9 B	22.1 B	144 B	158 B	95.3 B	73.5 B	111 B	105 B	201 B	183 B	157 B	158 B	127 B	101 B	77.5 B	73.5 B	80.3 B	33.5 B	125 B	132 B	106 B	82 B	158 B	183 B
P/E Ratio	-	-	6.75	5.48	5.43	3.72	6.44	-	-	7.07	5.68	6.15	6.1	14	4.92	-46.7	3.08	15	7.81	5.83	10.1	7.68	6.51	5.61	15.4	6.27	7.13	7.98	17.7	8.31	26.6	163	-32.8	-11.2	-5.9	-5.42	63.9	69.1	10.8	11.4	5.1	5.88	8.77	-
P/OCF Ratio	-	-	-	-	-	-	-	-	-	-	-3.03	231	2.89	5.56	-1.91	1.57	3.45	5.44	-2.64	3.69	6.77	1.1	2.37	-2.09	-10.2	2.22	6.17	1.06	-102	34.5	3.46	-1.38	-3.85	23	-1.74	1.91	2.75	2.97	-2.33	-2.46	10.1	11.6	-3.6	-
P/FCF Ratio	-	-	-	-	-	-	-	-	-	-	-2.91	-212	3.11	6.39	-1.86	1.63	3.78	5.97	-2.56	3.92	7.84	1.12	2.42	-2.04	-9.17	2.28	6.45	1.07	-57.2	57.3	3.64	-1.36	-3.78	27.4	-1.7	1.94	2.85	3.08	-2.27	-2.4	10.8	12.4	-3.55	-
P/B Ratio	-	-	0.8	0.7	0.69	0.687	1.06	-	-	0.576	0.614	0.624	0.649	0.647	0.652	0.612	0.538	0.7	0.541	0.531	0.545	0.601	0.602	0.602	0.639	0.639	0.687	0.627	0.763	0.765	0.639	0.57	0.623	0.59	0.57	0.567	0.519	0.562	0.438	0.462	0.55	0.634	0.993	1.44
EV/Sales	-	-1.77	12.3	-4.97	-4.54	-10.6	-6.34	-	-	-14	-0.81	-2.86	-2.11	-3.65	-3.15	-11.8	-1.13	2.94	-0.803	-0.655	1.65	1.38	9.68	11.1	7.46	4.76	8.39	8.1	17.1	14.6	13	12.8	10.3	7.4	6.95	6.98	8.07	3.37	11.7	12.4	7.99	6.17	13.4	-
EV/EBITDA	-	-	-	-2.43	-	-	-	-	-	-	-1.57	-5.67	-4.37	-12.4	-7.48	-	-2.25	12.4	-2.34	-1.73	6.22	5.24	28.4	29.4	33.1	14.1	24.4	25.8	85.6	41	117	-	-	-	-	-	-258	-108	26.4	-	13.9	-	-	-
EV/OCF	-	-	-	-	-	-	-	-	-	-	0.328	-84.9	-0.796	-2.7	1.02	-2.24	-0.85	1.96	0.355	-0.437	1.82	0.264	3.78	-3.76	-10.8	1.93	7.59	1.39	-214	66.7	7.04	-3.21	-6.61	32.8	-1.91	1.91	3.28	1.37	-5.07	-5.37	15.1	11.7	-4.63	-
Earnings Yield	-	0.016	0.019	-0.001	0.057	0.067	0.039	-	-	0.035	0.044	0.041	0.041	0.018	0.051	-0.005	0.081	0.017	0.032	0.043	0.025	0.033	0.038	0.045	0.016	0.04	0.035	0.031	0.014	0.03	0.009	0.002	-0.008	-0.022	-0.042	-0.046	0.004	0.004	0.023	0.022	0.049	0.043	0.029	-
Free Cash Flow Yield	-	-	-	-	-	-	-	-	-	-	-0.344	-0.005	0.322	0.156	-0.538	0.615	0.265	0.168	-0.39	0.255	0.128	0.89	0.414	-0.491	-0.109	0.438	0.155	0.936	-0.017	0.017	0.275	-0.733	-0.265	0.036	-0.59	0.515	0.351	0.324	-0.44	-0.417	0.093	0.081	-0.281	-
Debt To Equity	-	0.091	-	0.149	-	-	-	-	-	0.56	-	-	-	0.492	-	-	-	0.577	0.809	0.759	0.8	0.628	-	1.09	-	0.993	-	-	-	-	-	-	-	-	-	-	-	1.02	-	1.29	-	0.781	-	-
Debt To Assets	-	0.01	-	0.016	-	-	-	-	-	0.073	-	-	-	0.067	-	-	-	0.081	0.114	0.103	0.111	0.083	-	0.157	-	0.126	-	-	-	-	-	-	-	-	-	-	-	0.118	-	0.189	-	0.116	-	-
Net Debt To EBITDA	-	-	-	-6.92	-	-	-	-	-	-	-16.1	-21.1	-20.3	-37.9	-21.5	-	-11.4	-21.9	-19.8	-16.3	-16.9	-16.5	10.6	13.1	1.84	-2.15	4.57	6.1	45	19.8	59.4	-	-	-	-	-	-41.7	126	14.3	-	4.63	-	-	-
Current Ratio	-	-	-	-	-	-	-	-	-	-	0.437	0.478	0.506	1.03 K	-	-	-	321	-	-	-	761	-	-	-	726	-	-	-	416	-	-	-	351	-	-	36.5	33.9	-	-	27.8	23.7	22.1	-
Interest Coverage	-	-	-	0.064	0.481	0.65	0.699	-	-	0.4	0.656	0.733	0.743	0.307	0.779	-0.071	0.881	0.187	0.343	0.423	0.249	0.361	0.438	0.46	0.204	0.42	0.366	0.322	0.174	0.355	0.063	0.013	-0.049	-0.061	-0.217	-0.29	-	-	-	-	-	-	-	-
Income Quality	-	-	-	-	-	-	-	-	-	-	-7.5	0.107	8.43	10.1	-10.3	-119	3.57	11	-11.8	6.32	5.95	28	11	-10.7	-6.05	11.3	4.62	30	-0.694	0.965	30.7	-470	34	-1.95	13.6	-11.4	93	93	-18.5	-18.5	2.02	2.02	-9.75	-
Sales General And Administrative To Revenue	-	0.042	0.042	-	-	-	-	-	-	-	0.039	0.046	0.042	0.04	0.024	0.057	0.015	0.053	0.04	0.029	0.039	0.017	0.024	0.032	0.033	0.034	0.03	0.036	0.029	-0.001	0.037	0.022	0.015	0.04	0.025	0.019	0.169	0.169	-	-	-	-	-	-
Intangibles To Total Assets	-	0.006	-	-	-	-	-	-	-	0.007	0.007	0.007	0.006	0.006	0.006	0.005	0.005	0.005	0.004	0.004	0.004	0.003	0.003	0.003	0.002	0.002	0.002	0.002	0.002	0.002	0.002	0.002	0.002	0.002	-	-	0.001	0.001	-	-	0.002	0.002	0.002	-
Capex To Operating Cash Flow	-	-	-	-	-	-	-	-	-	-	-0.04	2.09	0.068	0.13	-0.026	0.033	0.086	0.088	-0.03	0.058	0.135	0.024	0.021	-0.027	-0.113	0.028	0.043	0.005	-0.779	0.398	0.048	-0.013	-0.02	0.162	-0.026	0.016	0.036	0.036	-0.025	-0.025	0.062	0.062	-0.012	-
Capex To Revenue	-	-	-	-	-	-	-	-	-	-	0.099	0.07	0.181	0.176	0.081	0.176	0.114	0.132	0.067	0.087	0.123	0.124	0.053	0.079	0.078	0.068	0.048	0.03	0.062	0.087	0.088	0.053	0.032	0.037	0.094	0.06	0.089	0.089	0.057	0.057	0.033	0.033	0.035	-
Capex To Depreciation	-	-	-	-	-	-	-	-	-	-	0.814	0.581	1.64	1.32	1.11	1.71	1.87	1.21	0.756	1.24	1.67	2.76	1.19	2.19	1.76	1.46	1.15	0.755	1.53	1.94	1.77	1.12	0.628	0.906	1.54	1.11	1.47	1.47	1.23	1.23	0.729	0.729	0.824	-
Stock Based Compensation To Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	0.005	-	-	-	0.007	-	-	-	0.007	-	-	-	0.007	-	-	-	0.007	-	-	-	0.003	-	-	-	-	-	-	-	-	-	-
Graham Number	-	75.3	75.4	17.3	128	146	107	-	-	89.3	101	95.2	95.1	61.3	103	31.2	115	56.9	68.3	76.8	58.1	65.3	69.5	72.9	43.8	64.7	62.2	54.7	39.7	57.3	28.6	10.8	25.1	42.3	58.9	64.1	17.9	17.9	40.3	40.3	64.7	64.7	63.6	-
Return On Invested Capital, ROIC	-	0.02	0.033	-0.003	0.045	0.046	0.041	-	-	0.013	0.027	0.025	0.027	0.008	0.033	-0.003	0.044	0.007	0.01	0.013	0.008	0.012	0.023	0.013	0.01	0.013	0.024	0.02	0.011	0.023	0.006	0.001	-0.005	-0.013	-0.024	-0.026	0.003	0.001	0.01	0.004	0.027	0.015	0.028	-
Return On Tangible Assets, ROTA	-	0.001	-	-0.0	0.006	0.006	0.005	-	-	0.003	0.004	0.004	0.004	0.002	0.004	-0.0	0.006	0.002	0.002	0.003	0.002	0.003	0.003	0.004	0.001	0.003	0.003	0.003	0.002	0.003	0.001	0.0	-0.001	-0.002	-0.003	-	0.0	0.0	0.001	0.001	0.004	0.004	0.004	-
Graham Net Net	-	-1.1 K	108	-878	172	301	196	-	-	229	88	107	102	-551	119	171	77.9	-536	67.2	64.2	42	-511	-33.5	-45.2	-1.59	-457	-11.3	-14.1	-66.3	-412	-50	-58.1	-33.2	-449	-4.48	-	-5.75	-532	-43.5	-46.2	-20.7	-409	-20.5	-5.95
Working Capital	-	219 B	-	313 B	341 B	512 B	423 B	-	-	470 B	-338 B	-300 B	-282 B	325 B	302 B	383 B	236 B	217 B	241 B	226 B	196 B	209 B	97.1 B	88 B	164 B	201 B	166 B	161 B	92.5 B	120 B	122 B	109 B	151 B	196 B	185 B	-	180 B	167 B	101 B	96.8 B	113 B	96 B	104 B	114 B
Tangible Asset Value	-	216 B	226 B	226 B	1.8 T	1.77 T	1.56 T	-	-	1.45 T	1.29 T	1.27 T	1.26 T	178 B	1.25 T	1.24 T	1.25 T	166 B	1.06 T	1.1 T	1.04 T	149 B	906 B	848 B	836 B	130 B	780 B	753 B	663 B	122 B	708 B	684 B	732 B	118 B	757 B	-	943 B	128 B	724 B	724 B	714 B	127 B	692 B	677 B
Net Current Asset Value, NCAV	-	-1.67 T	226 B	-1.56 T	306 B	457 B	373 B	-	-	355 B	137 B	167 B	158 B	-852 B	185 B	265 B	121 B	-830 B	104 B	99.9 B	65.1 B	-790 B	-51.4 B	-70.1 B	-1.51 B	-707 B	-16.5 B	-20.9 B	-102 B	-637 B	-76.8 B	-90.2 B	-51 B	-695 B	-6.95 B	-	-7.58 B	-825 B	-67.5 B	-71.6 B	-30.9 B	-635 B	-30.7 B	-8.08 B
Invested Capital	-	253 B	-	335 B	362 B	533 B	444 B	-	-	505 B	-303 B	-265 B	-247 B	360 B	337 B	415 B	268 B	247 B	270 B	255 B	225 B	232 B	118 B	109 B	185 B	222 B	188 B	183 B	114 B	141 B	143 B	131 B	173 B	218 B	210 B	-	205 B	192 B	126 B	122 B	139 B	121 B	129 B	139 B
Average Receivables	-	-	-	-	-	-	-	-	-	-	-	-	4.95 B	4.96 B	57.5 M	160 M	4.56 B	4.45 B	508 M	508 M	4.31 B	5.53 B	1.22 B	1.9 B	6.48 B	6.7 B	4.06 B	3.71 B	6.85 B	6.54 B	1.46 B	1.07 B	5.19 B	-	-	2.7 B	2.7 B	-	-	2.2 B	2.2 B	2.3 B	-	-
Average Payables	-	-	-	-	-	-	-	-	-	-	-	-	158 M	158 M	-	-	338 M	338 M	-	-	138 M	138 M	-	-	138 M	138 M	-	-	144 M	144 M	-	-	279 M	-	-	348 M	348 M	-	-	-	-	-	-	-
Days Sales Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	55.6	0.093	0.642	0.96	54.3	-	5.71	-	48.6	14.8	-	26.8	53.4	28.9	27	27.2	73.1	21.9	-	15.6	54.1	-	-	48.9	-	-	-	29.8	-	35.1	-
Receivables Turnover	-	-	-	-	-	-	-	-	-	-	-	-	-	1.62	968	140	93.8	1.66	-	15.8	-	1.85	6.09	-	3.36	1.68	3.11	3.34	3.31	1.23	4.11	-	5.77	1.66	-	-	1.84	-	-	-	3.02	-	2.56	-
Return On Equity, ROE	-	0.011	0.022	-0.001	0.045	0.046	0.041	-	-	0.02	0.027	0.025	0.027	0.012	0.033	-0.003	0.044	0.012	0.017	0.023	0.014	0.02	0.023	0.027	0.01	0.025	0.024	0.02	0.011	0.023	0.006	0.001	-0.005	-0.013	-0.024	-0.026	0.002	0.002	0.01	0.01	0.027	0.027	0.028	-
Capex Per Share	-	-	-	-	-	-	-	-	-	-	1.05	0.711	1.88	1.82	1.06	1.5	1.56	1.25	0.663	0.9	1.15	1.27	0.503	0.726	0.643	0.68	0.409	0.254	0.471	0.704	0.684	0.428	0.251	0.322	0.676	0.405	0.568	0.568	0.395	0.395	0.279	0.279	0.263	-

All numbers in RUB currency

Financial statements are the primary tool companies use to inform stakeholders about their financial position, performance, and changes in capital structure. It is a kind of "business language" understood by investors, creditors, tax authorities, and other participants in the economic environment.

Main types of financial statements Росбанк ROSB

Income Statement
Shows income, expenses, and resulting profit or loss over a specific period. Helps assess business profitability.
Balance Sheet
Reflects a company’s assets, liabilities, and equity as of a specific date. It’s a snapshot of what the company owns and owes.
Assets — everything the company owns (cash, equipment, buildings, accounts receivable, etc.).
Liabilities — debts and other external sources of financing.
Equity — owners' capital and retained earnings.
Cash Flow Statement
Reveals how the company earns and spends money in three areas: operating, investing, and financing activities.

International reporting standards

IFRS — International Financial Reporting Standards, applicable to public and multinational companies.
GAAP — Generally Accepted Accounting Principles used in the United States.
RAS — Russian Accounting Standards, used domestically in Russia.

Financial reporting Росбанк plays a crucial role for investors as it serves as an objective source of information about a company's current state. Based on the reports, one can determine whether a company is growing, stagnating, or losing market share. This allows investors to identify both promising and problematic assets in a timely manner.

In addition, financial data provides a basis for forecasting future returns. Historical trends in revenue, profit, and cash flow help evaluate potential dividends, the likelihood of stock price growth, and overall investment risk.

Transparent and accurate reporting is also an indicator of a company’s maturity and managerial responsibility. Such openness builds investor confidence and simplifies investment decision-making, especially when comparing multiple companies.

Finally, financial statements enable high-quality comparative analysis. They allow companies to be evaluated against each other in terms of profitability, debt levels, margins, and other key metrics — which is particularly important when choosing the best investment options within an industry or market segment.

Financial statements of other stocks in the Banks industry

Issuer	Price	% 24h	Market Cap	Country
Grupo Aval Acciones y Valores S.A. AVAL	$ 4.46	2.76 %	$ 72.3 B	Colombia
Credicorp Ltd. BAP	$ 368.04	3.41 %	$ 29.2 B	Peru
East West Bancorp EWBC	$ 130.72	-0.19 %	$ 18.1 B	USA
Bank of America BAC	$ 50.69	0.27 %	$ 381 B	USA
Citigroup C	$ 122.02	0.04 %	$ 224 B	USA
JPMorgan Chase & Co. JPM	$ 342.11	0.01 %	$ 950 B	USA
Bank of Montreal BMO	$ 172.74	-0.77 %	$ 125 B	Canada
РосДорБанк RDRB	-	-	-	Russia
Банк АВАНГАРД AVAN	-	-	-	Russia
Кузнецкий Банк KUZB	-	-	-	Russia
Приморье Банк PRMB	-	-	-	Russia
Canadian Imperial Bank of Commerce CM	$ 115.83	-0.86 %	$ 108 B	Canada
Уралсиб USBN	-	-	-	Russia
Сбербанк SBER	-	-	-	Russia
Банк ВТБ VTBR	-	-	-	Russia
МТС Банк MBNK	-	-	-	Russia
Совкомбанк SVCB	-	-	-	Russia
UBS Group AG UBS	$ 49.19	0.47 %	$ 155 B	Schweiz
HSBC Holdings PLC HSBC	$ 89.89	-0.37 %	$ 1.57 T	Britain
Wells Fargo & Company WFC	$ 85.8	0.36 %	$ 275 B	USA
The Bank of Nova Scotia BNS	$ 92.81	-0.57 %	$ 115 B	Canada
Banco de Chile BCH	$ 39.3	0.15 %	$ 3.97 T	Chile
Banco Bilbao Vizcaya Argentaria, S.A. BBVA	$ 26.47	0.11 %	$ 153 B	Spain
Generations Bancorp NY GBNY	-	1.23 %	$ 34.4 M	USA
Barclays PLC BCS	$ 23.09	-0.43 %	$ 326 B	Britain
America First Multifamily Investors, L.P. ATAX	-	-0.1 %	$ 424 M	USA
International Bancshares Corporation IBOC	$ 67.34	-0.46 %	$ 4.19 B	USA
Eastern Bankshares EBC	$ 23.1	-1.09 %	$ 4.69 B	USA
ING Groep N.V. ING	$ 33.36	0.48 %	$ 99.7 B	Niderland
Lloyds Banking Group plc LYG	$ 5.19	-1.43 %	$ 310 B	Britain
Mitsubishi UFJ Financial Group MUFG	$ 21.66	-0.21 %	$ 247 B	Japan
Great Western Bancorp, Inc. GWB	-	-2.02 %	$ 1.82 B	USA
Foreign Trade Bank of Latin America BLX	$ 50.72	-0.37 %	$ 1.86 B	Panama
Bank of the James Financial Group BOTJ	$ 25.68	3.59 %	$ 117 M	USA
NatWest Group plc NWG	$ 15.85	-1.64 %	$ 128 B	Britain
HDFC Bank Limited HDB	$ 25.99	0.68 %	$ 198 B	India
The Bank of N.T. Butterfield & Son Limited NTB	$ 56.05	0.66 %	$ 2.24 B	Bermuda
Banco Santander, S.A. SAN	$ 12.55	0.68 %	$ 187 B	Spain
Sumitomo Mitsui Financial Group SMFG	$ 24.32	0.16 %	$ 95 B	Japan
South State Corporation SSB	$ 105.77	-0.25 %	$ 10.7 B	USA
Royal Bank of Canada RY	$ 202.61	-0.76 %	$ 285 B	Canada
Credit Suisse Group AG CS	-	-0.03 %	$ 3.27 B	Schweiz
The Toronto-Dominion Bank TD	$ 123.9	-0.27 %	$ 214 B	Canada
Altabancorp ALTA	-	-1.25 %	$ 834 M	USA
Itaú Corpbanca ITCB	-	1.18 %	$ 2.2 B	Chile
Westpac Banking Corporation WBK	-	-1.17 %	$ 52.7 B	Australia
OptimumBank Holdings OPHC	-	0.21 %	$ 34.4 M	USA
Premier Financial Corp. PFC	-	-	$ 1 B	USA
Банк Санкт-Петербург BSPB	-	-	-	Russia

Росбанк Financial Statements 2023-2004 | ROSB

Key Metrics Росбанк

Operating Cash Flow Per Share

Free Cash Flow Per Share

Cash Per Share

Price To Sales Ratio

Dividend Yield

Payout Ratio

Revenue Per Share

Net Income Per Share

Book Value Per Share

Tangible Book Value Per Share

Shareholders Equity Per Share

Interest Debt Per Share

Market Cap

Enterprise Value

P/E Ratio

P/OCF Ratio

P/FCF Ratio

P/B Ratio

EV/Sales

EV/EBITDA

EV/OCF

Earnings Yield

Free Cash Flow Yield

Debt To Equity

Debt To Assets

Net Debt To EBITDA

Current Ratio

Interest Coverage

Income Quality

Sales General And Administrative To Revenue

Intangibles To Total Assets

Capex To Operating Cash Flow

Capex To Revenue

Capex To Depreciation

Stock Based Compensation To Revenue

Graham Number

Return On Invested Capital, ROIC

Return On Tangible Assets, ROTA

Graham Net Net

Working Capital

Tangible Asset Value

Net Current Asset Value, NCAV

Invested Capital

Average Receivables

Average Payables

Average Inventory

Days Sales Outstanding

Receivables Turnover

Return On Equity, ROE

Capex Per Share

Annual performance