Umpqua Holdings Corporation Retained Earnings 2011-2026 | UMPQ

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.

Possible uses include

reinvestment in development (R&D, equipment, marketing)
debt repayment
acquisition of other companies
creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings Umpqua Holdings Corporation

2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
-544 M	-697 M	-933 M	770 M	602 M	523 M	423 M	331 M	250 M	218 M	187 M	124 M

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
770 M	-933 M	105 M

Quarterly Retained Earnings Umpqua Holdings Corporation

2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
-	-	-	-652 M	-697 M	-740 M	-802 M	-872 M	-933 M	-933 M	-933 M	-933 M	770 M	770 M	770 M	770 M	602 M	602 M	602 M	602 M	477 M	477 M	477 M	523 M	381 M	423 M	423 M	423 M	331 M	331 M	331 M	331 M	246 M	246 M	246 M	246 M	218 M	218 M	218 M	218 M	187 M	187 M	187 M	187 M	124 M	124 M	124 M	124 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
770 M	-933 M	134 M

Retained Earnings of other stocks in the Banks regional industry

Issuer	Retained Earnings	Price	% 24h	Market Cap	Country
Banco Macro S.A. BMA	-20.3 B	$ 80.45	-2.67 %	$ 14.4 M	Argentina
Banco Santander-Chile BSAC	411 B	$ 35.57	0.08 %	$ 3.42 T	Chile
Signature Bank SBNY	3.55 B	-	-	$ 4.41 B	USA
Civista Bancshares CIVB	240 M	$ 23.69	-0.92 %	$ 413 M	USA
BankFinancial Corporation BFIN	74.4 M	-	-	$ 151 M	USA
First Midwest Bancorp, Inc. FMBI	1.39 B	-	-1.2 %	$ 2.26 B	USA
Cambridge Bancorp CATC	250 M	-	-	$ 576 M	USA
Atlantic Capital Bancshares ACBI	114 M	-	-1.48 %	$ 566 M	USA
Bancolombia S.A. CIB	18 T	$ 75.48	0.55 %	$ 13.9 B	Colombia
C&F Financial Corporation CFFI	269 M	$ 76.6	-2.42 %	$ 248 M	USA
HBT Financial HBT	367 M	$ 28.01	-1.37 %	$ 882 M	USA
Citizens Holding Company CIZN	99.4 M	-	-5.65 %	$ 49.5 M	USA
Comerica Incorporated CMA	12 B	-	-	$ 11.8 B	USA
Cincinnati Bancorp CNNB	21.8 M	-	-4.28 %	$ 43.3 M	USA
CBTX CBTX	566 M	-	1.49 %	$ 1.51 B	USA
1895 Bancorp of Wisconsin BCOW	33.9 M	-	-6.47 %	$ 52 M	USA
Itaú Unibanco Holding S.A. ITUB	42.5 B	$ 9.31	-0.91 %	$ 103 B	Brasil
Cadence Bancorporation CADE	260 M	-	-	$ 5.43 B	USA
Brookline Bancorp BRKL	265 M	-	-	$ 974 M	USA
Camden National Corporation CAC	545 M	$ 49.76	-1.24 %	$ 841 M	USA
Auburn National Bancorporation AUBN	119 M	$ 23.88	-0.07 %	$ 83.4 M	USA
Popular BPOP	5.21 B	$ 144.23	-0.5 %	$ 9.75 B	USA
Banco BBVA Argentina S.A. BBAR	-29.4 B	$ 16.0	-1.66 %	$ 450 B	Argentina
American National Bankshares AMNB	233 M	-	-	$ 508 M	USA
CrossFirst Bankshares CFB	272 M	-	-	$ 784 M	USA
Codorus Valley Bancorp CVLY	68.6 M	-	-	$ 231 M	USA
Banco Bradesco S.A. BBDO	-234 M	$ 3.68	-0.54 %	$ 13.1 M	Brasil
First Horizon Corporation FHN	4.38 B	$ 24.09	-0.33 %	$ 13 B	USA
Spirit of Texas Bancshares, Inc. STXB	76.7 M	-	-0.23 %	$ 446 M	USA
First Busey Corporation BUSE	337 M	$ 26.23	-1.35 %	$ 2.2 B	USA
People's United Financial, Inc. PBCT	1.36 B	-	-	$ 8.34 B	USA
CNB Financial Corporation CCNE	425 M	$ 30.41	-0.31 %	$ 748 M	USA
Dime Community Bancshares DCOM	854 M	-	-	$ 1.48 B	USA
Enterprise Financial Services Corp EFSC	1.02 B	$ 57.28	-0.96 %	$ 2.12 B	USA
Dime Community Bancshares DCOMP	854 M	-	-	$ 796 M	USA
Grupo Financiero Galicia S.A. GGAL	-57.3 B	$ 48.23	-2.33 %	$ 3.54 B	Argentina
Capstar Financial Holdings CSTR	159 M	-	-	$ 425 M	USA
American River Bankshares AMRB	56 M	-	2.00 %	$ 125 M	USA
ESSA Bancorp ESSA	163 M	-	-	$ 196 M	USA
Bank of Commerce Holdings BOCH	111 M	-	-1.56 %	$ 254 M	USA
Axos Financial AX	2.62 B	$ 93.63	-1.2 %	$ 5.32 B	USA
Enterprise Bancorp EBTC	328 M	-	-	$ 491 M	USA
CIT Group Inc. CIT	1.43 B	-	-1.4 %	$ 4.74 B	USA
Norwood Financial Corp. NWFL	141 M	$ 30.44	-1.35 %	$ 281 M	USA
Emclaire Financial Corp EMCF	48.9 M	-	-4.21 %	$ 86.4 M	USA
Fidelity D & D Bancorp FDBC	159 M	$ 44.64	-0.31 %	$ 257 M	USA
First Foundation FFWM	-30.1 M	-	-	$ 487 M	USA
ConnectOne Bancorp CNOB	674 M	$ 27.97	-1.51 %	$ 1.26 B	USA
Financial Institutions FISI	437 M	$ 34.13	-0.44 %	$ 686 M	USA
Evans Bancorp EVBN	143 M	-	2.41 %	$ 218 M	USA