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U.S. Bancorp USB
$ 53.29 0.64%

Annual report 2025
added 02-23-2026

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U.S. Bancorp Retained Earnings 2011-2026 | USB

Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.
Possible uses include
  • reinvestment in development (R&D, equipment, marketing)
  • debt repayment
  • acquisition of other companies
  • creation of reserves for the future

A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.

The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.

Annual Retained Earnings U.S. Bancorp

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011
80.9 B 76.9 B 74 B 71.9 B 69.2 B 64.2 B 63.2 B 59.1 B 54.1 B 50.2 B 46.4 B 42.5 B 38.7 B 34.7 B 30.8 B

All numbers in USD currency

Indicator range from annual reports

Maximum Minimum Average
80.9 B 30.8 B 57.1 B

Quarterly Retained Earnings U.S. Bancorp

2025-Q2 2025-Q1 2024-Q3 2024-Q2 2024-Q1 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1
78.7 B 77.7 B 76.1 B 75.2 B 74.5 B 74 B - 72.8 B 71.9 B 71.8 B - 70 B 69.2 B 68.3 B 67 B 65.7 B 64.2 B 64.2 B 64.2 B 64.2 B 63.2 B 63.2 B 63.2 B 63.2 B 59.1 B 59.1 B 59.1 B 59.1 B 54.1 B 54.1 B 54.1 B 54.1 B 50.2 B 50.2 B 50.2 B 50.2 B 46.4 B 46.4 B 46.4 B 46.4 B 42.5 B 42.5 B 42.5 B 42.5 B 38.7 B 38.7 B 38.7 B 38.7 B 34.7 B 34.7 B 34.7 B 34.7 B 30.8 B 30.8 B 30.8 B 30.8 B

All numbers in USD currency

Indicator range from quarterly reporting

Maximum Minimum Average
78.7 B 30.8 B 54.6 B

Retained Earnings of other stocks in the Banks regional industry

Issuer Retained Earnings Price % 24h Market Cap Country
Signature Bank Signature Bank
SBNY
3.55 B - - $ 4.41 B usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
114 M - -1.48 % $ 566 M usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
267 M - -0.86 % $ 1.51 B usaUSA
First Midwest Bancorp, Inc. First Midwest Bancorp, Inc.
FMBI
1.39 B - -1.2 % $ 2.26 B usaUSA
American National Bankshares American National Bankshares
AMNB
233 M - - $ 508 M usaUSA
Cadence Bancorporation Cadence Bancorporation
CADE
260 M - - $ 5.43 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
74.4 M - - $ 151 M usaUSA
Colony Bankcorp Colony Bankcorp
CBAN
161 M $ 20.1 -0.05 % $ 358 M usaUSA
Bank of South Carolina Corporation Bank of South Carolina Corporation
BKSC
14 M - -0.41 % $ 66.6 M usaUSA
Citizens Holding Company Citizens Holding Company
CIZN
99.4 M - -5.65 % $ 49.5 M usaUSA
Spirit of Texas Bancshares, Inc. Spirit of Texas Bancshares, Inc.
STXB
76.7 M - -0.23 % $ 446 M usaUSA
People's United Financial, Inc. People's United Financial, Inc.
PBCT
1.36 B - - $ 8.34 B usaUSA
Brookline Bancorp Brookline Bancorp
BRKL
265 M - - $ 974 M usaUSA
Cincinnati Bancorp Cincinnati Bancorp
CNNB
21.8 M - -4.28 % $ 43.3 M usaUSA
Carver Bancorp Carver Bancorp
CARV
-65.3 M - - $ 7.31 M usaUSA
Capstar Financial Holdings Capstar Financial Holdings
CSTR
159 M - - $ 425 M usaUSA
American River Bankshares American River Bankshares
AMRB
56 M - 2.00 % $ 125 M usaUSA
Bank of Commerce Holdings Bank of Commerce Holdings
BOCH
111 M - -1.56 % $ 254 M usaUSA
CIT Group Inc. CIT Group Inc.
CIT
1.43 B - -1.4 % $ 4.74 B usaUSA
HarborOne Bancorp HarborOne Bancorp
HONE
374 M - - $ 499 M usaUSA
Horizon Bancorp Horizon Bancorp
HBNC
255 M $ 16.77 0.06 % $ 780 M usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
48.9 M - -4.21 % $ 86.4 M usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
163 M - - $ 196 M usaUSA
Bryn Mawr Bank Corporation Bryn Mawr Bank Corporation
BMTC
297 M - -1.52 % $ 888 M usaUSA
Boston Private Financial Holdings, Inc. Boston Private Financial Holdings, Inc.
BPFH
156 M - 0.07 % $ 1.22 B usaUSA
CBTX CBTX
CBTX
566 M - 1.49 % $ 1.51 B usaUSA
Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México
BSMX
19 B - 2.44 % $ 153 B mexicoMexico
BancorpSouth Bank BancorpSouth Bank
BXS
1.82 B - -1.07 % $ 3.12 B usaUSA
Cortland Bancorp Cortland Bancorp
CLDB
41.9 M - - $ 124 M usaUSA
Century Bancorp, Inc. Century Bancorp, Inc.
CNBKA
379 M - 0.06 % $ 513 M usaUSA
Meridian Bancorp, Inc. Meridian Bancorp, Inc.
EBSB
420 M - -2.03 % $ 1.27 B usaUSA
Elmira Savings Bank Elmira Savings Bank
ESBK
3.43 M - 0.13 % $ 81.9 M usaUSA
CrossFirst Bankshares CrossFirst Bankshares
CFB
272 M - - $ 784 M usaUSA
Fauquier Bankshares, Inc. Fauquier Bankshares, Inc.
FBSS
53.8 M - 0.47 % $ 81 M usaUSA
First Choice Bancorp First Choice Bancorp
FCBP
59.2 M - 0.83 % $ 344 M usaUSA
1st Constitution Bancorp 1st Constitution Bancorp
FCCY
75.2 M - -2.36 % $ 248 M usaUSA
First Republic Bank First Republic Bank
FRC
5.35 B - - $ 654 M usaUSA
Guaranty Federal Bancshares, Inc. Guaranty Federal Bancshares, Inc.
GFED
77.1 M - 0.06 % $ 138 M usaUSA
Howard Bancorp, Inc. Howard Bancorp, Inc.
HBMD
18.2 M - -1.37 % $ 394 M usaUSA
TCF Financial Corporation TCF Financial Corporation
TCF
1.74 B - - $ 6.9 B usaUSA
County Bancorp, Inc. County Bancorp, Inc.
ICBK
119 M - 1.91 % $ 215 M usaUSA
Level One Bancorp, Inc. Level One Bancorp, Inc.
LEVL
96.2 M - -0.94 % $ 311 M usaUSA
Mackinac Financial Corporation Mackinac Financial Corporation
MFNC
39.3 M - 0.56 % $ 227 M usaUSA
Nicolet Bankshares, Inc. Nicolet Bankshares, Inc.
NCBS
253 M - 0.35 % $ 1.01 B usaUSA
Premier Financial Bancorp, Inc. Premier Financial Bancorp, Inc.
PFBI
116 M - -0.34 % $ 262 M usaUSA
Pacific Mercantile Bancorp Pacific Mercantile Bancorp
PMBC
4.38 M - -1.16 % $ 225 M usaUSA
Reliant Bancorp, Inc. Reliant Bancorp, Inc.
RBNC
65.8 M - -1.61 % $ 556 M usaUSA
Riverview Financial Corporation Riverview Financial Corporation
RIVE
-6.46 M - 1.44 % $ 145 M usaUSA
FFBW FFBW
FFBW
40.4 M - - $ 68.2 M usaUSA
Select Bancorp, Inc. Select Bancorp, Inc.
SLCT
60.8 M - - $ 325 M usaUSA