
Veritex Holdings Financial Ratios 2024-2011 | VBTX
Brief overview of Veritex Holdings's financial ratios
The review covers five available annual periods spanning 2020 to 2024.
Market valuation is represented by P/E 13.11x (median 13.11x), P/B 0.88x (median 0.98x), P/CF 10.31x (median 10.06x). On average, multiples differ from their five-year medians by only 0%. Valuation is near its familiar historical range.
The 1/P/E calculation produces a 7.6% earnings yield. It does not capture future growth or capital structure.
Capital efficiency is characterized by ROE 6.7%, ROA 0.8%. Profitability sends a weak positive signal and leaves the business sensitive to cost or demand pressure.
PEG is 3.41x. Price is well ahead of embedded growth, making market expectations demanding.
Financial-company multiples cannot be compared directly with industrial businesses; P/B and sustainable capital returns remain central.
What the ratios show
Veritex Holdings trades near its familiar ratio range. A new earnings or profitability trend is needed to change the view.
Annual Financial Ratios Veritex Holdings
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
P/E |
13.1 | 12.9 | 9.8 | 13.9 | 16.7 | 16.7 | 16.3 | 34.8 | 23.1 | - | 17.7 | - | - | - |
P/S |
- | - | - | - | - | 4.8 | 5.1 | 6.9 | 6.1 | - | 3.3 | - | - | - |
EPS |
2.0 | 2 | 2.8 | 2.8 | 1.5 | 1.7 | 1.6 | 0.8 | 1.2 | 0.9 | 0.7 | 0.6 | 0.2 | - |
EV (Enterprise Value) |
11.7 B | 11.6 B | 11.7 B | 10 B | 8.62 B | 8.03 B | 3.23 B | 2.83 B | 1.22 B | 759 M | 688 M | 522 M | 409 M | - |
EBITDA per Share |
0.36 | 0.36 | 0.35 | 0.32 | 0.32 | - | - | - | - | - | - | - | - | - |
EV/EBITDA |
596.2 | 597.1 | 626.5 | 635.0 | 30.2 | - | - | - | - | - | - | - | - | - |
PEG |
- | - | - | - | -1.32 | 3.41 | 0.16 | -1.19 | 0.66 | - | 0.18 | - | - | - |
P/B |
0.9 | 0.9 | 1.0 | 1.5 | 1.0 | 1.3 | 1.2 | 1.1 | 1.2 | 1.2 | 0.8 | - | - | - |
P/CF |
10.3 | 9.7 | 7.4 | 10.1 | 11.5 | 15.8 | 14.1 | -29.1 | 30.2 | - | -9232.0 | - | - | - |
ROE % |
6.70 | 7.07 | 10.09 | 10.61 | 6.14 | 7.62 | 7.41 | 3.10 | 5.25 | - | 4.59 | - | - | - |
ROA % |
0.84 | 0.87 | 1.20 | 1.43 | 0.84 | 1.14 | 1.23 | 0.51 | 0.89 | - | 0.65 | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 0.2 | 0.1 | 0.2 | 0.3 | 76.5 | 0.2 | - | - | - |
DSO |
- | - | - | - | - | - | 25.6 | 36.8 | 22.4 | - | 20.2 | - | - | - |
DPO |
490.6 | 557.1 | 382.1 | 252.5 | 228.2 | - | - | - | - | - | - | - | - | - |
Cash Conversion Cycle |
-490.6 | -557.1 | -382.1 | -252.5 | -228.2 | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Quarterly Financial Ratios Veritex Holdings
| 2025-Q2 | 2025-Q1 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
EPS |
0.57 | 0.53 | 0.57 | 0.5 | 0.44 | 0.6 | 0.62 | 0.71 | - | 0.8 | - | 0.66 | - | 0.75 | 0.6 | 0.64 | 0.46 | 0.46 | 0.48 | 0.08 | 0.56 | 0.52 | 0.5 | 0.14 | 0.41 | 0.37 | 0.42 | 0.43 | 0.41 | 0.37 | 0.42 | 0.43 | 0.14 | 0.26 | 0.24 | 0.2 | - | 0.24 | 0.19 | 0.19 | - | 0.21 | 0.19 | 0.15 | - | 0.16 | - | - | - | - | - | - | - | - | - | - |
EBITDA per Share |
0.17 | 0.09 | 0.04 | 0.04 | 0.09 | 0.04 | 0.05 | 0.09 | - | 0.05 | - | 0.09 | - | 0.24 | 0.05 | 0.08 | - | 0.24 | 0.16 | 0.08 | - | 0.23 | 0.15 | 0.07 | - | 0.22 | 0.15 | 0.08 | - | 0.08 | 0.06 | 0.03 | - | 0.11 | 0.08 | 0.04 | - | 0.1 | 0.07 | 0.03 | - | 0.16 | 0.11 | 0.05 | - | 0.06 | - | - | - | - | - | - | - | - | - | - |
ROE % |
7.34 | 7.03 | 7.44 | 7.78 | 8.59 | 10.09 | 10.21 | 10.82 | 8.25 | 10.56 | 7.49 | 10.07 | 7.76 | 9.65 | 8.69 | 8.37 | 6.14 | 6.68 | 7.08 | 7.34 | 7.62 | 7.03 | 6.41 | 6.08 | 7.41 | 6.23 | 5.60 | 4.42 | 3.10 | 3.80 | 4.90 | 5.68 | 6.34 | 6.90 | 6.13 | 6.00 | 4.71 | 5.91 | 5.04 | 4.48 | 3.10 | 4.54 | 1.06 | 0.85 | - | 1.44 | - | - | - | - | - | - | - | - | - | - |
ROA % |
0.93 | 0.87 | 0.91 | 0.97 | 1.13 | 1.26 | 0.99 | 1.38 | 1.07 | 1.39 | 1.02 | 1.36 | 1.04 | 1.30 | 1.18 | 1.13 | 0.84 | 0.94 | 1.03 | 1.09 | 1.14 | 1.08 | 1.02 | 1.00 | 1.23 | 1.03 | 0.93 | 0.73 | 0.51 | 0.64 | 0.83 | 0.96 | 1.08 | 1.09 | 0.90 | 0.82 | 0.60 | 0.77 | 0.67 | 0.61 | 0.44 | 0.58 | 0.15 | 0.12 | - | 0.14 | - | - | - | - | - | - | - | - | - | - |
Current Ratio |
1.1 | 1.1 | 1.1 | 1.1 | 1.1 | 1.1 | - | 1.1 | - | 1.1 | - | 1.2 | 1.2 | 1.1 | 1.2 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | 1.1 | 1.1 | 1.2 | 1.2 | 1.2 | 1.2 | 1.1 | 1.1 | - | - | - | - | - | - | - | - | - | - |
DPO |
374.9 | 398.6 | 426.1 | 510.1 | 567.7 | 337.8 | 273.9 | 246.2 | - | 265.9 | - | 289.7 | - | 242.5 | 216.7 | 234.4 | - | 274.9 | 282.3 | 256.1 | - | 194.8 | 195.6 | 103.5 | - | 66.8 | 64.5 | 60.5 | - | 78.6 | 127.7 | 93.5 | - | 67.8 | 74.1 | 67.4 | - | 54.0 | 62.6 | 57.7 | - | 52.4 | 65.7 | 48.3 | - | 24.8 | - | - | - | - | - | - | - | - | - | - |
Cash Conversion Cycle |
-374.9 | -398.6 | -426.1 | -510.1 | -567.7 | - | - | -246.2 | - | -265.9 | - | -289.7 | - | -242.5 | -216.7 | -234.4 | - | -274.9 | -282.3 | -256.1 | - | -194.8 | -195.6 | -103.5 | - | -66.8 | -64.5 | -60.5 | - | -78.6 | -127.7 | -93.5 | - | -67.8 | -74.1 | -67.4 | - | -54.0 | -62.6 | -57.7 | - | -52.4 | -65.7 | -48.3 | - | -24.8 | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Multiples are an important financial analysis tool for the company Veritex Holdings, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.
Advantages of Using Financial Ratios- Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition. - Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations. - Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks. - Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions. - Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.
Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.