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BancorpSouth Bank BXS

BancorpSouth Bank Financial Ratios 2020-2011 | BXS

Brief overview of BancorpSouth Bank's multiples and efficiency

The comparison uses the five latest available annual observations between 2016 and 2020.

Market valuation is represented by P/E 12.31x (median 13.1x), P/B 0.99x (median 1.31x), P/CF 16.45x (median 16.45x). Current valuation broadly matches recent historical reference points; the difference from five-year medians is -6%.

The 1/P/E calculation produces a 8.1% earnings yield. It does not capture future growth or capital structure.

End-period return metrics are ROE 8.1%, ROA 0.9%. Profitability remains low. Market valuation has limited fundamental support until resource returns improve.

The PEG ratio is 4.06x; investors pay a high price per unit of expected growth.

Financial-company multiples cannot be compared directly with industrial businesses; P/B and sustainable capital returns remain central.

Overall picture

BancorpSouth Bank's market valuation is near its own historical norm, while quality ratios provide no extreme signal.

Annual Financial Ratios BancorpSouth Bank

2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

P/E

12.3 12.7 13.1 20.1 21.0 15.7 16.3 24.3 16.2 25.2

P/S

2.7 3.2 3.4 4.2 3.8 2.8 2.8 3.4 2.0 1.3

PEG

-4.49 4.06 0.38 1.08 3.55 1.74 0.7 2.4 0.16 0.41

P/B

1.0 1.1 1.3 1.8 1.6 1.2 1.2 1.5 0.9 0.7

P/CF

16.4 16.1 15.8 21.2 23.6 19.5 15.2 12.8 12.5 4.0

ROE %

8.08 8.72 10.03 8.93 7.70 7.70 7.27 6.22 5.82 2.97

ROA %

0.95 1.11 1.23 1.00 0.90 0.92 0.88 0.72 0.63 0.29

DSO

37.8 25.6 24.3 22.5 20.9 20.9 22.3 22.8 23.3 26.5

All numbers in USD currency

Multiples are an important financial analysis tool for the company BancorpSouth Bank, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios
  • Simplified Data Analysis
    Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
  • Comparability Between Companies
    Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
  • Identification of Trends and Issues
    Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
  • Decision Support
    Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
  • Accelerated Assessment of Investment Attractiveness
    Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

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