Сбербанк SBER

Сбербанк Financial Ratios 2004-2025 | SBER

Annual Financial Ratios Сбербанк

	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004
Price Earnings Ratio, P/E	3.86	7.3	5.05	8.02	6.77	5.03	6.75	7.22	9.75	4.04	5.98	5.76	5.39	12.35	73.38	5.03	20.08	21.28	10.87	14.55
Price Sales Ratio, P/S	1.02	1.41	2.48	2.44	2.48	1.32	1.7	1.26	0.7	0.85	1.84	2.03	2.28	-	2.76	1.08	6.05	6.58	3.23	2.04
Price To Book Ratio, P/B	0.9	0.52	1.12	1.21	1.28	1.09	1.48	1.38	0.92	0.59	1.16	1.25	1.35	2.29	2.3	0.66	3.36	5.71	3.1	1.72
Price Earnings To Growth Ratio, PEG	0.01	-0.11	0.07	-0.44	0.8	0.42	0.18	0.05	-0.37	-0.2	1.28	0.58	0.07	0.02	-0.97	-0.43	1.08	0.86	0.04	-
Operating Cash Flow Per Share	-	14	90.47	29.54	23.73	57.63	-11.04	53.99	33.84	38.6	18.75	42.55	-11.31	42.15	26.17	18.07	-8.85	2.24	-0.79	3.28
Free Cash Flow Per Share	-	14	76.53	22.23	14.56	49.71	-16.21	49.01	30.38	32.69	12.96	35.86	-16.37	39.23	23.74	15.26	-10.88	0.41	-2.16	2.42
Cash Per Share	111.52	126.49	196.07	126.7	151.49	92.88	102.67	98.62	104.39	105.71	60.46	56.0	35.27	35.73	35.97	37.72	14.51	15.21	10.85	8.67
Payout Ratio	-	-	0.34	0.55	0.42	0.32	0.18	0.08	0.05	0.25	0.16	0.14	0.07	0.01	0.45	0.12	0.08	0.06	0.05	0.15
Dividend Yield	-	-	0.07	0.07	0.06	0.06	0.03	0.01	0.0	0.06	0.03	0.02	0.01	0.0	0.01	0.02	0.0	0.0	0.0	0.01
Current Ratio	0.22	0.2	0.33	43.97	0.43	0.51	0.46	0.56	0.52	77.84	39.87	49.78	-	-	-	-	-	-	-	-
Quick Ratio	0.22	0.2	0.33	117.01	0.43	0.74	0.82	0.96	0.93	77.84	39.87	49.78	-	-	-	-	-	-	-	-
Cash Ratio	0.15	0.2	0.33	40	0.43	0.32	0.42	0.51	0.47	95.79	57.72	63.2	-	-	-	-	-	-	-	-
Days Of Sales Outstanding, DSO	-	-	-	41.34	-	37.18	22.35	25.03	57.78	80.6	81.06	52.87	-	-	-	-	-	-	2.73	-
Days Of Inventory Outstanding, DIO	-	-	-	-	-	-991.81	-1267.96	-814.67	-716.75	-	-	-	-	-	-	-	-	-	-	-
Days Of Payables Outstanding, DPO	-	-	-	-	-	13.98	15.79	33.57	22.73	-	-	-	-	-	-	-	-	-	-	-
Operating Cycle	-	-	-	-	-	-954.62	-1245.6	-789.64	-658.97	-	-	-	-	-	-	-	-	-	-	-
Cash Conversion Cycle	-	-	-	-	-	-968.61	-1261.39	-823.21	-681.7	-	-	-	-	-	-	-	-	-	-	-
Gross Profit Margin	0.54	1	1	1	1	0.72	0.76	0.65	0.55	1	1	1	1	-	1	1	1	1	1	1
Operating Profit Margin	0.38	1.06	0.6	0.38	0.46	0.36	0.33	0.24	0.12	0.29	0.42	0.48	0.92	-	0.53	0.82	0.89	0.41	0.4	0.83
Pretax Profit Margin	0.35	0.26	0.57	0.38	0.49	0.33	0.3	0.22	0.11	0.27	0.38	0.45	0.53	-	0.05	0.29	0.4	0.41	0.4	0.18
Net Profit Margin	0.26	0.19	0.49	0.3	0.37	0.26	0.25	0.18	0.07	0.21	0.31	0.35	0.42	-	0.04	0.22	0.3	0.31	0.3	0.14
Effective Tax Rate	0.24	0.27	0.2	0.2	0.2	0.21	0.21	0.2	0.33	0.22	0.21	0.22	0.2	0.21	0.18	0.25	0.24	0.24	0.25	0.21
Return On Assets, ROA	0.03	0.01	0.03	0.02	0.03	0.03	0.03	0.02	0.01	0.01	0.02	0.02	0.03	0.02	0.0	0.01	0.02	0.02	0.03	0.01
Return On Equity, ROE	0.23	0.07	0.22	0.15	0.19	0.22	0.22	0.19	0.09	0.14	0.19	0.22	0.25	0.19	0.03	0.13	0.17	0.27	0.28	0.12
Return On Capital Employed, ROCE	0.06	0.08	0.05	0.03	0.05	0.05	0.05	0.04	0.02	0.02	0.03	0.03	0.06	0.03	0.05	0.06	0.06	0.03	0.03	0.06
Net Income Per Ebt	0.76	0.73	0.86	0.81	0.74	0.8	0.83	0.8	0.67	0.78	0.8	0.78	0.8	0.79	0.82	0.75	0.76	0.76	0.75	0.79
Ebt Per Ebit	0.93	0.25	0.94	0.99	1.07	0.92	0.92	0.9	0.89	0.92	0.92	0.95	0.58	1.0	0.09	0.35	0.44	1	1	0.21
Ebit Per Revenue	0.38	1.06	0.6	0.38	0.46	0.36	0.33	0.24	0.12	0.29	0.42	0.48	0.92	-	0.53	0.82	0.89	0.41	0.4	0.83
Debt Ratio	0.16	0.05	0.06	0.1	0.08	0.09	0.1	0.11	0.14	0.1	0.1	0.1	0.08	0.03	0.09	0.1	0.06	0.04	0.04	0.02
Debt Equity Ratio	1.29	0.37	0.47	0.74	0.53	0.72	0.77	0.99	1.58	1.29	0.95	0.96	0.65	0.31	0.82	0.93	0.47	0.44	0.4	0.19
Long Term Debt To Capitalization	0.49	0.17	0.21	0.23	0.23	0.16	0.27	0.32	0.44	0.56	0.49	0.49	0.39	0.23	0.45	0.48	0.32	0.3	0.29	0.16
Total Debt To Capitalization	0.56	0.27	0.32	0.42	0.35	0.42	0.44	0.5	0.61	0.56	0.49	0.49	0.39	0.23	0.45	0.48	0.32	0.3	0.29	0.16
Interest Coverage	-	1.33	1.79	1.31	1.19	1.58	1.19	0.76	0.3	0.52	0.84	1.1	2.37	-	1.1	1.54	1.79	0.89	0.98	1.27
Cash Flow To Debt Ratio	-	0.14	0.73	0.18	0.22	0.46	-0.09	0.43	0.19	0.32	0.23	0.59	-0.3	3.03	0.89	0.56	-0.62	0.32	-0.16	2.09
Company Equity Multiplier	8.13	7.2	7.3	7.14	6.69	8.1	7.9	9.0	11.52	12.5	9.73	9.37	8.57	8.78	9.13	8.98	7.74	11.24	10.88	12.54
Receivables Turnover	-	-	-	8.83	-	9.82	16.33	14.58	6.32	4.53	4.5	6.9	-	-	-	-	-	-	133.6	-
Payables Turnover	-	-	-	-	-	26.1	23.12	10.87	16.06	-	-	-	-	-	-	-	-	-	-	-
Inventory Turn Over	-	-	-	-	-	-0.37	-0.29	-0.45	-0.51	-	-	-	-	-	-	-	-	-	-	-
Fixed Asset Turnover	5.66	2.62	3.08	3.31	3.32	5.35	5.78	6.39	6.23	2.79	2.48	2.27	2.07	-	2.59	1.8	2.4	2.14	2.07	1.79
Asset Turnover	0.11	0.05	0.06	0.07	0.08	0.1	0.11	0.12	0.11	0.05	0.07	0.07	0.07	-	0.09	0.07	0.07	0.08	0.09	0.07
Operating Cash Flow Sales Ratio	-	0.14	0.76	0.27	0.23	0.41	-0.08	0.39	0.23	0.6	0.34	0.93	-0.33	-	0.87	0.86	-0.53	0.16	-0.07	0.48
Free Cash Flow Operating Cash Flow Ratio	-	1	0.85	0.75	0.61	0.86	1.47	0.91	0.9	0.85	0.69	0.84	1.45	0.93	0.91	0.84	1.23	0.18	2.72	0.74
Cash Flow Coverage Ratios	-	0.14	0.73	0.18	0.22	0.46	-0.09	0.43	0.19	0.32	0.23	0.59	-0.3	3.03	0.89	0.56	-0.62	0.32	-0.16	2.09
Short Term Coverage Ratios	-	0.33	1.73	0.3	0.53	0.64	-0.18	0.83	0.39	-	-	-	-	-	-	-	-	-	-	-
Capital Expenditure Coverage Ratio	-	-	-6.49	-4.05	-2.59	-7.28	2.13	-10.84	-9.79	-6.53	-3.24	-6.36	2.23	-14.42	-10.76	-6.44	4.36	-1.22	0.58	-3.83
Dividend Paid And Capex Coverage Ratio	-	-	16.24	2.58	3.49	14.29	-13.49	-17.98	-11.37	-15.09	-6.09	-9.46	2.76	-14.95	-13.62	-7.97	5.49	-1.45	0.67	-4.58
Dividend Payout Ratio	-	-	0.34	0.55	0.42	0.32	0.18	0.08	0.05	0.25	0.16	0.14	0.07	0.01	0.45	0.12	0.08	0.06	0.05	0.15
Price To Free Cash Flows Ratio, P/FCF	-	10.09	3.83	12.22	17.49	3.75	-13.9	3.53	3.33	1.68	7.81	2.59	-4.82	2.66	3.49	1.49	-9.38	225.73	-17.41	5.74
Price To Operating Cash Flows Ratio, P/OCF	-	10.09	3.24	9.2	10.74	3.24	-20.41	3.21	2.99	1.42	5.4	2.18	-6.97	2.47	3.17	1.26	-11.52	41.36	-47.43	4.24
Price Cash Flow Ratio, P/CF	-	10.09	3.24	9.2	10.74	3.24	-20.41	3.21	2.99	1.42	5.4	2.18	-6.97	2.47	3.17	1.26	-11.52	41.36	-47.43	4.24
Enterprise Value Multiple, EV	-64.04	0.72	2.35	4.48	3.46	-37.32	-58.51	-45.12	-67.44	-27.96	-53.5	-73.9	2.41	6.76	4.45	0.95	6.41	6.96	3.21	1.11
Price Fair Value, P/FV	0.9	0.52	1.12	1.21	1.28	1.09	1.48	1.38	0.92	0.59	1.16	1.25	1.35	2.29	2.3	0.66	3.36	5.71	3.1	1.72

All numbers in RUB currency

Quarterly Financial Ratios Сбербанк

	2024-Q2	2024-Q1	2023-Q4	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4
Price Earnings Ratio, P/E	4.18	4.04	4.14	3.39	3.39	3.31	-	-	6.09	5.22	5.34	5.13	7.24	4.85	6.54	8.37	6.46	7.85	5.97	5.15	5.67	4.81	6.1	6.43	6.94	4.65	4.49	5.12	6.61	5.7	5.08	5.01	7.45	6.19	7.31	11	5.91	5.69	4.97	6.14	5.78	5.56	6.39	5.98	5.78	5.66	5.94	5.53	6.96
Price Sales Ratio, P/S	8.77	3.49	3.49	3.91	7.17	6.92	-	-	5.71	9.53	8.86	8.9	8.45	7.18	7.64	7.28	8.64	8.55	9.16	8.83	7.07	7.74	9.17	8.49	8.2	7.38	5.75	5.9	7.26	6.43	6.03	4.68	3.32	4.15	4.44	4.23	3.38	4.51	5.1	5.66	6.56	6.91	7.24	7.99	6.18	8.49	7.81	9.24	8.29
Price To Book Ratio, P/B	1.09	0.952	0.901	0.922	0.901	0.786	-	-	1.17	1.33	1.28	1.19	1.16	1.02	0.907	0.877	1.22	1.15	1.31	1.15	1.04	1.2	1.35	1.52	1.41	1.27	1.03	1.16	1.32	1.14	1.1	0.946	0.918	0.723	0.721	0.646	0.586	0.808	0.932	0.939	1.16	1.18	1.2	1.25	1.24	1.32	1.33	1.48	1.34
Price Earnings To Growth Ratio, PEG	-1.62	0.298	-0.276	0.222	-7.12	-	-	-	-0.235	0.726	0.772	0.092	-0.316	0.093	0.168	-0.194	0.179	-0.234	1.8	0.185	-0.256	0.399	-1.58	0.301	-0.323	0.197	0.614	0.27	2.21	-1.45	0.247	0.081	0.629	0.287	0.096	-0.285	-0.196	-0.234	0.173	-0.277	-12.7	0.389	-1.05	3	-3.93	0.665	-0.489	0.108	-0.299
Operating Cash Flow Per Share	-	-	-	-	-	-	-	-	24	14.6	2.62	17.9	22.6	-13.2	14.7	6.77	-16.2	6.42	20.8	13.8	-1.32	18.7	10	-8.57	14.8	-12.8	18.2	-14	0.274	17	-3.4	4.15	3.96	22.9	4.83	-16.4	37.1	10.7	-9.03	-0.158	23.7	2.53	0.935	-8.37	26.2	-1.74	7.78	10.6	1.99
Free Cash Flow Per Share	-	-	-	-	-	-	-	-	18.3	11.1	-0.642	16.7	20.4	-15.6	13	5.45	-21.4	5.27	19.6	11.8	-5.87	17.2	8.53	-9.24	11.9	-13.7	17.4	-14.8	-1.38	14.8	-4.17	3.6	2.92	22.5	3.69	-17.3	34.4	9.21	-10	-0.874	21.6	1.24	-0.766	-9.05	22.3	-3.01	6.8	9.95	-1.11
Cash Per Share	111	101	112	59.9	94.9	90	-	-	249	212	200	221	132	191	200	112	158	213	191	188	156	155	95.7	178	137	133	145	155	146	137	136	139	147	168	136	115	130	95.8	87.6	92.4	81.4	84.8	92.8	74.2	71.4	46.3	43.4	41.9	35.4
Payout Ratio	-	-	-	-	-	-	-	-	0.036	0.001	1.36	0.001	2.08	0.0	0.01	-	-	0.022	1.64	0.016	-	1.16	-	-	-	0.001	0.772	1.27	-	0.001	0.031	0.604	-	-	0.194	-	0.002	0.004	0.783	-	0.126	0.013	0.713	0.001	-	0.002	0.596	0.005	0.001
Dividend Yield	-	-	-	-	-	-	-	-	0.001	0.0	0.064	0.0	0.072	0.0	0.0	-	-	0.001	0.069	0.001	-	0.06	-	-	-	0.0	0.043	0.062	-	0.0	0.002	0.03	-	-	0.007	-	0.0	0.0	0.039	-	0.005	0.001	0.028	0.0	-	0.0	0.025	0.0	0.0
Current Ratio	0.152	0.157	0.22	0.086	0.131	0.137	-	-	0.578	62.9	70.3	120	36.2	45.7	77.1	0.404	71.6	112	84.2	59.7	37.5	36	38.7	43.4	28.7	28.5	32.8	40.3	20.3	37.8	37.2	34.8	18.1	45.9	29.1	26.5	29.5	17.5	18	18.7	17.2	14.8	20.8	17.6	22.3	46.7	45.8	48.1	12.9
Quick Ratio	0.152	0.157	0.22	0.086	0.131	0.137	-	-	0.578	131	144	257	94.4	90.4	141	0.404	71.6	112	84.2	59.7	37.5	36	38.7	43.4	28.7	28.5	32.8	40.3	20.3	37.8	37.2	34.8	18.1	45.9	29.1	26.5	29.5	17.5	18	18.7	17.2	14.8	20.8	17.6	22.3	46.7	45.8	48.1	12.9
Cash Ratio	0.152	0.147	0.145	0.081	0.131	0.137	-	-	1.14	58.4	65.4	111	32.9	41.7	70.5	0.28	71.6	106	79.4	56.5	34.2	34.3	38.7	40.8	27	26.9	30.6	37.5	19	34.7	34.3	31.7	15.7	42.3	27.4	23.9	26.6	16.1	16.1	17	15	13.5	19.4	16.3	20.4	42.5	45.8	48.1	12.9
Days Of Sales Outstanding, DSO	-	-	-	-	-	-	-	-	-	41.7	39.1	45.4	-	50.9	62.9	-	-	45	39.2	39.5	34.3	26.4	-	34.8	27.8	27	36.2	38.2	37.1	49.5	45.4	51.8	67.6	70.9	46.2	74.3	78.7	46	57.5	55.4	71.3	48.3	-	44	-	37.1	-	-	47.1
Days Of Inventory Outstanding, DIO	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Days Of Payables Outstanding, DPO	-	-	-	-	-	-	-	-	34.2	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Cycle	-	-	-	-	-	-	-	-	-	41.7	39.1	45.4	-	50.9	62.9	-	-	45	39.2	39.5	34.3	26.4	-	34.8	27.8	27	36.2	38.2	37.1	49.5	45.4	51.8	67.6	70.9	46.2	74.3	78.7	46	57.5	55.4	71.3	48.3	-	44	-	37.1	-	-	47.1
Cash Conversion Cycle	-	-	-	-	-	-	-	-	-34.2	41.7	39.1	45.4	-	50.9	62.9	-	-	45	39.2	39.5	34.3	26.4	-	34.8	27.8	27	36.2	38.2	37.1	49.5	45.4	51.8	67.6	70.9	46.2	74.3	78.7	46	57.5	55.4	71.3	48.3	-	44	-	37.1	-	-	47.1
Gross Profit Margin	2.44	0.428	0.493	1	1	1	-	-	0.65	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1	1
Operating Profit Margin	0.683	0.304	0.317	0.386	0.674	1.2	-	-	0.332	0.839	0.805	0.79	0.613	0.746	0.695	0.285	0.752	0.765	0.951	0.955	0.754	0.818	0.852	0.7	0.724	0.499	0.8	0.728	0.79	0.834	0.898	0.843	0.619	1.01	1.09	1.26	0.878	0.797	0.858	0.821	0.35	0.896	0.899	0.937	0.695	0.979	0.885	0.918	0.753
Pretax Profit Margin	0.653	0.276	0.289	0.365	0.674	0.712	-	-	0.307	0.46	0.534	0.537	0.351	0.486	0.365	0.285	0.413	0.499	0.539	0.536	0.407	0.482	0.509	0.412	0.381	0.499	0.424	0.357	0.35	0.351	0.374	0.297	0.174	0.236	0.215	0.156	0.194	0.252	0.34	0.296	0.35	0.395	0.386	0.417	0.333	0.483	0.474	0.52	0.376
Net Profit Margin	0.525	0.216	0.211	0.288	0.528	0.523	-	-	0.234	0.456	0.415	0.434	0.292	0.37	0.292	0.217	0.334	0.272	0.384	0.428	0.312	0.402	0.376	0.33	0.295	0.397	0.32	0.288	0.274	0.282	0.297	0.233	0.112	0.168	0.152	0.096	0.143	0.198	0.256	0.231	0.284	0.311	0.283	0.334	0.268	0.375	0.329	0.418	0.298
Effective Tax Rate	0.197	0.219	0.249	0.211	0.216	0.265	-	-	0.204	0.199	0.199	0.192	0.179	0.203	0.202	0.236	0.191	0.192	0.199	0.204	0.22	0.206	0.199	0.198	0.233	0.198	0.197	0.199	0.211	0.196	0.181	0.215	0.364	0.292	0.273	0.387	0.279	0.219	0.195	0.227	0.192	0.22	0.21	0.199	0.208	0.225	0.263	0.197	0.219
Return On Assets, ROA	0.008	0.007	0.007	0.008	0.008	0.008	-	-	0.007	0.009	0.008	0.008	0.006	0.007	0.005	0.004	0.007	0.005	0.007	0.007	0.006	0.008	0.007	0.008	0.006	0.008	0.007	0.007	0.006	0.005	0.005	0.004	0.003	0.003	0.002	0.001	0.002	0.003	0.005	0.004	0.005	0.006	0.005	0.006	0.006	0.006	0.006	0.008	0.006
Return On Equity, ROE	0.065	0.059	0.054	0.068	0.066	0.059	-	-	0.048	0.064	0.06	0.058	0.04	0.052	0.035	0.026	0.047	0.037	0.055	0.056	0.046	0.062	0.055	0.059	0.051	0.068	0.057	0.057	0.05	0.05	0.054	0.047	0.031	0.029	0.025	0.015	0.025	0.035	0.047	0.038	0.05	0.053	0.047	0.052	0.054	0.058	0.056	0.067	0.048
Return On Capital Employed, ROCE	0.014	0.015	0.015	0.016	0.017	0.029	-	-	0.01	0.016	0.016	0.015	0.012	0.015	0.012	0.007	0.016	0.015	0.017	0.016	0.014	0.016	0.015	0.017	0.016	0.011	0.017	0.017	0.016	0.016	0.017	0.016	0.015	0.015	0.016	0.017	0.012	0.014	0.016	0.014	0.006	0.016	0.016	0.017	0.015	0.017	0.017	0.017	0.014
Net Income Per Ebt	0.803	0.782	0.731	0.789	0.784	0.735	-	-	0.763	0.993	0.777	0.808	0.833	0.761	0.799	0.762	0.809	0.546	0.713	0.799	0.766	0.835	0.738	0.802	0.776	0.796	0.754	0.807	0.783	0.805	0.793	0.787	0.64	0.711	0.708	0.613	0.734	0.785	0.755	0.778	0.811	0.786	0.734	0.802	0.805	0.777	0.694	0.803	0.791
Ebt Per Ebit	0.955	0.908	0.909	0.947	1	0.593	-	-	0.925	0.548	0.664	0.679	0.572	0.651	0.526	1	0.549	0.652	0.566	0.561	0.54	0.589	0.598	0.588	0.526	1	0.53	0.49	0.443	0.42	0.417	0.352	0.281	0.234	0.196	0.124	0.222	0.316	0.396	0.361	1	0.441	0.43	0.445	0.479	0.493	0.536	0.567	0.499
Ebit Per Revenue	0.683	0.304	0.317	0.386	0.674	1.2	-	-	0.332	0.839	0.805	0.79	0.613	0.746	0.695	0.285	0.752	0.765	0.951	0.955	0.754	0.818	0.852	0.7	0.724	0.499	0.8	0.728	0.79	0.834	0.898	0.843	0.619	1.01	1.09	1.26	0.878	0.797	0.858	0.821	0.35	0.896	0.899	0.937	0.695	0.979	0.885	0.918	0.753
Debt Ratio	0.079	0.093	0.158	0.148	0.023	0.024	-	-	0.037	0.041	0.043	0.041	0.042	0.042	0.048	0.09	0.046	0.049	0.045	0.047	0.052	0.057	0.04	0.071	0.07	0.073	0.075	0.078	0.085	0.091	0.093	0.093	0.094	0.096	0.104	0.11	0.104	0.11	0.11	0.107	0.098	0.112	0.116	0.113	0.102	0.095	-	-	0.075
Debt Equity Ratio	0.684	0.73	1.29	1.21	0.176	0.169	-	-	0.271	0.296	0.315	0.296	0.303	0.307	0.325	0.626	0.307	0.348	0.354	0.366	0.417	0.453	0.332	0.538	0.553	0.589	0.639	0.649	0.767	0.855	0.923	0.988	1.09	1.12	1.14	1.27	1.29	1.13	1.1	1.06	0.95	1.04	1.11	1.01	0.959	0.871	-	-	0.646
Long Term Debt To Capitalization	0.406	0.416	0.49	0.471	-	-	-	-	-	-	-	-	-	-	-	0.215	-	0.146	0.138	0.144	0.164	0.25	0.249	0.249	0.266	0.283	0.297	0.304	0.32	0.342	0.325	0.364	0.444	0.462	0.416	0.448	0.564	0.426	0.437	0.394	0.487	0.394	0.404	0.383	0.472	0.386	0.374	0.347	-
Total Debt To Capitalization	0.406	0.422	0.563	0.547	0.15	0.144	-	-	0.213	0.229	0.239	0.228	0.232	0.235	0.245	0.385	0.235	0.258	0.262	0.268	0.294	0.312	0.249	0.35	0.356	0.371	0.39	0.394	0.434	0.461	0.48	0.497	0.521	0.528	0.533	0.559	0.564	0.53	0.523	0.516	0.487	0.51	0.525	0.503	0.49	0.466	-	-	0.392
Interest Coverage	37.9	-	-	16.3	1.35	2.45	-	-	1.42	2.88	3.1	3.12	2.37	2.98	2.11	0.833	2.22	1.93	2.35	2.29	2.14	2.58	2.59	2.43	2.13	1.36	2.13	1.97	1.79	1.73	1.71	1.54	1.39	1.31	1.24	1.14	1.29	1.47	1.66	1.57	0.751	1.8	1.76	1.8	1.94	1.97	2.16	2.31	2.02
Cash Flow To Debt Ratio	-	-	-	-	-	-	-	-	0.353	0.194	0.035	0.247	0.318	-0.191	0.201	0.051	-0.253	0.093	0.316	0.2	-0.018	0.243	0.186	-0.096	0.168	-0.143	0.201	-0.156	0.003	0.156	-0.03	0.036	0.033	0.197	0.042	-0.133	0.306	0.102	-0.091	-0.002	0.287	0.029	0.011	-0.106	0.364	-0.029	-	-	0.052
Company Equity Multiplier	8.64	7.86	8.13	8.14	7.82	7.17	-	-	7.3	7.24	7.39	7.14	7.14	7.26	6.72	6.99	6.69	7.11	7.93	7.72	8.1	8	8.26	7.62	7.9	8.04	8.47	8.34	9	9.35	9.91	10.6	11.5	11.6	11	11.6	12.5	10.3	9.94	9.96	9.73	9.32	9.52	8.93	9.37	9.13	8.87	8.47	8.57
Receivables Turnover	-	-	-	-	-	-	-	-	-	2.16	2.3	1.98	-	1.77	1.43	-	-	2	2.3	2.28	2.62	3.41	-	2.59	3.23	3.33	2.49	2.36	2.42	1.82	1.98	1.74	1.33	1.27	1.95	1.21	1.14	1.95	1.56	1.63	1.26	1.86	-	2.05	-	2.43	-	-	1.91
Payables Turnover	-	-	-	-	-	-	-	-	2.63	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Inventory Turn Over	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Fixed Asset Turnover	0.744	1.84	1.66	1.55	0.99	0.934	-	-	1.39	0.96	0.953	0.925	0.916	0.932	0.807	0.785	0.912	0.837	0.843	0.787	0.958	1.05	0.985	1.23	1.14	1.13	1.09	1.19	1.06	0.969	0.979	1.04	1.31	0.787	0.7	0.647	0.704	0.697	0.716	0.648	0.695	0.679	0.644	0.612	0.741	0.555	0.604	0.615	0.568
Asset Turnover	0.014	0.035	0.032	0.029	0.016	0.016	-	-	0.028	0.019	0.02	0.019	0.019	0.02	0.018	0.017	0.021	0.019	0.018	0.017	0.018	0.019	0.018	0.024	0.022	0.021	0.021	0.024	0.02	0.019	0.018	0.019	0.024	0.015	0.015	0.013	0.014	0.017	0.018	0.017	0.018	0.018	0.017	0.018	0.021	0.017	0.019	0.019	0.019
Operating Cash Flow Sales Ratio	-	-	-	-	-	-	-	-	0.468	0.411	0.076	0.547	0.703	-0.413	0.551	0.263	-0.549	0.241	0.783	0.559	-0.05	0.71	0.421	-0.287	0.539	-0.49	0.717	-0.516	0.011	0.752	-0.154	0.176	0.13	1.26	0.297	-1.11	2.28	0.639	-0.544	-0.011	1.54	0.179	0.071	-0.682	1.74	-0.16	0.703	1.03	0.209
Free Cash Flow Operating Cash Flow Ratio	-	-	-	-	-	-	-	-	0.763	0.757	-0.245	0.935	0.901	1.18	0.887	0.805	1.32	0.821	0.943	0.854	4.46	0.916	0.853	1.08	0.807	1.07	0.956	1.06	-5.03	0.869	1.23	0.868	0.738	0.981	0.765	1.05	0.927	0.86	1.11	5.53	0.91	0.489	-0.82	1.08	0.852	1.73	0.874	0.943	-0.559
Cash Flow Coverage Ratios	-	-	-	-	-	-	-	-	0.353	0.194	0.035	0.247	0.318	-0.191	0.201	0.051	-0.253	0.093	0.316	0.2	-0.018	0.243	0.186	-0.096	0.168	-0.143	0.201	-0.156	0.003	0.156	-0.03	0.036	0.033	0.197	0.042	-0.133	0.306	0.102	-0.091	-0.002	0.287	0.029	0.011	-0.106	0.364	-0.029	-	-	0.052
Short Term Coverage Ratios	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	0.095	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Capital Expenditure Coverage Ratio	-	-	-	-	-	-	-	-	4.22	4.11	0.803	15.4	10.1	-5.45	8.83	5.13	-3.1	5.59	17.5	6.85	-0.289	11.9	6.79	-12.8	5.17	-13.4	22.7	-17.7	0.166	7.61	-4.37	7.56	3.82	53.6	4.25	-19.2	13.7	7.15	-9.24	-0.221	11.1	1.96	0.549	-12.4	6.76	-1.38	7.92	17.6	0.641
Dividend Paid And Capex Coverage Ratio	-	-	-	-	-	-	-	-	3.92	4.09	0.115	15.2	1.04	-5.44	8.45	5.13	-3.1	4.9	1.16	6.31	-0.289	1.35	6.79	-12.8	5.17	-13.2	2.58	-1.31	0.166	7.6	-3.46	1.07	3.82	53.6	2.99	-19.2	13.7	7.08	-2.1	-0.221	8.85	1.88	0.214	-12.3	6.76	-1.37	2.47	16.9	0.641
Dividend Payout Ratio	-	-	-	-	-	-	-	-	0.036	0.001	1.36	0.001	2.08	0.0	0.01	-	-	0.022	1.64	0.016	-	1.16	-	-	-	0.001	0.772	1.27	-	0.001	0.031	0.604	-	-	0.194	-	0.002	0.004	0.783	-	0.126	0.013	0.713	0.001	-	0.002	0.596	0.005	0.001
Price To Free Cash Flows Ratio, P/FCF	-	-	-	-	-	-	-	-	16	30.6	-476	17.4	13.3	-14.7	15.6	34.3	-11.9	43.2	12.4	18.5	-31.8	11.9	25.6	-27.4	18.8	-14	8.38	-10.8	-125	9.85	-31.9	30.5	34.7	3.34	19.6	-3.64	1.59	8.2	-8.45	-95.8	4.69	79.1	-124	-10.8	4.17	-30.7	12.7	9.53	-70.9
Price To Operating Cash Flows Ratio, P/OCF	-	-	-	-	-	-	-	-	12.2	23.2	117	16.3	12	-17.4	13.9	27.6	-15.7	35.5	11.7	15.8	-142	10.9	21.8	-29.6	15.2	-15.1	8.01	-11.4	631	8.55	-39.2	26.5	25.6	3.28	15	-3.83	1.48	7.05	-9.36	-530	4.27	38.7	102	-11.7	3.55	-52.9	11.1	8.99	39.7
Price Cash Flow Ratio, P/CF	-	-	-	-	-	-	-	-	12.2	23.2	117	16.3	12	-17.4	13.9	27.6	-15.7	35.5	11.7	15.8	-142	10.9	21.8	-29.6	15.2	-15.1	8.01	-11.4	631	8.55	-39.2	26.5	25.6	3.28	15	-3.83	1.48	7.05	-9.36	-530	4.27	38.7	102	-11.7	3.55	-52.9	11.1	8.99	39.7
Enterprise Value Multiple, EV	17.3	-179	-204	-402	-108	-99.6	-	-	10.1	11.3	8.99	7.45	15.6	6.35	6.92	24.3	-125	5.81	7.65	6.92	9.07	9.29	13.3	12.6	13.8	9.78	7.11	9.04	11.8	-	11.4	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Price Fair Value, P/FV	1.09	0.952	0.901	0.922	0.901	0.786	-	-	1.17	1.33	1.28	1.19	1.16	1.02	0.907	0.877	1.22	1.15	1.31	1.15	1.04	1.2	1.35	1.52	1.41	1.27	1.03	1.16	1.32	1.14	1.1	0.946	0.918	0.723	0.721	0.646	0.586	0.808	0.932	0.939	1.16	1.18	1.2	1.25	1.24	1.32	1.33	1.48	1.34

All numbers in RUB currency

Multiples are an important financial analysis tool for the company Сбербанк, allowing investors and analysts to quickly assess the company’s value and investment attractiveness based on the ratio of market indicators to the company’s financial performance. Essentially, multiples express how the market values the company relative to its earnings, revenue, equity, or other key metrics.

Advantages of Using Financial Ratios

Simplified Data Analysis
Financial ratios transform large volumes of accounting data into compact and easily interpretable indicators, significantly simplifying the assessment of the company’s condition.
Comparability Between Companies
Multiples standardize financial metrics, enabling objective comparison of companies of different sizes, industries, and market capitalizations.
Identification of Trends and Issues
Regular analysis of ratios helps track the dynamics of financial health, identify strengths and weaknesses of the business, as well as potential risks.
Decision Support
Financial multiples serve as an important tool for investors, creditors, and company management in making investment, credit, and managerial decisions.
Accelerated Assessment of Investment Attractiveness
Ratios allow quick determination of key performance, liquidity, and financial stability indicators, facilitating prompt evaluation of companies’ attractiveness for investments.

Using multiples enables comparison between companies, even if they differ in size or industry, as they standardize financial data into ratios convenient for analysis. This is especially useful for evaluating companies where direct analysis of financial statements may be complex or require in-depth knowledge.

Financial Ratios of other stocks in the Banks industry

Issuer	Price	% 24h	Market Cap	Country
Credit Suisse Group AG CS	-	-0.03 %	$ 3.27 B	Schweiz
Foreign Trade Bank of Latin America BLX	$ 44.29	0.5 %	$ 914 K	Panama
The Bank of Nova Scotia BNS	$ 74.08	0.49 %	$ 56 B	Canada
Banco de Chile BCH	$ 38.15	0.79 %	$ 2.17 T	Chile
Banco Bilbao Vizcaya Argentaria, S.A. BBVA	$ 23.32	0.56 %	$ 134 B	Spain
Barclays PLC BCS	$ 25.63	0.59 %	$ 125 B	Britain
Canadian Imperial Bank of Commerce CM	$ 92.55	0.16 %	$ 17.8 B	Canada
Банк ВТБ VTBR	-	-	-	Russia
Bank of America BAC	$ 56.25	0.5 %	$ 442 B	USA
Банк АВАНГАРД AVAN	-	-	-	Russia
Московский Кредитный Банк CBOM	-	-	-	Russia
Кузнецкий Банк KUZB	-	-	-	Russia
Приморье Банк PRMB	-	-	-	Russia
РосДорБанк RDRB	-	-	-	Russia
Росбанк ROSB	-	-	-	Russia
TCS Group Holding PLC TCSG	-	-	-	Russia
Уралсиб USBN	-	-	-	Russia
Bank of Montreal BMO	$ 130.5	0.13 %	$ 54.1 B	Canada
Citigroup C	$ 121.56	1.81 %	$ 231 B	USA
Bank of the James Financial Group BOTJ	$ 18.68	3.78 %	$ 85.2 M	USA
Generations Bancorp NY GBNY	-	1.23 %	$ 34.4 M	USA
East West Bancorp EWBC	$ 115.37	-0.17 %	$ 16 B	USA
Altabancorp ALTA	-	-1.25 %	$ 834 M	USA
Great Western Bancorp, Inc. GWB	-	-2.02 %	$ 1.82 B	USA
ING Groep N.V. ING	$ 28.26	0.32 %	$ 54.6 B	Niderland
Itaú Corpbanca ITCB	-	1.18 %	$ 2.2 B	Chile
Eastern Bankshares EBC	$ 18.77	0.11 %	$ 3.4 B	USA
Westpac Banking Corporation WBK	-	-1.17 %	$ 52.7 B	Australia
America First Multifamily Investors, L.P. ATAX	-	-0.1 %	$ 424 M	USA
Credicorp Ltd. BAP	$ 289.45	0.16 %	$ 11 B	Peru
HSBC Holdings PLC HSBC	$ 79.58	0.38 %	$ 762 B	Britain
NatWest Group plc NWG	$ 17.66	0.51 %	$ 67.8 B	Britain
HDFC Bank Limited HDB	$ 36.4	0.33 %	$ 201 B	India
Lloyds Banking Group plc LYG	$ 5.33	0.38 %	$ 150 B	Britain
Grupo Aval Acciones y Valores S.A. AVAL	$ 4.27	3.14 %	$ 2.93 B	Colombia
Mitsubishi UFJ Financial Group MUFG	$ 15.95	-0.99 %	$ 186 B	Japan
International Bancshares Corporation IBOC	$ 68.79	-0.07 %	$ 4.28 B	USA
Royal Bank of Canada RY	$ 171.2	0.17 %	$ 128 B	Canada
The Bank of N.T. Butterfield & Son Limited NTB	$ 50.66	-0.3 %	$ 1.43 B	Bermuda
Banco Santander, S.A. SAN	$ 11.88	0.51 %	$ 65.8 B	Spain
OptimumBank Holdings OPHC	-	0.21 %	$ 34.4 M	USA
Premier Financial Corp. PFC	-	-	$ 1 B	USA
JPMorgan Chase & Co. JPM	$ 329.17	0.99 %	$ 946 B	USA
Sumitomo Mitsui Financial Group SMFG	$ 19.7	0.25 %	$ 27 B	Japan
The Toronto-Dominion Bank TD	$ 94.51	0.43 %	$ 113 B	Canada
South State Corporation SSB	$ 96.25	0.32 %	$ 7.34 B	USA
UBS Group AG UBS	$ 47.21	0.73 %	$ 81.8 B	Schweiz
Wells Fargo & Company WFC	$ 95.3	0.88 %	$ 327 B	USA

Сбербанк Financial Ratios 2004-2025 | SBER

Annual Financial Ratios Сбербанк

Price Earnings Ratio, P/E

Price Sales Ratio, P/S

Price To Book Ratio, P/B

Price Earnings To Growth Ratio, PEG

Operating Cash Flow Per Share

Free Cash Flow Per Share

Cash Per Share

Payout Ratio

Dividend Yield

Current Ratio

Quick Ratio

Cash Ratio

Days Of Sales Outstanding, DSO

Days Of Inventory Outstanding, DIO

Days Of Payables Outstanding, DPO

Operating Cycle

Cash Conversion Cycle

Gross Profit Margin

Operating Profit Margin

Pretax Profit Margin

Net Profit Margin

Effective Tax Rate

Return On Assets, ROA

Return On Equity, ROE

Return On Capital Employed, ROCE

Net Income Per Ebt

Ebt Per Ebit

Ebit Per Revenue

Debt Ratio

Debt Equity Ratio

Long Term Debt To Capitalization

Total Debt To Capitalization

Interest Coverage

Cash Flow To Debt Ratio

Company Equity Multiplier

Receivables Turnover

Payables Turnover

Inventory Turn Over

Fixed Asset Turnover

Asset Turnover

Operating Cash Flow Sales Ratio

Free Cash Flow Operating Cash Flow Ratio

Cash Flow Coverage Ratios

Short Term Coverage Ratios

Capital Expenditure Coverage Ratio

Dividend Paid And Capex Coverage Ratio

Dividend Payout Ratio

Price To Free Cash Flows Ratio, P/FCF

Price To Operating Cash Flows Ratio, P/OCF

Price Cash Flow Ratio, P/CF

Enterprise Value Multiple, EV

Price Fair Value, P/FV