One plan - full access

No subscription, no auto-renewal, no hidden terms.
Pay once and use it for 30 days.

PRO plan No auto-renewal
$18

30 days of full access
One-time payment

🌐 US & Global Companies
Get access for 30 days →
♧ Secure payment · Instant access

What is included

  • ✓Full access to detailed company analysis
  • ✓Fundamental screener
  • ✓Advanced stock screener filters
  • ✓5 ratings. Separate lists for US & Global Companies and MOEX
  • ✓Company data export in XLSX and CSV
  • ✓MarketCap’s overall ranking of top companies
  • ✓Analytics updates after each new financial report
⚠ The service is not an investment advisor. Financial statement data from public companies is available to everyone - MarketCap structures and analyzes it.
Community Bank System logo
Community Bank System CBU
$ 62.47 0.24%
report update icon

Quarterly report 2026-Q2
added 08-07-2026

Community Bank System Financial Statements 2025-2008 | CBU

Annual Financial Statements Community Bank System

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Market Cap

3.19 B 3.33 B 2.43 B 3.25 B 3.83 B 3.34 B 3.5 B 3.1 B 2.62 B 2.6 B 1.55 B 1.37 B 1.47 B 1.13 B 984 M 727 K 502 M -

Shares

52.7 M 52.8 M 53.6 M 53.9 M 54 M 53 M 51.9 M 51.4 M 49.1 M 44.4 M 41.3 M 40.8 M 40.2 M 39.5 M 36 M 33 K 32.7 M -

Historical Prices

60.5 63.1 45.3 60.2 71 63 62.6 55.2 47.9 51.3 31.8 27.4 28.2 21.7 20.1 22.1 15.4 23.7

Net Income

210 M 182 M 132 M 188 M 190 M 165 M 169 M 169 M 151 M 104 M 91.2 M 91.4 M 78.8 M 77.1 M 73.1 M 63.3 M 41.4 M -

Revenue

818 M 746 M 652 M 679 M - - 590 M 569 M 518 M 430 M 372 M 363 M 428 M 330 M 299 M - - -

Cost of Revenue

314 M 301 M 282 M 257 M 242 M 228 M 220 M 207 M 187 M 156 M 126 M 123 M 122 M 112 M 102 M 91.4 M 92.7 M -

Interest Expense

193 M 194 M 104 M 23.1 M 13 M 20.9 M 26.6 M 17.7 M 13.8 M 11.3 M 11.2 M 11.8 M 26.1 M 51 M 61.6 M 66.6 M 83.3 M -

EBITDA

15.6 M 13.7 M 13 M 14.4 M 15.6 M 16 M - - - - - - - - - 10.2 M 10.3 M -

Operating Expenses

- - - - - - 398 M 375 M 346 M 285 M 244 M 245 M 253 M 266 M 252 M 177 M - -

General and Administrative Expenses

- - - - - - 273 M 246 M 229 M 197 M 167 M 163 M 159 M 145 M 132 M - - -

All numbers in USD currency

Quarterly Income Statement Community Bank System

2026-Q2 2026-Q1 2025-Q3 2025-Q2 2025-Q1 2024-Q3 2024-Q2 2024-Q1 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Shares

52.6 M 52.7 M 52.7 M 52.8 M 52.7 M 52.5 M 52.7 M 53.2 M 53.5 M 53.7 M 53.8 M - 53.8 M 53.9 M 54 M - 54 M 54 M 53.8 M - 53.6 M 52.5 M 52 M - 51.8 M 51.7 M 51.5 M - 51.2 M 51.1 M 50.9 M - 50.7 M 48.5 M 45.3 M - 44.2 M 44 M 43.9 M - 40.9 M 40.7 M 40.7 M - 40.6 M 40.6 M 40.5 M - 40.1 M 39.9 M 39.7 M - 39.4 M 39.3 M 38.6 M - 36.7 K 36.3 M 33.2 M

Net Income

61.3 M 57.2 M 55.1 M 51.3 M 49.6 M 43.9 M 47.9 M 40.9 M 44.1 M 48.3 M 5.8 M - 48.7 M 39.8 M 47.1 M - 45.3 M 47.9 M 52.8 M - 42.8 M 35.2 M 40.1 M - 39.2 M 45 M 41.9 M - 43.1 M 44.6 M 40.1 M - 35.2 M 17.2 M 26.3 M - 27.2 M 25.9 M 24.4 M - 25 M 23.8 M 22.3 M - 22.4 M 23.7 M 22.2 M - 22 M 21.1 M 20.2 M - 18.4 M 21.1 M 18.8 M - 20 M 18 M 16.2 M

Revenue

223 M 213 M 207 M 199 M 196 M 189 M 184 M 177 M - - - - 200 K 300 K 300 K - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Cost of Revenue

82.4 M 80.3 M 76.5 M 79 M 76.4 M 78 M 73.4 M 73.1 M 70.7 M 68 M 71.5 M - 66.2 M 65.4 M 61.6 M - 62.9 M 57.9 M 57.6 M - 57.3 M 54.7 M 58.3 M - 56.1 M 54 M 53.4 M - 51.1 M 52.4 M 51.9 M - 48.4 M 46.6 M 42.9 M - 38.3 M 38 M 39.1 M - 31.2 M 31 M 31 M - 30.9 M 30.4 M 30.7 M - 30.4 M 30.3 M 30.5 M - 28.1 M 26.8 M 27.4 M - 26.5 M 25.5 M 23.1 M

Interest Expense

45.2 M 45.3 M 49.1 M 48.1 M 47.4 M 51.2 M 47.6 M 45.7 M 108 M 109 M 14.9 M - 5.48 M 3.03 M 2.82 M - 3.06 M 3.26 M 3.71 M - 4.52 M 5.24 M 6.94 M - 7.37 M 6.05 M 5.82 M - 4.7 M 4.16 M 3.78 M - 4.09 M 3.39 M 2.68 M - 2.86 M 2.8 M 2.88 M - 2.92 M 2.65 M 2.61 M - 2.89 M 2.94 M 3.13 M - 5.53 M 5.71 M 9.5 M - 12.6 M 12.8 M 13.6 M - 15.8 M 15.7 M 14.8 M

EBITDA

6.09 M 5.26 M 3.87 M 3.66 M 3.64 M 3.43 M 3.4 M 3.28 M 3.58 M 3.7 M 3.3 M - 3.84 M 3.85 M 3.69 M - 11.9 M 8.01 M 4.03 M - 11.9 M 8 M 4.08 M - 11.8 M 7.68 M 3.83 M - 11.9 M 7.96 M 4 M - 12 M 7.78 M 3.67 M - 10.7 M 7.15 M 3.56 M - 9.82 M 6.53 M 3.25 M - 9.8 M 6.53 M 3.29 M - 9.06 M 5.95 M 3.01 M - 8.49 M 5.55 M 2.81 M - 8.61 M 5.66 M 2.74 M

Operating Expenses

- - - - - - - - - - - - 100 K 100 K 100 K - - - - - - - - - - - - - - - - - - - - - 66.2 M 66.4 M 67.7 M - 56.1 M 56 M 55.9 M - 58.8 M 55.2 M 55.9 M - 55 M 54.4 M 54.6 M - 56.1 M 49.4 M 49.4 M - 48.1 M 51.1 M -

All numbers in USD currency

Financial statements are the primary tool companies use to inform stakeholders about their financial position, performance, and changes in capital structure. It is a kind of "business language" understood by investors, creditors, tax authorities, and other participants in the economic environment.

Main types of financial statements Community Bank System CBU
  1. Income Statement
    Shows income, expenses, and resulting profit or loss over a specific period. Helps assess business profitability.
  2. Balance Sheet
    Reflects a company’s assets, liabilities, and equity as of a specific date. It’s a snapshot of what the company owns and owes.
    Assets — everything the company owns (cash, equipment, buildings, accounts receivable, etc.).
    Liabilities — debts and other external sources of financing.
    Equity — owners' capital and retained earnings.
  3. Cash Flow Statement
    Reveals how the company earns and spends money in three areas: operating, investing, and financing activities.
International reporting standards
  • IFRS — International Financial Reporting Standards, applicable to public and multinational companies.
  • GAAP — Generally Accepted Accounting Principles used in the United States.
  • RAS — Russian Accounting Standards, used domestically in Russia.

Financial reporting Community Bank System plays a crucial role for investors as it serves as an objective source of information about a company's current state. Based on the reports, one can determine whether a company is growing, stagnating, or losing market share. This allows investors to identify both promising and problematic assets in a timely manner.

In addition, financial data provides a basis for forecasting future returns. Historical trends in revenue, profit, and cash flow help evaluate potential dividends, the likelihood of stock price growth, and overall investment risk.

Transparent and accurate reporting is also an indicator of a company’s maturity and managerial responsibility. Such openness builds investor confidence and simplifies investment decision-making, especially when comparing multiple companies.

Finally, financial statements enable high-quality comparative analysis. They allow companies to be evaluated against each other in terms of profitability, debt levels, margins, and other key metrics — which is particularly important when choosing the best investment options within an industry or market segment.

Financial statements of other stocks in the Banks regional industry

Issuer Price % 24h Market Cap Country
Live Oak Bancshares Live Oak Bancshares
LOB
$ 35.37 0.71 % $ 1.62 B usaUSA
Lakeland Financial Corporation Lakeland Financial Corporation
LKFN
$ 60.84 4.19 % $ 1.56 B usaUSA
Allegiance Bancshares Allegiance Bancshares
ABTX
- -0.86 % $ 1.51 B usaUSA
Malvern Bancorp Malvern Bancorp
MLVF
- - $ 130 M usaUSA
Veritex Holdings Veritex Holdings
VBTX
- - $ 1.65 B usaUSA
BankUnited BankUnited
BKU
$ 43.41 -0.41 % $ 3.21 B usaUSA
Bank of Marin Bancorp Bank of Marin Bancorp
BMRC
$ 27.7 2.18 % $ 442 M usaUSA
Cincinnati Bancorp Cincinnati Bancorp
CNNB
- -4.28 % $ 43.3 M usaUSA
Popular Popular
BPOP
$ 160.6 0.85 % $ 10.9 B usaUSA
Independent Bank Group Independent Bank Group
IBTX
- 0.46 % $ 2.5 B usaUSA
Sierra Bancorp Sierra Bancorp
BSRR
$ 42.07 0.79 % $ 568 M usaUSA
First Busey Corporation First Busey Corporation
BUSE
$ 30.46 0.43 % $ 2.56 B usaUSA
Bridgewater Bancshares Bridgewater Bancshares
BWB
$ 20.69 0.53 % $ 570 M usaUSA
Bankwell Financial Group Bankwell Financial Group
BWFG
$ 67.51 0.46 % $ 523 M usaUSA
Pacific Premier Bancorp Pacific Premier Bancorp
PPBI
- - $ 2.32 B usaUSA
Broadway Financial Corporation Broadway Financial Corporation
BYFC
$ 11.27 0.09 % $ 96.9 M usaUSA
ESSA Bancorp ESSA Bancorp
ESSA
- - $ 196 M usaUSA
Bar Harbor Bankshares Bar Harbor Bankshares
BHB
$ 40.77 0.47 % $ 648 M usaUSA
Camden National Corporation Camden National Corporation
CAC
$ 58.39 0.95 % $ 987 M usaUSA
First Financial Northwest First Financial Northwest
FFNW
- -1.23 % $ 206 M usaUSA
Atlantic Capital Bancshares Atlantic Capital Bancshares
ACBI
- -1.48 % $ 566 M usaUSA
Sterling Bancorp (Southfield, MI) Sterling Bancorp (Southfield, MI)
SBT
- -0.82 % $ 245 M usaUSA
Carter Bankshares Carter Bankshares
CARE
$ 30.66 0.29 % $ 689 M usaUSA
BayCom Corp BayCom Corp
BCML
$ 31.02 1.87 % $ 341 M usaUSA
Salisbury Bancorp Salisbury Bancorp
SAL
- - $ 162 M usaUSA
Penns Woods Bancorp Penns Woods Bancorp
PWOD
- - $ 213 M usaUSA
Cambridge Bancorp Cambridge Bancorp
CATC
- - $ 576 M usaUSA
Commerce Bancshares Commerce Bancshares
CBSH
$ 56.07 0.15 % $ 7.96 B usaUSA
Capital City Bank Group Capital City Bank Group
CCBG
$ 50.69 0.32 % $ 865 M usaUSA
CNB Financial Corporation CNB Financial Corporation
CCNE
$ 35.65 0.85 % $ 876 M usaUSA
The Community Financial Corporation The Community Financial Corporation
TCFC
- -1.56 % $ 154 M usaUSA
Umpqua Holdings Corporation Umpqua Holdings Corporation
UMPQ
- - $ 3.83 B usaUSA
Grupo Supervielle S.A. Grupo Supervielle S.A.
SUPV
$ 6.97 -9.83 % $ 3.06 B -
Bogota Financial Corp. Bogota Financial Corp.
BSBK
$ 9.1 -0.33 % $ 115 M usaUSA
Axos Financial Axos Financial
AX
$ 92.31 0.53 % $ 5.23 B usaUSA
Glen Burnie Bancorp Glen Burnie Bancorp
GLBZ
- - $ 12.5 M usaUSA
SVB Financial Group SVB Financial Group
SIVB
- - $ 6.28 B usaUSA
Emclaire Financial Corp Emclaire Financial Corp
EMCF
- -4.21 % $ 86.4 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 107.88 0.51 % $ 349 M usaUSA
Texas Capital Bancshares Texas Capital Bancshares
TCBI
$ 90.58 0.41 % $ 4.13 B usaUSA
Capitol Federal Financial Capitol Federal Financial
CFFN
$ 8.49 1.01 % $ 1.1 B usaUSA
Citizens Financial Group Citizens Financial Group
CFG
$ 65.61 0.73 % $ 28.4 B usaUSA
Cullen/Frost Bankers Cullen/Frost Bankers
CFR
$ 159.03 1.27 % $ 10.2 B usaUSA
City Holding Company City Holding Company
CHCO
$ 144.27 1.59 % $ 2.09 B usaUSA
TriState Capital Holdings TriState Capital Holdings
TSC
- - $ 1.03 B usaUSA
Banco Santander (Brasil) S.A. Banco Santander (Brasil) S.A.
BSBR
$ 4.86 -12.35 % $ 18.2 B brasilBrasil
1895 Bancorp of Wisconsin 1895 Bancorp of Wisconsin
BCOW
- -6.47 % $ 52 M usaUSA
CBM Bancorp CBM Bancorp
CBMB
- 0.52 % $ 61.6 M usaUSA
ChoiceOne Financial Services ChoiceOne Financial Services
COFS
$ 34.56 0.88 % $ 482 M usaUSA
Columbia Banking System Columbia Banking System
COLB
$ 31.14 0.91 % $ 7.41 B usaUSA