Community Bank System EBITDA 2011-2025 | CBU

Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA), is an often used measure of a company's profitability. Financial analysts use EBITDA for a number of purposes including calculating simple valuations of a firm, estimating cash flows, and assessing debt servicing capability. The uses for EBITDA in financial analysis are numerous, but in practice should be more restrained. While EBITDA has some useful applications, it should be used with caution, as the problems with EBITDA are abundant and can lead to a number of misguided conclusions.^[1]

EBITDA is an important indicator for investors and analysts because it allows them to evaluate a company's operating profit without considering the impact of financial expenses, taxes, or non-cash depreciation and amortization. It provides better comparability between companies in different industries or with different tax conditions.

EBITDA is often used to assess a company's ability to generate cash flow and repay debts. It can also serve as a measure of a company's operational efficiency, as it shows how profitable the core business is, regardless of external factors such as interest or taxes.

However, it is important to note that EBITDA is not an official financial statement measure and can be defined and calculated differently by companies. Therefore, investors and analysts should exercise caution when using EBITDA as an evaluation tool and combine it with other financial metrics and information to get a more complete picture of a company's financial condition.

Annual EBITDA Community Bank System

2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
13.7 M	13 M	14.4 M	15.6 M	16 M	-	-	-	-	-	-	-	-	-

All numbers in USD currency

Indicator range from annual reports

Maximum	Minimum	Average
16 M	13 M	14.5 M

Quarterly EBITDA Community Bank System

2025-Q3	2025-Q2	2025-Q1	2024-Q3	2024-Q2	2024-Q1	2023-Q3	2023-Q2	2023-Q1	2022-Q4	2022-Q3	2022-Q2	2022-Q1	2021-Q4	2021-Q3	2021-Q2	2021-Q1	2020-Q4	2020-Q3	2020-Q2	2020-Q1	2019-Q4	2019-Q3	2019-Q2	2019-Q1	2018-Q4	2018-Q3	2018-Q2	2018-Q1	2017-Q4	2017-Q3	2017-Q2	2017-Q1	2016-Q4	2016-Q3	2016-Q2	2016-Q1	2015-Q4	2015-Q3	2015-Q2	2015-Q1	2014-Q4	2014-Q3	2014-Q2	2014-Q1	2013-Q4	2013-Q3	2013-Q2	2013-Q1	2012-Q4	2012-Q3	2012-Q2	2012-Q1	2011-Q4	2011-Q3	2011-Q2	2011-Q1
3.87 M	3.66 M	3.64 M	3.43 M	3.4 M	3.28 M	3.58 M	3.7 M	3.3 M	-	3.84 M	3.85 M	3.69 M	-	11.9 M	8.01 M	4.03 M	-	11.9 M	8 M	4.08 M	-	11.8 M	7.68 M	3.83 M	-	11.9 M	7.96 M	4 M	-	12 M	7.78 M	3.67 M	-	10.7 M	7.15 M	3.56 M	-	9.82 M	6.53 M	3.25 M	-	9.8 M	6.53 M	3.29 M	-	9.06 M	5.95 M	3.01 M	-	8.49 M	5.55 M	2.81 M	-	8.61 M	5.66 M	2.74 M

All numbers in USD currency

Indicator range from quarterly reporting

Maximum	Minimum	Average
12 M	2.74 M	6.1 M

References

Brockman, C. M., & Russell, J. W. (2012). EBITDA: use it... or lose it?. International Journal of Business, Accounting and Finance, 6(2), 84-93.

EBITDA of other stocks in the Banks regional industry

Issuer	EBITDA	Price	% 24h	Market Cap	Country
Signature Bank SBNY	400 M	-	-	$ 4.41 B	USA
American National Bankshares AMNB	3.16 M	-	-	$ 508 M	USA
Banco Macro S.A. BMA	90.4 B	$ 91.01	0.82 %	$ 14.4 M	Argentina
Banco BBVA Argentina S.A. BBAR	14 B	$ 18.28	0.16 %	$ 450 B	Argentina
Cadence Bancorporation CADE	105 M	$ 43.86	0.44 %	$ 5.65 B	USA
First Midwest Bancorp, Inc. FMBI	27.7 M	-	-1.2 %	$ 2.26 B	USA
Banco Bradesco S.A. BBD	571 M	$ 3.36	0.6 %	$ 14.8 M	Brasil
Allegiance Bancshares ABTX	7.55 M	-	-0.86 %	$ 1.51 B	USA
1895 Bancorp of Wisconsin BCOW	492 K	-	-6.47 %	$ 52 M	USA
Banco Santander-Chile BSAC	1.07 T	$ 31.33	1.03 %	$ 3.42 T	Chile
The Bank of Princeton BPRN	17.3 M	$ 35.31	-1.12 %	$ 238 M	USA
BankUnited BKU	60.1 M	$ 45.22	0.31 %	$ 3.33 B	USA
Atlantic Capital Bancshares ACBI	5.14 M	-	-1.48 %	$ 566 M	USA
Bankwell Financial Group BWFG	3.78 M	$ 47.75	-0.77 %	$ 368 M	USA
Carter Bankshares CARE	7.06 M	$ 19.86	0.2 %	$ 453 M	USA
BCB Bancorp BCBP	29.9 M	$ 8.27	-	$ 141 M	USA
Commerce Bancshares CBSH	46.9 M	$ 53.03	-0.34 %	$ 7.37 B	USA
Business First Bancshares BFST	5.26 M	$ 26.84	-0.3 %	$ 705 M	USA
CNB Financial Corporation CCNE	8.27 M	$ 26.87	-0.04 %	$ 560 M	USA
Ameris Bancorp ABCB	36.8 M	$ 76.59	0.22 %	$ 5.27 B	USA
Citizens Financial Group CFG	498 M	$ 59.86	0.59 %	$ 27 B	USA
Civista Bancshares CIVB	10.8 M	$ 23.02	0.17 %	$ 349 M	USA
Comerica Incorporated CMA	96 M	$ 88.51	0.07 %	$ 11.8 B	USA
Cincinnati Bancorp CNNB	234 K	-	-4.28 %	$ 43.3 M	USA
Bank of Marin Bancorp BMRC	2.1 M	$ 26.62	0.08 %	$ 426 M	USA
Spirit of Texas Bancshares, Inc. STXB	121 M	-	-0.23 %	$ 446 M	USA
People's United Financial, Inc. PBCT	974 M	-	-	$ 8.34 B	USA
Coastal Financial Corporation CCB	2.33 M	$ 116.32	-0.58 %	$ 1.57 B	USA
Sierra Bancorp BSRR	-170 K	$ 33.37	1.12 %	$ 477 M	USA
First Busey Corporation BUSE	9.5 M	$ 24.38	0.16 %	$ 1.38 B	USA
Popular BPOP	57.1 M	$ 125.95	0.46 %	$ 9.02 B	USA
Blue Ridge Bankshares BRBS	1.7 M	$ 4.31	0.23 %	$ 81.6 M	USA
California BanCorp CALB	10.6 M	-	1.05 %	$ 210 M	USA
CB Financial Services CBFV	2.74 M	$ 35.14	-0.09 %	$ 180 M	USA
CBM Bancorp CBMB	145 K	-	0.52 %	$ 61.6 M	USA
Central Valley Community Bancorp CVCY	891 K	-	2.26 %	$ 233 M	USA
Codorus Valley Bancorp CVLY	2.36 M	-	-	$ 231 M	USA
American River Bankshares AMRB	10 M	-	2.00 %	$ 125 M	USA
Bank of Commerce Holdings BOCH	21.3 M	-	-1.56 %	$ 254 M	USA
Grupo Financiero Galicia S.A. GGAL	62.1 B	$ 54.28	0.44 %	$ 3.54 B	Argentina
CIT Group Inc. CIT	1.17 B	-	-1.4 %	$ 4.74 B	USA
Cathay General Bancorp CATY	7.18 M	$ 50.2	0.36 %	$ 3.62 B	USA
Colony Bankcorp CBAN	8.7 M	$ 18.07	0.22 %	$ 318 M	USA
Citizens Holding Company CIZN	1.44 M	-	-5.65 %	$ 49.5 M	USA
ChoiceOne Financial Services COFS	2.48 M	$ 30.49	-0.51 %	$ 230 M	USA
Enterprise Bancorp EBTC	5.61 M	-	-	$ 491 M	USA
Bridgewater Bancshares BWB	2.37 M	$ 18.17	0.06 %	$ 499 M	USA