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TelegramAnnual report 2025
added 02-12-2026
Citizens Financial Group Retained Earnings 2011-2026 | CFG
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Citizens Financial Group
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.3 B | 10.4 B | 9.82 B | 9.16 B | 7.98 B | 6.44 B | 6.5 B | 5.38 B | 4.16 B | 2.7 B | 1.91 B | 1.29 B | 1.24 B | 5.85 B | - |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 11.3 B | 1.24 B | 6.01 B |
Quarterly Retained Earnings Citizens Financial Group
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.1 B | 10.8 B | 10.6 B | 10.4 B | 10.2 B | 10.1 B | 9.92 B | 9.82 B | 9.86 B | 9.66 B | 9.42 B | 9.16 B | 8.75 B | - | 8.21 B | 7.98 B | 7.65 B | 7.31 B | 6.87 B | 6.44 B | 6.44 B | 6.44 B | 6.44 B | 6.5 B | 6.5 B | 6.5 B | 6.5 B | 5.38 B | 5.38 B | 5.38 B | 5.38 B | 4.16 B | 4.16 B | 4.16 B | 4.16 B | 2.7 B | 2.7 B | 2.7 B | 2.7 B | 1.91 B | 1.91 B | 1.91 B | 1.91 B | 1.29 B | 1.29 B | 1.29 B | 1.29 B | 1.24 B | 1.24 B | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 11.1 B | 1.24 B | 5.91 B |
Retained Earnings of other stocks in the Banks regional industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Camden National Corporation
CAC
|
545 M | $ 48.77 | -0.48 % | $ 824 M |  USA |
 |
Allegiance Bancshares
ABTX
|
267 M | - | -0.86 % | $ 1.51 B | USA |
 |
Bancolombia S.A.
CIB
|
18 T | $ 72.15 | -0.87 % | $ 13.9 B |  Colombia |
 |
Atlantic Capital Bancshares
ACBI
|
114 M | - | -1.48 % | $ 566 M | USA |
 |
Signature Bank
SBNY
|
3.55 B | - | - | $ 4.41 B | USA |
 |
Eagle Bancorp Montana
EBMT
|
112 M | $ 21.3 | -0.23 % | $ 166 M | USA |
 |
Enterprise Financial Services Corp
EFSC
|
1.02 B | $ 56.03 | 0.81 % | $ 2.07 B | USA |
 |
First Midwest Bancorp, Inc.
FMBI
|
1.39 B | - | -1.2 % | $ 2.26 B | USA |
 |
Esquire Financial Holdings
ESQ
|
198 M | $ 109.66 | 0.25 % | $ 884 M | USA |
 |
First Financial Bankshares
FFIN
|
1.49 B | $ 30.62 | 0.76 % | $ 4.38 B | USA |
 |
First Hawaiian
FHB
|
934 M | $ 25.7 | 0.73 % | $ 3.28 B | USA |
 |
First Horizon Corporation
FHN
|
4.38 B | $ 23.14 | -0.6 % | $ 12.5 B | USA |
 |
Financial Institutions
FISI
|
437 M | $ 32.99 | 0.67 % | $ 663 M | USA |
 |
Fidelity D & D Bancorp
FDBC
|
159 M | $ 44.1 | 0.92 % | $ 254 M | USA |
 |
Banc of California
BANC
|
-242 M | $ 18.02 | 0.53 % | $ 2.88 B | USA |
 |
First Merchants Corporation
FRME
|
1.41 B | $ 40.02 | 0.09 % | $ 2.3 B | USA |
 |
First United Corporation
FUNC
|
207 M | $ 37.32 | -0.16 % | $ 242 M | USA |
 |
Glacier Bancorp
GBCI
|
1.16 B | $ 45.97 | -0.13 % | $ 5.51 B | USA |
 |
Dime Community Bancshares
DCOM
|
854 M | - | - | $ 1.48 B | USA |
 |
Dime Community Bancshares
DCOMP
|
854 M | - | - | $ 796 M | USA |
 |
Grupo Financiero Galicia S.A.
GGAL
|
-57.3 B | $ 44.75 | -3.16 % | $ 3.54 B |  Argentina |
 |
Home Bancorp
HBCP
|
285 M | $ 62.35 | 1.29 % | $ 485 M | USA |
 |
Popular
BPOP
|
5.21 B | $ 141.63 | 1.24 % | $ 9.57 B | USA |
 |
Banco Santander-Chile
BSAC
|
411 B | $ 32.77 | -1.43 % | $ 3.42 T |  Chile |
 |
Cadence Bancorporation
CADE
|
260 M | - | - | $ 5.43 B | USA |
 |
Home Bancshares (Conway, AR)
HOMB
|
1.94 B | $ 27.45 | 0.15 % | $ 5.49 B | USA |
|
Bogota Financial Corp.
BSBK
|
92.1 M | $ 8.71 | - | $ 110 M | USA |
 |
Auburn National Bancorporation
AUBN
|
119 M | $ 23.26 | -0.68 % | $ 81.3 M | USA |
 |
Banco BBVA Argentina S.A.
BBAR
|
-29.4 B | $ 15.41 | -3.08 % | $ 450 B | Argentina |
 |
First Busey Corporation
BUSE
|
337 M | $ 25.98 | 0.35 % | $ 2.18 B | USA |
 |
American National Bankshares
AMNB
|
233 M | - | - | $ 508 M | USA |
 |
First Internet Bancorp
INBK
|
193 M | $ 22.24 | 1.92 % | $ 194 M | USA |
 |
Independent Bank Corp.
INDB
|
1.27 B | $ 77.89 | 0.16 % | $ 3.6 B | USA |
 |
Itaú Unibanco Holding S.A.
ITUB
|
42.5 B | $ 8.3 | -1.54 % | $ 470 B |  Brasil |
 |
Banco Bradesco S.A.
BBDO
|
-234 M | $ 3.32 | -1.78 % | $ 13.1 M | Brasil |
 |
Kentucky First Federal Bancorp
KFFB
|
17.5 M | $ 4.43 | 2.07 % | $ 35.9 M | USA |
 |
Spirit of Texas Bancshares, Inc.
STXB
|
76.7 M | - | -0.23 % | $ 446 M | USA |
 |
Kearny Financial Corp.
KRNY
|
342 M | $ 7.78 | 0.45 % | $ 486 M | USA |
 |
People's United Financial, Inc.
PBCT
|
1.36 B | - | - | $ 8.34 B | USA |
 |
ConnectOne Bancorp
CNOB
|
674 M | $ 27.33 | 0.02 % | $ 1.24 B | USA |
 |
C&F Financial Corporation
CFFI
|
269 M | $ 72.55 | - | $ 235 M | USA |
 |
CVB Financial Corp.
CVBF
|
1.3 B | $ 19.77 | 0.18 % | $ 2.7 B | USA |
 |
Landmark Bancorp
LARK
|
54.3 M | $ 25.33 | -1.47 % | $ 139 B | USA |
 |
Lake Shore Bancorp
LSBK
|
79 M | $ 15.4 | - | $ 90.2 M | USA |
 |
Merchants Bancorp
MBIN
|
1.33 B | $ 45.06 | 0.51 % | $ 2.02 B | USA |
 |
Capstar Financial Holdings
CSTR
|
159 M | - | - | $ 425 M | USA |
 |
Metropolitan Bank Holding Corp.
MCB
|
451 M | $ 85.24 | 0.28 % | $ 903 M | USA |
 |
American River Bankshares
AMRB
|
56 M | - | 2.00 % | $ 125 M | USA |
 |
Bank of Commerce Holdings
BOCH
|
111 M | - | -1.56 % | $ 254 M | USA |
 |
Axos Financial
AX
|
2.62 B | $ 88.64 | 2.14 % | $ 5.04 B | USA |