One plan - full access

No subscription, no auto-renewal, no hidden terms.
Pay once and use it for 30 days.

PRO plan No auto-renewal
$18

30 days of full access
One-time payment

🌐 US & Global Companies
Get access for 30 days →
♧ Secure payment · Instant access

What is included

  • ✓Full access to detailed company analysis
  • ✓Fundamental screener
  • ✓Advanced stock screener filters
  • ✓5 ratings. Separate lists for US & Global Companies and MOEX
  • ✓Company data export in XLSX and CSV
  • ✓MarketCap’s overall ranking of top companies
  • ✓Analytics updates after each new financial report
⚠ The service is not an investment advisor. Financial statement data from public companies is available to everyone - MarketCap structures and analyzes it.
CVB Financial Corp. logo
CVB Financial Corp. CVBF
$ 22.79 -0.83%
report update icon

Quarterly report 2026-Q3
added 11-06-2026

CVB Financial Corp. Balance Sheet 2025-2008 | CVBF

Brief overview of CVB Financial Corp.'s balance sheet strength

The balance sheet is assessed across five available annual reports spanning 2021 to 2025.

Assets changed little, standing at $15.9 billion initially and $15.6 billion at the end. The balance sheet stayed close to its former scale.

The growth rates were balanced: assets changed -1.6%, while liabilities changed -3.4%.

Banks and insurers cannot be assessed like industrial businesses on liabilities alone. Here, equity represents 14.7% of assets, previously 13.1%.

Retained earnings are $1.3 billion versus $875.6 million initially. The direction shows how results contributed to equity.

What the balance sheet shows

CVB Financial Corp.'s balance sheet is broadly resilient, though selected areas require monitoring. The balance between assets, equity and liabilities remains the key issue.

Annual Balance Sheet CVB Financial Corp.

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008

Net Debt

-330 M -128 M -257 M -179 M -1.71 B -1.93 B -164 M -138 M -119 M -95.9 M -80.3 M 119 M 130 M 102 M 105 M - - -

Long Term Debt

46.5 M 49.6 M 24.1 M 24.5 M 20.9 M 25.8 M 21.4 M 25.8 M 25.8 M 25.8 M 25.8 M 225 M 225 M 200 M 450 M - - -

Long Term Debt Current

- 26.8 M - - - - - - - - - - - - - - - -

Total Non Current Liabilities

- - - - - - 25.8 M 25.8 M 25.8 M 25.8 M 25.8 M 25.8 M 26 M 67 M 115 M - - -

Total Liabilities

13.3 B 13 B 13.9 B 14.5 B 13.8 B 12.4 B 9.29 B 9.68 B 7.2 B 7.08 B 6.75 B 6.5 B 5.89 B 5.6 B 5.77 B 5.79 B - -

Retained Earnings

1.3 B 1.2 B 1.11 B 1 B 876 M 761 M 683 M 576 M 494 M 449 M 400 M 352 M 290 M 235 M 193 M 147 M - -

Total Assets

15.6 B 15.2 B 16 B 16.5 B 15.9 B 14.4 B 11.3 B 11.5 B 8.27 B 8.07 B 7.67 B 7.38 B 6.66 B 6.36 B 6.48 B 6.44 B 6.74 B -

Cash and Cash Equivalents

376 M 205 M 281 M 203 M 1.73 B 1.96 B 186 M 164 M 144 M 122 M 106 M 106 M 94.7 M 98.4 M 345 M 404 M 103 M 95.3 M

Book Value

2.3 B 2.19 B 2.08 B 1.95 B 2.08 B 2.01 B 1.99 B 1.85 B 1.07 B 991 M 923 M 878 M 772 M 763 M 715 M 644 M 6.74 B -

Total Shareholders Equity

2.3 B 2.19 B 2.08 B 1.95 B 2.08 B 2.01 B 1.99 B 1.85 B 1.07 B 991 M 923 M 878 M 772 M 763 M 715 M 644 M 638 M 615 M

All numbers in USD currency

Quarterly Balance Sheet CVB Financial Corp.

2026-Q3 2026-Q2 2026-Q1 2025-Q4 2025-Q3 2025-Q2 2025-Q1 2024-Q4 2024-Q3 2024-Q2 2024-Q1 2023-Q4 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

71.6 M 76 M 46.1 M 46.5 M 46.9 M 46.4 M 47.8 M 49.6 M 34.9 M 24.5 M 49.6 M 24.1 M 25.2 M 25.2 M 24.6 M 24.5 M 25.1 M 26.1 M 23.4 M 20.9 M 21.1 M 22 M 22.2 M 21.2 M 21.2 M 21.2 M 21.2 M 21.4 M 21.4 M 21.4 M 21.4 M - - - - - - - - - - - - - - - - - - - - - - - - 200 M - - - 450 M - - -

Total Liabilities

17.4 B 18 B 13.2 B 13.3 B 13.4 B 13.2 B 13 B 13 B 13.2 B 14 B - 13.9 B 14 B 14.5 B 14.3 B 14.5 B 14.5 B 14.8 B 15.5 B 13.8 B 14.1 B 13.5 B 12.8 B 12.4 B 12.4 B 12.4 B 12.4 B 9.29 B 9.29 B 9.29 B 9.29 B 9.68 B 9.68 B 9.68 B 9.68 B 7.2 B 7.2 B 7.2 B 7.2 B 7.08 B 7.08 B 7.08 B 7.08 B 6.75 B 6.75 B 6.75 B 6.75 B 6.5 B 6.5 B 6.5 B 6.5 B 5.89 B 5.89 B 5.89 B 5.89 B 5.6 B 5.6 B 5.6 B 5.6 B 5.77 B 5.77 B 5.77 B 5.77 B

Retained Earnings

1.38 B 1.34 B 1.32 B 1.3 B 1.27 B 1.25 B 1.22 B 1.2 B 1.18 B 1.16 B - 1.11 B 1.09 B 1.06 B 1.03 B 1 B 965 M 928 M 896 M 876 M 852 M 827 M 800 M 761 M 761 M 761 M 761 M 683 M 683 M 683 M 683 M 576 M 576 M 576 M 576 M 494 M 494 M 494 M 494 M 449 M 449 M 449 M 449 M 400 M 400 M 400 M 400 M 352 M 352 M 352 M 352 M 290 M 290 M 290 M 290 M 235 M 235 M 235 M 235 M 193 M 193 M 193 M 193 M

Total Assets

20.5 B 21.2 B 15.5 B 15.6 B 15.7 B 15.4 B 15.3 B 15.2 B 15.4 B 16.2 B - 16 B 15.9 B 16.5 B 16.3 B 16.5 B 16.3 B 16.8 B 17.5 B 15.9 B 16.2 B 15.5 B 14.8 B 14.4 B 14.4 B 14.4 B 14.4 B 11.3 B 11.3 B 11.3 B 11.3 B 11.5 B 11.5 B 11.5 B 11.5 B 8.27 B 8.27 B 8.27 B 8.27 B 8.07 B 8.07 B 8.07 B 8.07 B 7.67 B 7.67 B 7.67 B 7.67 B 7.38 B 7.38 B 7.38 B 7.38 B 6.66 B 6.66 B 6.66 B 6.66 B 6.36 B 6.36 B 6.36 B 6.36 B 6.48 B 6.48 B 6.48 B 6.48 B

Cash and Cash Equivalents

256 M 1.1 B 452 M 376 M 784 M 739 M 529 M 205 M 453 M 844 M 950 M 281 M 241 M 618 M 228 M 203 M 319 M 697 M 1.65 B 1.73 B 2.56 B 2.33 B 1.53 B 1.96 B 1.96 B 1.96 B 1.96 B 186 M 186 M 186 M 186 M 164 M 164 M 164 M 164 M 144 M 144 M 144 M 144 M 122 M 122 M 122 M 122 M 106 M 106 M 106 M 106 M 106 M 106 M 106 M 106 M 94.7 M 94.7 M 94.7 M 94.7 M 98.4 M 98.4 M 98.4 M 98.4 M 345 M 345 M 345 M 345 M

Book Value

3.13 B 3.17 B 2.32 B 2.3 B 2.28 B 2.24 B 2.23 B 2.19 B 2.2 B 2.11 B - 2.08 B 1.95 B 2 B 1.99 B 1.95 B 1.88 B 1.98 B 2.08 B 2.08 B 2.06 B 2.06 B 2.02 B 2.01 B 2.01 B 2.01 B 2.01 B 1.99 B 1.99 B 1.99 B 1.99 B 1.85 B 1.85 B 1.85 B 1.85 B 1.07 B 1.07 B 1.07 B 1.07 B 991 M 991 M 991 M 991 M 923 M 923 M 923 M 923 M 878 M 878 M 878 M 878 M 772 M 772 M 772 M 772 M 763 M 763 M 763 M 763 M 715 M 715 M 715 M 715 M

Total Shareholders Equity

3.13 B 3.17 B 2.32 B 2.3 B 2.28 B 2.24 B 2.23 B 2.19 B 2.2 B 2.11 B 2.09 B 2.08 B 1.95 B 2 B 1.99 B 1.95 B 1.88 B 1.98 B 2.08 B 2.08 B 2.06 B 2.06 B 2.02 B 2.01 B 2.01 B 2.01 B 2.01 B 1.99 B 1.99 B 1.99 B 1.99 B 1.85 B 1.85 B 1.85 B 1.85 B 1.07 B 1.07 B 1.07 B 1.07 B 991 M 991 M 991 M 991 M 923 M 923 M 923 M 923 M 878 M 878 M 878 M 878 M 772 M 772 M 772 M 772 M 763 M 763 M 763 M 763 M 715 M 715 M 715 M 715 M

All numbers in USD currency

Balance Sheet is a fundamental financial report of CVB Financial Corp., providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

Balance sheet of other industry stocks – Banks regional

Issuer Price % 24h Market Cap Country
Amalgamated Bank Amalgamated Bank
AMAL
$ 50.22 -0.61 % $ 1.52 B usaUSA
Carter Bankshares Carter Bankshares
CARE
$ 29.47 0.27 % $ 662 M usaUSA
C&F Financial Corporation C&F Financial Corporation
CFFI
$ 108.44 0.69 % $ 351 M usaUSA
Fidelity D & D Bancorp Fidelity D & D Bancorp
FDBC
$ 68.45 -0.09 % $ 395 M usaUSA
First Interstate BancSystem First Interstate BancSystem
FIBK
$ 37.97 -1.18 % $ 3.89 B usaUSA
Intercorp Financial Services Intercorp Financial Services
IFS
$ 48.67 1.58 % $ 5.56 B -
First Foundation First Foundation
FFWM
- - $ 487 M usaUSA
Unity Bancorp Unity Bancorp
UNTY
$ 58.33 -0.27 % $ 585 M usaUSA
Popular Popular
BPOP
$ 159.22 0.91 % $ 10.8 B usaUSA
Chemung Financial Corporation Chemung Financial Corporation
CHMG
$ 86.02 -0.31 % $ 413 M usaUSA
Berkshire Hills Bancorp Berkshire Hills Bancorp
BHLB
- -0.65 % $ 1.11 B usaUSA
Carver Bancorp Carver Bancorp
CARV
- - $ 7.31 M usaUSA
CBTX CBTX
CBTX
- 1.49 % $ 1.51 B usaUSA
Central Valley Community Bancorp Central Valley Community Bancorp
CVCY
- 2.26 % $ 233 M usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOM
- - $ 1.48 B usaUSA
Flushing Financial Corporation Flushing Financial Corporation
FFIC
- - $ 525 M usaUSA
Fifth Third Bancorp Fifth Third Bancorp
FITB
- - $ 35.7 B usaUSA
Mid Penn Bancorp Mid Penn Bancorp
MPB
$ 34.82 -0.14 % $ 758 M usaUSA
First Savings Financial Group First Savings Financial Group
FSFG
- - $ 232 M usaUSA
HomeStreet HomeStreet
HMST
- 1.84 % $ 262 M usaUSA
Heritage Commerce Corp Heritage Commerce Corp
HTBK
- - $ 826 M usaUSA
IF Bancorp IF Bancorp
IROQ
- - $ 83.7 M usaUSA
Medallion Bank Medallion Bank
MBNKP
- - $ 572 M usaUSA
Northfield Bancorp (Staten Island, NY) Northfield Bancorp (Staten Island, NY)
NFBK
$ 15.31 - $ 614 M usaUSA
New York Community Bancorp New York Community Bancorp
NYCB
- -8.26 % $ 7.53 B usaUSA
Origin Bancorp Origin Bancorp
OBNK
- -1.85 % $ 881 M usaUSA
OP Bancorp OP Bancorp
OPBK
- 1.26 % $ 158 M usaUSA
SmartFinancial SmartFinancial
SMBK
- -0.65 % $ 383 M usaUSA
Triumph Bancorp Triumph Bancorp
TBK
- 4.48 % $ 1.44 B usaUSA
United Security Bancshares United Security Bancshares
UBFO
- - $ 181 M usaUSA
United Community Banks United Community Banks
UCBI
- -3.23 % $ 3.27 B usaUSA
Synovus Financial Corp. Synovus Financial Corp.
SNV
- - $ 7.22 B usaUSA
Tectonic Financial Tectonic Financial
TECTP
- - $ 70.7 M usaUSA
California BanCorp California BanCorp
CALB
- 1.05 % $ 210 M usaUSA
Flagstar Bancorp Flagstar Bancorp
FBC
- -0.08 % $ 2.02 B usaUSA
BankFinancial Corporation BankFinancial Corporation
BFIN
- - $ 151 M usaUSA
Provident Bancorp Provident Bancorp
PVBC
- - $ 226 M usaUSA
Comerica Incorporated Comerica Incorporated
CMA
- - $ 11.8 B usaUSA
Middlefield Banc Corp. Middlefield Banc Corp.
MBCN
- - $ 273 M usaUSA
Amerant Bancorp Amerant Bancorp
AMTB
$ 30.22 0.37 % $ 1.26 B usaUSA
Capital Bancorp Capital Bancorp
CBNK
$ 42.4 -0.82 % $ 703 M usaUSA
ICICI Bank Limited ICICI Bank Limited
IBN
$ 34.88 1.23 % $ 113 B indiaIndia
First Western Financial First Western Financial
MYFW
$ 31.0 -0.26 % $ 301 M usaUSA
TowneBank TowneBank
TOWN
$ 36.39 -0.9 % $ 2.62 B usaUSA
Silvergate Capital Corporation Silvergate Capital Corporation
SI
$ 21.91 2.1 % $ 561 M usaUSA
Banco Bradesco S.A. Banco Bradesco S.A.
BBD
$ 2.58 -2.09 % $ 28 B brasilBrasil
First Citizens BancShares First Citizens BancShares
FCNCA
$ 2 311.2 0.92 % $ 30.1 B usaUSA
Dime Community Bancshares Dime Community Bancshares
DCOMP
- - $ 796 M usaUSA
Huntington Bancshares Incorporated Huntington Bancshares Incorporated
HBAN
$ 15.84 -0.53 % $ 23.4 B usaUSA
Bogota Financial Corp. Bogota Financial Corp.
BSBK
$ 9.27 -1.36 % $ 117 M usaUSA