MarketCap
Facebook
X
TelegramQuarterly report 2025-Q3
added 10-24-2025
Enova International Retained Earnings 2011-2026 | ENVA
Retained earnings — this is the portion of a company’s net profit that has not been distributed to shareholders as dividends but remains at the company’s disposal for future use. It is also referred to as retained income or accumulated earnings.Possible uses include
- reinvestment in development (R&D, equipment, marketing)
- debt repayment
- acquisition of other companies
- creation of reserves for the future
A high level of retained earnings indicates that the company is in a growth phase, accumulating capital and prioritizing reinvestment over dividend payouts. Conversely, low or negative retained earnings may suggest either a generous dividend policy, in which all profits are distributed to shareholders, or ongoing losses that reduce the overall financial result.
The presence of retained earnings does not indicate that the company has available cash — it is solely an accounting figure reflecting the accumulated portion of net profit remaining after dividends have been paid. Therefore, it is important for investors to analyze not only the amount of retained earnings, but also how effectively it is used to develop the business, reduce debt, or build financial stability.
Annual Retained Earnings Enova International
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.7 B | 1.49 B | 1.31 B | 1.11 B | 849 M | 373 M | 336 M | 265 M | 235 M | 201 M | 157 M | 170 M | 96.7 M | 41.6 M |
All numbers in USD currency
Indicator range from annual reports
| Maximum | Minimum | Average |
|---|---|---|
| 1.7 B | 41.6 M | 595 M |
Quarterly Retained Earnings Enova International
| 2025-Q3 | 2025-Q2 | 2025-Q1 | 2024-Q4 | 2024-Q3 | 2024-Q2 | 2024-Q1 | 2023-Q4 | 2023-Q3 | 2023-Q2 | 2023-Q1 | 2022-Q4 | 2022-Q3 | 2022-Q2 | 2022-Q1 | 2021-Q4 | 2021-Q3 | 2021-Q2 | 2021-Q1 | 2020-Q4 | 2020-Q3 | 2020-Q2 | 2020-Q1 | 2019-Q4 | 2019-Q3 | 2019-Q2 | 2019-Q1 | 2018-Q4 | 2018-Q3 | 2018-Q2 | 2018-Q1 | 2017-Q4 | 2017-Q3 | 2017-Q2 | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 | 2014-Q3 | 2014-Q2 | 2014-Q1 | 2013-Q4 | 2013-Q3 | 2013-Q2 | 2013-Q1 | 2012-Q4 | 2012-Q3 | 2012-Q2 | 2012-Q1 | 2011-Q4 | 2011-Q3 | 2011-Q2 | 2011-Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.93 B | 1.85 B | 1.77 B | 1.7 B | 1.63 B | 1.59 B | 1.54 B | 1.49 B | 1.45 B | 1.41 B | 1.36 B | 1.31 B | 1.26 B | 1.21 B | 1.16 B | 1.11 B | 1.06 B | 1.01 B | 925 M | 849 M | 849 M | 849 M | 849 M | 373 M | 373 M | 373 M | 373 M | 336 M | 336 M | 336 M | 336 M | 265 M | 265 M | 265 M | 265 M | 235 M | 235 M | 235 M | 235 M | 201 M | 201 M | 201 M | 201 M | 157 M | 157 M | 157 M | 157 M | 170 M | 170 M | - | - | - | - | - | - | - | - | - | - |
All numbers in USD currency
Indicator range from quarterly reporting
| Maximum | Minimum | Average |
|---|---|---|
| 1.93 B | 157 M | 750 M |
Retained Earnings of other stocks in the Payment services industry
| Issuer | Retained Earnings | Price | % 24h | Market Cap | Country | |
|---|---|---|---|---|---|---|
 |
Qiwi plc
QIWI
|
14.6 B | - | - | - |  Cyprus |
 |
Jianpu Technology
JT
|
-1.34 B | - | 7.78 % | $ 331 M | - |
 |
Pintec Technology Holdings Limited
PT
|
-2.53 B | - | - | $ 671 M |  China |
 |
Barings BDC, Inc.
BBDC
|
-310 M | $ 9.15 | -0.81 % | $ 439 M |  USA |
 |
Credit Acceptance Corporation
CACC
|
1.41 B | $ 443.13 | -6.12 % | $ 5.46 B | USA |
 |
CURO Group Holdings Corp.
CURO
|
203 M | - | -6.4 % | $ 7.82 M | USA |
 |
Discover Financial Services
DFS
|
33.6 B | - | -0.21 % | $ 50.2 B | USA |
 |
Dunxin Financial Holdings Limited
DXF
|
-54.3 M | $ 1.46 | 1.39 % | $ 722 M | China |
 |
Consumer Portfolio Services
CPSS
|
248 M | $ 8.53 | -2.01 % | $ 178 M | USA |
 |
Elevate Credit
ELVT
|
-55.2 M | - | - | $ 58.8 M | USA |
 |
Alliance Data Systems Corporation
ADS
|
4.83 B | - | -1.74 % | $ 2.84 B | USA |
 |
FinVolution Group
FINV
|
10.2 B | $ 5.15 | - | $ 6.63 B | USA |
 |
Goldman Sachs BDC, Inc.
GSBD
|
-5.35 M | $ 9.36 | 0.59 % | $ 378 M | USA |
 |
Xiaobai Maimai Inc.
HX
|
-1.43 M | - | -10.24 % | $ 37.1 M | China |
 |
Dragon Victory International Limited
LYL
|
-5.9 M | - | -2.89 % | $ 13.5 M | China |
 |
FirstCash
FCFS
|
1.41 B | $ 168.53 | -1.5 % | $ 7.58 B | USA |
 |
Marlin Business Services Corp.
MRLN
|
120 M | - | -0.17 % | $ 276 M | USA |
 |
Capital One Financial Corporation
COF
|
64.5 B | $ 228.9 | -4.28 % | $ 87.6 B | USA |
 |
Owl Rock Capital Corporation
ORCC
|
-198 M | - | -0.15 % | $ 5.25 B | USA |
 |
FlexShopper
FPAY
|
-35.8 M | - | 2.7 % | $ 4.12 M | USA |
 |
Santander Consumer USA Holdings Inc.
SC
|
5.28 B | - | 1.44 % | $ 13 B | USA |
 |
EZCORP
EZPW
|
613 M | $ 21.34 | -0.42 % | $ 1.23 B | USA |
 |
ORIX Corporation
IX
|
2.74 T | $ 30.34 | -1.17 % | $ 37.5 B |  Japan |
 |
Atlanticus Holdings Corporation
ATLC
|
307 M | $ 57.15 | -6.03 % | $ 829 M | USA |
 |
LexinFintech Holdings Ltd.
LX
|
6.6 B | $ 2.98 | -0.83 % | $ 988 M | China |
 |
Lufax Holding Ltd
LU
|
40.9 B | $ 2.59 | -1.34 % | $ 1.55 T | China |
 |
MoneyGram International
MGI
|
-1.48 B | - | - | $ 1.07 B | USA |
 |
OneMain Holdings
OMF
|
2.3 B | $ 63.6 | -2.75 % | $ 7.61 B | USA |
 |
Federal Agricultural Mortgage Corporation
AGM
|
943 M | $ 169.14 | -2.14 % | $ 1.84 B | USA |
 |
Ally Financial
ALLY
|
270 M | $ 42.52 | -2.51 % | $ 13 B | USA |
 |
Green Dot Corporation
GDOT
|
770 M | $ 12.11 | 0.21 % | $ 633 M | USA |
 |
360 DigiTech
QFIN
|
21 B | $ 16.6 | -0.98 % | $ 4.95 B | China |
 |
Mastercard Inc.
MA
|
72.9 B | $ 530.33 | -1.7 % | $ 491 B | USA |
 |
Medallion Financial Corp.
MFIN
|
104 M | $ 9.82 | -2.16 % | $ 221 M | USA |
 |
LendingClub Corporation
LC
|
-337 M | $ 20.04 | -3.21 % | $ 2.24 B | USA |
 |
Nicholas Financial
NICK
|
93.9 M | - | -0.16 % | $ 45.1 M | USA |
 |
Navient Corporation
NAVI
|
4.7 B | $ 11.92 | -4.72 % | $ 1.3 B | USA |
 |
Nelnet
NNI
|
3.34 B | $ 129.8 | -2.07 % | $ 4.76 B | USA |
 |
Oaktree Specialty Lending Corporation
OCSL
|
-574 M | $ 12.72 | -1.17 % | $ 1.79 B | USA |
|
Oportun Financial Corporation
OPRT
|
-174 M | $ 4.86 | -3.48 % | $ 179 M | USA |
 |
X Financial
XYF
|
4.17 B | $ 6.03 | -1.31 % | $ 1.74 B | - |
 |
Yiren Digital Ltd.
YRD
|
-38.9 M | $ 3.94 | -1.5 % | $ 666 M | China |
 |
Qudian
QD
|
8.32 B | - | - | $ 634 M | China |
 |
PRA Group
PRAA
|
1.56 B | $ 15.86 | -4.69 % | $ 625 M | USA |
 |
PayPal Holdings
PYPL
|
27.3 B | $ 55.18 | -3.01 % | $ 56.8 B | USA |
 |
American Express Company
AXP
|
22.1 B | $ 353.0 | -3.23 % | $ 251 B | USA |
 |
Security National Financial Corporation
SNFCA
|
225 M | $ 8.67 | -2.36 % | $ 202 M | USA |
 |
SLM Corporation
SLM
|
4.11 B | $ 25.93 | -3.45 % | $ 5.61 B | USA |
 |
Regional Management Corp.
RM
|
378 M | $ 36.14 | -3.86 % | $ 348 M | USA |