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EverQuote logo
EverQuote EVER
$ 22.11 -2.68%
report update icon

Quarterly report 2026-Q2
added 08-04-2026

EverQuote Balance Sheet 2025-2011 | EVER

Brief overview of EverQuote's balance sheet strength

The comparison uses five available annual reports from the 2021–2025 interval.

Total assets increased by +127.6%, from $143.6 million to $326.9 million. A CAGR near 22.8% points to substantial expansion.

Liabilities increased less than assets, posting +52% versus +127.6%. That relationship usually strengthens the balance sheet.

The equity ratio reached 72.8% from 59.3%. A high capital share reduces dependence on liabilities.

Negative net debt of -$168.8 million means cash holdings are larger than debt obligations.

Cash represents 52.4% of assets versus 24.3% initially, showing how the immediate liquidity reserve changed.

The balance sheet includes a negative accumulated result of -$81.9 million. It should be assessed alongside historical profits and capital distributions.

What the balance sheet shows

EverQuote has a solid balance sheet cushion. Capital and liquidity support development without excessive reliance on debt.

Annual Balance Sheet EverQuote

2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011

Net Debt

-169 M -98.5 M -35.8 M -24.4 M -26.6 M - -46.1 M -41.6 M 2.25 M -8.31 M - - - - -

Long Term Debt

1.37 M 2.51 M 70 K 3.5 M 5.53 M - - - 4.25 M 2.62 M - - - - -

Long Term Debt Current

1.2 M 1.12 M 2.09 M 2.94 M 2.7 M 2.59 M - - - - - - - - -

Total Non Current Liabilities

- - - - - - 1.06 M 1.2 M 56 M 39.9 M - - - - -

Total Current Liabilities

87.2 M 72.6 M 29.9 M 45.4 M 47.4 M 46.8 M 38.4 M 21.4 M - - - - - - -

Total Liabilities

88.9 M 75.2 M 30 M 49 M 58.5 M 58.1 M 39.5 M 22.6 M 71.1 M 53.9 M - - - - -

Deferred Revenue

1.66 M 1.76 M 1.87 M 1.87 M 2.1 M 1.87 M 1.5 M 1.44 M 986 K 815 K - - - - -

Retained Earnings

-81.9 M -181 M -213 M -162 M -138 M -118 M -107 M -99.9 M -51.3 M -31.2 M - - - - -

Total Assets

327 M 211 M 111 M 157 M 144 M 129 M 91.2 M 65.7 M 20.5 M 28.2 M - - - - -

Cash and Cash Equivalents

171 M 102 M 38 M 30.8 M 34.9 M 42.9 M 46.1 M 41.6 M 2.61 M - - - - - -

Book Value

238 M 135 M 80.9 M 107 M 85.1 M 71 M 51.8 M 43.2 M -50.5 M -25.7 M - - - - -

Total Shareholders Equity

238 M 135 M 80.9 M 107 M 85.1 M 71 M 51.8 M 43.2 M -50.5 M - - - - - -

All numbers in USD currency

Quarterly Balance Sheet EverQuote

2026-Q2 2026-Q1 2025-Q3 2025-Q2 2025-Q1 2024-Q3 2024-Q2 2024-Q1 2023-Q3 2023-Q2 2023-Q1 2022-Q4 2022-Q3 2022-Q2 2022-Q1 2021-Q4 2021-Q3 2021-Q2 2021-Q1 2020-Q4 2020-Q3 2020-Q2 2020-Q1 2019-Q4 2019-Q3 2019-Q2 2019-Q1 2018-Q4 2018-Q3 2018-Q2 2018-Q1 2017-Q4 2017-Q3 2017-Q2 2017-Q1 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3 2014-Q2 2014-Q1 2013-Q4 2013-Q3 2013-Q2 2013-Q1 2012-Q4 2012-Q3 2012-Q2 2012-Q1 2011-Q4 2011-Q3 2011-Q2 2011-Q1

Long Term Debt

565 K 972 K 1.63 M 1.96 M 2.24 M - 2.16 M - 120 K 1.79 M - 3.5 M 4.23 M - 5.28 M 5.53 M 6.21 M 6.83 M 7.47 M 8.09 M 8.09 M 8.09 M 8.09 M - - - - - - 6.98 M - 4.25 M 4.25 M 4.25 M - - - - - - - - - - - - - - - - - - - - - - - - -

Total Liabilities

84.2 M 83.1 M 81.1 M 71.2 M 82.6 M - 57.1 M - 32.1 M 39.5 M - 49 M 56.6 M - 68.1 M 58.5 M 62.5 M 57.2 M 59.7 M 58.1 M 58.1 M 58.1 M 58.1 M 39.5 M 39.5 M 39.5 M 39.5 M 22.6 M 22.6 M 22.6 M 22.6 M 20.1 M 20.1 M 20.1 M - - - - - - - - - - - - - - - - - - - - - - - - -

Deferred Revenue

1.82 M 1.77 M 1.39 M 1.65 M 2.1 M - 1.9 M - 1.9 M 1.81 M - 1.87 M 1.89 M - 1.98 M 2.1 M 1.89 M 1.84 M 1.81 M 1.87 M 1.87 M 1.87 M 1.87 M 1.5 M 1.5 M 1.5 M 1.5 M 1.44 M 1.07 M 1.15 M 1.44 M 986 K 986 K 986 K - - - - - - - - - - - - - - - - - - - - - - - - -

Retained Earnings

-44 M -63.2 M -140 M -158 M -173 M - -205 M - -207 M -178 M - -162 M -154 M - -143 M -138 M -129 M -124 M -122 M -118 M -118 M -118 M -118 M -107 M -107 M -107 M -107 M -99.9 M -99.9 M -99.9 M -99.9 M -51.3 M -51.3 M -51.3 M - - - - - - - - - - - - - - - - - - - - - - - - -

Total Assets

341 M 324 M 256 M 241 M 232 M - 158 M - 114 M 145 M - 157 M 164 M - 171 M 144 M 149 M 139 M 136 M 129 M 129 M 129 M 129 M 91.2 M 91.2 M 91.2 M 91.2 M 65.7 M 65.7 M 65.7 M 65.7 M 20.5 M 20.5 M 20.5 M - - - - - - - - - - - - - - - - - - - - - - - - -

Cash and Cash Equivalents

192 M 178 M 146 M 148 M 125 M 82.8 M 60.9 M 48.6 M 39 M 31 M - 30.8 M 36.6 M 41.3 M 46.1 M 34.9 M 41.8 M 54.5 M 46.9 M 42.9 M 42.9 M 42.9 M 42.9 M 46.1 M 46.1 M 46.1 M 46.1 M 41.6 M 41.6 M 41.6 M 41.6 M 2.36 M 2.36 M 2.36 M - 12.6 M - - - - - - - - - - - - - - - - - - - - - - -

Book Value

257 M 241 M 175 M 170 M 150 M - 101 M - 81.9 M 106 M - 107 M 107 M - 102 M 85.1 M 86 M 81.7 M 76 M 71 M 71 M 71 M 71 M 51.8 M 51.8 M 51.8 M 51.8 M 43.2 M 43.2 M 43.2 M 43.2 M 393 K 393 K 393 K - - - - - - - - - - - - - - - - - - - - - - - - -

Total Shareholders Equity

257 M 241 M 175 M 170 M 150 M 118 M 101 M 88.3 M 81.9 M 106 M 112 M 107 M 107 M 106 M 102 M 85.1 M 86 M 81.7 M 76 M 71 M 71 M 71 M 71 M 51.8 M 51.8 M 51.8 M 51.8 M 43.2 M 43.2 M 43.2 M 43.2 M -50.5 M -50.5 M -50.5 M - -25.7 M - - - - - - - - - - - - - - - - - - - - - - -

All numbers in USD currency

Balance Sheet is a fundamental financial report of EverQuote, providing a complete picture of the company’s financial position at a specific point in time. Unlike the income statement, which records the results of operations over a certain period, the balance sheet shows what assets the company owns, what liabilities it has to creditors, and what equity is available to the owners.

For an investor, the balance sheet is important because it allows assessing the company’s financial stability, understanding how much debt it carries, and how dependent it is on borrowed financing. It helps calculate key liquidity and leverage ratios. When analyzing, attention should be paid to the debt-to-equity ratio (Debt/Equity), the amount of cash on the balance sheet, and the ratio of current liabilities to liquid assets.

Features of balance sheet analysis
  • Vertical and horizontal analysis
    Vertical analysis shows the structure of the balance sheet as a percentage of total assets or liabilities, while horizontal analysis shows the dynamics of changes over multiple periods.
  • Asset quality
    It is important to evaluate not only the amount of assets but also their liquidity and realizability.
  • Accounting for off-balance sheet liabilities
    Some liabilities may not be directly reflected in the balance sheet, which requires additional attention.

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